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2016中国银行春招密押模拟卷

第一部分行测

逻辑判断（共 15 题）

1.

A.39 B.41 C.40 D.15

2.韩国传统医学有―天人合一‖的理论，也就是人体内的小环境要与自然界的大环境相协调，才

能使人更顺应自然界的变化，增加人体对外界不利影响的抵抗力。

根据这一理论，在炎炎夏日里，韩国人更倾向于食用（）。

A.冷的食物，以降低人体的温度，适应外界环境的需要

B.热的食物，以―热补‖的方式补充人体因大量排汗而流失的热量和营养

C.冷、热食物的合理搭配，以保持人体温度和营养的均衡

D.不冷不热的食物，以避免因人体与外界环境温度相差过大和营养流失

3.在一个大学生宿舍有 3 个同学，她们的名字是：小梅、小红和小利。一个学英语，一个学法

语，一个学德语；一个来自北京，一个来自上海，一个来自重庆。来自北京的不是学英语的。

小红不学法语。小利来自上海。来自重庆的学法语。

由此可知（）。

A.小红来自北京，学英语 B.小梅来自重庆，学法语

C.小利来自上海，学德语 D.小利来自上海，学法语

4.

5.



6.有专家指出：―科学结论总会有某些不确定性，科学永远不能绝对地证明任何事情。当有人说

社会应该等到科学家能绝对肯定时再采取行动，这等于说社会永远不应该采取行动。对于像气候变

化这种可能造成大灾难的问题而言，不采取行动就是让我们的星球冒险。‖

据此，以下哪项论断一定是上述专家所同意的？

A.只有采取行动，才不会让我们的星球冒险

B.如果采取行动，就不会让我们的星球冒险

C.只有等到科学家完全确信之后，社会才应该采取行动

D.如果科学家不能绝对肯定什么，社会就不应该采取行动

7. 4

1，

4

3，1，

4

7，

4

11，（）

A.2

9 B.

4

19 C.

2

19 D.

4

21

8.

9. 157，65，27，11，5，（）

A.4 B.3 C.2 D.1

10.左边给定的是纸盒的外表面，下面哪一项能由它折叠而成？

11.把下面的六个图形分为两类，使每一类图形都有各自的共同特征或规律，分类正确的一项是：

A.①②③，④⑤⑥ B.①⑤⑥，②③④



C.①②④，③⑤⑥ D.①④⑥，②③⑤

12. 26，10，3，19，（）

A.4 B.15 C.17 D.25

13.左边给定的是纸盒的外表面，下列哪一项能由它折叠而成？

14.年轻人小王是一位新人，刚到某处级单位上班。处长鼓励他说：―我们单位所有的年轻人事

业上都取得了很大的进步。‖副处长则告诫他：―我们单位有的年轻人事业上并没有取得很大的进步！‖

科长对小王表示欢迎，并介绍说：―我们科所有的年轻人都很勤奋敬业。‖同一科的老乡小李则告诉

小王：―我们科长为人很勤奋敬业但不太诚实。‖经过一段时间的工作相处，小王发现上述四人的话

中只有一句是假话。

据此，可以推断小王单位里：

A.所有的年轻人都很勤奋敬业 B.有的年轻人很勤奋敬业

C.科长并不勤奋敬业但很诚实 D.科长很勤奋敬业又很诚实

15.

