!The Consumer Resource Guide for

Use By Our Partners

Use Caution. Question Sellers. Rely on Research.

FoolProof  -­‐  Consumer  Resources  Guide Page �1

Table of contents:!!Targeting general audience!! “What’s New” newsletters….………………..!! E-Alert……….…………………………………!!! Webinars..…………………………………….!! In person meetings…………………………..!! Social media posts……………………………!! Press releases………………………………..!! Gullibility project………………………………!!Teachers and schools!! Teacher contests……………………………… !! Statewide projects.……………………………!!Community groups & SEGs!! SEG/Business partner educational projects..!! !!For credit union staff - Campaigns !! Auto refinance………………………………….!! Employee competition…………………………!! Youth groups/Boy and Girl Scouts…..………!! FP military/Marines…………………………….!! Youth accounts…………………………………!!So what does FoolProof offer?!! Relevant for both adult & youth……………..!!! Super Database……………………………….!!! Programs: HS, Solo, Fast Facts, Workplace.!! People: Four consumer advocates………….!! !Full-time video crew………………………………….!!Marketing material…………………………………….!! Full site audit……………………………………!! Create banners………………………………… !! Index…………………………………………….!!Reports!! Monthly statistics reports.……………………..!! Annual summary reports………………………!!What do they think of us?……………………………!!FoolProof in the media……………………………….!!Partners & endorsements……………………………!!Annex……………………………………………………!!

4!5!5!6!7!7!7!!!8!8!!!9!!!!9!9!10!10!10!!!11, 12!12!13, 14!15!!15!!16!16!16!16!!!17!18!!19!!20!!21!!22, 23

FoolProof  -­‐  Consumer  Resources  Guide Page �2

   A note from Will deHoo, FoolProof’s Founder !!!Bringing Financial Literacy to Your Community!!!Greetings!! !This resource guide gives you a quick overview of all the FoolProof consumer tools available right now - to your credit union.!!A nice reality: most of our resources are turnkey for you. We do virtually all of the work. You just need to tell us which resources you’d like to use.!!The most important tool in this guide: our “What’s New” e-newsletter for your membership. That one tool can triple your traffic to our consumer resources.!!And a high school program where 62% of students say they would go through a module in their own time, outside of the classroom, FoolProof brings the tools to separate your credit union from the pack! !!Our goal is to help differentiate you from any other financial institution and to make our resources work for you.!!Which new resources should you put to work right now?!!Cheers,!!!Will deHoo

FoolProof  -­‐  Consumer  Resources  Guide Page �3

!Targeting the General Audience !!!“What’s New” Newsletter !!The "What's New" Newsletter is a newsletter that goes out from your credit union on a monthly or quarterly basis. This newsletter reminds credit union members how you are different from banks and other financial institutions by providing new content designed to help them become smart spenders. !!FoolProof strongly recommends that its credit union partners send out the monthly newsletter. In the week the newsletter is sent out, visits to our credit union partner sites triple, or more (see below) . If your credit union is not set up for outgoing emails, see “E-Alerts” on Page 5.!!BayPort Credit Union!!Regular week about 320 website hits per week.!When a What's New is sent out website hits skyrocket to 1,700 for that week.!Increase of 430%!!Mission Fed Credit Union!!4,548 website hits per year!Regular week about 90 website hits per week.!When a What's New is sent out website hits increase to 360 sessions for that week.!Increase of 300%!What’s New Newsletter example (1) !!

FoolProof  -­‐  Consumer  Resources  Guide Page �4

E-Alerts! !!Members are notified directly by FoolProof when new articles and videos are available.!!To sign up for FoolProof notifications, all the member has to do is enter their e-mail address on your consumer homepage. !!The member will also receive great timely consumer information, which is another exceptional benefit of the FoolProof program.!!!!!!!!

