welcome to the bibb county school district human ... county school district human resources benefits...
TRANSCRIPT
Welcome to theBibb County School District
Human ResourcesBenefits Presentation
Presented by:Cheryl BrickleKatrina Swindle
PaigeBusbeeAssistantSuperintendentof
HumanResources478‐765‐ 8538
Ed AaronDirector of Personnel
478-765-8564
MyraAbramsHumanResourcesDirector
478‐765‐[email protected]
DonnaLunce‐SimmonsAdministrativeAssistant
478‐765‐ [email protected]
CarolM.KingSecretarytoDirectorandFMLASpecialist
478‐765‐ [email protected]
NikitaTurnerReceptionist478‐765‐8564
Felicia Carson
Receptionist
CherylBrickleBenefitsSupervisor478‐765‐ 8574
KayJohnsonSalaryCoordinator478‐765‐8562
SonjaRileyCertificationSpecialist
478‐765‐[email protected]
Helena Presley WilliamsClassified Personnel Assistant
CarolynLanierSubstituteTeacherSpecialist&
PersonnelAssistant478‐765‐8567
Mallori GattisPersonnel Assistant
ReginaStokesRetirementSpecialist
478‐765‐[email protected]
KatrinaSwindleBenefitsSpecialist478‐765‐ 8570
All employees are required to be a member of a retirement system. Many employees will become members of Teachers Retirement System.
Members currently contribute 6% of their gross salary.
Contributions are made on a before-tax basis.
In addition to employee contributions, the district contributes a percentage of your salary.
Member contributions are refundable, plus interest if employment terminates before retirement. Refunds are subject to tax.
Custodial, Nutrition, Transportation and Maintenance Employees contribute to Public School Employees Retirement System.
Urgent - visit www.ers.ga.gov to list your beneficiary!
Blue Cross Blue Shield (BCBS) & United Healthcare (UHC) offer 3 options:
3 BCBS HRA’s - Bronze, Silver or Gold Plan2 HMO’s (BCBS & UHC)1 UHC HDHP (High Deductible Health Plan)
HRA’s : All levels of the plan offer the same coverage, with the following differences:•Monthly premium/cost - Bronze is the least expensive, Gold is the most expensive• Annual deductible - Bronze has the highest deductible, Gold has the lowest deductible• Base HRA contribution - Bronze offers less HRA dollars (contributions), Gold offers the most• Percentage the plan pays after the deductible is metPercentage is higher for the more expensive plans
These plans offer in and out of network coverage.
HMO’s: Both plans offer co-payments for visits, and a lower deductible. No out of network coverage.
HDHP: Plan offers a low monthly premium and a high deductible. In and out of network coverage offered.
All plans offer wellness visits (annual physicals), covered at 100% and do not require co-payments at time of service.
Be sure to visit www.BeWellSHBP.com to earn rewards!
Verify that your physicians are in network.
Additional Health Plan InformationBe sure to visit www.BeWellSHBP.comfor information regarding Wellness Incentives:
• $480 is available for Employee• $480 additional available for Spouse
covered under plan• $240 available for coaching pathway,
online or telephonic
Register your health account at the site listed on your id card. You will be able to view your HRA account balance, wellness incentives and EOB’s. You may also print additional ID cards at your site.http://www.bcbsga.com/shbphttp://www.welcometouhc.com/shbp
Kaiser Permanente is only available for employees who live in the Metro-Atlanta area.
Slight rate decreases on some plans for 2016.
Use this checklist to ensure all required forms are completed and returned.
Please complete all forms with the name on your Social Security Card.
List the name of your previous school system if transferring within Georgia.
If you have moved since you completed your online application, please complete an address change form. The address you use when completing your benefits paperwork must agree with Human Resources’ files.
Each and every new hire must complete the required forms, even if you do not wish to enroll in benefits
Complete the forms outlined on the New Employee Checklist.
Attention: This is a requirement by the Internal Revenue Service, in order for the district to be in compliance with the Affordable Care Act.
If you do not have a printer, e-mail your confirmation page to [email protected] contact Katrina Swindle at (478) 765-8570 if you need assistance.
Note: The online enrollment portal will give instructions listing the required documentation you will submit if you are covering a spouse and/or child(ren). Also, you will receive further instructions by e-mail or U.S. mail.
Open Enrollment is in the fall each year, usually late October through early November. This is the only time you can make changes to your health plan, unless you have a qualifying life event.
Benefit Election Form
Spouse may be added to dental & vision. Children and step-children are eligible up to age 26.
