vfkzo;olfkk dh flfkfr · dh rqyuk esa o"kz 2019&20 dh izfke nekgh esa fkksm+h lh Åij jgh...

o"kZ 2019 oSf'od vFkZO;oLFkk ds fy, ,d dfBu o"kZ Fkk tgka o"kZ 2009 ds oSf'od foÙkh; ladV ds ckn fo'o dh mRiknu o`f¼ nj 2-9 izfr'kr dh viuh lcls ean xfr ij izkDdfyr dh xbZ tksfd o"kZ 2018 esa 3-6 izfr'kr vkSj o"kZ 2017 esa 3-8 izfr'kr dh fu;af=kr nj ls vkSj uhps vk x;hA bruh fxjkoV gksus ij Hkh] phu vkSj la;qDr jkT; vesfjdk dh laj{kk.koknh izo`fÙk;ksa vkSj vesfjdk&bZjku ds chp Hkw&jktuSfrd rukoksa ds dkj.k vHkh Hkh vfuf'prrk,a mPp Lrj ij cuh gqbZ gSaA oSf'od fofuekZ.k] O;kikj vkSj ekax ds fy, detksj ifjos'k ds chp Hkkjrh; vFkZO;oLFkk dh o`f¼ nj o"kZ 2019&20 dh izFke Nekgh esa ean gksdj 4-8 izfr'kr nj ij vk xbZ tksfd o"kZ 2018&19 dh f}rh; Nekgh dh 6-2 izfr'kr ls de gSA okLrfod miHkksx dh /heh o`f¼ ls izsfjr okLrfod fuf'pr fuos'k eas rsth ls fxjkoV ls o"kZ 2018&19 dh f}rh; Nekgh ls o"kZ 2019&20 dh izFke Nekgh ds nkSjku thMhih o`f¼ esa fxjkoV dh fLFkfr mRiUu gqbZ gSA gkykafd] ljdkjh va-fre miHkksx esa i;kZIr o`f¼ ds lgkjs] o"kZ 2019&20 dh f}rh; frekgh esa okLrfod miHkksx o`f¼ dh HkjikbZ gqbZ gSA lkFk&gh&lkFk Hkkjr ds oSnsf'kd {ks=k esa o"kZ 2019&20 dh izFke Nekgh esa vkSj fLFkjrk vkbZ gS] tgka pkyw [kkrk ?kkVk (lh,Mh) o"kZ 2018&19 esa thMhih ds 2-1 izfr'kr ls de gksdj o"kZ 2019&20 dh izFke Nekgh esa 1-5 izfr'kr ij vk x;k gSA] izHkkoh fons'kh izR;{k fuos'k (,iQMhvkbZ) gqvk gS] iksVZiQksfy;ks izokgksa dh cgkyh gqbZ gS vkSj fons'kh eqnzk HkaMkjksa esa o`f¼ gqbZ gSA ØwM dh dherksa esa jkgr ls o"kZ 2019&20 dh izFke Nekgh esa vk;krksa esa deh vkbZ gS vkSj fu;kZrksa esa rsth ls o`f¼ gqbZ gS tks eq[;r% lh,Mh esa ladqpu ds iQyLo:i laHko gqvk gSA vkiwfrZ i{k ds lanHkZ esa d`f"k o`f¼ nj ds detksj jgus ds ckotwn] ;g o"kZ 2018&19 dh f}rh; Nekgh dh rqyuk esa o"kZ 2019&20 dh izFke Nekgh esa FkksM+h lh Åij jgh gSA [kk| egaxkbZ esa vLFkk;h o`f¼ ds dkj.k 'kh"kZ eqnzkLiQhfr o"kZ 2019&20 dh izFke Nekgh esa 3-3 izfr'kr ds Lrj ls c<+dj fnlacj] 2019 esa 7-4 izfr'kr gks xbZ] ftlds o"kZ ds var rd uhps vkus dh izR;k'kk gSA fnlacj] 2019 esa lhihvkbZ&ewy vkSj MCY;wihvkbZ eqnzk LiQhfr dk c<+uk ekax&nckoksa ds c<+us dk ladsr gSA

thMhih o`f¼ esa eanu xfr dks okLrfod {ks=k ij vojks/ dk dk;Z djus okys foÙkh; {ks=k ls ;qDr eano`f¼ pØ dh :ijs[kk ds varxZr le>k tk ldrk gSA ekax c<+kus ds iz;kl ds rgr] o"kZ 2019&20 esa ekSfnzd uhfr esa dkiQh jkgr nh xbZ gS vkSj vkjchvkbZ }kjk jsiks nj esa 110 vk/kj fcanqvksa dh dVkSrh dh xbZ gSA vFkZO;oLFkk esa foÙkh; nckoksa dks Lohdkj djrs gq, ljdkj us fnokyk ,oa fnokfy;kiu lafgr (vkbZchlh) ds rgr fnokyk lek/ku izfØ;k dks xfr iznku djus rFkk fo'ks"k :i ls ladVxzLr jh;y bLVsV vkSj xSj&cSafdax foÙkh; daiuh (,uch,iQlh) {ks=kksa ds fy, lk[k O;oLFkk esa jkgr iznku djus dh fn'kk esa bl o"kZ vusd egRoiw.kZ dne mBk, gSA fuos'k c<+kus ds fy,] fo'ks"k :i ls jk"Vªh; volajpuk :ijs[kk ds rgr] vey esa yk, x, egRoiw.kZ mik;ksa ls o"kZ 2019&20 dh f}rh; Nekgh vkSj 2020&21 esa fodkl ds fy, gfjr 'kk[kk,a iYyfor gksus dh vk'kk gSA o"kZ 2019&20 ds fy, 5 izfr'kr ij ntZ Hkkjr dh thMhih o`f¼ ds izFke vfxze izkDdyu ds vk/kj ij ;g vk'kk dh tk ldrh gS fd o"kZ 2019&20 dh f}rh; Nekgh esa thMhih dh o`f¼ nj Åij tk,xhA ljdkj dks rRijrk ds lkFk lq/kjksa dks vey esa ykus ds fy, vius etcwr tukns'k dk mi;ksx djuk pkfg, rkfd o"kZ 2020&21 esa vFkZO;oLFkk etcwrh ds lkFk mHkj ldsA

vFkZO;oLFkk dh fLFkfr01

2 vkfFkZd leh{kk 2019-20 [k.M 2

o"kZ 2019&20 esa oSf'od vFkZO;oLFkk

1-1 vkbZ,e,iQ }kjk izdkf'kr tuojh&2020 dsoSf'odvkfFkZdifjn`';(MCY;w;bZvks)esao"kZ2019oSf'odmRiknuesao`f¼njdk]o"kZ&2018ds3-6izfr'krvkSjo"kZ&2017ds3-8izfr'krlsfxjdj2-9izfr'krjgusdkvuqekuyxk;kx;kgSAo"kZ&2019esaoSf'odmRiknuesao`f¼nj]o"kZ&2009dsoSf'odfoÙkh;ladVdscknlcls/hehjgusdkvuqekugStksfdfofuekZ.klaca/hxfrfof/;ksavkSjO;kikfjddk;ZdykiksaesaHkkSxksfyd:ilsvkbZO;kidfxjkoVlsmRiUugqbZgSAvesfjdkrFkkphudschpfLFkj

dksekewyho`f¼dslkFk3-3izfr'krgkstkusdkiwokZuqekuyxk;kgSA

1-2 vU;izeq[kvFkZO;oLFkkvksadhrjg]Hkkjrdhldy?kjsywmRikn(thMhih)of¼njHkhoSf'odmRiknudsfodkldslkFklacaf/rgS]tSlkfdo"kZ2015&16dhvkfFkZdleh{kkesafopkjfd;kx;kFkkAvk'p;ZdhckrughagSfd2017dscknlsHkkjrdhthMhihof¼esavkbZfxjkoVHkhoSf'odmRiknuesavkbZfxjkoVdkghifj.kkegSA(fp=k&2)gkykafdo"kZ2017lsiwoZrhuo"kks±tcrdoSf'odmRiknuesafxjkoVughavkbZFkh]tcHkkjr]leLrfo'olsvkxsc<+x;krFkk2014&18esaHkkjrdhvkSlrlaof¼]

izk;% ysfduvfuf'pr@O;kikfjd ruko Hkh oSf'odmRiknuvkSjO;kikjesavkbZfxjkoVdsfy,ftEesnkjgSaA blh izdkj] mUurvFkZO;oLFkkvksadh o`f¼ nj]tks o"kZ 2017 esa 2-5 izfr'kr Fkh] o"kZ&2018 esa?kVdj2-2izfr'krgksxbZvkSjo"kZ&2019esabldsvkSjdegksdj1-7izfr'krrdtkusdkvuqekugS(fp=k%1)AvksbZlhMh(vkfFkZdlg;ksxvkSjfodkllaxBu)ns'kksadslewgusHkhviuho`f¼njeso"kZ2017ds2-6izfr'krls?kVdjo"kZ2018esa2-3izfr'krdhfxjkoVntZdhgS]o"kZ2019essablds1-7izfr'krdhnjlsc<+usdkvuqekugSAMCY;wbZvksuso"kZ2020esaoSf'odmRiknudh?kVrho`f¼nj

mUurvkSjmHkjrscktkj]nksuksarjgdhvFkZO;oLFkkdschpfdlhHkhrqyukRedns'klsdkiQhvf/dntZdhxbZFkhAtuojh&2020dsMCY;wbZvksviMsVesaHkkjrh;vFkZO;oLFkkdhlaof¼njesao"kZ2020esa5-8izfr'krrdof¼dkvuqekuyxk;kx;kgSftllsoSf'odmRiknuesalEHkkO;rsthesaHkkjrdsegRoiw.kZ;ksxnkunsusdhmEehngSAo"kZ2018&19esaukeek=kdherksa(ukWfeuyizkbl)esaHkkjrdhthMhih190-1yk[kdjksM+#i;s(2-7fVªfy;uvejhdhMkWyj)FkhA

