NcAN nANc rMCP ruAr rnfrN TP.rrcMH CMC DEYELOPMENT J. S COMMERCAL BANK

s5510lzozolcv-npgankV/v: cdng bii thAng fin BCTC Qld I/2020

Annotmcement of the financial statements for I Q/2020

cSNc rroAxA nQr cuo NGffAv$T NAMTHE SOCULIST REPUBLIC OF WETNAM

DQc l$p - Tg do - H6nh phfcIndependence - Freedom - Happiness

Tp. Hd Chi Minh, ngay8 tnan g04 ndm.J020

Ho Chi Minh Ctty, dpri*fbozo

cONc rO rnONG TrN rn0n cONc TITONG TIN DrEN TI]cua Oy nax CN6NC KHOAN NHA NtIdC VA SCOCK TP.HCM

DISCLOSURE OF INFONUITION ONWEB PORTALS OFTHE STATE SECARITIES COMMISSION AND HO CHI MINH CITY STOCK EXCIUNGE

Kfnh gti: - Uy ban Chfng kho6n Nhi NufcTo, State Securtties Commission

- S& Giao dich Chrring liihofnTP.IICMHo Chi Minh City Stock Exchange

1. T6n t6 chrtc : NGAN HANG TMCP pnAr rRIEN TP.HCM (I{DBANK)Name of organization : Ho Chi Minh City Development Joint Stock Commercial Bank

2. Md chrmg khoan : HDBSecurities code : HDB

3. Dia chi tru sO chinh : 25 Bis NguySn Thi Minh Khai, P. B6n Ngh6, Q. 1, Tp.HCM

Head ffice address : 25 Bis NgryenThi MinhKhai, BenNghe Ward, District I, HCMC4. DiQn thoai : (028) 62 915 916

Telephone : (028) 62 915 916

5. Nguli cdng b6 th6ng tin : TrAn Hoii Nam - Ph6 T0ng Gi6m itdc

Authorized person to disclose information: Tran Hoai Nam, Deputy Chief Executive Officer

6. Lo4i th6ng tin c6ng bd : (X) Einh kyType of disclosedinformation : (X) Pertodic

7. NQi dung c6ng b6 thdng tin:C ontents of dis clo s ed inlo rmatio n :

ThUc higa nghia vp b6o c6o, c6ng bO tnOng tin cua c6ng ty ni6m ytit theo Thdng tu s5

lsStzfisfTT-BTC ngdy O6lt)l20l5 cua BQ Tii chinh, Ng6n hang TMCP Ph6t tri6n TP.HCM -HDBank c6ng b6 b6o c6o tdi chinh Qa! 112020.

In compliance with the obltgation of reporting and infornation dtsclosure of listed companies in

accordance with Circular No. 155/2015 / TT-BTC dated 06/10/2015 of the Ministry of Finance, Ho

Chi Minh City Development Joint Stock Commercial Bank - HDBank announces the Jinancialstaternents for I Q/2 020.

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8. GiAi hinh chGnh lQch tgi nhu$n sau thu6 tgi BCTC Qa! 112020 tlng tr$nllo/o so vfi ctng lr)nIm 2019:

Explanation of the increase ofpro/it after tm in 1Q/2020 versus lQ/2019,

DW: tj,ding

Chi ti6u

ItemsQa! 1t20201W020

Quf 1/20191W019

rf ry fing (%o)

% growth

Lqr nhuan sau thu6 Gqp oh60

Profit after tac (consolidated, inWD billion)

I ,00 1 879 13.g%o

Lqr nhuan sauthu6 tai b6o c6o tdi chinh hgp nh6t Qtg l/2020 thay d6!tr6n 10% so voi lqr nhu6nsau.thuiS tai b6o c6o tii chfnh hgp nh6t Qult tlZOtq do ngdn trang tri6n khai nhi6u ctrucrng mnnttriiSt thUc hd trq kfr6ch hang rmgph6 dich

-Covid-l9, tfreJ eO qry *O du ng thng 19,65% so voi

cung \} n6m 2019, tilng 5,92Yo so voi dAu ntrm. Nl-rd vfly thu nh$p Hi t}ruAn t6ng m4nh, g6p phantnng t6ng thu nhflp ho4t dQng vd lqi nhuAn sau thu6 tong Qu! tliOZO cria HDBank

Profit after tax stated in the consoltdated financial statements for 1Q/2020 increased by morethan l0oi compared with that of IQ/2019 as the Bank's credit outstandtng inueased by 19.65%year-over-year and by 5.92% year-to-date. As a result net interest tncome rose significantlyboosting HDBank's total operating income and pro/it afier tm of 1Q/2020.

9. Dia chi website iltrng tii toirn bQ b6o c6o tiri chinhl|reb sit e addre s s to downl o ad Jinancial st atements

Th6ng tin niy dd duo. c c6ng biS tr€n trang th6ng tin <tiQn t& cfia HDBank tai <tuong ddn:

This information has been published by HDBank on its website at:

Dudmg a6n ti6ng ViQt: https:/iwww.hdbank.com.vnlvi/investor/thong-tin-nha-dau-tu/bao-cao-tai-chinh

English linlrs: https://www.hdbank.com.vn/en/investor/thonq-tin-nha-dau+u/bao-cao-tat-chinh

Ngdn hdng TMCP Ph6t tri6n Tp.HCM xin Brn,kCm b6o c6o tdi chfnh Qu! 112020 hqp *5t Uri0ng 16. Chung t6i cam kOt c6c thdng tin c6ng b6 tr6n dey p dring sg thft vd hoan toan chiu tr6chnhiQm tru6c ph6p luft vA nQi dung c6c thdng tin tt6 c6ng b6.

HCMC Development Joint Stock Cornmercial Bank would like to attach herewith theconsolidated and separate financial statements for lQ/2020. We commtt that all disclosedinformation are true and take full responstbilrties legally for the contents of the informationdisclosed.

Noi nhdn:Recipients:- Uy ban Ch*ng khodn Nhd nrdc- State Securities Commission- S& Giao dich Chfing khodn Tp.HCM- Ho Chi MinhCity Stock Exchonge- Lmt: Ydn thr- Filed: BOD Office

NGAN uAxc TIvIcP pp(r rnsx TP.HCMHC MC D EYE LOP MENT J. S. C O MMERC AL

tOxc clh,r o6cEXECUTIYE

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HOAI NAM