Webinars!!All of our consumer advocates deliver webinars frequently on dozens of different topics. We offer very flexible scheduling to accommodate your needs.!!The webinars are available for educators, members, or the credit union community at large. The webinars offer the opportunity for interaction in a Q&A provided at the end of each session. Remar Sutton’s recent webinar on car buying at UFCU had over 140 sign ups.!!Recent educator topics include:!!• FoolProof 101 - The Basics!• FoolProof In The Classrooms - Implementation Strategy!!Recent community webinar topics:!!• Privacy Webinars!• Home Buying !• Car Buying!!Oklahoma JumpStart Coalition Webinar (2)!Educators Credit Union Webinar (3)!!!!!!!!!!!!

FoolProof  -­‐  Consumer  Resources  Guide Page �5

In Person Meetings !!The entire FoolProof team is always available for meetings, presentations, events and exhibitions.!!Mike Sheffer, our Director of Education, flies all over the States to present at teacher meetings, school districts, department of education and other teacher group gatherings.!!Drew Guthrie and Will deHoo lead credit union launches all over the country. They visit the credit union in the initial stages to show how to best implement FoolProof into the credit union community. Will and Drew both make follow up trips, too. !!Will and Matt Moss travel to Corning, New York, every fall to deliver dozens of high school presentations to hundreds of students. !!Almost everyone on the team has appeared as guest speakers, including media and TV appearances.

FoolProof  -­‐  Consumer  Resources  Guide Page �6

Social Media Posts!!Based upon credit union usage, we send social media posts to our credit unions to post to their social media pages. !!These social media posts may tie in with the credit union’s current marketing goals or may just be timely current topics of interest.!!It’s a great way to promote FoolProof’s hundreds of articles, guides and videos and shows the credit union as the true voice of consumer advocacy in your community. !!!Press Releases!!We can do local or nationwide press releases at any time through our PR firm in Washington D.C.. !Our Top Ten Money Myths video went to over 190 media outlets around the country.!!We also work directly with the credit union’s PR firm in order to streamline the outreach process. !!!The Stop Impulse-Buying Project !!Another great tool for your membership on your website is our Stop Impulse Buying Project which focuses on impulse buying decisions. In order to help people with their impulse buying decisions (it’s approximated we make over 40,000 over our lifetimes!) we have devised a series of fun tools, including videos and quizzes that help raise consumer awareness and critical thinking prior to the point of purchase. With topics including Impulse Buying, Wants vs. Needs, Advertising, and Quick Fixes, consumers can work through the whole series or focus on one topic; their choice. !

The integrated quiz emphasizes the four main stumbling blocks that prevent most people from successfully managing their money. It will also teach them how they can begin to save.!

The Four Questions in the Gullibility Quiz:!

• Are you an impulse buyer? We illustrate how much money impulse buying can waste.!

• Do you constantly make “Want” rather than “Need” decisions when you’re spending money? We show people the importance of asking that question constantly.!

• Do you actually believe advertising? We encourage people to do independent research rather than automatically accepting advertising messages.!

• Do you believe in quick fixes? We emphasize that unless you have both a short-term and long-term savings plan, a lot of your financial life will be based on quick fixes, such as short-term loans, or simply charging more on your credit card.!

Here (4) is a sample of the page each credit union receives when they join FoolProof. Check out the videos and articles.!