1-3 o"kZ &2019esa oSf'odvkfFkZdxfrfof/;ksadsdetksjgksusdslkFk&lkFk]nqfu;kHkjesaeqnzkLiQhfrHkhefUnrjgh(fp=k3)AmUurvkSjubZvFkZO;oLFkkvksaesa

fp=k 1% oSf'od mRiknu@esa o`f¼ fp=k 2% fczDl ds vyx&vyx ns'kksa dh lao`f¼

3.6

2.2

4.6

6.7

2.9

1.7

3.7

5.6

0.0

1.0

2.0

3.0

4.0

5.0

6.0

7.0

World AE EMDE EDA

(per

cen

t)

2014-2018 (average) 2019

-4.0

-2.0

0.0

2.0

4.0

6.0

8.0

10.0

2014 2015 2016 2017 2018 2019 (E) 2020 (P)

(per

cen

t)

Brazil China IndiaRussia South Africa World

vkadM+kÏksr%oSf'odvkfFkZdifjn`';]vDVwcj2019MkVkcslrFkktuojh2020viMsV

[email protected]%,bZ%mUurvFkZO;oLFkk,a]bZ,eMhbZ%mHkjrscktkjvkSj fodklksUeq[k vFkZO;oLFkk,a] bZMh,ebZ% mnhI;heku rFkkfodkl'khy,f'k;k

vkadM+kÏksr%oSf'odvkfFkZdifjn`';]vDVwcj2019MkVkcslrFkktuojh2020viMsV

[email protected]%bZ%vkbZ,e,iQ(varjk"VZªh;eqnzkdks"k)dsizkdYyu]ihvkbZ,e,iQ(varjk"VZªh;eqnzkdks"k)dsvuqeku

3vFkZO;oLFkk dh fLFkfr

miHkksDrkekaxesafxjkoVdksn'kkZrsgq,eqnzkLiQhfrujegksxbZAvkiwfrZi{kdslanHkZesao"kZ2019esaÅtkZdhdherksaesadehgksuslsHkheqnzkLiQhfrdksfu;af=krdjusesaennfeyhAvizSy&fnlacj2019esaHkkjrdheqnzkLiQhfrFkksM+kc<+dj4-1izfr'krgksxbZ]tks2014esa5-9izfr'krdhrstfxjkoVdsokn2018esa3-4izfr'krgksxbZA

1-4 miHkksDrkekaxesaoSf'odfxjkoVusvkS|ksfxdfØ;kdykidksizHkkforfd;k]ftldsiQyLo:io"kZ

2019 esa fo'odhvf/dka'k izeq[k vFkZO;oLFkkvksaesa fxjkoVvk;h (fp=k 4,oa 5)A fo'ks"k:ils]vkWVkseksckby m|ksx ds oSf'od mRiknu esa rsth lsfxjkoVvk;h]ftldkizeq[kdkj.kekaxesadehvkukgSAekaxesadehvkusdk,ddkj.k;ggSfdcgqrls ns'kksa esa izkS|ksfxdh vkSj mRltZu ekudksa esa dbZrjgdscnykogq,gSaaaAHkkjrdsvkWVksm|ksxesaHkhblhrjgdhfxjkoVvk;hgS(vkbZ,e,iQdsfo'ovkfFkZdvkmVyqdvDVwcj]2019vkSjtuojh2020)

fp=k 4% vpy fuos'k dh o`f¼ nj fp=k 5% fofuekZ.k mRiknu ds lwpd dh o`f¼

0.0

1.0

2.0

3.0

4.0

5.0

6.0

2017

-Q1

2017

-Q2

2017

-Q3

2017

-Q4

2018

-Q1

2018

-Q2

2018

-Q3

2018

-Q4

2019

-Q1

2019

-Q2

2019

-Q3

(per

cen

t)

G-7 OECD

-2.0

-1.0

0.0

1.0

2.0

3.0

4.0

5.0

2017

-Q1

2017

-Q2

2017

-Q3

2017

-Q4

2018

-Q1

2018

-Q2

2018

-Q3

2018

-Q4

2019

-Q1

2019

-Q2

2019

-Q3

(per

cen

t)

G-7 OECD

MkVkÏksr%vksbZlhMhMkVkcslfVIi.kh%dSysaMjo"kZdsvk/kjijfrekghth&7dkvFkZfo'oesalkrcM+hmUurvFkZO;oLFkkvksavFkkZrdukMk] Úkal] teZuh] bVyh] tkiku] ;wukbVsM fdaxMe ,oala;qDrjkT;vesfjdkdslewglsgSA

MkVkÏksr%vksbZlhMhMkVkcslfVIi.kh%dSysaMjo"kZdsvk/kjijfrekghvksbZlhMhdkvFkZvkfFkZdlg;ksx,oafodkllaxBulsgSftlesa36lnL;ns'kgSaA

fp=k 3% ns'k ds fofHkUu lewgksa esa miHkksDrk dher o`f¼

0.0

1.0

2.0

3.0

4.0

5.0

6.0

2014 2015 2016 2017 2018 2019

(per

cent

)

World AE EMDE India

vkadM+kÏksr%oSf'odvkfFkZdifjn`';]vDVwcj2019MkVkcslrFkk]jk"Vªh;lka[;dh;dk;ZØ[email protected]%,bZ%mUurvFkZO;oLFkk,a]bZ,eMhbZ%mHkjrscktkjvkSjfodklksUeq[kvFkZO;oLFkk,a]bZMh,ebZ%mnhI;hekurFkkfodkl'khy,f'k;k2-Hkkjrdsfy,o"kZvizSy&ekpZvkSj2019dsfy,MkVkvizSylsfnlacjgS


fp=k 6% xSj&d`f"k] xSj&b±/u O;kikfjd oLrq fu;kZr o`f¼1 nj

-30.0

-20.0

-10.0

0.0

10.0

20.0

30.0

Apr-1

8

May

-18

Jun-

18

Jul-1

8

Aug-

18

Sep-

18

Oct-1

8

Nov-

18

Dec-

18

Jan-

19

Feb-

19

Mar

-19

Apr-1

9

May

-19

Jun-

19

Jul-1

9

Aug-

19

Sep-

19

Oct-1

9

(per

cent

)

India China Germany USA Japan

MkVkÏksr%VªsMeSiMkVkcsl

1-5 tSls&tSlsoSf'odvkS|ksxdxfrfof//hehgqbZ]fo'odh izeq[kvFkZO;oLFkkvksa ls fofuek.kZ fu;kZrdho`f¼njesadehvk;hgSAc<+rsO;kikjrukoksadslkFk&lkFkO;kikjvfuf'prkvksadsc<+uslsO;kikjlaca/hvfuf'prkvksausHkhO;olk;dsHkjkslsesadehvk;hgSftldsiQyLo:iO;kikfjdxfrfof/;ksaesadehvk;hgSAHkkjrdkfofuekZ.kfu;kZrHkhfxjx;kgSA(fp=k6)A

o"kZ 2019&20 esa Hkkjrh; vFkZO;oLFkk

vFkZO;oLFkk dk vkdkj%

1-6 vDVwcj 2019 ds MCY;wbZvks us orZekuvesfjdhMkWyjewY;ksa ijthMhihdkmi;ksxdjrsgq,Hkkjrh;vFkZO;oLFkkdsnqfu;kesaikapohlclscM+hvFkZO;oLFkkgksusdkvuqekuyxk;kgSAmi;qZDrmiyfC/dksgkflydjrsghHkkjr;wukbVsMfdaxMevkSjÚkaldksihNsNksM+nsxkAo"kZ2019esaHkkjrh;

_______________1- ,p,ldksM28ls96dsrgrmRiknJsf.k;ksalslacaf/rdqyO;kikfjdoLrqvksadsfu;kZrdksfofuekZ.kfu;kZrekuktkrkgSA

rkfydk 1% orZeku vesfjdh MkWyj fVªfy;u esa thMhih ds lanHkZ esa nqfu;k dh 'kh"kZ 10 vFkZO;oLFkk,a

Ø- la- ns'k 2017 2018 2019 (E) 2019 esa LFkku esa ifjorZu

1 la;qDrjkT;vesfjdk 19.5 20.6 21.4 -2 phu 12.1 13.4 14.1 -3 tkiku 4.9 5.0 5.2 -4 teZuh 3.7 4.0 3.9 -5 Hkkjr 2.7 2.7 2.9 ▲6 ;wukbVsMfdaxMe 2.6 2.8 2.7 ▼7 Úkal 2.6 2.8 2.7 ▼8 bVyh 2.0 2.1 2.0 -9 czkthy 2.1 1.9 1.8 -10 dksfj;k 1.6 1.7 1.6 -

MkVkÏksr%fo'ovkfFkZdvkmVyqd]vDVwcj2019MkVkcslfVIi.kh%bZ%vkbZ,e,iQdsvkdyu% ▲ dkjSadesalq/kj_ ▼ fxjkoVdkvFkZjSaddk;Fkkorjguk


vFkZO;oLFkkdkvkdkjvesfjdhMkWyj2-9fVªfy;ugksusdkvkdyufd;kx;kgSA(rkfydk1)