Premiums for semi-monthly employees will be split between both paychecks
Visit www.houze.org/bibbschools for details regarding dental & vision coverage
Basic Group Life is provided by the district at no cost to employees. The benefit is 1X your annual salary, rounded up to the nearest $1,000$10,000 minimum$50,000 maximum
Supplemental Group Life Coverage is available on Employees from 1 to 5 times annual earnings rounded to the next $1,000. Maximum amount is $500,000. Guarantee Issue as a new hire is up to 3X earnings to a maximum of $500,000
• To enroll in supplemental group life, simply check the box beside your age bracket and choose 1x, 2x, 3x, 4x or 5x
• 4x & 5x salary requires medical approval
• To enroll in Dependent Group Life, write $1.78 in the “monthly deduction” box
• Write in the monthly amount you wish to contribute to medical or dependent care flexible spending account
Important FSA Information
The Flexible Spending Accounts brochure explains in detail the tax-advantage of paying your out-of-pocket medical expenses and dependent care expenses with pre-tax dollars.
Medical Flexible Spending - up to $500 may be rolled over to the next year.
Dependent Care (Childcare) Flexible Spending Accounts are subject to the Internal Revenue “use-it-or-lose-it” rule. All funds in the account must be used by December 31.
This is a great tax savings! You can set aside pre-tax money to be used for childcare, medical, dental or vision expenses.
Benefit Election Form – Page 2 Choose Plan 1 (payable to age 65) or Plan 2 (payable for 5 years). Choose Elimination Period - the number of days you must be out of
work before you become benefit eligible. You must use sick leave before you receive the disability benefit.
On the rate sheet (next slide), locate your Annual Salary in the first column to determine the maximum amount for which you qualify. You may choose a monthly benefit lower than your maximum.
Find monthly premium by following your choices on Rate Sheet. NOTE: If you become eligible to draw social security or retirement
while receiving disability, the amount of disability will decrease. This could cause requirement of re-payment of funds already received.
Maternity Benefits: Paid the same as for an illness. Pre-existing Condition: Any condition, including pregnancy, for which
medical advice, care, diagnosis or treatment was recommended or received, or for which prescription drugs were taken, within 3 months before coverage begins will not be covered for 12 months.
Refer to www.houze.org/bibbschools for more details.
Refer to Critical Illness and Aflac flyers, or www.houze.org/bibbschools,
for more information regarding Critical Illness, Cancer & Off-the-Job Accident policies.
List at least 1 primary and 1 secondary beneficiary → →(both must be at least 18 years old) → →
Even if you do not enroll in any benefits, you have the board paid group life insurance and must list beneficiaries for that purpose.
Sign and Date form →
Disability Rates
Locate your Annual Salary, round down↓
Monthly Amount is the monthly benefit you would receive at the time of your approved disability leave
Choose 14 to 180 days, the days you must be out before you become benefit eligible
You may choose your maximum benefit by locating your salary, but you may choose any amount lower, with a minimum of $200.
Critical Illness InsuranceIllnesses covered under the plan:
Heart Attack
Stroke
End Stage Renal (Kidney Failure)
Coronary Artery Bypass (25%)
Coma
Major Organ Failure
Permanent Paralysis
Multiple Sclerosis
Amyotrophic Lateral Sclerosis (ALS)
Parkinson’s Disease
Alzheimer’s Disease
Infectious Disease
If Child Coverage is elected,Child Coverage also Includes:
Downs Syndrome
Congenital Birth Defects
Cerebral Palsy
Cystic Fibrosis
Critical Illness (continued)
Critical Illness (continued)
Aflac Cancer and Aflac “Off-the-Job” Accident Plans
Policies are available and pay in addition to your health and disability insurance.
Details are available on the website, www.houze.org/bibbschools
Aflac policies must be approved and issued. You are required to complete an application and a deduction authorization form to enroll. You may pick up the forms from the Benefits Department.
Summary of “Bibb” Benefits
Health Plans offered are the same with all Georgia public school districts, whether you work for Bibb, Houston, Monroe, etc.
Local benefits differ from county to county.
Slight dental and vision rate increases for 2016.
Summary of “Bibb” Benefits (continued)
All employees are part of the “Cafeteria Plan,” which is authorized by the IRS and allows Bibb to make deductions for the benefits listed→→→→ on a “pre-tax” basis.
Register at → →→→to view your paycheck, leave, etc.
Call the vendor of your choice to start contributing today to 403(b) or 457(b) plans!
→ →
Fitness gym for employees and their dependents.
Aerobics, fitness equipment, exercise classes, weights, etc.
Monthly membership fee of $10.00 per person, paid by payroll deduction.
You may enroll at any time.
Marketplace Coverage
The district is required by the U.S. Department of Labor to provide the above notice. For further details, visit www.HealthCare.gov.
Online Benefits/Payroll System
Benefit information is available to be viewed online on the Bibb County School District webpage: www.bcsdk12.net by clicking “Employees,” then “Benefits Login” located on the main page.
New users will need to use the “Registration” link to create a Login ID and password. Your salary sheet will list your Employee ID number.
This application allows you to view:• Benefits• Tax Withholding• Leave Balance• Payroll Checks• Address Information• Year-to-Date Information
Refer to www.houze.org/bibbschools
for your most currentbenefit information.
Questions?Contact:Cheryl Brickle (478) 765-8574 [email protected] Swindle (478) [email protected]