数学运算（共 10 题）

1.一个游轮上的座位分成两部分，头等舱 50 个座位，普通舱 150 个座位，如果 20%的头等舱和

30%的普通舱座位坐满，那么整个游轮的座位空座率是多少？

A.25.5% B.72.5% C.27.5% D.40.5%

2.一个班有 50 名学生，他们的名字都是由 2 个或 3 个字组成的。将他们平均分为两组之后，两

组的学生名字字数之差为 10。此时两组学生中名字字数为 2 的学生数量之差为：

A.5 B.8 C.10 D.12

3. 25 与一个三位数相乘个位是 0，与这个三位数相加有且只有一次进位，像这样的三位数总共

有多少个？



A.48 B.126 C.174 D.180

4.甲从 A 地到 B 地需要 30 分钟，乙从 B 地到 A 地需要 45 分钟，甲乙两人同时从 A、B 两地相

向而行，中间甲休息了 20 分钟，乙也休息了一段时间，最后两人在出发 40 分钟后相遇。问乙休息

了多少分钟？

A.25 B.20 C.15 D.10

5.某农户要在屋顶建造一个容积为 9 立方米，深为 1 米的立方体无盖水池。如果池底和池壁的

造价分别为每平方米 200 元和每平方米 150 元，那么该水池的最低造价需要（）元。

A.5200 B.3750 C.3600 D.3540

6.年终某单位分沙田柚，若每人分 9 个，则多 10 个，每人分 10 个，又少 9 个，柚子共有（）

个。

A.181 B.164 C.128 D.103

7.车间共有 40 人，某次技术操作考核平均成绩为 80 分，其中男工平均成绩为 86 分，女工平均

成绩为 78 分，该车间有女工多少人？

A.16 B.24 C.25 D.30

8.有一个上世纪 80 年代出生的人，如果他能活到 80 岁，那么有一年他的年龄的平方数正好等

于那一年的年份。问此人生于哪一年？

A.1980 年 B.1983 年 C.1986 年 D.1989 年

9.两口圆柱形水井，甲井的水深是乙井的一半，水面直径是乙井的 2 倍，蓄水量为 40 立方米。

问乙井的蓄水量为多少立方米？

A.20 B.40 C.60 D.80

10.某班级去超市采购体育用品时发现买 4 个篮球和 2 个排球共需 560 元，而买 2 个排球和 4 个

足球则共需 500 元。问如果篮球、排球和足球各买 1 个，共需多少元？

A.250 元 B.255 元 C.260 元 D.265 元

言语理解（共 20 题）

1.人活在世界上有多少幸福就有多少苦难。生活不能等待别人来安排，要自己去争取和奋斗。

而________其结果是喜是悲，可以慰藉的是你总不枉在这世界上活了一场。有了这样的认识，你就

会珍重生活，________不会玩世不恭，________也会给人自身注入一种强大的内在力量。

依次填入横线处的词语是：

A.不论却此外 B.尽管而同时

C.不论而同时 D.尽管却此外

2.依次填入横线处的词语是________。

（1）一粒绿豆大的金粒，可________成 0.6 平方米面积的金箔，可见其延展性之好。

（2）灌木丛长不高——它们都热衷于在低处相互掣肘、撕扯，所以，谁也不能________。

（3）小产权房之所以有市场，________，是因为民众对廉租、廉价房有强烈的需求。



A.蹍脱颖而出死灰复燃

B.碾脱颖而出屡禁不止

C.蹍一枝独秀死灰复燃

D.碾一枝独秀屡禁不止

3.中国古代书画鉴定，是书画鉴定中最复杂、最具难度的部分。近日的《功甫帖》真伪之争，

最终演变为媒体论战。“全民收藏”的背景下，资讯发达快捷的网络时代，越来越多的人熟悉了“双

钩廓填”等学术术语，但绝大多数人面对针锋相对、繁杂的考证文章莫衷一是，冷僻的学术问题变

成了热闹的娱乐焦点。

接下去作者要探讨的问题中最不可能涉及：

A.如何正确认识中国古代书画鉴定

B.中国古代书画鉴定该如何发展

C.网络时代学术该保持怎样的警醒

D.中国古代是如何鉴定书画真伪的

4.老年性黄斑变性是一种年龄相关性眼底黄斑部疾病，可分为湿性和干性两类，其中 90%的视

力丧失都是由湿性黄斑变性造成。湿性黄斑变性主要由异常生长的新生血管所致，可造成不可逆的

中心视力下降及丧失、对比敏感度下降、暗点、视物变形、阅读能力下降，但早期症状不明显，极

易延误治疗，甚至会被误诊为白内障。

下列说法不符合文意的是：

A.患湿性黄斑变性会出现视物存在暗点、变形等视力下降症状

B.湿性黄斑变性可能造成老年人的视力永久性丧失

C.90%的老年人丧失视力主要由异常生长的新生血管所致

D.老年人阅读能力下降要警惕患老年性黄斑变性的风险

5.成人礼应该托起什么样的青春？无论什么样的成人礼，都应该是对青春活力的一种确认和激

发。仪式________很重要，经由严肃的仪式，往昔的青涩少年将走向人生的新岸；不过，也不能刻

意强调仪式、神化仪式，________走形变味，甚至成为枷锁和禁锢。毕竟，青春是无法固化的。

填入划横线部分最恰当的一项是：

A.固然以致 B.诚然以至

C.虽然导致 D.当然乃至

6.对于一座城市而言，地名所________的，不单单是基本的指路功能、符合定位的角色，更延

展着历史文化，________着时代风情，是城市文化的吉光片羽。正因如此，早在 1960 年，联合国经

社理事会就成立了联合国地名专家组，专门负责地名标准化问题。


A.承接蕴藉 B.承载蕴蓄

C.承袭蕴藏 D.承担蕴含



7.经常有人说，“顶花带刺”黄瓜要少吃，儿童吃了会引起性早熟。事实上，黄瓜的花基本上

是雌雄同株异花，可以不经过授粉、受精，结出“顶花带刺”的黄瓜。冬春季节的“顶花带刺”黄