1-7 tqykbZ] 2019 esa] dsaanzh; ctV 2019&20esa ekuuh; iz/kuea=kh ds 2024&25 rd Hkkjrh;vFkZO;oLFkk dks 5 fVªfy;u vesfjdh Mkyj dhvFkZO;oLFkkcuk,tkuslacaf/rn`f"Vdks.kij Li"Vcy fn;k x;k gSA gkykafd]oSf'od fuxZeesa ßkldsdkj.k] blo"kZds fy, Hkkjrdsldy ?kjsyw

mRiknesavisf{kro`f¼dhvis{kkdeo`f¼gksukblmiyfC/dsfy,pqukSrhcukgqvkgSAbldsckotwnHkh]foxrikapo"kks±(okf"kZdvkSlro`f¼dhnj7-5izfr'krvkSjeqnzkLiQhfrdhokf"kZdvkSlrnj4-5)]lsfLFkjlef"VvFkZ'kkL=kh;?kVukpØdspyrso`f¼dsfn,x,Hkkjrh;fjdkWMZlsvis{kkdhtkrhgSfd5fVªfy;uvesfjdhMkyjdsy{;dksgkflyfd;ktkldrkgS(fp=k7)A

fp=k 7% Hkkjrh; vFkZO;oLFkk dk c<+rk vkdkj (ekStwnk vesfjdh MkWyj ij thMhih)

0.7

2.9

5.0

0.0

1.0

2.0

3.0

4.0

5.0

6.0

2004

-05

2005

-06

2006

-07

2007

-08

2008

-09

2009

-10

2010

-11

2011

-12

2012

-13

2013

-14

2014

-15

2015

-16

2016

-17

2017

-18

2018

-19

2019

-20

2020

-21

2021

-22

2022

-23

2023

-24

2024

-25

(US$

trill

ion)

Target to achieve

lzksr%jk"Vªh;tulkaf[;dh;dk;kZy;]Hkkjrh;fjtoZcSad(vkjchvkbZ)vkSjvarj&jk"Vªh;eqnzkdks"k

thoh, vkSj thMhih o`f¼

1-8 jk"Vªh; lkaf[;dh; dk;kZy; (,u,lvks) us2019&20dhizFkeNekgh(,p1)(vizSy&flrEcj)esaHkkjrh;thMhihesa4-8izfr'krdho`f¼gksusdkvuqekuyxk;k gS] tks 2018&19dh nwljh Nekgh(,p2)(vDrwcj&ekpZ)esantZdhxbZ6-2izfr'krdhvis{kko`f¼dhdegSAbldsfoijhrvkiwfrZi{k

dslaca/esa]^^d`f"kvkSjvkuq"kafxdfØ;kdykiksa]vkSjyksdiz'kklu]lqj{kk]vkSjvU;lsokvksa] 2019&20dhizFkeNekghdho`f¼nj2018&19dhnwljhNekghdho`f¼njlsmPpFkh]dksNksM+djlHkhlSDVjksa}kjklkekU;rkSjijldy?kjsywmRikno`f¼dsfooj.kdsvuqlkjthMhiho`f¼esa;ksxnkufd;kgS(rkfydk2)A

rkfydk 2% okLrfod ldy ewY; of/Zr (thoh,) vkSj thMhih (izfr'kr) dh frekghokj o`f¼

2018-19 2019-20Q1 Q2 Q3 Q4 Q1 Q2

ewyewY;ksaijthoh, 7.7 6.9 6.3 5.7 4.9 4.3d`f"k]ou,oaeRL; 5.1 4.9 2.8 –0.1 2.0 2.1m|ksx 9.8 6.7 7.0 4.2 2.7 0.5lsok,a 7.1 7.3 7.2 8.4 6.9 6.8cktkjewY;ksaijthMhih 8.0 7.0 6.6 5.8 5.0 4.5MkVklzksr%jk"Vªh;lkaf[;dh;dk;kZy;A


1-10 yxkrkj NBh frekgh esa thMhih o`f¼ essafxjkoV ds ckotwn] 'ks;j cktkj ns'k ds fodkldhlaHkkoukvksadksysdjmRlkfgrgSAckWEcs LVkWd,Dlpsat(ch,lbZ)dklsalsDlekpZ]2019dhrqyukesafnlacj]2019dsvaresa7-0izfr'krvfèkdgksx;k(fp=k8)A;gnqfu;kdhizeq[kvFkZO;oLFkkvksadho`f¼esafxjkoVvkSjla;qDrjk"Vªla?k}kjkekSfnzduhfrdksvklkucuk,tkusdhi`"BHkwfeesafuos'kdsfy,Hkkjrds,dvkd"kZdxarO;cuusdhc<+rh/kj.kkdksHkhn'kkZrkgSA2019&20dsigysvkBeghuksaesa fuoy,iQMhvkbZvkSj fuoy fons'khiksVZiQksfy;kfuos'k(,iQihvkbZ)Øe'k%24-4 fcfy;uvesfjdhMkWyjvkSj12-6fcfy;uvesfjdhMkWyjFkk]tksfd2018&19dsvof/esaizkIrvarokZglsvf/dFkkA

1-11 Hkkjr us 2011&12 ls 2012&13 dh pkSFkhfrekghesaviuhlclsdefrekghthMhiho`f¼ntZ

dhgS(fp=k9)A13frekfg;ksadsckn]vFkZO;oLFkkus2016&17dhigyh frekghesa9-4izfr'krdhviuhmPprefrekgho`f¼izkIrdhAiqu%blds13frekfg;ksadsckn]vFkZO;oLFkkus2019&20dhnwljhfrekghesa4-5izfr'krdslkFkfxjkoVntZdhA,slkizrhrgksrkgSfdO;kikjpØdhyackbZyxHkx13frekgh gSA 2018esa] 1996ls fodkldsvkadM+ksadksysdjHkkjresaO;kikjpØekiijfd,x,,dvè;;u(ikaMsvkSjvU;(2018))esa,slsghifj.kken'kkZ,x,gSaAmudkvè;;ublckrdksn'kkZrkgSfdtcthMhihesao`f¼gksjghgksrclsO;kikjpØdkvkSlr12frekghdkgksrkgSAgkykafd]eanhds nkSj esa] O;kikj pØvkSlru ?kVdj 9 frekghrddkgkstkrkgSArnuqlkj]2019&20dhnwljhNekghesao`f¼esaiqu#RFkkugksusdkvuqekufd;ktkjgkgSA

rkfydk 3% thMhih dh okLrfod o`f¼ (izfr'kr)

2017-18 2018-19(PE)

2019-20Q1 Q2

ldy?kjsywmRikn 7.2 6.8 5.0 4.5

dqymi;ksx 8.6 8.3 4.1 6.9

ljdkjhmi;ksx 15.0 9.2 8.8 15.6

futhmi;ksx 7.4 8.1 3.1 5.1

vpyfuos'k 9.3 10.0 4.0 1.0

ekyvkSjlsokvksadkfu;kZr 4.7 12.5 5.7 -0.4

ekyvkSjlsokvksadkvk;kr 17.6 15.4 4.2 -6.9

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20000

25000

30000

35000

40000

45000

Apr-1

5Ju

n-15

Aug-

15Oc

t-15

Dec-

15Fe

b-16

Apr-1

6Ju

n-16

Aug-

16Oc

t-16

Dec-

16Fe

b-17

Apr-1

7Ju

n-17

Aug-

17Oc

t-17

Dec-

17Fe

b-18

Apr-1

8Ju

n-18

Aug-

18Oc

t-18

Dec-

18Fe

b-19

Apr-1

9Ju

n-19

Aug-

19Oc

t-19

Dec-

19

(Adj

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clos

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S&P BSE Sensex Quarterly average-Sensex

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2.0

3.0

4.0

5.0

6.0

7.0

8.0

9.0

10.0

Q1:

12-1

3Q

2:12

-13

Q3:

12-1

3Q

4:12

-13

Q1:

13-1

4Q

2:13

-14

Q3:

13-1

4Q

4:13

-14

Q1:

14-1

5Q

2:14

-15

Q3:

14-1

5Q

4:14

-15

Q1:

15-1

6Q

2:15

-16

Q3:

15-1

6Q

4:15

-16

Q1:

16-1

7Q

2:16

-17

Q3:

16-1

7Q

4:16

-17

Q1:

17-1

8Q

2:17

-18

Q3:

17-1

8Q

4:17

-18

Q1:

18-1

9Q

2:18

-19

Q3:

18-1

9Q

4:18

-19

Q1:

19-2

0Q

2:19

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(per

cen

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Minimum growth achieved since 2012-13Q4: 12-13 : 4.3%

Maximum growth achieved since 2012-13

Q1: 16-17 : 9.4%

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Q3:13-14, 10.6

Q3:19-20, 5.8

Q2:15-16, -5.5

Q3:19-20, 1.0

-6.0

-4.0

-2.0

0.0

2.0

4.0

6.0

8.0

10.0

12.0

Q1:

12-1

3Q

2:12

-13

Q3:

12-1

3Q

4:12

-13

Q1:

13-1

4Q

2:13

-14

Q3:

13-1

4Q

4:13

-14

Q1:

14-1

5Q

2:14

-15

Q3:

14-1

5Q

4:14

-15

Q1:

15-1

6Q

2:15

-16

Q3:

15-1

6Q

4:15

-16

Q1:

16-1

7Q

2:16

-17

Q3:

16-1

7Q

4:16

-17

Q1:

17-1

8Q

2:17

-18

Q3:

17-1

8Q

4:17

-18

Q1:

18-1

9Q

2:18

-19

Q3:

18-1

9Q

4:18

-19

Q1:

19-2

0Q

2:19

-20

Q3:

19-2

0

(per

cen

t)Annual - CPI Inflation

Quarter wise CPI Inflation

Quarter wise WPI Inflation

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5.4

3.73.4 3.3

3.8 3.8

0.0

1.0

2.0

3.0

4.0

5.0

6.0

2009

-10

to20

13-1

4

2014

-15

to20

18-1

9

2018

-19

2019

-20

(BE)

Apr

-Nov

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Apr

-Nov

:19*

(per

cen

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4.00

5.00

6.00

7.00

8.00

9.00

10.00

11.00

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4, 20

19Ja

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b. 1,

2019

Feb.

