todays libre 20120717

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The best things in life are Libre VOL. 11 NO. 169 • TUESDAY, JULY 17, 2012 www.libre.com.ph Love: Y YYY Akala mo mahal mo pero magdududa ka Ang lagay ng puso, career at bulsa mo malalaman na sa KAPALARAN page 6 MALALAKING barkong pangingisda ng Tsina dumagsa Spratlys page 2 Halaga ng GULAY ikinuwento sa Inquirer Read-Along page 3 Lord, ingatan po Ninyo ang aming mga mahal sa buhay at tulungan N’yo kaming malampasan ang mga pagsubok sa amin. Amen (Maricel Toling Canoy) MALUWAG PA KAHIT kasingit-singitan, basta kayang singitan ng tao, pilit na papasukan ng mga pasahero ang mga pampasaherong jipni sa Cotabato City. Pangkaraniwan ang ganitong eksena sa lungsod. DENNIS JAY SANTOS Negosyong Pinoy positibo porsyento at kapantay ng Chile. Nilalarawan sa pagsusuri ang percentage “balance” bilang baha- gi ng mga kumpanyang nag-uulat ng pataas na magandang pana- naw kaysa nagsabing pababa ito. Ginawa ang serbey habang papatapos na ang paglilitis sa impeachment ni Chief Justice Renato Corona. Kung kaya lu- mabas na kaunti lang ang epekto sa araw-araw na pagnenegosyo ng tensyon sa pagitan ng hudikatura at ehekutibo. Sa mga respondent mula sa Pilipinas, 84 porsyento ang nagsabing walang epekto ang paglilitis kay Corona, tumaas mula sa 78 porsyento sa nau- nang serbey. Tinukoy ng P&A, lokal na katuwang ng Grant Thornton, na nagtala ang Pilipinas ng wa- long-puntos na pagtaas sa opti- mism sa pangalawang kwarter mula sa naunang kwarter sa ka- bila ng maligamgam na pagta- naw para sa mga pangunahing salik ng ekonomiya, tulad ng profitability at revenue. Sa naunang serbey, pang- apat ang Pilipinas kasunod ng Peru (90 porsyento), Brazil (86 porsyento) at United Arab Emi- rates (84 porsyento). Ngunit nakasaad sa ulat na hindi agad magdudulot ng mas mataas na kita o paglikha ng karagdagang trabaho ang resulta. Ni Doris C. Dumlao S UMIGLA ang mga negosyanteng Pilipino sa pa- ngalawang kwarter ng taon sa kabila ng matamlay na pandaigdigang ekonomiya, dinaig pa ang karamihan sa mga lugar sa mundo para sa ma- gandang pananaw, ayon sa quarterly Grant Thornton International Business Report. Ayon sa resulta, na nilabas ng audit, tax and advisory ser- vices firm na Punongbayan & Araullo (P&A) noong Lunes, No. 2 ang Pilipinas sa global op- timism league table na may “balance” na 90 porsyento—ka- sunod ang Peru na may 96 LIBRA

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Page 1: Todays Libre 20120717

The best things in life are Libre

VOL. 11 NO. 169 • TUESDAY, JULY 17, 2012www.libre.com.ph

Love: Y

YYYAkala mo mahal mopero magdududa ka

•Ang lagay ng puso,career at bulsa momalalaman na saKAPALARAN page 6

•MALALAKINGbarkong pangingisda ngTsina dumagsa Spratlys

page 2

•Halaga ng GULAYikinuwento sa InquirerRead-Along page 3

Lord, ingatan poNinyo ang aming mga mahal sabuhay at tulungan N’yo kaming

malampasan ang mga pagsubok saamin. Amen (Maricel Toling

Canoy)

MALUWAG PAKAHIT kasingit-singitan, bastakayang singitan ng tao, pilit na

papasukan ng mga pasahero angmga pampasaherong jipni sa

Cotabato City. Pangkaraniwan angganitong eksena sa lungsod.

DENNIS JAY SANTOS

Negosyong Pinoy positiboporsyento at kapantay ng Chile.

Nilalarawan sa pagsusuri angpercentage “balance” bilang baha-gi ng mga kumpanyang nag-uulatng pataas na magandang pana-naw kaysa nagsabing pababa ito.

Ginawa ang serbey habangpapatapos na ang paglilitis saimpeachment ni Chief JusticeRenato Corona. Kung kaya lu-mabas na kaunti lang ang epektosa araw-araw na pagnenegosyong tensyon sa pagitan ng

hudikatura at ehekutibo.Sa mga respondent mula sa

Pilipinas, 84 porsyento angnagsabing walang epekto angpaglilitis kay Corona, tumaasmula sa 78 porsyento sa nau-nang serbey.