FoolProof  -­‐  Consumer  Resources  Guide Page �7

Teachers and Schools !!Teacher Contests!!Over the years FoolProof has run dozens of contests to engage local teachers. !!When a teacher attends a FoolProof meeting or conference they have the chance to win a prize. Most recently that prize has been an iPad. !!Every semester at WEOKIE Credit Union in Oklahoma City, five FoolProof teachers are chosen at random to receive $1000 in educational scholarships sponsored by the WEOKIE Foundation. This drawing not only encourages teachers to use FoolProof for High Schools but also helps promote the Credit Union's commitment to education in the community.!!Directions Credit Union in Ohio recently ran a scavenger hunt for college students where they had to work through the FoolProof Solo program. ! ! ! ! ! !!ORNLFCU delivered baskets of apples (see image above) to introduce themselves and to promote a contest where teachers registered for the FoolProof High School program could win a computer for their school.!!Contests are a great way to motivate different target groups, from teachers to members to employees. We can set up contests or support you in setting up your own for this purpose. !!!! !!!!Statewide projects !!Statewide projects are collaborative projects sponsored by credit unions in a state. The aim is to offer every teacher in the state free access to a new web-driven financial literacy curriculum. We try to partner with two credit unions in each state so we can undertake these projects and try reach as many people as possible.!!We currently have statewide projects going on in the following states:!!• California (5) !• Wisconsin (6)!• Oklahoma (7)!!

FoolProof  -­‐  Consumer  Resources  Guide Page �8

Community Groups/SEGs !SEG/Business Partner Educational Project !!Reaching out to SEGs can make a huge difference in the traffic of your programs. Think outside the box on what you can offer to your SEGs.!!We can set up a custom SEG/business partner educational project (8), in which you provide SEG/CU branded online education to your business partners’ employees and families. The above example is Summit Credit Union in Wisconsin working together with the Latino Chamber of Commerce. !!!Campaigns !Auto Refinance!!University Federal Credit Union in Texas launched its Second-Chance auto loan recapture program in February 2000. !!In the first year, UFCU recaptured and funded 400 auto loans for $6.9 million. In 2011, they recaptured and funded over 3000 loans totaling over $52,000,000. Their program is one of the most successful recapture programs in the country for a credit union its size.!!The average member savings for loans refinanced during the past ten years is $1000 per member.!!More recently WEOKIE Credit Union in Oklahoma did a similar campaign. FoolProof designed the page and customized the following four videos to WEOKIE credit union:!!• Why Refinance Your Auto Loan!• Top 10 Car Buying Tips!• New or Used....Whats Best For You?!• The 0% Fairy Tale At Car Dealerships. !!Dawn Simon, VP Marketing, said…”We had an awesome month end! Our total loans were!higher than they’ve been for the same time in about three years! So that is encouraging. We!ended the month at almost $13 million dollars in new loan money.”! !!Employee Competition !!Contests are a good way to teach both employees and members about the FoolProof program in a fun and competitive way. !!At Pacific Marine Credit Union we had all their employees competing against each other to finish all modules in the FoolProof Solo program. We sent each branch a list of question every week in which they had to search for the answer in the modules. The winning branch received a night out in San Diego. !

FoolProof  -­‐  Consumer  Resources  Guide Page �9

Boy Scouts and Girl Scouts !!FoolProof worked with Bayport Credit Union in Virginia to implement the FoolProof curriculum into the Scout Personal Management merit badge. This can easily be be replicated in any other state at any other credit union. !!The Boy Scout Merit Badge Project reached 5,900 Boy Scouts and 218 Scout troops. !!!!!!!!!!!FoolProof Military/Marines !!At Pacific Marine Credit Union in San Diego we have provided a FoolProof Military Beta Site (9). A non commercial consumer portal designed for military families.!!

In partnership with the Consumer Military Justice Project FoolProof is currently testing a version of our curriculum for use by military personnel. ! ! ! !! ! !!!

The beta sites for our Military program:! Watch videos: ! www.m3marines.com/about/videos/ (10)! Instructor site:! http://www.m3marines.com/about/ (11)! User site:! ! http://www.m3marines.com (12)!!!!!Youth Accounts !!APGFCU in Baltimore Maryland runs a savings account promotion. Teenagers between the ages of 13-16 can open up a savings account if they complete 2 of the modules within FoolProof Solo. !!Once the modules are successfully completed, the student can print off a certificate of completion and take it into their nearest branch where they can open the savings account and have their own ATM card. !!The campaign continues to be hugely successful. !!!!!