瓜，除黄瓜自身特性外，有的是使用氯吡脲造成的。氯吡脲是国家允许在黄瓜上使用的植物性激素。

冬春季黄瓜植株生长缓慢，雌花数量多，座果率低，因此，常常在开花当天用浓度约为 50 毫克/升

的氯吡脲药液涂抹花柄，以增加产量。氯吡脲与动物激素在性质、作用机理等方面完全不同，它对

包括人在内的动物是不产生作用的。

这段文字意在说明：

A.黄瓜“顶花带刺”存在两类不同的情况

B.“顶花带刺”黄瓜从生物机理上看是安全的

C.吃“顶花带刺”黄瓜不会引起性早熟

D.氯吡脲是国家允许在黄瓜上使用的植物性激素

8.随着脑认知和神经科学的发展，国内外学术界都意识到，智能技术可以从脑科学和神经科学

获得启发，发展新的理论与方法，提高机器的智能水平。脑科学主要从生理角度研究脑组织的多尺

度结构及其与各种认知功能、疾病的联系，探索人类行为的认知机理。而类脑智能研究将借鉴脑的

多尺度结构及其认知机制，提出并实现受脑信息处理机制启发的智能框架、算法与系统。

根据这段文字，下列说法正确的是：

A.类脑智能系统将取代人脑成为认知机理的主体

B.脑科学和神经科学发展导致类脑智能研究兴起

C.研发类脑智能系统可借鉴人类脑信息处理机制

D.类脑智能研究是为了探索人类行为的认知机理

9.下列广告语中没有语病的是：

A.国庆期间促销，独家限量发售！无与伦比的顶级钻石，只给追求完美幸福的你！

B.本产品精选优质小麦、上等腿肉、新鲜蔬菜，以祖传秘方 30 多种名贵配方烤制而成，营养丰

富，口感独特。

C.你最爱的上班服装：清新简洁又百搭正值青春的少女们，显得更有活力，上班族女生们都来

逛逛。

D.所有奶源都来自新疆最后净土阿勒泰，在俄罗斯、哈萨克斯坦和印度，医生将驼奶当成一种

处方推荐给身体虚弱的人。

10.将以下 6 个句子重新排列，语序正确的是：

①由俭入奢易，由奢入俭难。

②况且作风问题具有反复性和顽固性，作风建设不可能一蹴而就，毕其功于一役，必须经常抓、

长期抓。

③作风建设给干部队伍带来的变化，令老百姓拍手称快。

④观念不转，“官念”难正。



⑤但也应看到，有一些干部观念并没有彻底转变，而是暂时收敛、回避，甚至暗地里还在做着

锦衣玉食的“好梦”。

⑥转观念，其实不易。

A.④②③⑤⑥① B.⑥②④⑤③①

C.③⑤④⑥①② D.①③②⑤④⑥

11.下列句子中，表达最连贯，最通顺的是：

A.法国的巴士底狱作为建筑物或许是美的，因为它囚禁过许多追求自由和民主的知识分子，因

而凡具有批评意识的美学家都不会把它作为审美的对象来谈论。

B.法国的巴士底狱作为建筑物是美的，或许它囚禁过许多追求自由和民主的知识分子，因而一

些具有批评意识的美学家都不会把它作为审美的对象来谈论。

C.法国的巴士底狱作为建筑物或许是美的，但它囚禁过许多追求自由和民主的知识分子，因而

凡具有批评意识的美学家都不会把它作为审美的对象来谈论。

D.或许法国的巴士底狱作为建筑物是美的，但凡具有批评意识的美学家却不会把它作为审美的

对象来谈论，因为它囚禁过许多追求自由和民主的知识分子。

12.①手工艺和手工艺品能给人以美的享受，是人在与自然的互动中产生的，是人类情感的表达，

与艺术、信仰紧密相连，具有民族和地域特色，是人类历史文化延续的见证

②木雕、石雕、玉雕、泥塑、面塑给人以美的愉悦；剪纸、刻纸、皮影、年画有丰富的文化内

涵和艺术价值；造纸术和印刷术对文明的传承和传播起了极大的作用

③所有传统技艺均是人类的发明创造，它不只为人们简单的生活所需，更蕴含了人类的聪明才

智和情感追求

④它所具有的民生价值、艺术价值、历史文化价值均是其传承价值所在

将以上 4 个句子重新排列，语序正确的是：

A.③②①④ B.①③②④ C.①②④③ D.③①②④

13.一些精神疾病可以理解为不同的思考方式。米开朗基罗、贝多芬、梵高等许多名人或多或少

有这样的特性。他们的艺术才华在一定程度上源于他们的精神紊乱，就像亚里士多德曾说过的那样，

伟大的天才无不带有一丝疯狂。日前，一项针对数十万人进行的研究表明，精神分裂和躁郁症等疾

病与创造力之间的确存在基因上的关联。

这段文字意在说明：

A.精神病可理解为一种思考方式

B.创造力与精神病具有基因关联

C.艺术大师们都有精神疾病特征

D.名人的艺术才华源于精神紊乱

14.市区排水设施系统不能发挥作用，这个问题并不是仅出现在北京一地，而是中国很多城市的

________，这几年来各地频繁上演的“海景房”就是一个佐证。




A.硬伤 B.顽疾 C.通病 D.陋习

15.我觉得倘若苦闷而不致陷入悲观厌世，有矛盾而能解决，那么苦闷与矛盾并不可怕。所要避

免的乃是因苦闷而致身心失常或者玩世不恭，变作游戏人生的态度。由此得出一个结论，我们不怕

经常苦闷，经常矛盾，但必须不让这苦闷与矛盾妨碍我们愉快的心情。

作者认为我们对苦闷和矛盾应该抱有的态度是：

A.逃避退缩 B.迎难而上 C.视而不见 D.坦然面对

16.彼得原理：是美国学者劳伦斯·彼得在对组织中人员晋升的相关现象研究后得出的一个结论，

即在各种组织中，由于习惯于对在某个等级上称职的人员进行晋升提拔，因而雇员总是趋向于晋升

到其不称职的地位。彼得原理有时也被称为―向上爬‖原理。

下列现象中符合彼得原理的是（）。

A.张教授的课很受大家欢迎，最近被提升为校长，从此他忙得焦头烂额

B.作为优秀的体操运动员的他，退役后被国家体操队聘为教练，工作很快得到大家的认可

C.小王一直是公司的营销人员，业绩很好，最近被提升为业务主管

D.小李因其舅舅是公司的总经理，很快就被提升到了管理阶层，他干得很吃力

17.从众行为：指个人因受到群体的压力而在知觉判断、动作等方面做出与众人趋于一致的行为。