Tinukoy ng P&A, lokal nakatuwang ng Grant Thornton,na nagtala ang Pilipinas ng wa-long-puntos na pagtaas sa opti-mism sa pangalawang kwartermula sa naunang kwarter sa ka-

bila ng maligamgam na pagta-naw para sa mga pangunahingsalik ng ekonomiya, tulad ngprofitability at revenue.

Sa naunang serbey, pang-apat ang Pilipinas kasunod ngPeru (90 porsyento), Brazil (86porsyento) at United Arab Emi-rates (84 porsyento).

Ngunit nakasaad sa ulat nahindi agad magdudulot ng masmataas na kita o paglikha ngkaragdagang trabaho ang resulta.

Ni Doris C. Dumlao

S UMIGLA ang mga negosyanteng Pilipino sa pa-ngalawang kwarter ng taon sa kabila ngmatamlay na pandaigdigang ekonomiya, dinaig

pa ang karamihan sa mga lugar sa mundo para sa ma-gandang pananaw, ayon sa quarterly Grant ThorntonInternational Business Report.

Ayon sa resulta, na nilabasng audit, tax and advisory ser-vices firm na Punongbayan &Araullo (P&A) noong Lunes,

No. 2 ang Pilipinas sa global op-timism league table na may“balance” na 90 porsyento—ka-sunod ang Peru na may 96

LIBRA

Page 2: Todays Libre 20120717

2 NEWS TUESDAY, JULY 17, 2012

Editor in ChiefChito dF. dela Vega

Desk editorsRomel M. LalataDennis U. EroaArmin P. AdinaCenon B. Bibe

Graphic artistRitche S. Sabado

INQUIRER LIBRE is published Mondayto Friday by the Philippine Daily Inquirer,

Inc. with business and editorial officesat Chino Roces Avenue (formerlyPasong Tamo) corner Yague and

Mascardo Streets, Makati City or atP.O. Box 2353 Makati Central Post

Office, 1263 Makati City, Philippines.You can reach us through the following:

Telephone No.:(632) 897-8808

connecting all departmentsFax No.:

(632) 897-4793/897-4794E-mail:

[email protected]:

(632) 897-8808 loc. 530/532/534Website:

www.libre.com.phAll rights reserved. Subject to the

conditions provided for by law, no articleor photograph published by INQUIRER LIBREmay be reprinted or reproduced, in whole

or in part, without its prior consent.

RESULTA NG L O T T O6 / 4 503 16 22

27 34 35

LL OO TT TT OO66 // 44 55

EZ2EEZZ22SUERTRESSS UU EE RRTT RR EE SSP16,845,267.60

IN EXACT ORDER

9 2 1 21 11

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EVENING DRAW

L O T T O6 / 5 519 20 27

40 46 48

LL OO TT TT OO66 // 55 55

P30,000,000.00

EVENING DRAW

GRAND LOTTOGRAND LOTTO

Get lotto results/tips on your mobilephone, text ON LOTTO and send to

4467. P2.50/txt

BOSING! Mainit na sinalubong ni Pangulong Aquino si Admiral Samuel J. Locklear, commander ng USPacific Command, nang dumalaw ang Amerikanong opisyal kahapon sa Malacañang. LYN RILLON

Isla sa Palawan No. 1 sa mundoISANG pulong pribadong pahi-ngahan sa Palawan ang nangunasa 100 best holiday destinationsin the world ng Vogue Magazinesa Britanya.

Hinayag ng Department ofTourism (DOT) kahapon natinukoy ng magasin ang AriaraIsland—isang 103-ektaryang“private paradise” sa CalamianIslands—bilang No. 1 getawayspot sa mundo. Lalabas ang isyusa Agosto.

“What is remarkable is thatthe entire resort is a testamentto the unique artistry and skillsof Filipino designers and arti-sans,” pahayag ni Tourism Sec-retary Ramon Jimenez Jr.

“The use of local materialsand traditional techniques servesas good advertising for Filipinocraftsmanship and world-classproducts,” dinagdag niya.

“Tourism is not just aboutcounting tourist arrivals … moreimportantly, it is about buildingopportunities on the ground andimproving lives, in communities,in very real places,” ani Jimenez.

Pag-aari ang pulo ng Britonna si Charles McCulloch at may-bahay niyang si Carrie. JR Uy

Buwaya saKidapawannakatakasCOTABATO City—Isang walong-talampakang buwaya ang naka-takas mula sa kulungan nito saisang mini zoo sa Kidapawanmakaraan ang isang dagliang pag-baha sa lungsod noong Sabado.