FoolProof  -­‐  Consumer  Resources  Guide Page �10

So What Does FoolProof Offer? Content + Curriculum !1. Adult Consumer Site!!Every month two new articles (plus podcasts) and two new videos are uploaded to your site. These articles and videos tie in with the credit unions current marketing goals or can be just timely topics in general. The Adult Consumer Site also offers numerous consumer guides.!!

Everything about this site is custom to the credit union, from the sites name to its look to the articles and features presented on it. Here’s an example of the site for adults at TTCU in Tulsa (13).!!FoolProof recommends your credit union integrate a latest article, video or FoolProof link into your homepage like Directions CU (14) in Ohio has done. They have added the FoolProof Financial Education (15) link into the Quick Links & Alerts section.!!FoolProof’s videos and articles should also be included in your credit unions newsletters.!!The consumer guides cover a range of topics. These guides can be

viewed online or are printable and digital. Educators Credit Union in Wisconsin for example has printed over 100,000 copies for their members: The IQ Car Buying Guide (16).!

!FoolProof also writes breaking news stories. Back in 2011 the Playstation Hack (17) happened. FoolProof immediately did a breaking news story and urged all credit unions to post it to their homepage.!!!The adult site also includes:!!A Q&A section with Liz Weston (18). An award-winning, nationally-syndicated personal finance columnist who can make the most complex money topics understandable to the average reader.!!Tonya Rapley (19) - A certified financial educator and founder of MyFabFinance (20).!!Brain Food (21) - Is a section filled with Important consumer issues delivered by different consumer groups. !

FoolProof  -­‐  Consumer  Resources  Guide Page �11

2. Youth Consumer Site!!Similar to the Adult Consumer Site in terms of being updated on a monthly basis, the online youth newspaper features podcasts and videos. !!Everything about this site is customized to your credit union, from the site’s name, to its look, to the articles and features presented on it. The credit union names the program and we design it. Here’s the new youth website at Bayport (22).!!FoolProof recommends homepage integration and that articles and videos are included in the credit union’s newsletter. !!The content can be used in many different ways. For example, a teacher can print off articles and breaking news stories to educate students in the classroom. Teachers can also use the content for presentations. The Youth Consumer Site covers many topics such as car buying, preparing for college, scams, money cards and many more topics.!!!!!!!3. FoolProof Super Database!!FoolProof’s content is comprised of hundreds of articles, podcasts, guides and videos covering dozens of topics.!!All this data is customized and updated monthly and can easily be found using a search engine. !!Credit unions have used this easily accessible data for presentations, marketing campaigns, etc. Any time content is needed it can be pulled together easily. Everything is stored in our knowledge based system (Silver Cloud).!

!!!!!!!!!

FoolProof  -­‐  Consumer  Resources  Guide Page �12

4. FoolProof for High Schools!!A web-driven and turnkey curriculum for the teacher. Our curriculum is used by thousands of schools!nationwide. All credit unions receive a custom teacher website. !!Each module page has the credit unions unions branding and links to the youth site. !!Every single student using the High School program in the credit union’s service area will link there via the credit union’ homepage. !!Here’s (23) the teacher website we developed for TTCU.!!We help the credit union with its educational outreach. When a credit union partners with FoolProof we will fly out and set up meetings with teachers, school districts, the department of education and attend conferences and presentations.!!We have a vast array of marketing material such as brochures, tri-folds and buckslips. !!In 2015, The FoolProof High School program had over 24 million page views. In Oklahoma (24) alone 30,000 students are working through the program. !

!!5. FoolProof Solo!!A video-driven financial skills program for college-age young people and military. Parents and college administrators use this program (25).! !In the past FoolProof’s credit union partners have used FoolProof Solo to run competitions for both their members and employees. For example, Pacific Marine Credit Union in San Diego ran a competition for all their employees. Employees from each of their 12 branches had to complete all modules within FoolProof Solo. First branch to complete all modules won a prize. The purpose of the competition was to educate employees about FoolProof’s content. So when a member was looking for that extra financial education, an employee could offer FoolProof as a resource.