15, 2

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1, 20

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2019

Nov.

22, 2

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Dec.

6, 20

19De

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(per

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Policy Repo Rate 91-Day Treasury Bill (Primary) Yield

10-Year G-Sec Par Yield (FBIL) WALR of SCBs (Fresh Rupee Loan)

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-5.0

0.0

5.0

10.0

15.0

20.0

25.0

30.0

(per

cen

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Non Food Credit Credit to MSME Credit to large industry

Credit to services Credit to personal loan

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21.5 22.3 22.8

28.9

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5.2 5.3

0.0

5.0

10.0

15.0

20.0

25.0

30.0

Jun-2018 Sep-2018 Dec-2018 Mar-2019 Jun-2019

(per

cen

t)

Public Sector Banks Private Sector Banks

MkVkÏksr%vkjchvkbZ

rkfydk 4% vuqlwfpr okf.kfT;d cSad lk[k (yk[k djksM+ #i, esa)

vizSy&uoacj2018-19 2019-20

vuqlwfprokf.kfT;dcSadksadhfuoylk[k 5.07 0.89vuqlwfprokf.kfT;dcSadksadhfuoylexztekjkf'k 3.87 3.85o`f¼'khyÍ.k&tekvuqikr(izfr'kr) 131.0 23.1ljdkjhizfrHkwfr;ksaesafuos'k 1.07 3.37

MkVkÏksr%vkjchvkbZ


rqyukesaldkjkRedo`f¼ns[khxbZgStcfdizeq[koLrqlewgdsvk;kresadehntZdhxbZgSAgkykafdvk;krdhrqyukesafu;kZrO;kikjds/hesalaadqpulso"kZ2019&20dsO;kikjlarqyuesalq/kjns[kkx;kgSA(fp=k16)

1-28 vk;krfcydkladqpuvkaf'kdrkSjijo"kZ2018&19dhrqyukesapkywo"kZesarsydhdherksaesagqbZfxjkoVdsdkj.kgqvkgS]fp=k17tcfdfu;kZrdk /hek ladqpu oSf'od xfrfof/ dh izxfr dsiQyLo:igqvkgSAfp=k18tqykbZ]2019lsokLrfod

fofue; njdkvoewY;u Hkkjrds fu;kZr esa iqu%lqèkkjdsfy,lgk;dgksldrkgS];|fifu;kZressafofu;enjvoewY;udk;ksxnkuLi"Vdjusokyslk{;vLi"Vfn[kkbZnsrsgSaA([kaM&1]vè;k;&5)

1-29 lsok fu;kZr ds èkheh o`f¼ ds ckotwn lsokys[kkdk O;kikj 'ks"ko"kZ 2019&20esaldkjkRedjgkgSAlsokys[kkesasO;kikjvf/'ks"ko"kZ2018&19esa,p&1ds38-9fcfy;u;w,lMkWyjdhrqyukesao"kZ2019&20esa40-5fcfy;u;w,lMkWyjjgkgSA(fp=k19)

fp=k 17% dPpk rsy dhersa (Hkkjrh; ckLdsV) ;w,l Mkyj izfr cSjy

fp=k 18% Hkkjrh; #i, dh fofue; nj

30.0

40.0

50.0

60.0

70.0

80.0

90.0

Apr

-16

Jun-

16A

ug-1

6O

ct-1

6D

ec-1

6Fe

b-17

Apr

-17

Jun-

17A

ug-1

7O

ct-1

7D

ec-1

7Fe

b-18

Apr

-18

Jun-

18A

ug-1

8O

ct-1

8D

ec-1

8Fe

b-19

Apr

-19

Jun-

19A

ug-1

9O

ct-1

9D

ec-1

9

(US$

per

bar

rel)

Quarter average

62.0

64.0

66.0

68.0

70.0

72.0

74.0

76.0

108.0

110.0

112.0

114.0

116.0

118.0

120.0

122.0

124.0

Apr

-16

Jun-

16A

ug-1

6O

ct-1

6D

ec-1

6Fe

b-17

Apr

-17

Jun-

17A

ug-1

7O

ct-1

7D

ec-1

7Fe

b-18

Apr

-18

Jun-

18A

ug-1

8O

ct-1

8D

ec-1

8Fe

b-19

Apr

-19

Jun-

19A

ug-1

9O

ct-1

9D

ec-1

9

(Rs./

US$

)

(Inde

x)

REER: Monthly averageRs./US$ ER : Monthly average (right axis)

Quarterly Rs./US$ exchange rate

MkVklzksr%isVªksfy;evk;kstuk,oafo'ys"k.kizdks"B MkVklzksr%vkjchvkbZfVIi.kh%vkjbZbZvkjokLrfodizHkkohfofue;njdksn'kkZrhgSA(36eqnzkO;kikjHkkj)

fp=k 16% O;kikfjd fu;kZr ,oa vk;kr esa o`f¼

-60

-50

-40

-30

-20

-10

0

-20.0

-10.0

0.0

10.0

20.0

30.0

40.0

50.0

Q1:1

7-18

Q2:1

7-18

Q3:1

7-18

Q4:1

7-18

Q1:1

8-19

Q2:1

8-19

Q3:1

8-19

Q4:1

8-19

Q1:1

9-20

Q2:1

9-20

Q3:1

9-20

(US$

bill

ion)

(per

cent

)

Trade balance - right axis Export growth Import growth

MkVklzksr%okf.kfT;dfoHkkx]okf.kfT;d,oam|ksxea=kky;


1-30 fuEu pkyw ys[kk ?kkVk (lh,Mh) ns'k dhU;wuhd`rckg~;Í.kxzLrrkdksn'kkZrkgSftlls?kjsywvkfFkZduhfrdhckg~;izHkkoksaijfuHkZjrk?kVtkrhgSAlh,Mh]tkso"kZ2018&19ds2-1izfr'krFkh]esao"kZ2019&20dsizFkeNekgh(,p1)esaO;kikj?kkVsesaegRoiw.kZdVkSrhdspyrs1-5izfr'krdklq/kjgqvkgSA(fp=k20)

1-31 fons'kh izR;{k fuos'k (,iQMhvkbZ) ckg~;m/kjksadhrqyukesafoÙkiks"k.kdkvf/dfLFkjlzksr

eqgS;kdjkrk gSA o"kZ 2014&19ds nkSjku Hkkjr essavkbZ,iQMhvkbZfiNysikapo"kks±dhrqyukesaegRoiw.kZjghgS_;gizo`fÙko"kZ2019&20esa;Fkkor~tkjhjgh(fp=k21)Ao"kZ2019&20dsigys8eghuksaesans'kaesavkbZldy,oa fuoy,iQMhvkbZo"kZ2018&19dhrnuq:ihvof/esaizkIrizokglsvf/djghgSAo"kZ2019&20ds,p1esafuoy,iQihvkbZizokgHkho"kZ2018&19ds,p&1ds7-3fcfy;u;w,lMkWyjdscfgizZokgdsrqyukesalcy7-9fcfy;u;w,lMkWyjFkkA(fp=k22)

fp=k 19% lsok fu;kZr ,oa vk;kr esa o`f¼

16.0

17.0

18.0

19.0

20.0

21.0

22.0

0.05.0

10.015.020.025.030.035.040.0

(US$

bill

ion)

(per

cen

t)

Trade balance - (right axis) Export growth Import growth

MkVklzksr%vkjchvkbZ

fp=k 20% thMhih ds izfr'kr ds :i esa pkyw ys[kk ?kkVk

3.3

1.4

0.0

0.5

1.0

1.5

2.0

2.5

3.0

3.5

2009

-10

to20

13-1

4

2014

-15

to20

18-1

9

Q1:

16-1

7

Q2:

16-1

7

Q3:

16-1

7

Q4:

16-1

7

Q1:

17-1

8

Q2:

17-1

8

Q3:

17-1

8

Q4:

17-1

8

Q1:

18-1

9

Q2:

18-1

9

Q3:

18-1

9

Q4:

18-1

9

Q1:

19-2

0

Q2:

19-2

0

(per

cen

t)

Annual

for H1: 2019-20

MkVklzksr%vkjchvkbZ


1-32 ns'k ds pkyw [kkrs ,oa mPp iwathxr izokgdslq/kjdsifj.kkeLo:ins'kdhHkqxrkularqyu(chvksih) fLFkfresa ekpZ] 2019dsvardk302fcfy;u;w,lMkWyjdsfons'khfofue;HkaMkjlq?kkjdj10tuojh]2020esa461-2fcfy;u;w,lMkyjgksx;kgSA

{ks=kh; ?kVukØe

1-33 lkis{kdherksadsifjorZuksadhvuqfØ;k]ftllsvFkZO;oLFkkdsfofHkUu{ks=kksaesafofHkUunjksaijizxfrgksrhgS]esalalk/u{ks=kksaesalapkfyrgksrsgSaAthMhihdhÅapho`f¼lsizxfrds{ks=kh;;ksxnkudhvksj

T;knkè;kuughatkrk]ftrukfdthMhihdhfuEu

o`f¼dsnkSjkutkrkgSAfiQjHkh]izxfrdslHkhLrjksa

ijlajpukRedifjorZugSrFkk;gifjorZudkdky

gStksfd#fpdjcux;kgSA

1-34 ns'kdsdqythoh,esad`f"k,oalgk;d{ks=kksa

dsva'kesao"kZ2009&14ls2014&19rdfxjkoV

vkbZgS],slkeq[;r%rhljs {ks=kdhlkis{kvf/d

o`f¼ ds dkj.k gqvk gSA ;g fodkl izfØ;k dh

izkd`frdmiyfC/gSftllsxSjd`f"k{ks=kksaesaRofjr

izxfrgksrhgSA

fp=k 21% fuoy okf"kZd ,IkQMhvkbZ varokZg fp=k 22% iwathxr varokZg dh =kSekfld izo`fÙk