Sinabi ni Marife Pame, chairng Kidapawan City Tourism andInvestment Promotions, sa isangpanayam sa radyo na nalamanlang ng zoo caretaker na nawa-wala ang buwaya sa regular napagsisiyasat at paglilinis Sabadonang hapon.

Maamo naman ang buwayaat inaasahang mahihirapan salugar na ilang, ani Pame.

Isa ang buwaya sa mga pang-akit ng zoo sa The Landmark,isang lugar-pasyalan sa Kida-pawan City. Edwin Fernandez,Inquirer Mindanao

Dagsaan sa Spratlys malalakingbarkong pangingisda ng Tsina

ang napalubog. Isa pang barkoang lubhang napinsala.

Bunga ng pagkatalo ng Viet-nam sa labanan, nakuha ng Tsi-na ang lubos na kontrol saJohnson South Reef na tinayuanng Beijing ng istasyon para sapagbabantay sa karagatan.

Hindi kasama ang JohnsonSouth Reef sa inaangkin ngPilipinas.

Kasama ng pulutong ngbangkang Tsino ang isang3,000-toneladang timbang nasupply ship at isang barkongpampatrulya.

Tatagal ang pulutong sa lugarnang 10 araw, anang Xinhua. AFP

BEIJING—Dumating sa pinag-aagawang bahagi ngSpratly Islands sa West Philippine Sea (South ChinaSea) ang isang malaking pulutong ng mga bangkangpangisda mula Tsina sa gitna ng alitan sa pagitan ngmga umaangkin na bansa.

Sinabi ng Pilipinas sa mgabangkang Tsino na huwagdadaan sa teritoryo ng bansa saSpratlys. Kasalukuyang maytensyon ang Pilipinas at Tsinadahil sa pag-angkin sa PanatagShoal (Scarborough Shoal).

Ngunit tila hindi nakatuon saPilipinas ang pagkilos ng mgabangkang Tsino kundi sa Viet-nam na kaagaw din ng Tsina saSpratlys at sa isa pang teritoryo

ng mga isla, ang Paracels.Dumating nitong Linggo ng

hapon ang 30 bangkang pangis-da sa Yongshu Reef—kilala ringJohnson South Reef—ayon saXinhua news agency.

Noong Marso 14, 1988,naglaban ang mga barkong Tsi-no at Vietnames sa JohnsonSouth Reef kung saan naulat na70 ang namatay na Vietnameseat dalawa sa kanilang barko

Palasyo: Akala namin mahirap talunin ang UNABINARA kahapon ng Malaca-ñang ang mga nagsasabing da-pat bumuo ng “super coalition”ang naghaharing Liberal Party(LP) at ang United NationalistAlliance (UNA) nina Vice Presi-dent Jejomar Binay at dating-Pangulo Joseph Estrada.

“I thought UNA was the teamto beat, so why are they askingfor a coalition?” ani Edwin La-cierda, tagapagsalita ng Pangulo.

Pinalutang ni San Juan CityRep. Joseph Victor “JV” Ejercitoang posibilidad na magkaroonng “super senatorial slate” dahilmagandang ideya raw iyon.

“It will be ideal since there isno clear-cut line between the

opposition and the administra-tion unlike during Gloria Maca-pagal-Arroyo’s time in 2007,”ani Ejercito, anak ni Estrada kaySan Juan Mayor Guia Gomez.

Ngunit inamin ni Ejercito namahirap buuin ang iisang tiket nakasama ang LP at posibleng mgakaalyado nito—ang NacionalistaParty, Nationalist People’s Coali-tion, Laban ng DemokratikongPilipino at Akbayan—at ang UNAna binubuo ng Partido ng MasangPilipino at Partido DemokratikoPilipino-Lakas ng Bayan.

Sa Malacañang, tinanong siLacierda tungkol sa pangunahingbatayan ni Pangulong Aquino sapagbuo ng tiket ng LP para sa

Senado, partikular sa mga bisi-tang kandidato.

“Well, we can’t comment onthat yet until LP decides to final-ly announce its slate. And theslate, as … Secretary ButchAbad has already mentioned,will be a coalition slate. As towho will be the senatorial candi-date of the particular slate, let’swait for the announcement fromthe Liberal Party,” ani Lacierda.