下面不属于从众行为的是（）。

A.我一直喜欢蓝颜色，没想到是今年的流行色

B.吃完饭，大家都要去唱歌，虽然我并不喜欢，但还是跟大家一起去了

C.既然大家都同意这个方案，那我也同意

D.今年流行皮大衣，虽然我并不宽裕，但还是咬牙买了一件

18.行政裁决：指行政主体依照法律授权，对平等主体之间发生的、与行政管理活动密切相关的、

特定的民事纠纷（争议）进行审查并作出裁决的具体行政行为。

下面属于行政裁决行为的是（）。

A.某环境部门调解甲、乙双方因环境污染引起的损害赔偿纠纷

B.某劳动争议仲裁委员会解决某纺织厂和其职工老张之间因解除劳动合同而引起的争议

C.某县政府解决甲、乙双方土地使用权归属的纠纷

D.某村委会终于解决了张、李两家因儿女恋爱问题而产生的长期纠纷

19.有价证券：是指设定并证明持券人有权取得一定财产权利的书面凭证，有价证券所代表的一

定权利与记载该权利的书面凭证合二为一，权利人行使权利，原则上不得离开证券进行。

下面不属于有价证券的是（）。

A.股票 B.国库券 C.合同 D.支票



20.正式沟通：是指在组织系统内，依据一定的组织原则所进行的信息传递与交流。例如组织与

组织之间的公函来往，组织内部的文件传达、召开会议、上下级之间的定期的情报交换等。另外，

团体所组织的参观访问、技术交流、市场调查等也在此列。

下面属于正式沟通渠道的是（）。

A.小道消息 B.朋友聚会 C.食堂的午餐 D.员工会议

思维策略（共 10 题）

1.1319

4+86

19

15×0.25+86

19

15×0.625+86

19

15×0.125=（）。

A.98 B.99 C.100 D.101

2.1098

11

543

6

432

5

321

4

=（）

A.15

1 B.

15

17 C.

15

2 D.15

3.某小区物业征集业主意见，计划从 100 户业主中抽取 20 户进行调查。100 户业主中有 b 户户

主年龄超过 60 岁，a 户户主年龄不满 35 岁，户主年龄在 36 岁到 59 岁的有 25 户。为了使意见更具

代表性，物业采取分层抽样的办法，从 b 户中抽取了 4 户。则 a 的值可能是：

A.44 B.50 C.55 D.66

4.有人测量一座桥离水面的高度，将一根绳子对折，碰到水面时绳子还剩下 6 米（按对折后的

长度算）；把绳子平均折成三段，碰到水面时绳子还剩下 2 米。问桥高多少米？

A.2 米 B.4 米 C.6 米 D.8 米

5.将一个长 3 米，宽 2 米的矩形铁片的四个角落各剪去一个正方形，用余下的铁片做成一个无

盖的容器，使它的底面积为 2 平方米，那么剪去的正方形边长应是多少米？

A.2 B.1.5 C.1 D.0.5

6.某复印机生产厂商从刚卖出去的一个复印机中赚到 20%的利润，但如果他用比原来进价低 20%

的价钱买进，而以赚 30%的利润的价格卖出，那么他就少卖 500 元，请问，他刚刚卖出去的复印机

卖了（）钱。

A.4250 B.4750 C.5250 D.3750

7.有一个立方体（如图），所有的面都是红色。请问，有（）个小立方一面是红色，有（）小立

方两面是红色，有（）个小立方三面是红色，有（）个小立方四面是红色，有（）个立方体所有的

面都没有红色。

A.6，9，8，0，1 B.6，12，8，0，1 C.6，9，12，1，0 D.6，12，12，1，1



8.一组密码需要先后经过三位译码员来破译，已知三位译码员出错的概率分别为 0.1、0.08、0.12，

则一次破译工作得到错误结果的概率约为：

A.0.027 B.0.168 C.0.224 D.0.271

9.甲、乙、丙三人的睡眠时间各不相同且都是整数。已知他们的睡眠时间总和是 21 个小时，而

且丙的睡眠时间仅为甲的一半，则乙的睡眠时间是（）小时。

A.5 B.6 C.7 D.8

10. 14 人参加乒乓球比赛，赛制为双数淘汰制，即任何人累计输两场即被淘汰，那么要产生一

名冠军至少要安排（）场比赛。

A.14 B.13 C.26 D.28

资料分析（共 15 题）

根据所给文字资料回答 1-5 题。

2008 年 1-5 月份，全国规模以上工业企业（年主营业务收入 500 万元以上的企业，下同）实现

利润 10944 亿元，同比增长 20.9%。

在规模以上工业企业中，国有及国有控股企业实现利润 4246 亿元，同比增长 1.5%；集体企业

实现利润 283 亿元，增长 35.3%；股份合作企业实现利润 63 亿元，增长 16.6%。股份制企业实现利

润 6010 亿元，增长 24.1%；外商及港澳台商投资企业实现利润 3119 亿元，增长 22.4%。私营企业

实现利润 2105 亿元，增长 51.0%。

在 39 个工业大类中，石油和天然气开采业利润同比增长 54.3%，煤炭行业增长 97.8%，钢铁行

业增长 25.6%，化工行业增长 26.0%，有色金属冶炼及压延加工业增长 3.9%，建材行业增长 50.9%，

专用设备制造业增长 25.9%，交通运输设备制造业增长 46.3%，电子通信设备制造业增长 36.5%，电

力行业利润下降 74.0%，化纤行业利润下降 26.8%，石油加工及炼焦业由去年同期盈利 352 亿元转

为净亏损 443 亿元。

规模以上工业企业税金总额 7889 亿元，同比增长 26.4%。

规模以上工业实现主营业务收入 183768 亿元，同比增长 29.3%。

5 月末，规模以上工业应收账款 40312 亿元，同比增长 17.2%。产成品资金 20083 亿元，同比