10.0 15.0 20.0 25.0 30.0 35.0 40.0

2014-15

2015-16

2016-17

2017-18

2018-19

Apr-Nov: 18-19

Apr-Nov: 19-20

(US$ billion) -10.0

-5.0

0.0

5.0

10.0

15.0

Q1:

17-1

8

Q2:

17-1

8

Q3:

17-1

8

Q4:

17-1

8

Q1:

18-1

9

Q2:

18-1

9

Q3:

18-1

9

Q4:

18-1

9

Q1:

19-2

0

Q2:

19-2

0

(US$

bill

ion)

Net FDI inflows Net FPI inflows

MkVklzksr%vkjchvkbZekfldcqysfVu MkVklzksr%vkjchvkbZ

rkfydk 5% thoh, esa {ks=kh; va'k (izfr'kr)

2009-10 to 2013-14

2014-15 to 2018-19

2018-19 H1: 2019-20

d`f"k ou ,oa eRL; 18.3 17.4 16.1 13.9

m|ksx 32.3 29.6 29.6 28.3

[kuu,oamR[kuu 3.2 2.4 2.4 2.1

fofuekZ.k 17.5 16.6 16.4 15.4

fo|qr]xSl]tyvkiwfrZ,oavU;mi;ksxhlsok,a 2.4 2.6 2.8 2.9

fuekZ.k 9.2 8.0 8.0 8.0

lsok,a 49.4 52.9 54.3 57.8


1-35 thoh, ds izfr vkS|ksfxd fØ;kdykiksa ds;ksxnkuesaHkh2009&14ls2014&19rddhvof/esa deh ntZ dh xbZ gSA fofuekZ.k lSDVj ftldkvkS|ksfxdthoh,esa50izfr'krlsvf/ddk;ksxnkujgkgS]ds;ksxnkuesadehns[kusdksfeyhgStcfdfuekZ.k{ks=kdhHkkxhnkjhHkhdejghgSA

1-36 lsok lSDVj us d`f"k vkSj m|ksx lSDVj dhvis{kk rsth ls izxfrdh gSA foÙkh;] fj;y bLVsVvkSjO;kolkf;dlsokvksadslSDVjusyksdiz'kkludscknlsok{ks=kds;ksxnkuesao`f¼ntZdjkbZgSA;gkardfdoSf'od:iesa]mRiknu{ks=kgksusokyhfxjkoVdksvkaf'kd:ils[kRedjdsoSf'odo`f¼esa;ksxnkufn;kgSA

izFke vfxze izkWDdyu 2019&20

1-37 izFkevfxzeizkWDdyudsvuqlkj]2019&20ds nkSjku okLrfod thMhih esa 5-0 izfr'kr o`f¼gksusdkizkWDdyufd;kx;kgStcfd2018&19esathMhiho`f¼dhnj6-8izfr'krntZdhxbZFkhA2018&19dsfy,thMhih(190-1yk[kdjksM+)dsvuafreizkWDdyuij7-5izfr'krdho`f¼njdslkFk2019&20esaukfedthMhiho`f¼dkizkWDdyu204-4yk[kdjksM+gSA

1-38 pkywdherksaijthMhihesadqymiHkksx,oafuoyfu;kZrdsva'knkuesao"kZ2018&19dhrqyukesao"kZ 2019&20esao`f¼gksusdkizkWDdyu fd;k

rkfydk 6% ekax i{k ds ?kVd (thMhih ds izfr'kr ds :i esa)

2017-18 2018-19 2019-20 Percentage points change in share in 2019-20 over 2018-19

1st RE PE 1st AE [Increase (+)/ Decrease (-)]

dqy[kir 70.0 70.6 72.1 1.5

ljdkjh[kir 11.0 11.2 11.9 0.7

futh[kir 59.0 59.4 60.2 0.8

ldyfu/kZfjrIkQksjus'u 28.6 29.3 28.1 -1.2

dqyfu;kZr -3.2 -3.9 -2.8 1.1

eky,oalsokvksadkfu;kZr 18.8 19.7 18.4 -1.3

eky,oalsokvksadkvk;kr 22.0 23.6 21.2 -2.4

lzksr%jk"Vªh;lkaf[;dhdk;kZy;fVIi.kh%RE&la'kksf/rizkWDdyu]PE&vuafreizkWDdyu]AE&vfxzeizkWDdyuA

O;kikj]gksVy];krk;kr]laxzg.k]czkWMdkfLVaxlslacafèkrlapkj,oalsok,a

17.5 18.3 18.3 18.1

foÙkh;]fj;y,LVsV,oaO;olkf;dlsok,a 19.2 20.9 21.3 24.5

tuiz'kklu]j{kk,oavU;lsok,a 12.7 13.7 14.7 15.2

Ïksr%jk"Vªh;lka[;dh;dk;kZy;


rkfydk 7% thoh, vkSj thMhih dh o`f¼ nj [2011&12 dh fLFkj dherksa ij]

2017-18 2018-19 2019-20 Percentage points Change in growth in 2019-20

over 2018-191st RE PE 1st AE [Increase (+)/ Decrease (-)]

ewy ewY;kksa ij thoh, 6.9 6.6 4.9 -1.7

d`f"k,oalEc¼{ks=k 5.0 2.9 2.8 -0.1

m|ksx 5.9 6.9 2.5 -4.4

[kuu,oamR[kuu 5.1 1.3 1.5 0.2

fouekZ.k 5.9 6.9 2.0 -5.0

fo|qr]xSl]tyvkiwfrZ,oavU;mi;ksfxrklsok,a

8.6 7.0 5.4 -1.6

fuekZ.k 5.6 8.7 3.2 -5.6

lsok,a 8.1 7.5 6.9 -0.7

O;kikj]gksVy];krk;kr]lapkj,oalapkj,oaizlkj.klacafèkrlsok,a

7.8 6.9 5.9 -1.0

foÙkh;]fj,y,LVsV,oaO;olkf;dlsok,a

6.2 7.4 6.4 -1.1

tuiz'kklu]j{kk,oavU;lsok,a 11.9 8.6 9.1 0.5

cktkjewY;ijthMhih 7.2 6.8 5.0 -1.8

lzksr%jk"Vªh;lkaf[;dhdk;kZy;fVIi.kh%RE&la'kksf/rvuqeku]PE&vuafrevuqeku]AE&vfxzevuqekuA

x;kgSApkywdherksaaijthMhihdsizfr'krds:iesavpyfuos'k2018-19esa29-3izfr'krdhrqyukesao"kZ2019&20esa28-1izkWDdfyrfd;kx;kgSA

1-39 2019&20esaewydherksaijokLrfodthoh,dh o`f¼ 4-9 izfr'kr vuqekfur gS] tcfd o"kZ2018&19 esa ;g esa 6-6 izfr'kr FkhA ^lkoZtfudiz'kklu] j{kkvkSjvU;lsokvksa*dks NksM+djlHkhmi{ks=kksa esa thoh, o`f¼ esa f'kfFkyrk dk vkdyufd;kx;kgSA(rkfydk7)

1-40 rkfydk 8esavFkZO;oLFkkds izeq[kladsrdfn[kk, x, gSaA izFke vfxze vuqeku ds vuqlkj2018&19esa6-8izfr'krdho`f¼njdhrqyukesa2019&20dsnkSjkuokLrfodthMhiho`f¼nj4-8izfr'krgSAizFkevfxzevuqekulsyxrkgSfd,p12019&20dhrqyukesa,p22019&20esao`f¼gksxh]ftldsdkj.kuhpsfn,x,gSa%

igyk]fuÝVhbafM;kmiHkksxlwpdkadfiNyseghuksadhudkjkRedo`f¼dhrqyukesaigyhckjvDVwcj]2019esa10-1izfr'krdh/ukRedo"kZ&nj&o"kZo`f¼dslkFkblo"kZigyhckjlclsÅijjgkA;go`f¼uoacj]2019esa5-7izfr'krrFkkfnlacj]2019esa0-2izfr'krrdldkjkRedcuhjghA

nwljk]Hkkjrh;vFkZuhfresaldkjkRedvkRefo'okldkscgky j[krs gq,vuq"kaxhcktkjksa esa Hkhc<+ksrjhtkjhjghrFkkeqacbZLVkWd,Dlpsatlwpdkadesa31ekpZ]2019dhrqyukesa7-0izfr'kr(31fnlEcj]2019rd)dho`f¼gqbZA

rhljk]fons'khfuos'kdksausHkkjresafo'oklfn[kk;kgSA ns'k usvizSy&uoEcj]2018&19esa 21-2;w,lfcfy;uMkWyjdsrqyukesavizSy&uoEcj]2019&20esa 24-4 fcfy;u ;w,l MkWyjdhdqy ,iQMhvkbZdksvkdf"kZrfd;kAvizSy&uoEcj2019&20esadqy


rkfydk 8% izeq[k ladsrd

vkadM+ksa dh Jsf.k;ka bdkbZ 2016-17 2017-18 2018-19 2019-20

thMhihvkSjlacafèkr ladsrd

pkywcktkjnjijthMhih ` yk[kdjksM+ 153.6 171.0 190.1a 204.4b

fLFkjcktkjnjijthMhih ` yk[kdjksM+ 123.0 131.8 140.8a 147.8b

o`f¼nj (izfr'kr) 8.2 7.2 6.8a 5.0b

pkywvkèkkjdherijthoh, ` yk[kdjksM+ 139.4 154.8 172.0a 185.0b

fLFkjvkèkkjdherijthoh, ` yk[kdjksM+ 113.2 121.0 129.1a 135.4b

o`f¼nj (izfr'kr) 7.9 6.9 6.6a 4.9b

ldycpr % thMhih 30.3 30.5 na na

ldyiwathxrfuekZ.k % thMhih 30.9 32.3 na na

izfrO;fDrfuoyjk"Vªh;vk;(pkywdherij)