Ngunit siniwalat ni Lacierda natinalakay ni Budget Secretary Flo-rencio “Butch” Abad, isang haliging LP, ang posibilidad na ampuninng partido si Sen. Francis “Chiz”Escudero. M Ubac, J Esplanada,G Cabacungan, CC Yamsuan

Kasong plunder vs GMAKINASUHAN ng pamdarambongkahapon ang dating Pangulo atngayon ay Pampanga Rep. Glo-ria Macapagal-Arroyo dahil saumano’y maling paggamit saP366 milyon sa pondo ng Philip-pine Charity Sweepstakes Office(PCSO) na napunta sa mga “fic-titious” na gastusin sa hulingdalawa at kalahating taon ngtermino niya. Ito ang unang ka-so ng plunder na naisampa la-ban kay Arroyo, na naka-hospi-ta l a r re s t dah i l sa kaso ngpananabotahe sa halalan. LBS

Page 3: Todays Libre 20120717

TUESDAY, JULY 17, 2012 3FEATURES

modelSunrise:5:37 AMSunset:6:28 PM

Avg. High:31ºC

Avg. Low:24ºCMax.

Humidity:(Day)78 %

topWednesday,

July 18

Cookies, veggies good for youby Luntiang Lunesand Sophia School,which aims to addressmineral and vitamindeficiencies throughthe use of a specially-formulated food sup-plement containingmalunggay, mush-room and sesameseeds. It can be“dashed” on rice, noo-dles and other foods.

Nutrition andeducation

Soc Diesta, one ofthe Hands On Manilamentors, said goodnutrition plays a bigfactor in the learningcapability of children.

“They need to bewell-nourished in or-der to absorb more,”she said, citing the ex-perience of GMK kids,who engage in severalextracurricular activi-ties on top of theirnormal school load.

“It is very helpfulfor children to haveawareness about goodnutrition at a youngage,” said anothermentor, Bella Pilapil.

“If the children arenot physically fit, theywill not be able tohandle all the activi-ties and their studiesmay suffer too,” Don-na Viernes, anotherGMK mentor, added.

For Eliza Ambulo,whose daughterClarissa is part of theGMK program, theirfirst time at the Read-Along was a thor-

oughly enjoyable ex-perience. “I hope thesession would reallyencourage my daugh-ter to start lovinghealthy food and toeat more vegetables,too,” she said.

Cherry Quelnancame to the sessionwith her 9-year-old sonRonnie. “It is importantfor children to be well-nourished in order togrow strong and havethe stamina for school,”she said, adding proud-ly that her son had al-ways loved vegetablesand fruits more thanmeat and junk food.

An enjoyableexperience

Nine-year-old Kim-berly Maggallanessaid she enjoyed theprogram, adding thather favorite part waslearning about theimportance of eatingvegetables. “I also en-joyed learning how tobake cookies usinghealthy ingredientssuch as dried fruitsand nuts.”

Her classmateMaria Rose R. Callos,10, enjoyed the bak-ing part. “I learned alot about proper dietand eating right,” shesaid.

Nine-year-old DeivDaguio of Pembo Ele-mentary School wasexcited about “cook-ing cookies.”

“But it is also im-portant to eat vegeta-

By the Inquirer Read-Along Team

IN TIME for Nutrition Month, nearly ahundred kids were treated to yummysnacks and exciting stories during Sat-urday afternoon’s INQUIRER Read-Alongsession at the INQUIRER main office inMakati, which featured renownedcake decorator Penk Ching and SophiaSchool storytellers.

Ching, a returningRead-Along storyteller,read a short tale fromVicky Veloso-Barrera’sFrom the Kitchen tothe Heart. She alsotaught the kids howto bake “Funny FruityCookies,” which wasfeatured in the storyExcited about Cooking.

“The kids werevery active and partic-ipative. Seeing themenjoy the storybrought out the kid inme,” said Ching.

During her bakingdemonstration, Chingasked for help fromthe audience, whichincluded childrenfrom Laura VicuñaFoundation, St. Antho-ny of Makati Montes-sori and F. Benitez El-ementary School.

Also in the audi-ence were 30 studentswho comprised thenewest batch ofHands On Manila’s“Galing Mo Kid”(GMK) program. Thestudents were Grade 4pupils from Nueve deFebrero ElementarySchool and PlainviewElementary School in

Mandaluyong, andPembo ElementarySchool in Makati.

Capping the ses-sion were SophiaSchool teachers Osangde la Vega, DorayCarable, Nerrie Denil-la, Mhayflor Fernan-do, Elie Carable andLorna Darilag, whoacted out Si Joey atang Gulay Gang, writ-ten by Beng Alba andpublished by OMF Lit-erature. It is a storyabout a boy namedJoey who learns aboutthe benefits of vegeta-bles the hard way.

