1. Passive Income Wealth with Private Lending
The Beneficial Story about being the Loaners Lender

2. Agenda
Earning High Yields
Secured by Real Estate
Stay in control of your $ ...while you receive MONTHLY payments
3. What Private Lending is NOT!
Stocks.too volatile/lack control
Bonds.modest returns
Turning control over to Wall Street
Certificates of Deposit
4. What Private Lending IS
AKA
Private Mortgage Investing
Private Money Lending
Trust Deed Investing
Private Lending refers to a private individual making a loan to another individual with real estate as collateral
5. What Private Lending IS
YOU are the Bank
Where YOU set the rules
Your Name is on the Note and Mortgage
People Helping People Move Our Economy Ahead!
6. The Lessons of Monopoly
7. Why Havent I Heard ofThis?
Because WALL STREET and Financial Institutions Dont Make Money From It!
8. The Secret of the Wealthy
9. Benefits of Private Lending
Secured by Tangible Property
SafetyLow Risk as long as there is significant equity in the property
Great, stable returns
Monthly passive income payments
10. Basics
Lets assume investor buying median price foreclosed house in Bucks County PA
$250,000 total value
$150,000 loan value (60%)
$100,000 protective equity (40%)
11. Why would someone pay 12%+?
Imagine this scenario:
Opportunity to buy $250K house for $150K to fix/flip
Must close within 10 days
Bank will only accept ALL CASH!
Does an investor care if funds cost 12% for a short term loan?
12. Benefits of Private Mortgages
Immediacy: quick access to cash
Asset Based Underwriting: borrower qualifications subordinate to the deal
Timeliness: short term loans
Improvement Costs: rehab loans include funds to improve property equity
Number of Loans: Banks limit
13. Simple 5 Step Process
just like thebank
1. Borrower requests loan/submits docs
2. Broker confirms deal viability
3. Investor introduced to project & makes commitment
4. Escrow opened, Attorney generates docs Investor funds and settlement occurs
5. Brokerage servicer manages loan investor receives monthly payments/payoff
14. DONE FOR YOU System
We do virtually all the work
Find the borrowers
Our team qualifies the deal
Our team handles all paperwork
Our team handles settlement
Investor agrees to a deal, writes the check and then cash all the monthly checks/ final payoff
We also handle any problems (should they occur)
15. What Does It Cost Investors?
Unlike most Financial Institutions
NO INVESTOR FEESever!
So how do WE make money?
Modest spreads
16. Typical Investment
Non-owner occupied investment properties
Rehab loans for fix/flip deals
65% maximum Loan to Value
3-12 month term
1st mortgage sometimes a 2nd
7-10% Interest rate
1% servicing fee
Within 75 miles of our office
17. How Am I Protected?
Risky to go it alone
Experienced parties protect everyone:
Licensed appraiser values property
Licensed attorney prepares all documents
Broker ensures all lending laws followed
Title company issues title insurance
Escrow agent records lien against property
Insurance company hazard policy
Foreclosure company handles delinquency
18. Every Investment Has Risk
Some loans may have late payments (you get paid more for thatlate fees)
A portion may turn in default notice
A smaller portion go into foreclosure
Very few go to sheriff sale
Why?Significant Protective Equity!
The MOST important numbers in private lending are VALUE of the property & LTV
19. Private Lending Vs Stocks
Private lending
Secured by property
Great cash flow
Use other peoples experience
Use other peoples time
Passive income
Fixed rate of returns
Higher performance than stock market
Stocks
NO COLLATERAL
Not good for cash flow
Change in value based on supply/demandbeyond your control
Pure speculation!
Common +/- 25%/year
S&P 500 average lower returns
20. Lending Vs Property Ownership
Private Lending
Sets all the rules for funding
Does little work
Less risk because of protective equity
Gets paid first
Laws protect the lenders capital
Shielded from litigation on property
Property Ownership
Pays all of the closing costs and fees
Does the most work
Carries most of the risk to enhance value and exit with profits
Gets paid last
Foreclosed if dont pay
Prime target for law suits
21. Why Timing Right Today?
Housing market declines/foreclosures put investment properties at all time lows
GREAT PROFIT OPPORTUNITIES for those who can buy with CASH
Transfer of wealthjust like in the great depression
YOU can participate on a done for you basis, leveraging the efforts of experts
22. Sources of Funding
Investment portfolio diversification
Retirement funds
Self-directed IRAs
Collateralize equity in investment real estate/land
Business Lines of Credit
What is your good credit doing for you?
23. Conclusion
Private Lending is one of the safest investments you can make that offers both a high return and consistent monthly cash flow
Available Done For You!
24. Possible Next Steps
Are you aware of someone who needs CASH for investment properties?
Are you aware of someone who may like to take advantage of one of the greatest opportunities in our lifetime with low risk and high returnsdone for you?
Contact Jay Leigeber 215-256-4687
25. Thank You
We hope this presentation was informative
We KNOW the opportunity is real
Perhaps it is right for you
We would love to discuss your individual situation and answer any questions
Jay Leigeber
215-256-4687
Jay@CapitalValuePlays.com