telecomunication presentation
TRANSCRIPT
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TELECOMMUNICATION INDUSTRY
Presented By Erum Mumtaz
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Definition:Wired and wireless service carriers, and resellers.
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Loss Exposures:
Physical Operations: employee injuries automobile accidents liability claims property losses
Unique Loss Exposure: the services they offer information that they handle
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What do you observe?
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Back Injury:-Laborers installing a storm sewer pipe; the man in the foreground is pulling on a item called a 'tag-line' while the man in the background is holding and physically arresting the large object's momentum. Both actions are known to have caused back injuries.Types of worker injuries at work place: Manual handling & physical stress Slips, trips and falls on the same level Work around open manholes and trenches
Conclusion:Above injuries can be covered under Workmen
Compensation Insurance.
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Property Damages:
Damage to the antennae could disable critical communications systems or television access.
Wind Damages:-
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Earthquake Damages:
The antenna with guy wires remained upright atop a collapsed building in the 2010 Haiti Earthquake. Even though some of the guy wires went slack, the antenna did not fall into the street.
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Water Damages:Flood Damages to Telecom Sector:
The telecom sector has suffered Rs1.87 billion losses to its infrastructure and equipment in Northern Areas of Pakistan because of the massive floods.
PTCL suffered a loss of Rs. 164 million.
According to an IT ministry report, Multinet had suffered a loss of Rs. 600 million.
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Water Damages:
Categories of damage
· Erosion of boundary walls and tower bases. · Equipment damage due to water accumulation inside the site.(BSS, Trx, Power etc) · Feeder cables damage due to settlement of cable bridge foundation support. · Fiber cable Cuts on backbone and local fibers cables. · Microwave Backhaul disruption · Short circuits and power system damage including Generator damage · In rare cases tower foundation settlement issues have occurred.
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Flood Damages to Telecom Companies.:
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Fire Can Cause Heavy Damages.See the pictures
below:
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Fire insurance is a form of property insurance which covers all/any immovable property.
Property Insurance:Following can be cover under Property Insurance.
Wind damage, Earthquake & Flood damage causing a telecommunications tower collapse. Burglary and theft i.e., mobile phones at retail sales locations associated with wireless carriers and service providers.
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Off-site Locations:The telecommunication industry are primarily
associated with operations, installations and
maintenance activities at off-site locations i.e.,
work in public areas and work in and around
customer residences
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Telecom tower come a-tumbling down
Occurred Losses: A house was badly
damaged. An electricity
transformer completely destroyed. Electricity poles & high-
voltage wires were completely
destroyed.
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To control and eliminate hazards that may cause bodily injury or physical damage to others during operations, creating Liability Insurance for an organization.
Protection against telecom hazards:
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Liability Insurance:Incident Type :
Damage to Property of Others (Third Party Liability) Bodily Injury Caused by Operations or Products Personal Injury
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Other Insurance Solutions for Telecom Sector:
Professional Indemnity Insurance Auto Liability Insurance Product Liability Mobile Phone Insurance (In use of Telecom
Companies) Cash In Safe/Counter Cash In Transit Fidelity Guarantee Business Interruption
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Implementation in the form of Insurance is key to reducing losses and damages to Telecommunication Industry.
Decision Is Yours
Conclusion:
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Thanking You