Sophia School prin-cipal Ann Abacanspoke briefly about thebenefits of eating veg-etables and introducedthe kids to the MeatlessMonday Movement. Asparticipants in theworldwide movement,Sophia School teachersand students are en-couraged to refrainfrom eating meat bothon and off the campusevery Monday.

Abacan also intro-duced the Nutri-DashFood FortificationProject, spearheaded

bles and not justcookies,” he added.

Saturday’s session,

hosted by JUNIOR IN-QUIRER editor RuthNavarra, was held incooperation withHands On Manila andLaura Vicuña Founda-tion. The childrenwere treated to

Ching’s cookies andKrispy Kreme dough-nuts afterward.

GP Grabador,26, ITTechnician saAccuracciCorp. Formodelingprojects:[email protected]

Page 4: Todays Libre 20120717

SHOWBUZZ TUESDAY, JULY 17, 20124ROMEL M. LALATA, Editor

Take a bow, Tito Dolphy

Bravo, Tito Dolphy! Take abow for a life well-lived and forbeing well-loved. We cannotthank you enough for devotingmore than half of your lifebringing sunshine into ourhearts.

Dolphy storiesHere are some heartwarming

Dolphy stories. In his presence,we laughed much. In his ab-sence, the joy he spread aroundwill stay.

VANDOLPH: “The last timemy dad spoke to me was whenhe woke up at the ICU. He keptasking, ‘Okay ka lang?’ I toldhim not to worry about me.Even if he was in pain, kami paring magkakapatid ang inalalaniya. I cannot single out onememorable moment with mydad. Every time we were to-gether was special and price-less.”

SALLY QUIZON: “One of mydad’s wishes was to walk meand my sisters down the aisle.Too bad not one of us got mar-ried. So during his wake, thethree of us stood by his casketand whispered to him, Dadikaw ng bahalang humanap ng

Mr. Right para sa amin. Wesmiled at the thought na kungbuhay pa si Daddy, for sure hewould tell us in jest: ‘Maghunis-dili kayo! Ang aalembong niyo!”

CES DRILON: “When hegranted me an interview for‘Pipol’ 11 years ago, Mang Dol-phy laughingly told me a jokehe used to tell his children:‘Wala naman akong anak saloob, puro sa labas. Pero sabiko, dahil hindi pa akonakakasal, ako ang illegitimatefather hindi kayo ang illegiti-mate.’ Prior to his tell-all bookwith Bibeth Orteza, we soughtout some of his children anddiscussed his many relation-ships. I think he wasn’t too hap-py when it aired. But he was al-ways gracious to me wheneverwe bumped into each other atABS-CBN. He was an elegantman. After talking to his daugh-ters at his wake, it was so heart-ening to learn from them thatall have made peace and hisdays at the ICU cemented theirrelationships with each other.They told me that this madehim very happy and at peace.”

MR. FU: “I was a young

news reporter when I first sawthe Comedy King in an event. Iwas so shy to interview him butwhen I approached him, he ac-commodated me with a bigsmile. It did not matter to himthat I was a newbie. He an-swered my questions with en-thusiasm. Sayang lang, sananakahingi ako ng puruntungniya with autograph!”

VICKY MORALES: “I willnever forget how game TitoDolphy was, in granting an oldcolleague’s wish to personallymeet him, even if he was strug-gling with health issues at thattime. Our Wish Ko Lang team

went to his home but we want-ed to make the shoot as pain-less as possible for him so wepacked up as soon as we weredone. But Tito Dolphy didn’t al-low us to leave without servingus merienda. He ordered pizzapara ’di daw kami magutompauwi. I would often see himlighting candles at the Sanctu-ario de San Antonio Church (inForbes Park, Makati), deep inprayer. He was always low-keyand never showy; that madehim even ‘bigger’ than we allknow him to be.”

Dolphy tattoosAside from the indelible

By Dolly Anne Carvajal

I T’S not like the King of Comedy tomake us cry. But last June 10, whenhe passed away, he made us weep

even if he didn’t want to. So in honor ofTito Dolphy, let’s wipe our tears and send

him off with smiles as big as those he left us with.

BOY2 Quizon (left) and Vandolph show their tattoos of a praying Dolphy.

mark Tito Dolphy left, theQuizon clan will keep his mem-ory alive with their Dolphy tat-toos. Sweet and cheesy! “Que-zong QUIZON!”

I would like to believe thatit’s more than a coincidencethat the favorite song of TitoDolphy and Michael Jacksonhappen to be the same one,Smile (by Charlie Chaplin).Mang Pidol and MJ truly had alot in common. They were bothdestined to be “kings” and theyremain unequalled in their re-spective fields even now thatthey’re already gone. Theirlegacy will never ever die.