增长 26.1%。

1.2007 年 1-5 月份，全国规模以上工业企业中，国有及国有控股企业的利润比私营企业的利润

多（）亿元。

A.2141 B.2041 C.2789.21 D.3012.21

2.以下企业中，2007 年 1-5 月份（）实现利润最低。

A.国有及国有控股企业 B.股份制企业

C.外商及港澳台商投资企业 D.私营企业

3.2008 年 1-5 月份，全国规模以上工业企业的税金总额占主营业务收入的（）。



A.4.29 B.4.29% C.4.59 D.4.59%

4.根据以上材料，下列说法正确的是（）。

A.材料列举的工业大类中，有四个行业的利润同比下降了

B.材料列举的工业大类中，利润同比增长最大的是煤炭行业

C.材料列举的工业大类中，利润同比增长最少的是专用设备制造业

D.材料列举的工业大类中，利润同比下降最多的是电力行业

5.根据材料，下列说法错误的是（）。

A.在规模以上工业企业中，2008 年 1-5 月份股份制企业实现的利润最高

B.在规模以上工业企业中，2008 年 1-5 月份股份制企业实现的利润最低

C.在规模以上工业企业中，2008 年 1-5 月份股份制企业的利润比私营企业的利润高 3905 亿元

D.在规模以上工业企业中，2008 年 1-5 月份利润同比增长最大的是私营企业

根据所给文字资料回答 6-10 题。

“市民杨女士去茶馆打牌后遗落 5000 元现金，服务员帮忙收起来并归还，杨女士因此拿出 200

元表示感谢，没想到服务员收下了，事后杨女士认为服务员这种行为不对，打电话给报社希望曝光，

这样的‘客气’与‘不客气’，你怎么看？”海南《南国都市报》12 日在微博上发布的这一调查引

发了网友关注。在超过 3.7 万次转发与过万次评论中，绝大部分网友都认为在失主主动的情况下，

收取酬谢这一行为是正确的。

网友之所以一边倒地支持收取酬金的行为，一方面是基于我们所面临的道德现状。虽然近年来

涌现出不少道德模范人物，但道德滑坡仍是一个不争的事实。在“好人难做”的语境下，拾金不昧

已是一种稀缺的品质，我们还有什么理由去苛求拾金不昧者如圣人般没有一点利益诉求？另一方面

则是出于一种基本的情理判断。收取酬金并不影响拾金不昧的成立，况且还是失主的主动行为，在

法律上这是一种赠与行为，也就是说，服务员收下酬金，不仅合情合理，而且合法。

________________。时光倒退几十年，“做好事不留名”是一种社会共识，倘若有人拾金不昧

要求收取酬金，必然遭到社会舆论的批判。再往后，人们对“做好事不求回报”这个命题产生了动

摇，一些不同的声音开始响起。而至今日，绝大多数人认可收取酬金，包括在法律层面鼓励有偿做

好事——我个人认为，这种观念上的变化不仅是从当下社会道德严重滑坡中得出的一种教训，事实

上也是一种理性和常识的回归。

换句话说，越来越多的人认识到这样的一个道理：绝大多数人都是不完美的，都有利己的一面，

而人又是可以改良和引导的。正是因为人是不完美的，所以才需要有道德约束，才需要制度上的激

励和社会舆论的反馈，甚至包括利益上的奖罚，来激发人性向善的一面，抑制向恶的一面。如果我

们先假定人性是完美无瑕的，道德只是一种本能，不应附带任何条件，那么很容易陷入一种“道德

原教旨主义”，即把道德绝对化、空洞化，认为道德可以解决一切问题——可是，怎么来解决道德

本身的问题呢？



呵护行善者的利益诉求，是时代进步的表现，也是推动社会前行的一种正能量，某种意义上说，

这比个体某一次的拾金不昧更有价值。因为人人都可能是一个行善者，也可能是被助者，只有在这

种相互宽容和理解的社会氛围中，道德的成长才拥有无限的可能性，做好事才有可能成为一种生活

方式。

6.对作者在第 2 段表达的观点理解不正确的是：

A.能做到拾金不昧的人很少

B.“好人难做”是当下人们的共识

C.拾金不昧者接受失主的主动酬谢不应蒙受道德谴责

D.拾金不昧而又主动索要酬金是不当的

7.加在第 3 段省略号处的最恰当的句子应该是：

A.对于拾金不昧，人们态度的变化证明了社会心态的日趋理性

B.对于拾金不昧，历来争议不断，公众的态度也在争议中日益宽容

C.这样的争议，并不止一次地出现在公共视野，而伴随着这些争议，公众的态度也在悄然发生

变化

D.这样的争议由来已久，但支持拾金有偿才是法治社会的应然选择

8.对第 4 段的“道理”概括最正确的是：

A.如果假定人性完美，道德是一种本能，就会把道德绝对化，空洞化

B.道德无法解决道德本身的问题

C.因为人是不完美的，所以才要抑恶扬善

D.人大多是不完美的，都有利己的一面，但可以改良和引导

9.某种意义上，呵护行善者的利益诉求比个体某一次的拾金不昧更有价值，是因为：

A.人人都可以成为善行的呵护者

B.人人都可能需要帮助并成为帮助他人的人

C.呵护行善者的利益诉求比拾金不昧更容易做到

D.呵护行善者的利益诉求就是―人人为我，我为人人‖

10.本文主要告诉我们：

A.对茶馆服务员接受酬金应予理解

B.公众对行善者的利益诉求应予理解

C.呵护行善者的利益诉求比拾金不昧更有价值

D.呵护行善者的利益诉求是一种进步

请根据下列图形资料，回答 11-15 题。



图世界主要国家和地区拥有美国国库券数量（单位：亿美元）

11.2005 年 8 月拥有美国国库券数量最多的国家是（）。

A.中国 B.韩国 C.德国 D.日本

12.2005 年 8 月与 2004 年 8 月相比，拥有美国国库券数量下降的国家是（）。

A.日本和韩国 B.中国和日本

C.韩国和加拿大 D.英国和德国

13.2005 年 8 月拥有美国国库券数量最少的国家是（）。