` 104659 114958 126406a 135050b

mRiknu

[kk|kUu fefy;uVu 275.1 285.0 285.0c 140.6c

vkS|ksfxdmRiknudklwpdkad (izfr'kr) 4.6 4.4 3.8 0.6d

fo|qrl`tu(o`f¼) (izfr'kr) 4.7 4.0 3.5 0.3d

dher

MCY;wihvkbZvkSlr (izfr'kr) 1.7 3.0 4.3 1.5e

lhihvkbZ(la;qDr)eqnzkfLiQfr(vkSlr)

(izfr'kr) 4.5 3.6 3.4 4.1e

oSnsf'kd{ks=k

O;kikfjdekyfu;kZro`f¼($;w,ldslanHkZesa)

(izfr'kr) 5.2 10.0 8.8 -2.0e

O;kikfjdekyfu;kZro`f¼($;w,ldslanHkZesa)

(izfr'kr) 0.9 21.1 10.4 -8.9e

pkyw[kkrkdks"k % thMhih -0.6 -1.8 -2.1 1.5f

fons'khfofue;vkj{k.kfufèk(o"kkZar) US$ Billion 370.0 424.5 412.9 457.5j

vkSlrfofue;nj ` /US$ 67.1 64.5 69.9 70.4e

èku vkSj Í.k

O;kideqnzk(,e3)o`f¼(okf"kZd) (izfr'kr) 10.1 9.2 10.5 9.8g

vuqlwfprokf.kfT;dcSadÍ.k(o`f¼)

(izfr'kr) 8.2 10.0 13.3 7.2g


,iQihvkbZmYys[kuh;12-6fcfy;u;w,lMkWyjFkhtcfdvizSy&uoEcj2018&19esarks8-7fcfy;u;w,lMkWyjdkcfgokZggqvkFkkA

pkSFkk] jsiks nj esa fiNyh dVkSrh dk izHkko c<+rsekax nckodks n'kkZrk gSAlhihvkbZdksjeqnzkLiQhfrvDrwcj]2019esa3-4izfr'krlsuoacj]2019esa3-6izfr'krc<+hgSAbldsvfrfjDrfnlEcj]2019esa3-8izfr'krAMCY;wihvkbZeqnzkLiQhfrvDrwcj]2019esa0izfr'krlsuoacj]2019esa0-6izfr'krc<+hgS]rFkkfnlEcj2019esa2-6izfr'krA

ikapok]fdlkudsfy,O;kikjdh'krks±esalq/kjgksjgkgStksxzkeh.kmi;ksxdksc<+k,xkA[kk|LiQhfrvizSy]2019lsc<+jghgSA

NBk]vkS|ksfxdxfrof/izfr{ksiijgSrFkklq/kjdkladsrnsjghgSAvDrwcj]2019esa3-4izfr'krrFkkflracj2019esa4-3izfr'krdhdehdhrqyukesauoEcj]2019esavkbZvkbZihus1-8izfr'krdho`f¼ntZdjkbZ gSAvkbZvkbZihdslkFk&lkFk]vkBeq[;m|ksxvDVwcj]2019esa5-8izfr'krdsvUrfoZjks/dhrqyukesauoEcj]2019esa1-5izfr'krdkdevUrfoZjks/ntZdjkrsgq,cgkyhdkladsrnsjgsgSaA;gO;kikjpØdslkFklqlaxrgSA

lkroka]ih,evkbZfofuekZ.kusvDVwcj]2019esa50-6lsuoacjesa51-2rFkk fnlEcj2019esa52-7dkc<+rkgqvkLFkk;hlq/kj fd;kgSAih,evkbZlsok,a

uoEcj]2019esa52-7(vDVwcj2019esa49-2ls)rFkkvfrfjDrfnlEcj]2019esa53-3rdc<+hgSA

vkBoka]O;kikfjdfu;kZresao`f¼esa]tSlkfdfn[kkbZnsrkgS]2019&20dhrhljhfrekghesa0-8izfr'krdh fxjkoV dh rqyuk esa lq/kj gqvk gS tks fd2019&20dhnwljhfrekghesa3-7izfr'krdhfxjkoVdhrqyukesadegSArnuqlkjthMhiho`f¼dsfy,fu;kZrdhizsj.kkc<+usdhvk'kkgSA 2019&20dsizFkevfxzevuqekudsvuqlkj]thMhihdho`f¼esadqyfu;kZr2018&19esa1-1izfr'krdsfcUnqlsc<+usdkvuqekugSA

ukSoka] iQksjsDl fjtoZ ekpZ 2019 ds vUr esa 413fcfy;u vesfjdh MkWyj ls 10 tuojh] 2020 esa461-2fcfy;uvesfjdhMkWyjrdvkx;kgSA;gHkkjrdhvFkZO;oLFkkesackgjhfuos'kdksadsc<+rsgq,fo'okldksfn[kkrkgSA

nloka] flrEcj rFkk vDVwcj 2019 esa udkjkRedo`f¼njnTkZdjkusdsckniwoZo"kZdslekueklesafnlEcj2019rFkkuoEcj2019esa,d=kfd;kx;k ldy th,lVh jktLo us Øe'k% 9 izfr'krrFkk 6 izfr'kr dh ldkjkRed o`f¼ nj ntZ dhgSA vizSy&fnlEcj 2019] ds nkSjku laxzfgr ldyth,lVhjktLousc<+rhgq,laiw.kZvkfFkZdxfrfof/dhvksjbafxrdjrsgq,ikapohckj1yk[kdjksM+#-dsvkadM+sdksikjdjfn;kgSA

vkadM+ksa dh Jsf.k;ka bdkbZ 2016-17 2017-18 2018-19 2019-20

jktdks"kh; ladsrd (dsUnz)

ladyjktdks"kh;?kkVk % thMhih 3.5 3.5 3.4h 3.3i

jktLo?kkVk % thMhih 2.1 2.6 2.2h 2.3i

izkFkfed?kkVk % thMhih 0.4 0.4 0.2h 0.2i

fVIi.kh%miyCèkughad-vuafrdvkdyu [k-izFkevfxzevkdyu x-2018&19dkizFke,-bZ-rFkk2019&20dkizFke,-bZ-?k-(vizSy&uoEcj)2019 Ä-(vizSy&fnlacj)2019 p-(vizSy&flracj)2019N-uoacj2019 t-la'kksf/rvuqeku v-ctVvuqekuv-fnlacj2019dkvar


fp=k 23% lao`f¼ dk lqpØ

Investment

Economic Growth

Consumption

o`f¼ esa gkfy;k deh% okLrfod {ks=k ij

foÙkh; {ks=k }kjk vojksèk

o`f¼ dk eanu pØ

1-41vkfFkZd leh{kk 2018&19 o`f¼ ds lqpØ

dksHkyhHkkafrfpf=krdjrhgSftlesavpyfuos'k

dhnjesao`f¼thMhihdho`f¼dksrstdjrhgS

tksmiHkksxdksvis{kkd`rmPpo`f¼dhvksjizo`Ùk

djrh gSA miHkksx esa vis{kkd`r vf/d o`f¼ ls

fuos'kifjn`';foLrkjdksizkIrdjrkgS]tksØfed

:ils fiQjvpy fuos'kesa ifj.krgkstkrkgS

vkSjthMhiho`f¼dksrstdjrkgSrFkkmiHkksxesa

vis{kkd`rvf/do`f¼dksizsfjrdjrkgSAvis{kkd`r

vf/d vpy fuos'k ds vPNs ifj.kke&mPp

thMhiho`f¼(fp=k23)lsns'kesavkfFkZdfodklgksrkgSA

1-42 foykser%tc;gvPNkpØ/hes?kwerkgS]rksvpyfuos'kesadehlsthMhiho`f¼]miHkksxo`f¼esaHkhdehvkrhgSAHkkjrdsekeysesavpyfuos'kdhnjvkSjthMhiho`f¼dschpbldegksrsizHkkodks3ls4o"kZrdns[kktkldrkgSA(fp=k24)AblhizdkjmiHkksxo`f¼ijthMhih

o`f¼dkizHkko,dlsnkso"kZesaifjyf{krgksrkgSA(fp=k25)Avr,onksuksadschpudkjkRedlglac/dksns[krsgq,thMhiho`f¼vkSjfuos'kdhledkfydrqyuklghughagSA

1-43 Hkkjrh;vFkZO;oLFkk2011&12lsfodkldspØdsèkhesiudsizHkkodksn'kkZjghgSAvpyfons'k nj 2011&12ls rhoz xfrls fxjuk 'kq:


fp=k 24% lao`f¼ ij fuos'k dk foyafcr izHkko (2004&2008)

fp=k 25% miHkksx ij lao`f¼ dk foyafcr izHkko (2004&2009)

5.0

5.5

6.0

6.5

7.0

7.5

8.0

27.0 29.0 31.0 33.0 35.0 37.0

GD

P gr

owth

(%)

Fixed investment as % of GDP

Linear (Contemporaneous) Linear (With 3 years lag)

Linear (With 4 years lag)

66.0

66.5

67.0

67.5

68.0

68.5

69.0

69.5

70.0

3.0 4.0 5.0 6.0 7.0 8.0 9.0

Tot

al c

onsu

mpt

ion

as %

of G

DP

GDP growth (%)

