“Gift of Hope”No-Cost Life Insurance Plans

“Gift of Hope”

Life is a Gift.Life is an Asset.

Let’s Make the Most of It.

&The difference is …

Information

Opportunity

… that your sincere desire to financially support your family andyour church or favorite organization

was enough,

If we told you …

Hold that thought …

what would you think?

“Gift of Hope” No-cost life insurance plans

Financially bless your family

Financially bless your church or favorite charity that has meant so much to you

All of this with no out-of-pocket cost to you or your church or organization

In this presentation you will learn how to …

Sound too good to be true?

Here are the facts …

“Gift of Hope” No-cost life insurance plans

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Nonprofit foundation-sponsored life insurance concept

Written on behalf of the insured’s family

Financially benefits the nonprofit organization or church of the insured’s choice

No expense to the insured

Nonprofit foundational trust covers all premium payments

How the no-cost plans work

Foundational Trust

You apply for the policy

Our foundation pays

You are issued a policy

The foundation covers your premium cost under a special provision of a non-profit foundation trust account.

How the no-cost plans work

Policy Benefits & Endowments

Example:

Life insurance policy

$500,000

Insured’s familypolicy benefits

$250,000

Insured’s church or organization policy benefits

$125,000

Foundationpolicy benefits

$125,000

Cost of insured’spremium investment

How the no-cost program works

Create a legacy benefit to the church or nonprofit organization of your choice

Build an endowment for the future of your beneficiaries

Charitable Donations

Who qualifies?

Members 40 to 75 years of age

With or without medical challengesSome medical and other restrictions apply

With insurable interest (dependent*)*Someone who depends on your income

Who qualifies?

Any of the following will automatically disqualify you for these plans:

Alzheimer’sType I diabetesHIVCancer, stroke or heart attack

(within last 5 years)Recorded history of drug

abuse (within last 5 years)

Are on paroleChapter 7 bankruptcy

(must have been discharged more than 12 months)

Challenges & Restrictions

Have been arrested for drunk driving (last 3 years)

Are on State Disability Insurance (SID) or general relief

Where do we go from here?

Here’s the process …

The application process

1

The application process

Complete the YES! Card

What Happens First …

The “YES!” Card is simply the way all applicants are required to submit their contact information. It’s general information needed for our underwriters to send you the Preliminary Inquiry Form (PIF) to the e-mail address of your choice. All required fields must be filled out to complete the YES! Card. Make sure your e-mail address is correct or you will not reach Step 2 of the application process. (A link to the YES! Card is available at the end of this presentation.)

The application process

Complete the Preliminary Inquiry Form (PIF)2 Within a week of submitting your completed YES! Card, you willreceive a welcome e-mail fro Carl McNeil, the president of C & DCorp Services. This e-mail contains a link to the PIF. Simply click onthe link and complete the form. This is a secure link connected to the insurance carriers, and your information will be used only for under-writing purposes. Be sure to have your physician’s contact information and a list of current medication handy. It will help you in completing the form. Once completed, click the “Submit” button. Your no-cost insurance application has been sent to underwriting for approval.

What Happens Next…

The application process

What Happens Next…

Set appointment & complete the medical exam3 Within 2 weeks, you will receive a call from a medical company to set an appointment for a nurse to meet with you. He or she will need to take a mouth swab and a urine sample. This is required with 100% of all

applicants to qualify for this coverage and is standard underwriting procedure. It is extremely important to get the exam completed as soon as possible. Everything is on hold until this has been completed and the results documented.

The application process

Receive a call from a licensed agent to review your policy4What Happens Next…

Once you have qualified for coverage and have been issued a policy, a licensed insurance agent will contact you at the time you have requested. During this call, the agent will review the policy for which you have qualified and answer any questions you may have at that time. Also, he or she will provide information on the delivery of your policy.

The application process

Entire application process typically takes 3-6 weeks

The Final Steps

Policy is now in force!

Approved policy is delivered to the insured5Insured signs & returns policy receipt & trust6

Ask yourself …

Is this program right for me?

Ask yourself …

Click YES! to get started

Would I like to leave my family a larger inheritance?

Would I like to be able to give a cash legacy to my church or favorite organization that has meant so much to me over the years?

Would I like to accomplish both of these with no out-of-pocket cost to me?