A.韩国 B.加拿大 C.德国 D.英国

14.我国 2005 年 8 月拥有美国国库券数量与 2004 年同期相比增长率大约是（）。

A.29% B.10% C.44% D.80%

15.2005 年 8 月与 2004 年 8 月相比，拥有美国国库券增加数额最多的国家是（）。

A.中国 B.日本 C.英国 D.德国

第二部分综合知识

一、单选题

1.银行工作人员在得知客户资金是走私犯罪活动所得时，下列说法正确的是（）。

A.可以为其提供资金账户

B.可以为其将财产转换为金融票据

C.可以为其将资金汇往境外

D.以上三种做法都不合法



2.王某是一名 16 岁的中学生，拥有发明专利一项，王某与 20 岁的张某约定成立合伙企业，王

某提供发明专利作为出资，不参与合伙企业事务的管理和执行，合伙企业事务由张某全权负责，以

下说法正确的是（）。

A.合伙企业成立

B.合伙协议中对合伙事务处理的约定无效，合伙企业不成立

C.合伙协议中对合伙事务的约定无效，但是合伙企业成立

D.合伙人不符合法律规定，合伙企业不成立

3.2006 年 4 月 7 日甲向乙签发一张本票，乙持票后将该本票背书给丙，丙又背书给丁。丁于 6

月 9 日向甲提示付款，因手续欠缺，未得到付款。丁可以向（）行使追索权。

A.甲

B.乙

C.丙

D.甲乙丙中的任何一个、数人和全体

4.《商业银行法》规定，商业银行被接管期限届满，国务院银行业监督管理机构可以决定延期，

但接管期限最长不得超过（）年。

A.一 B.二 C.三 D.四

5.通常情况下，劳动者解除劳动合同，应当提前（）形式通知用人单位。

A.30 日以书面 B.30 日以口头

C.60 日以书面 D.60 日以口头

6.党的十八届五中全会指出，到（）我国现行标准下农村贫困人□实现脱贫。贫困县全部摘帽，

解决区域性整体贫困。

A.2030 年 B.2020 年 C.2018 年 D.2025 年

7.中国人民解放军战区成立大会于 2016 年（）在北京隆重举行，习近平总书记向东部战区，南

部战区，西部战区，北部战区，中部战区授予军旗并发布训令。

A.1 月 16 日 B.1 月 28 日 C.2 月 1 日 D.2 月 3 日

8.2015 年 12 月 29 日，《关于国有企业功能界定与分类的指导意见》发布，意见提出公益类国

有企业以（）为主要目标，必要的产品或服务价格可以由政府调控。

A.增强国有经济活力，放大国有资本功能，保障民生

B.实现国有资产保值增值，提供公共产品

C.保障民生，服务社会，提供公共产品和服务

D.放大国有资本功能，提供公益性服务，服务社会

9.2016 年 1 月 1 日起，我国将通过（），首次建立起城乡统一的义务教育经费保障机制。

A.整合农村义务教育奖补政策和城市义务教育经费保障机制

B.整合农村义务教育经费保障机制和城市义务教育奖补政策



C.统一公用经费基准定额，统一经费分担机制

D.增加公用经费补贴，提高国家规定课程免费教科书补助标准

10.2015 年 12 月 1 日，中国正式接任 2016 年二十国集团（）主席国。2016 年峰会各项筹备工

作正全面有序推进，中方将同各方共同推动峰会取得成功。

A.G18 B.C18 C.C20 D.G20

11.只有注意企业文化建设，企业才能得到更好的发展这一判断不等值于（）。

A.如果企业得到更好的发展，就得注重企业文化建设

B.不注重企业文化建设，企业不能得到更好的发展

C.只要注重企业文化建设，企业就能得到更好的发展

D.倘若企业更好的发展，则必须注重其文化建设

12.专项整治是政府出于整治某种市场行为、某个行业或者突出的社会问题的需要，由主管部门

或多个部门，在较短的时间内从重、从快地进行的行政检查、执法处罚行动。这种整治在管理学上

被称之为（）。

A.矩阵式社会管理方式 B.创新式社会管理方式

C.密集式社会管理方式 D.重拳式社会管理方式

13.魏征的《谏太宗十思疏》中提到“简能而任之，择善而从之，则智者尽其谋，勇者竭其力，

仁者播其惠，信者效其忠”。这句话体现了管理中需要重视（）。

A.人尽其才，才尽其用 B.人力资源培训和开发

C.各司其职，各行其是 D.尺有所长，寸有所短

14.下列不属于管理活动的是（）。

A.部队中班长找战士谈心

B.企业中审计主管对财务进行工作检查

C.钢琴家制定乐队训练计划

D.医院的外科主任参加会诊

15.下列哪一项不属于领导沟通的特点（）。

A.广泛性 B.全局性 C.互补性 D.复杂性

16.下列生活现象用分子的相关知识解释不正确的是（）。

A.充足气的自行车内胎在烈日下爆裂，表明分子的体积随温度升高而增大

B.葡萄酿成酒表明分子的种类发生了变化

C.酒精溶于水表明分子间有间隙

D.湿衣服晾干表明分子在不断运动

17.马铃薯，草莓，芝麻和菜花等常见农产品，所对应的植物器官依次是（）。

A.茎-果实-种子-花 B.茎-种子-种子-花

C.根-花-果实-叶 D.根-种子-果实-茎



18.“中华老字号”沿袭和传承中华民族优秀文化传统，每个老字号都有特色的产品，技艺或服

务，下列按经营服务范围对老字号进行归类正确的是（）。

A.稻香村、女儿红 B.小绍兴、王老吉

C.瑞蚨祥、老凤祥 D.片仔癀、福胶

19.下列语句与出处对应错误的是（）。

A.不战而屈人之兵——《孙子兵法》

B.知之为知之，不知为不知，是知也——《韩非子》

C.天时不如地利，地利不如人和——《孟子》

D.青出于蓝而胜于蓝——《荀子》

20.古人对于我国姓氏的来历有如下阐述“氏于国，则齐鲁秦吴；氏于谥，则文武成宣；氏于事，