FoolProof  -­‐  Consumer  Resources  Guide Page �13

!!6. Fast Facts!!Fast Facts uses interactive videos to answer individual financial questions and teaches single topics. Fast Facts can easily be integrated into our credit union partners websites. !!Call center and front-line staff members can use Fast Facts to answer member questions such as “How do you balance a checking account?” or “How do you write checks?”!!“Fast Facts” can be integrated into knowledge base systems such as Silver Cloud — or we can be your knowledge-based system.! !!See “Fast Facts” (26) at Directions Credit Union.!!Some of our partners promote Fast Facts by adding bite size facts to business cards that are available in branches. A good resource for reps and tellers to hand out. !!!!7. FoolProof Workplace (Beta)!!Equips entry-level workers with financial skills.!!Consumers who enter the workplace (27) directly without going to college or even graduating from high school face very tough realities:!!! • Many don't have core financial literacy skills.! ! • Many begin their first job with impaired credit.!

FoolProof  -­‐  Consumer  Resources  Guide Page �14

Four Consumer Advocates!!When a credit union partners with FoolProof they immediately get four consumer advocates. Having their own unique voice, each advocate is targeted towards different age groups and gender, writing about dozens of different topics. !!All the consumer advocates are available on request to write articles and can make on-camera appearances. !!All four advocates have made hundreds of appearances on national and local media outlets. !!!!!!!!!!!Full Time Video Crew !!FoolProof has a full time video crew based in northern California. !!Tyler (below) and his team shoot numerous videos per month for credit unions and FoolProof. All videos are customized to your credit union. !!Tyler and his team are always available and can shoot videos on demand for specific projects or

campaigns a credit union may have. !!Click on the links below to view some of Tyler’s work. Both videos are from Directions Credit Union in Toledo, Ohio. !!Secret To Smart Spending (28)!Money Fairy - Tax Return (29)

FoolProof  -­‐  Consumer  Resources  Guide Page �15

Marketing Material !!We can produce any marketing material for print customized to your credit union. Past marketing material has been used for handouts at events, exhibitions, in schools, at teacher meetings, at credit unions branches and other events.!!We have the following marketing material:!!

• Brochures!• Tri-folds!• Flyers!• Posters!• Postcards!• Business cards!• Printable Guides !!

Some of our credit union partners promote FoolProof on their lobby screens in their branches. We can design those images for you.!!!!!!Full Site Audit!!We can complete a full website audit of your credit union’s site and show you what integration works best at our current partners. We find the better the integration the better the traffic. !!The example below shows ORNLFCU’s homepage and how FoolProof can be integrated. !!

Good integration, particularly on the homepage, has shown a large increase in traffic at all of our credit union partners.! !! ! ! ! !Creating Banners!!We can create banners for any credit union page that fits in with the credit unions design, feel and color of the site. !!!Index!!We can put together an index page to show every place where FoolProof content can be placed. A past index for University Federal Credit Union in Texas showed over 140 places where FoolProof could be integrated. !

See Program Details On Back!

The FoolProof Initiative:

Fun and interactive for students.Labor-saving and effective for you.

FoolProofTeacher.com/TTCU

Or contact:Georgia Steelegsteele@ttcu.com918-749-TTCU (8828)

Free, InteractiveFinancial Literacy

In Your Classroom?

FoolProof - Consumer Resources Guide Page �16

Reports !!Sta7s7c  Reports  !Every month we will send you a report showing FoolProof usage at your credit union. !!The in-depth report shows stats such as visits, page views and time spent on all sites/consumer programs. A credit union can compare stats between months to see what article, video or promotion gained most traffic. !