Comedians salute their king, DolphyBy Bayani San Diego Jr.

STAND-UP comic Jon Santostold the INQUIRER: “To me, hewill always be a nationalartist and a personal hero.”

Santos recalled watchingthe King in action in his au-tumn years: “As a performer,he kept giving and giving un-til there was nothing morehe could offer. I saw how hewould give his all in front ofthe camera and then hewould just sit down and geta massage between takes. Af-ter a few minutes, he wouldbe energized once again.”

TV host John Lapus con-curred: “Whenever I guestedin his old (ABS-CBN show)Home Along da Riles, I’d beamazed. He would sit quietlyin a corner, but when it wastime to work, his energywould shoot up. Grabe!”

Lapus recounted that hewould sometimes bump intothe iconic comic at the Re-demptorist Church inBaclaran. “He would be thefirst to approach me. Wow!He was so humble anddown-to-earth.”

Lapus quipped: “Funnyhow someone who gave us

so much joy is now makingus sad with his passing. Untilthe very end, he made ussmile. You are one of a kind,Comedy King.”

Roderick Paulate, whostarred with Dolphy on thesmall and big screens, toldthe INQUIRER: “Dad’s passingis a big loss to the industry.We lost the King of Comedy.It’s sad and painful for uswho have worked with him.Whenever I talked to him onthe set, I felt as if I was talk-ing to my own father.”

He remembered the Kingas a sensitive mentor. “We

talked about everything—life, love, career, our fami-lies. When we did Mga Anakni Facifica Falayfay in 1987,he was the first one to callme up to see if I was okay af-ter I had a problem with aclose friend. He was there tomake me feel good. We haddeep conversations and weoften ended up misty eyedafter our serious talks.”

It’s heartbreaking, Paulateadmitted, “but I don’t wantto see him suffer. We willmiss you, Dad Dolphy. You’rethe only Comedy King in ourhearts. Thank you for the in-

spiration, laughter and joyyou have given us.”

Box-office star Vic Sotto,who acted opposite Dolphyin Dobol Trobol in 2008, said:“He was the master. No onecould beat him when it cameto comic timing and deliver-ing punch lines. There weretimes I would bungle a joke,but not him. He was funnyeven if he wasn’t doing any-thing. He will be sorelymissed.”

Impersonator Willie Nepo-muceno said simply: “TheKing is dead. Long live theKing!”

Page 5: Todays Libre 20120717

TUESDAY, JULY 17, 2012 5FEATURES

Discover the pillars of wealth creation

es are a part of ourlives. Suarez classifiesthem into six majorcategories, and advis-es planning ahead torespond to them inthe form of invest-ments. These cate-gories then becomethe basis for one’screation of wealth.

IncomereplacementThe first pillar is

income replacement.This is the insuranceto cover the family’swelfare should themain breadwinnerpass away. Suarezgives an example ofone form of financialplanning. “If the fami-ly spends P500,000 ayear, to survive theloss of their bread-winner, they’d have tomultiply this annual

income by, say, 10years. Their protec-tion amount—or themonies that wouldserve them in goodstead at the death ofa parent—would beP5 million.”Health protection

Health protectionor available incomefor the inevitable sick-ness or hospitaliza-tion is the second pil-lar. Suarez says thatcurrent researchshows 48 percent ofFilipino families con-tending with the ill-ness of a loved onewill take the out-of-pocket expenses fromtheir daily budget.Neither do they havea substitute for thelost (or temporarilydisabled) generator ofrevenue. She advises,“If you have protec-tion for health, youwill get the moneyyou need for hospital-ization and medicalexpenses from a fundthat you have setaside for that. Themoney for yourmonthly expenses willnot get touched atall.”

Education,

retirement, postretirement

The third pillar forwealth creationwould be settingaside funds for thekind of education thatwill help children de-velop a bright future.The fourth is retire-ment, which marks itstime after the lastchild has graduatedfrom college. Thefifth is the aforemen-tioned post-retire-ment life of their se-nior citizen.

“In every invest-ment, you have tohave a goal,” Suarezsays. “We ask aboutgoals, dreams, and as-pirations. We also up-date ourselves inwhat’s happening toour client’s life. Like ifhe’s sending a newkid to college or got anew job, how willthat development af-fect his finances?”She also debunks themyth that only mil-lionaires can invest. Itall starts by settingaside 20 percent ofone’s income, whichcould mean a modestamount like theabove mentionedP4,000 monthly seedmoney that blos-somed into a P5-mil-lion retirement fund.