则巫乙匠陶”，由此可以判断，王，侯，公孙等姓氏应源自（）。

A.族号 B.匿名 C.官名 D.爵号

21.稀缺存在于（）。

A.当人们的消费量超过需求时 B.富有国家中

C.全世界所有的国家中 D.穷困的国家中

22.当一个地区出现以下哪种指标时，说明该地区的经济发展水平比较低（）。

A.基尼系数的值越小，其数值越接近0

B.洛伦茨曲线越近似于一条直线

C.恩格尔系数越接近于 1

D.菲利普斯曲线近似于一条直线

23.预算线上的点表明（）。

A.没有用完预算支出

B.预算支出条件下的最大可能数量组合

C.处于均衡状态

D.状态不可确定

24.消费者对某一种公共物品的消费并不影响其他人对该公共物品的消费，这称为（）。

A.排他性 B.竞争性 C.非排他性 D.非竞争性

25.以下说法不正确的是（）。

A.宏观分析中有些总变量可以从微观分析的个量中直接加总而得到

B.宏观经济学总量包括：国内生产总值、国内生产净值、国民生产总值、国民生产净值、国民收

入、个人收入和可支配收入

C.有的时候微观经济学中的一些个体变量尽管可以加总，但是这种加总却达不到研究整个社会经

济行为的目的

D.微观个体的行为都可以直接加总



26.若某国某年度内个人消费量为4000亿元，私人投资量为1000亿元，政府购买量为600亿元，出

口量为400亿元，进口量为300亿元，则该国当年GDP等于（）。

A.6300亿元 B.5900亿元 C.5400亿元 D.5700亿元

27.如果利率和收入都能按供求情况自动得到调整，则利率和收入的组合点出现在IS曲线左下方，

LM曲线右下方的区域中时，有可能（）。

A.利率上升，收入下降 B.利率上升，收入增加

C.利率上升，收入不变 D.以上三种情况都可能发生

28．由于金融机构的定期存款和储蓄存款经变现后可以转化为现实的购买力，因此将这部分存

款又称为（）。

A.狭义货币 B.广义货币

C.准货币 D.现实货币

29．下列资产流动性最强的是（）。

A.短期证劵 B.短期贷款

C.现金资产 D.信用社房产

30．下列融资方式属于间接融资的是（）。

A.发行企业债券 B.发行公司股票

C.银行贷款 D.发行国债

31．在以下金融工具中，同时具有商业信用和银行信用双重特征的是（）。

A.银行汇票 B.信用证

C.银行承兑汇票 D.商业汇票

32．投资者用 10 万元进行为期 2 年的投资，年利率为 10%，按复利每年计息一次，则第 2 年

年末投资者可获得的本息和为（）万元。

A.11.0 B.11.5 C.12.0 D.12.1

33．除了减低资金成本以促进经济增长外，利率管制政策的另一目的是（）。

A.鼓励银行间的非价格竞争

B.限制银行间的利率竞争

C.防止市场自然垄断

D.推动金融体系超常规发展

34．下列利率决定理论中，着重强调储蓄与投资对利率决定作用的是（）。

A.马克思的利率理论

B.流动偏好理论

C.可贷资金理论

D.实际利率理论

35．目前，离岸人民币业务正成为人们关注的焦点。那么，在这里，“离岸”指的是（）。



A.交易地点不在我国境内

B.交易双方不是中国公民

C.交易方中必有一方是中国居民

D.可以在任何地区设立交易市场

36．关于金融市场功能的说法中，错误的是（）。

A.融通货币资金是金融市场最主要、最基本的功能

B.金融市场参与者通过组合投资可以分散非系统风险

C.金融市场借助货币资金的流动和配置可以影响经济结构和布局

D.金融市场承担着商品价格等重要价格信号的决定功能

37．长期来看，影响金融产品价格的最主要因素是（）。

A.供求关系 B.收入水平

C.价格策略 D.金融监管

38．我国国债分为可流通国债和不可流通国债，下列属于不可流通国债的是（）。

A.凭证式国债 B.记账式国债

C.有纸国债 D.企业债券

39．金融衍生品市场上有不同类型的交易主体。如果某主体利用两个不同黄金期货市场的价格

差异，同时在这两个市场上贱买贵卖黄金期货，以获得无风险收益，则该主体属于（）。

A.套期保值者 B.套利者

C.投机者 D.经纪人

40．信用违约掉期作为最常用的信用衍生品，当约定的信用事件发生时，导致的结果是（）。

A.由卖方向买方赔偿，金额相当于合约中基础资产面值

B.由买方向卖方赔偿，金额相当于合约中基础资产面值

C.由卖方向买方赔偿因信用事件所导致的基础资产面值的损失部分

D.由买方向卖方赔偿因信用事件所导致的基础资产面值的损失部分

41．商业银行的新型业务运营模式区别于传统业务运营模式的核心是（）。

A.集中核算 B.业务外包

C.前后台分离 D.综合经营

42．金融机构在办理转账服务、汇总和代客支付等业务时，其所承担的职能是（）。

A.信用中介 B.支付中介

C.创造信用工具 D.将货币放入转化为资本

43．贷款人应加强对贷款的发放管理，遵循（）的原则，设立独立的放款管理部门或岗位，落

实放款条件，发放满足约定条件的个人贷款。

A.审贷与还贷分离 B.申贷与还贷分离

C.审贷与放贷分离 D.申贷与放贷分离



44．贷款人（），应详细记录资金流向，归集保存相关凭证。

A.受托支付完成后 B.受托支付完成前

C.自主支付完成前 D.自主支付完成后

45．持久收入理论认为消费者函数是稳定的，原因在于（）。

A.在一定时期内，社会的人口构成是稳定的

B.在长期中，人们的持久性收入是稳定的

C.人们的消费倾向是呈稳定变化

D.在一定时期内，人们的持久性收入是稳定的

46．弗里德曼认为，货币需求量是稳定的，可以预测的，因此，货币政策应（）。

A.“相机行事”