Linear (Contemporaneous) Linear (With 1 year lag)

Linear (With 2 years lag)

vkadM+klzksr%jk"Vªh;lkaf[;dh;dk;kZy; vkadM+klzksr%jk"Vªh;lkaf[;dh;dk;kZy;

fp=k 26% okLrfod thMhih lao`f¼ vkSj fuos'k o"kkZuqxr ifjorZu

15.0

20.0

25.0

30.0

35.0

40.0

0.0

1.0

2.0

3.0

4.0

5.0

6.0

7.0

8.0

9.0

2008

-09

2009

-10

2010

-11

2011

-12

2012

-13

2013

-14

2014

-15

2015

-16

2016

-17

2017

-18

2018

-19

2019

-20

(1A

E)

(per

cen

t)

(per

cen

t)

Real GDP growth Fixed investment rate (right axis)

MkVkcsl%jk"Vªh;lkaf[;dh;dk;kZy;

gks xbZ gSA vkSj 2016&17ds ckn ls ;gdHkh

LFkkf;roiw.kZgqbZgSAfp=k24esa('kh"kZx,fuos'knj

dsthMhiho`f¼ijfoyfcarizHkko[;gizHkko4o"kZdscknghlclsizcygksrkgS]dksns[krsgq,

lao`f¼esa2017&18lsizkjaHkeanugekjhmi;qZDr

:ijs[kkdsvuq:ighgSa(fp=k26)A

vpy fuos'k nj es deh

1-44 2009&14ls2014&19(fp=k27)dschp

lexzvpyfuos'kesafxjkoVvf/drjifjokjksa}kjk

vpy fuos'k 14-3 izfr'krls 10-5 izfr'kr rd

dehdsdkj.kvkbZgSAfuth{ks=kesavkaf'kd:i

lsvpyfuos'knksvof/;ksadsnkSjkuthMhihds


fp=k 27% laLFkkxr {ks=k }kjk vpy fuos'k (thMhih ds izfr'kr ds vuqlkj)

25.026.0

27.0

28.0

29.0

30.031.0

32.0

33.0

34.0

35.0

5.0

7.0

9.0

11.0

13.0

15.0

17.0

2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18

(per

cen

t)

(per

cen

t)

Public sector Private corporatesHousehold sector Fixed investment rate (right axis)

vkadM+klzksr%jk"Vªh;lakf[;dhdk;kZy;

7-2izfr'krls?kVdj7-1izfr'krgksx;kArFkkfi]2011&12ls2017&18dschpyxHkxthMhihds11-5izfr'krij;gfuthdkWjiksjsVfuos'kesaBgjkolao`f¼ /hek pØ dks n'kkZrk djus esa ,d xaHkhjHkwfedkn'kkZrkgSA

futh dkWjiksjsV fuos'k ij foÙkh; {ks=k dk vojks/

1-45 dkWjiksjsVfuos'kesafxjkoVdksrdZiw.kZcukusdsfy,foÙkh;{ks=kksalstqM+seqíksaijfopkjdjrsgq,gesaÍ.kesamNky(fe;ka,olwiQh]2018)dksle>ukpkfg,Avc;gvPNh rjgle>yh xbZ gS fdvdLekrÍ.kfoLrkjrksfdiwjhrjgiwfrZizsfjrgSAbldsifj.kkeLo:ivYidkfydmRiknuvkSjjkstxkjo`f¼gksldrhgSysfdunh?kkZof/esa;segRoiw.kZ:ils fldqMtkrsgSavarjkZ"Vªh;eqnzkdks"k(2017)esabllaca/dk80ns'kksaesans[kkx;kAbulHkhekeyksaesaÍ.kpSuy?kjsywÍ.kdsekè;elsdk;ZdjrkgS;gka?kjsywÍ.kdhekaxesay?kqvof/dsfy,o`f¼gksrhgSvkSj;gekaxvxyspj.k(iQst)esadegksxbZftldsifj.kkeLo:ieanhvkbZA

1-46 Hkkjrh;ifjn`';esaÍ.kpSuydkWjiksjsVfuos'kds ekè;e ls dk;Z djrk gS mHkkj ds ckn rsth

dkWjiksjsV{ks=kesaykHkksijkUrdvkSj fuEu fuos'kdkfp=k.k fd;k x;k] tks fd /hjs&/hjs thMhih o`f¼esagkyghdhfxjkoVdkdkj.kjghA;gkaij;gdgukmi;ksxhgksxkfdo`f¼dsdegksusdspØdkewy2000dso"kks±eè;rFkkmldscknvf/dÍ.kmNkyesafufgrgStcxSj[kk|cSadÍ.kizk;2003&04ls2007&08dschprhuxqukgksx,rFkk2007&08ls2011&12dschpnksxqukgksx,FksAD;k;glaHkogSfdmNkyvof/dsnkSjkuvrkfdZdrjhdslsvf/dcSadm/kjgksx;k]ftllsHkfo";easdkWjiksjsVfuos'kesadehvkbZgksA

1-47 bl?kVukØeijleqfprlk{;dhn`f"VlsfdlhiQeZdsÍ.kfoLrkjvkSjbldsHkkohfuos'kdschplaglaca/dhtkapdhtkrhgSAfe;kavkSjlwiQh(2018)dhfof/dsvuqlj.kesaMkVkiQeZ&o"kZLrjijlaeksftrfd;ktkrkgSfuf'pro"kZdsfy,ifjorZuvk/kfjro`f¼oLrqrfuos'kesao`f¼gS&o"kZVhlsVh$4rFkkLi"VifjorZuVh&5lsVh&1dsnkSjkuÍ.kdkfoLrkjgSAmnkgj.kdsfy,o"kZ2012esafuos'ko`f¼2011&12dschpfu/kZfjrifjlaifÙkesavarjvkSjdqy2006&07dschpdqyifjlaifÙk


vuqikrdhrqyukesaÍ.kvarjgSAdqyikapo"kks±essaizR;sdfuf'pro"kZdsfy,(2011&2015)fuHkZjpjdkO;k[;kpjijdsØkl&lsD'kuizrhiexeufd;kx;kgSAnksuksadschplaca/dhlkaf[;dh;egÙkkdksuhpslwphc¼fd;kx;kgSA(rkfydk9)

1-48 fu.kkZ;d:ils]ge;gmYys[kdjrsgSafdo"kZ2013dsfy,];glaca/udkjkRedvkSjlkaf[;dh;:ilsegRoiw.kZnksuksaizdkjdkgSAbldkfufgrkFkZgSfdftuiQeks±us2007&08lso"kZ2011&12dhvof/dschpvfrfjDrm/kjfy;kFkk]oLrqr%o"kZ2012&13lso"kZ2016&2017dhvof/dsnkSjkuvR;f/ddefuos'kik;hapwafd;gifj.kkefdlhvU;iapo"khZ;

vof/dsfy,lkaf[;dh;:ilsegRoiw.kZgksrkgS]blfy,o"kZ2013fuos'kijÍ.k(ØsfMV)ckgqY;rkdsfuos'kijizHkkodhO;k[;kdjusesa;gfu.kkZ;dcutkrkgSAoLrqr%]o"kZ2013fo'ys"k.kesafu.kkZ;d(dsUnz fcUnq) gksus ls fuos'k nj esa cM+s iSekus ijfxjkoVdslkFkmi;qZDrizo`fÙkfp=k26esans[khxbZgSA

1-49 o"kZ(2007&08)tciQeks±usvR;f/dm/kjysuk'kq:fd;k]ogho"kZFkkftlesaHkkjrh;fjtoZcSadusyxHkxlHkhÍ.kksadsfy,fofu;kedLFkxu(cSadks}kjkÍ.kksadhHkqxrkuvuqlwphiqu%cukusdslaca/esaHkkjrh;fjtoZcSaddsfoosdiw.kZfn'kkfunsZ'k27]vxLr]2008)ykxw fd;kx;kFkkA;gizrhr

rkfydk 9% Í.k o`f¼ vkSj fuos'k ds chp laca/

iQeZ o"kZÍ.k o`f¼

(Í.k@ifjlaink vuqikr esa o`f¼)

fuos'k (vpy ifjlain-kvksa esa o`f¼)

laca/

2011 2006-10 2011-15 egRoiw.kZugha

2012 2007-11 2012-16 egRoiw.kZugha

2013 2008-12 2013-17 egRoiw.kZvkSjudkjkRed

2014 2009-13 2014-18 egRoiw.kZugha

2015 2010-14 2015-19 egRoiw.kZugha

gksrkgSfdtksiQes±vfrfjDrÍ.kyssusdhykHkkFkhZiQes±Fkh]mudksfofu;kedLFkxudhlqfo/kiznkudhxbZ]mudsckjsesa;gizrhrgksrkFkkfdvf/dka'kmuiQeks±usfuos'kesadVkSrhdjnhAlaHkor%]ykHkkFkhZiQes±osiQes±FkhaftUgksausij]mudsmPprjÍ.kdsdkj.k]ubZifjlainkvksaesafuos'kdjusdsctk;]ykHkumBkus(fMfoojsftax)ijvf/dè;kufn;kFkkA