The rewards can

come much sooner. Inone case, one middle-class professional whoonly set aside P56,000 for the past two-and-a-half years wasable to collect morethan half a millionpesos as her healthinsurance when shewas diagnosed withcancer. Another ladyin her 60s used mere-ly the interest in hersavings to shop alongwith her grandchil-dren in the U.S., leav-ing her savings princi-pal still intact.

Start with a smallamount, but make theeffort to start at all,Suarez urges. The keyto cultivating the pil-lars of life are “disci-pline and commit-ment. Forget the jack-pot mentality of en-joying all the moneyyou have right now.What happens whenall of it is gone?”

Protect yourselfand have a more se-cure future by follow-ing Rowena Cuyco-Suarez’s “Six Pillars ofWealth Creation”. Formore information, vis-it www.Rowena-Suarez.com andwatch her at Just AskRo on Channel 8 ofDestiny Cable everyWednesdays at 11a.m.

THE COMPLETE absence of any incli-nation to save, plus a happy-go-luckyattitude that tends to respond to crisisonly when they come, instead ofpreparing for them, are financiallydisastrous habits. Curb them and re-place them with ones that are moreprudent, and one can save for a com-fortable future.

“Savings and in-vestments are inde-pendent of each oth-er,” says TV host andregistered financialplanner Rowena Cuy-co-Suarez. “These twocreate wealth thatcovers the things thatyou will need. Fromthe day you wereborn to the time afteryou join your creator;you will need money.It’s not being morbidor materialistic. It’sjust being practical.”

A monthly savingsat P4,000 may notearn a lot of interestin the bank. More of-ten than not, the typi-cal breadwinnerwould use it for gro-ceries. The more af-fluent may just treatit as small change fora weekend of leisure.But managed properlyin the right financial

institution, a regularP5,000-a-month sav-ings can accumulateenough wealth to cre-ate a payload of P5million in one or twodecades.

Saving for the far-off future is probablya stretch for many Fil-ipinos, and Suarez ar-gues for a change inmindset. “Only 5 per-cent of Filipinos haveplanned for retire-ment,” she claims, cit-ing a study madewithin her industry.“That’s because manyof them believe thattheir kids will takecare of them whenthey grow old. Butthis is a cycle we haveto break. Because bythe time you do re-tire, your kids willhave their expenses tothink of.”

Day-to-day expens-

Run and provide light to the needyMILLIONS of Filipinosi n f a r - f l u n g a r e a sspend their days andnights without elec-tricity. Without thisnecessity, work ands tudy—and l i f e i t-s e l f—are seve re l yhampered.

Research conduct-ed by non-profit orga-nization Stiftung So-larnergie—Solar Ener-gy Foundation (Sts)revealed that Filipinohouseho lds wi th amonthly budget ofP7,000 use 230 can-dles in one year, eightb a t t e r i e s i n o n emonth and a liter ofkerosene each week.

Apart from being verycostly, these optionsoften do not providesufficient lighting andare dangerous f i rehazards.

Ats part of its ini-tiatives to equip off-grid communities withsustainable lighting,S tS i s l aunch ing abenefit run called Runfor light.

The race, set on Ju-ly 21 at the BonifacioGLobal City in TaguigCity, will have racedistances of 3K, 5Kand 10K, with regis-tration fees of P400,P500 and P600, re-spectively.

P r o c e e d s o f t h er u n w i l l g o t o t h ef u n d i n g o f s o l a rlamps for Stiftung So-larenrgie’s beneficia-ries. Broadcaster andp o l i t i c i a n G i l b e r tRemull,a TV host KimAtienza and ErwanHeussaf will join therace.

Solar Energy Foun-dation’s past nation-w ide campa igns—Ride for Light, Hikefor Light and Sail forLight,—have helpeddistribute more than1,300 solar home sys-tems to over 100 com-munities all across thePhilippines.

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MOUSST DELICIOUSCHOCOLATE mousse, that delectable selection ofa divine confection, is now available at Goldilocksin single serve sizes for those who just want toindulge without breaking the bank. Goldilocks’Chocolate Mousse Singles has frothy and creamylayers of chocolate mousse and whipped cream,drizzled with chocolate syrup and two-tone minichocolate chips. Slide on down to the Goldilocksbranch nearest you or call 888-1-999 for Go-Delivery today.

Page 6: Todays Libre 20120717

6 ENJOY TUESDAY, JULY 17, 2012

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Page 7: Todays Libre 20120717

CLASSIFIEDS TUESDAY, JULY 17, 2012 7

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Page 8: Todays Libre 20120717

8 SPORTS TUESDAY, JULY 17, 2012

DENNIS U. EROA, Editor

UNIPORMESUOT ninaKobe Bryant(kaliwa) atLeBron Jamesng US Olympicbasketballteam ang mgaunipormeMade in China.

