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A term plan that pays you to protect your family!!!

The Premium Return Term PlanLong term life cover with limited premium payment term

Additional life cover with inbuilt accidental death benefit

Return of premiums on survival at the end of policy term

1Flexibility to choose the period of life cover you believe you need!Long term life cover with Limited premium payment term

Whats more! Pay premiums only for 11 years

25 Year-term30 Year-term2

PRTP has an inbuilt Accidental Death Benefit to secure your family against such an eventuality

In case of death by an accident, the family will receive:

100% Sum Assured + 50% of the base Sum Assured

= 150% of the Sum Assured !Comprehensive life cover with inbuilt Accidental Death Benefit

India suffers from the highest number of deaths in the world around 105000 annually due to road accidents.3

Return of all the premiums paid

return of all paid premiums, on survival, at the end of policy termLets understand PRTPExample: Male Age- 35 years, Policy Term- 30 years Pay only Rs. 19140 for insurance cover of Rs. 12 LacsYear 1Year 11Year 30Premium payment termPay only 11 annual premiums! Enjoy the life cover

Free life cover for the next 19 years!

On survival, receive all paid premiums at the end of policy term!

Year 1Year 11Year 30Lets understand PRTP : Treatment on deathPremium payment termExample: Male Age- 35 years, Policy Term- 30 years Death (natural): Full SA of Rs. 12 Lacs gets paid to the nomineeDeath (accidental): Full SA of Rs. 12 Lacs + additional 6 lacs gets paid to the nominee.Total Death benefit = Rs. 18 LacsAnnual premium: Rs. 19,140Sum Assured: Rs. 12 LacsDeath occurs in year 4: Premiums paid: Rs. 57420/-

Example: Male Age- 35 years, Policy Term- 30 years Lets understand PRTP : Treatment on survivalYear 1Year 11Year 30Rs.2.1 lacs (Rs.19,140*11) End of premium paying termYour cover of 12 Lacs! Continues. FREE!All paid premiums refunded on survivalAnnual premium: Rs. 19,140Sum Assured: Rs. 12 Lacs

Year First Year Premium1st Year renewal 2nd Year renewal 3rd Year renewal PRTP60%60%10%10%And 5% thereon, every year, till renewals continue the news weve been waiting for

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