1-50 Í.kesamNkydsckncSadksadhÍ.ko`f¼esafxjkoVvkukizkjaHkgqvkAvuqlwfprokf.kfT;dcSadksadsfy,xSj[kk|Í.kdho`f¼o"kZ2009&14dhvof/esa16-7izfr'krlsyq<+ddjo"kZ2014&19dhvof/esa10-5izfr'krjgxbZAvuqlwfprokf.kfT;dcSadksa dh xSj [kk| Í.k dh o`f¼ esa fxjkoV dsckncSadksadhxSj fu"ikndifjlaifÙk;ksa(,uih,esa

o`f¼ o"kZ 2009&14 dh vof/ esa dqy Í.kksa ds3-0izfr'krdsvkSlrlsc<+djo"kZ2014&19dhvof/esa8-3izfr'krgksxbZAcM+hbdkb;ksalw{e]y?kqeè;em|eksadhvolajpukdsfy,vkSjxSj&cSafdaxfoÙkh;daifu;ksa(,uch,iQlh)dsfy,HkhcSadÍ.ko`f¼esao"kZ2009&14dhvof/dhrqyukesao"kZ2014&19dhvof/dsnkSjkudkiQh fxjkoVvkbZ(fp=k28)

?kjsyw fuos'k esa deh

1-51 ikfjokfjd {ks=k esa ifjokjksa ds lkFk&lkFk^^v/Z&fuxe*Hkh'kfeygSaA?kjksalslacaf/rvlc¼m|e] ftlesa mudk laiw.kZ fooj.k gksrk gS] mUgsa^v/Z&fuxedgktkrkgSA?kjsyw{ks=kds fuos'kdkVwVukn'kkZrkgSfd e'khujhvkSjmidj.k*rFkk vU;


bekjrksavkSjlajpukvksa*dsfuos'kesadqy?kjsyw{ks=kdsfuos'kdknks&frgkbZlsvf/dfgLlkgksrkgSA

1-52 [kqnjkmiHkksxds fy,lh/svkiwfrZdjusdsvykok]?kjksalslacaf/rvfu;ferm|eewY;Ja`[kykdsfiNysNksjls'kkfeym|eksadsfy,vkiwfrZdrkZgSaA o"kZ 2011&12 ls 2017&18 (fp=k 29) rdthMhihdsizfr'krds:iesa?kjksadse'khujhvkSj

midj.k lacaf/r fuos'k esa fxjkoV laHkor;k blhvof/dsnkSjkufuthdkWjiksjsVfuos'kdsLrjlstqM+hgqbZgksldrhgSA

1-53 o"kZ2011&12ls2017&18dsnkSjku^vkokl]vU;HkouksavkSjlajpukvkas*esa?kjsywfuos'keasfxjkoVyksxksa}kjkedkuksadsØ;esa/heho`f¼dkifjy{k.kgSA jh;ybLVsV {ks=kvkSj] fo'ks"k:ilsvkoklh;

fp=k 29% ifjlaifÙk }kjk ?kjsyw fu;r fuos'k (thMhih ds izfr'kr vuqlkj)

0.1 0.1

0.1 0.1 0.1 0.1 0.1

12.8 11.6 11.1 10.2 7.3 7.4 6.9

2.8 3.0

1.3 1.7

2.0 2.9 3.3

0.02.04.06.08.0

10.012.014.016.018.0

2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18

(per

cen

t)

Cultivated biological resources Machinery & equipment

Dwellings, other buildings & structures

MkVkÏksr%jk"Vªh;lkaf[;dh;dk;kZy;

fp=k 28% fofHkUu {ks=kksa esa ØsfMV (lk[k) esa o`f¼

28.9

10.9

24.326.9

7.7

3.35.7

19.8

0.0

5.0

10.0

15.0

20.0

25.0

30.0

Infrastructure MSME Large industry NBFC

(per

cen

t)

Mar-08 to Mar-13 Mar-13 to Mar-18 MkVkÏksr%vkjchvkbZ


fp=k 30% edkuksa ds fcuk fcds LVkWd] foØ; vkSj dher lwpdkad

0.0

50.0

100.0

150.0

200.0

250.0

300.0

0.0

1.0

2.0

3.0

4.0

5.0

6.0

7.0

8.0

9.0

2011 2012 2013 2014 2015 2016 2017 2018

(Inde

x)

(Rs.l

akh

cror

e)

Value of sold stock Value of unsold stock House price Index (2010-11=100) - right axis

MkVkÏksr%yk;lstiQksjkl(2019)]vkjchvkbZ

fVIi.kh%o"kZ;gkaijdSyasMjo"kZgSA

laifÙk] {ks=k foyafcr ifj;kstuk ifjnku laca/h eqíksavkSjvVdhgqbZifj;kstukvkasdsdkj.kMxexkusdhfLFkfresajgsgSa ftldsdkj.kfoxro"kks±dsnkSjkuvfoØhredkuksadhla[;kc<+hgSAo"kZ 2015&16dhizFkefrekghlsrsthlsfxjkoVgksusdsckotwnHkhdhersaÅaphcuhjghgSavkSjbl{ks=kesarHkhls

eanhdh fLFkfrcuhgqbZ gSA fnlacj2018dsvaresa]8'kh"kZfLFk'kgjksaesa41ekgdsLVkWdds:iesa` 7-77yk[kdjksM+ #i,dherdhyxHkx9-43yk[k bdkbZ;ka (edku)] ifj;kstukpØesa fofHkUupj.kksaesavVdhiM+hgSa(fp=k30)

fp=k 31% okLrfod thMhih o`f¼ vkSj futh miHkksx (thMhih ds izfr'kr ds :i esa)

51.0

52.0

53.0

54.0

55.0

56.0

57.0

58.0

59.0

60.0

61.0

2.5

3.5

4.5

5.5

6.5

7.5

8.5

9.5

2008

-09

2009

-10

2010

-11

2011

-12

2012

-13

2013

-14

2014

-15

2015

-16

2016

-17

2017

-18

2018

-19

2019

-20

(1A

E)

(per

cen

t)

(per

cen

t)

Real GDP growth Private Consumption as % of GDP (right axis)

Ïksr%jk"Vªh;lkaf[;dhdk;kZy;


fp=k 33 ?kjsyw vpy fuos'k vkSj futh miHkksx (thMhih dh izfr'kr ds vuqlkj)

54.5

55.0

55.5

56.0

56.5

57.0

57.5

58.0

58.5

59.0

59.5

60.0

7.0

8.0

9.0

10.0

11.0

12.0

13.0

14.0

15.0

16.0

17.0

2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18

(per

cent

)

(per

cent

)

Private Consumption as % to GDP (right axis)Household Fixed Investment as % to GDP

MkVkÏksr%jk"Vªh;lkaf[;dhdk;kZy;

fp=k 32% ifjlaifÙk fdLe }kjk ikfjokfjd cpr (thMhih ds izfr'kr ds vuqlkj)

0.40.4

0.3 0.40.3 0.3 0.215.9 14.7 12.6 12.1 9.6

10.5 10.3

7.4 7.4 7.4 7.1 8.1 6.3 6.6

0.0

5.0

10.0

15.0

20.0

25.0

2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18

(per

cen

t)

Saving in the form of gold and silver ornaments Savings in physical assets Net financial savings

MkVkÏksr%jk"Vªh;lkaf[;dhdk;kZy;

futh miHkksx esa fcyafcr fxjkoV

1-54 futho`f¼esao"kZ2009ls16rd]fo'ks"kdjo"kZ2014&16esaldy?kjsywmRikn(thMhih)dsvuqikresao`f¼gqbZgS(fp=k31)Abldscknblesao"kZ2017&18esadehvkbZvkSjo"kZ2019&20ds

izFkeNekgh(,p1)easrsthlsdehvkuslsigyso"kZ2018&19esaiqu%blesao`f¼gqbZA fp=k25esan'kkZ,x,vuqlkj1&2o"kZdhvof/dscknmiHkksxijldy?kjsywmrikndkizHkkodbZxq.kkgksx;kAblfy,o"kZ2017&18lsmiHkksxesafxjrsgq,:>ku


ijldy?kjsywmRikn(thMhih)o`f¼esavkaf'kdfxjkoVdkizHkkoizfrfcafcrgksrkgSA

1-55 ?kjsywfuos'kesaifjorZulso"kZ2016&17rddhvof/esamiHkksxesao`f¼gqbZ(fp=k32)Ablvof/dsnkSjkuifjokjksadhHkkSfrdifjlainkvksaesadhtkusokyhcprksaesafxjkoVns[khxbZgS(fp=k)Aftlvk;dhcprifjokjksa}kjkHkkSfrdifjlainkvksaesaughdhtkrhgSogcpr;krksdherhoLrqvksa(lksuk&pkanh)ds:iesa;kfuoy?kjsywfoÙkh;cprksads:iesadhtkrhgS;kfiQjmldkmiHkksxfd;ktkrkgSAo"kZ2011&12ls2016&17dsnkSjkutcHkkSfrdifjlainkvksaesacpresafxjkoVgqbZrcthMhihdslekuqikresa]o`f¼urkslksuspkanhvkSjugh?kjsywfoÙkh;cprksads:iesadhxbZAblizdkj]izrhrgksrkgSfdo"kZ2011&12dscknifjokjksa}kjkHkkSfrdifjlainkvksaij[kpZughafd,x,lalk/uksadksvf/dka'kr%miHkksxij[kpZfd;kx;kA

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REFERENCESInternational Monetary Fund. 2017. “Household Debt And Financial Stability”, Chapter 2 in Global Financial Stability Report, October 2017: Is Growth at Risk. IMF

Mian, Atif. and Amir Sufi. 2018. “Finance and business cycles: the credit-driven household demand channel,” Journal of Economic Perspectives, 32(3), 31-58.

Pandey, Radhika, Ila Patnaik, and Ajay Shah. 2018. "Measuring business cycle conditions in India." Working Papers 18/221, National Institute of Public Finance and Policy. https://nipfp.org.in/media/medialibrary/2018/04/WP_221.pdf

“White Paper February 2019,” Liases Foras, accessed January 10 2020, https://www.liasesforas.com/admin/WhitePaper/36/WhitePaper_2019-05-02_63692396967411.pdf


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