INQUIRER WIRES

LONDON OLYMPICS

Made in Chinauniporme ng US

globalization.Tinukoy ng Xinhua

si US Senate majorityleader Harry Reid nasinabing dapat ipuninat sunugin ang mgauniporme.

“If there is any-thing that should beburned, it should re-ally be the hypocrisyof the U.S. politics,”ani Xinhua.

B EIJING—Binanatan ng opisyalnews agency ng China angmga mambatatas ng Estados

Unidos na inireklamo ang pagsusuotng mga US Olympian ng mga uni-porme gawang China.

Tinawag ng XinhuaNews Agency na mgaipokrito at irespon-sable ang mga mam-babatas. Iminungkahi

ng Xinhua na lahat ngmga mambabatas ayhuwag mag-suot nghindi gawang US naimposible dahil sa

Jaro taloMAAGA natapos angpaghahari ni Sonny BoyJaro bilang pandai-digankampeon. Inagaw niJapanese southpaw atdating OlympianToshiyuki Igarashi angtitulong WBC flyweightni Jaro sa pamamagitanng split decision saSaitama, Japan. Ito angunang depensa ni Jarosa titulong inagaw niyakay Thai legendPongsaklek Won-jongkam sa pamamagi-tan ng 6th round KOsimula ng taon. Tulad niJaro ay nabigo rin siMichael Farenas namakuha ang WBA superfeatherweight crown.Nagtapos sa tabla angsagupaan matapos ma-headbutt ni Farenas siTakashi Uichiyama.

Tambak kung tambak; UE alang protestaball tournament.

“We didn't wantthe game to be for-feited (in our favor),”sabi ni UE coach JerryCodiñera. “We justquestioned why theyallowed the wronguniform.”

Tinambakan ngBulldogs ang War-riors, 90-55, sa pag-bubukas ng liganoong Sabado sa Mallof Asia Arena.

Hindi lumaro sakabuaan ng first halfsi Emmanuel Mbe

dahil sa maling uni-porme. Mataposmakuha ang tamanguniporme ay sumabaksi Mbe sa second half.

Matapos ang tam-bakan ay nilagay ngWarriors sa kanilangscoresheet ang ‘‘un-

Ni Jasmine W. Payo

HINDI maghahain ngprotesta ang Universi-ty of the East dahil sadi-umano’y malinguniporme ng host Na-tional University saUAAP men’s basket-

der protest.’’ Ayon saWarriors ay karami-han sa mga man-lalaro ng NU aywalang ‘‘patches’’ sakanilang mga uni-porme.

Ngunit hindi na it-inuloy ng Warriors

ang pormal protestakahapon.

“We're not filing aprotest, we're justclarifying the leaguerules,” sabi ni RodRoque, kinatawan ngUE sa UAAP Board.

Bago ang liga ay

may binigay natamang uniporme angliga kabilang dito angmga pangalan ngatleta, logo ng iskulat liga at mga ispon-sor.

MGA LARO SAHUWEBES

(Araneta Coliseum)2 p.m.—Ateneo vs UST4 p.m.—UE vs La Salle

Texters buhay paBINIGO ng Talk ‘NText Tropang Textersang Rain or Shine,98-90 upang manatil-ing buhay ang kam-panya na maratingang PBA GovernorsCup finals kagabi saSmart Araneta Colise-um.

Pinagbidahan ninaJimmy Aklapag, PaulHarris, Ali Peek at Ja-son Castro ang

arangkada ng Texters.Upang marating

ang unang finals ngprankisa ay kailan-gang talunin ng Elas-to Painters ang B-MegMiyerkules.

Kapwa may 9-4kartada ang B-Meg atRoS. Ang matatalo aysasagupain ang man-analo sa pagitan ngTNT at BarangayGinebra Kings.

Red Lions sosyo sa lideratoPINABAGSAK ng kampeon San Beda ang Collegeof St. Benilde Blazers, 59-53 upang somosyo saliderato ng 88th NCAA basketball tournamentkagabi sa FilOil Flying V Arena sa San Juan.

Nagpasiklab si center Kyle Pascual at for-ward Jake Pascual upang iposte ng Lions ang3-1 marka.

Ganito rin ang kartada ng Perpetual Help,San Sebastian at Jose Rizal U.

Sa ikalawang laro, pinutol ng Letran angthree-game losing streak matapos biguin angMapua Cardinals, 66-60.