FoolProof - Consumer Resources Guide Page �17

Annual Reports!!!Every year we send a report to summarize all content we provide a credit union for that year. From stats to videos to articles. The report shows comparisons to previous years. The reports include the following information: !!• A traffic summary of all key programs!• Content FoolProof developed that year:!

- Articles for the adult site!- Articles for the youth site!- 24 custom videos!- 24 podcast!- Brain food features!- Breaking news stories!!

We are currently developing monthly reports for all credit unions, too. !!!!!!!What Do Our Credit Unions Think Of Us? !!!“FoolProof’s turn-key approach gives us the ability to constantly provide fresh content in multiple formats without adversely impacting our current staffing workload. We view FoolProof as a savings – we simply cannot cost-effectively duplicate its services in-house.” ! !

Monte Crowl, VP of Marketing, Bayport Credit Union, VA.!

!!“What we love about you is we don’t have to think about you.”!Sheila Wojcik, Sr. VP, UFCU, Austin, TX.!!!“Love it! I am so pleased at all of the ways that the articles are tied back to actual actions that folks can take w/ APGFCU”. !Tina Mike VP of Marketing, APGFCU, MD.!!

FoolProof - Consumer Resources Guide Page �18

What Do Teachers Think Of Us?!!"FoolProof is a great teaching tool to foster student learning in financial literacy. The music, videos and interactive games engage students right where they're at today in terms of technology and keep them focused on this critical material.”!!Sandy Deiseroth, Business & Marketing Instructor, Horseheads High School.!!!!"Thought provoking. FoolProof gives students a solid start to exploring the world of personal finance, including the ever critical credit and debt. Overall, a great curriculum supplement!"!!Ryan Alo, Business Teacher & FBLA Advisor, Southside High School.!!!!"Young people get very excited learning from people close to their own age. The students also love to learn on their own and at their own pace. FoolProof allows them to do this while providing a high quality learning experience.”!!Jake Browarski, Business Education Teacher, Park High School.!!!!!What Do Students Say?!!"They were so easy to understand and they taught me a lot that I didn't know...but it's stuff that I really need to know!”!!16 year old student!!"I liked that the modules were kinda fun. I like the brakes within the modules. They are a lot easyer to follow then the teacher talking."!!15 year old student!!!"I liked how they all explained everything really well. I wasnt expecting for them to get down to every little detail but sure enough they did."!!13 year old student!!What do young people think in stats:!!• 79%: easy to understand.!• 77%: would help friends.!• 62%: will continue FoolProof on their own.

FoolProof - Consumer Resources Guide Page �19

FoolProof in the Media !FoolProof has appeared in the media around the country.!!!

! !The Washington Post !How To Make Kids Financially FoolProof (30)!!!!!The Huffington Post!Financial Literacy Month? Don’t Be Fooled (31)!!!!!AOL Money and Finance!Standout Recipe for Financial Literacy Excludes Big Business (32)!!!!!Dallas Morning News!The FoolProof Foundation Offers a Curriculum of Financial Caution (33)!!!!!The Boston Globe!Youth Targeted Financial Literacy Site a Worthy Parental Fill-In (34)!!!!

To view more of FoolProof’s media coverage click here (35).

FoolProof - Consumer Resources Guide Page �20

Partners & Endorsements !!!FoolProof is endorsed by the Consumer Federation of America (36).!!!The National Association of Consumer Advocates (37) endorses FoolProof and offers our programs to all its member groups. NACA's Executive Director sits on the FoolProof Advisory Board.!!!Care4YourFuture.org (38), with over 15,000 bankruptcy judges and their advocates, is a FoolProof Partner. Care4YourFuture presents financial literacy programs in thousands of schools and colleges across America. The Hon. Judge John C. Ninfo II, founder of Care4YourFuture, sits on the FoolProof Advisory Board.!!!NYWise (39), a major national program promoting financial literacy in schools, has endorsed FoolProof and promotes FoolProof to its members.!!!USPIRG (40) has partnered with FoolProof to offer our programs to college students.!!!FoolProof has partnered with the Consumer Military Justice Project (41) to offer a beta version of our programs for military personnel and their families.!!We're constantly modifying our current programs for targeted audiences and developing new FoolProof programs and materials.!!As funding permits, FoolProof develops custom programs and materials to better serve regions of the country and specific populations, such as a Spanish version, a version for kids aged 4 through 13, a version for hearing impaired, a military version, a separate version for people with credit problems and many more.!!

FoolProof - Consumer Resources Guide Page �21

Annex !!What’s New Newsletter example (1) - http://fpme.li/sample_newsletter!!Oklahoma JumpStart Coalition Webinar (2) - http://fpme.li/8d7792gc!!Educators Credit Union Webinar (3) - http://fpme.li/qceyjedr!!Here (4)- http://fpme.li/zjahg2jj!

California (5) - http://www.foolproofcalifornia.com!

Wisconsin (6) - http://www.foolproofwisconsin.com!

Oklahoma (7) - http://www.foolproofoklahoma.com!

custom SEG/business partner educational project (8) - http://fpme.li/summitcreditunion_SEG! !FoolProof Military Beta Site (9) - http://www.foolproofmilitary.com!

http://www.m3marines.com/about/videos/ (10)!

http://www.m3marines.com/about/ (11)!

http://www.m3marines.com (12)!

TTCU in Tulsa (13) - http://makecents.ttcu.com!!Directions CU (14) - https://www.directionscu.org!!FoolProof Financial Education (15) - http://foolproof.directionscu.org!!The IQ Car Buying Guide (16) - http://fpme.li/c59js9bm!!Playstation Hack (17) - http://getreal.bayportcu.org/featured/nicks-news/breaking-news.html!!A Q&A section with Liz Weston (18) - http://straighttalk.corningcu.org/reports/ask-liz-weston!!Tonya Rapley (19) - http://straighttalk.corningcu.org/reports/tonyas-my-fab-finance! !MyFabFinance (20) - http://myfabfinance.com!!Brain food (21) - http://straighttalk.corningcu.org/reports/brain-food!!youth website at Bayport (22) - http://cuhq.foolproofonline.info/bayportcu/home/!!Here’s (23) - http://www.foolproofteacher.com/ttcu/!!Oklahoma (24) - http://www.foolproofoklahoma.com!!this program (25) - https://solo.foolproofonline.info/foolproof/!!

FoolProof - Consumer Resources Guide Page �22

Annex (continued) !“Fast Facts” (26) - http://lite.foolproofonline.info/directionscu/!

workplace (27) - http://www.foolproofteacher.com/weokie/general/workplace_program.php!

Secret To Smart Spending (28) - http://fpme.li/7vzxay37!

Money Fairy - Tax Return (29) - http://foolproof.directionscu.org/foolproof-videos!

How To Make Kids Financially FoolProof (30) - http://fpme.li/f2zp7qyb!

Financial Literacy Month? Don’t Be Fooled (31) - http://fpme.li/f6uhzxju!

Standout Recipe for Financial Literacy Excludes Big Business (32) - http://fpme.li/82gnfwbz!

The FoolProof Foundation Offers a Curriculum of Financial Caution (33) - http://fpme.li/udgbdk9a!

Youth Targeted Financial Literacy Site a Worthy Parental Fill-In (34) - http://fpme.li/2ejhaeea!

here (35) - https://www.foolprooffoundation.org/press.html!

Consumer Federation of America (36) - http://consumerfed.org!

National Association of Consumer Advocates (37) - http://www.consumeradvocates.org!

Care4YourFuture.org (38) - http://care4yourfuture.org!

NYWise (39) - http://www.wise-ny.org!

USPIRG (40) - http://www.uspirg.org!

Consumer Military Justice Project (41) - http://fpme.li/axjjx8uf!!!

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