B.重在调整利率

C.实行“单一规则”

D.“走走停停”

47．可以较好影响信贷结构的货币政策工具是（）。

A.再贷款 B.再贴现

C.存款准备金率 D.公开市场业务

48．如果商业银行在外汇交易中以美元兑换客户的欧元，而客户未履行将欧元划到银行指定账

户的义务，这种可能性就是商业银行承担的（）。

A.狭义的信用风险 B.广义的信用风险

C.操作风险 D.市场风险

49．当一国出现国际收支逆差进而导致外汇储备不足时，该国可以采取紧缩性货币政策进行调

节。这是因为，紧缩性货币政策可以同时导致（），从而使国际收支逆差减少，乃至恢复均衡。

A.有支付能力的进口需求减少，国外资本因利率提高为流入

B.有支付能力的进口需求增多，国外资本因利率提高为流入

C.有支付能力的进口需求增多，国内资本因利率下降为流出

D.有支付能力的进口需求减少，国外资本因利率下降而不再流入

50．如果一国出现国际收支逆差，则该国（）。

A.外汇供不应求，外汇汇率上升，本币贬值

B.外汇供不应求，外汇汇率下降，本币升值

C.外汇供过于求，外汇汇率上升，本币贬值

D.外汇供过于求，外汇汇率下降，本币升值

51．如果我国允许国内企业为支付商品或劳务进口而自由地将人民币兑换为外币，则说明人民

币实现了（）。

A.自由兑换 B.完全可兑换



C.资本项目可兑换 D.经常项目可兑换

52．我国银行间外汇市场的调控者是（）。

A.国家外汇管理局

B.中国人民银行

C.中国外汇交易中心

D.证监会

53．如果我国人民币实现国际化，被其他国家作为储备货币，则我国就成为储备货币发行国。

到那时，我国的国际储备就可以（）。

A.增加外汇储备

B.保有较少总量

C.投资更多股权

D.增加资源储备

54.商品的价值是由（）决定的。

A.交换价值

B.生产商品的社会必要劳动时间

C.具体劳动时间

D.个别生产者生产某种商品耗费的个别劳动时间

55.在金银复本位制下，实际价值高于名义价值的货币被收藏、熔化而退出流通，实际价值低于

名义价值的货币则充斥市场，这种现象称作（）。

A.三元悖论

B.特里芬难题

C.米德冲突

D.格雷欣法则

二、多选题

1.《中国中央关于制定国民经济和社会发展第十三个五年规划的建议》指出，今后五年，要在

已经确定的全面建成小康社会目标要求的基础上，努力实现以下新的目标要求（）。

A.经济保持中高速增长 B.人民生活水平和质量普遍提高

C.国民素质和社会文明程度显著提高 D.生态环境质量总体改善

2.“十三五”规划建议指出，实行最严格的水资源管理制度，建设节水型社会要（）。

A.以水定产 B.循环用水 C.节约用水 D.以水定城

3.2015 年 10 月 18 日颁布的《共产党廉洁自律准则》关于党员廉洁自律规范的内容有（）。

A.坚持公私分明，先公后私，克己奉公 B.坚持崇廉拒腐，清白做人，干净做事

C.坚持尚俭戒奢，艰苦朴素，勤俭节约 D.坚持吃苦在前，享受在后，甘于奉献



4.下列有关组织的类型，说法正确的是？（）

A.按照组织建立的正规化程度，组织可以划分为正式组织和非正式组织

B.按照组织的灵活性和适应性程度，组织可以划分为机械式组织和有机式组织

C.按照权威的具体差别为标准，可以将组织分为传统组织、神秘组织、合理-合法组织（韦伯）

D.根据控制组织成员的方式的不同，可以将组织划分为强制组织、功利组织和规范组织（爱兹

奥尼）

5.管理模式的选择由哪几方面确定（）。

A.组织环境的复杂性 B.组织环境的自变量

C.组织环境的不确定性 D.组织环境的变量

6.以霍桑实验为基础由梅奥创立的人家关系理论中的主要内容（）。

A.工人是―社会人‖而不是―经济人‖

B.工人是―复杂人‖而不是―经济人‖

C.企业中存在着―非正式组织‖

D.企业中主导力量是―非正式组织‖

7.有关管理方法层次的说法正确的有？（）

A.具有指导意义的管理哲学、管理理论方法、管理方法论

B.具有普遍意义的一般方法，如行政方法、法律方法、经济方法等

C．柔性管理方法

D.具有特殊管理职能的具体管理方法和实际应用的技术、工具、手段等等

8.完全竞争市场的基本特征是（）。

A.该产品在市场上有大量卖主和买主，从而厂商价格既定

B.产品同质，完全可以互相替代

C.投入要素可以自由流动

D.信息充分

E.厂商之间相互依存

9.基于宏观经济学的研究目标，下列（）度量指标是常用的。

A.通货膨胀率 B.GDP 增长率

C.全国零售业的利润率 D.工业的行业失业率

E.NX

10.改善供给的一般性措施包括（）。

A.调节市场结构 B.调节货币供给结构

C.降低税率，促进生产 D.实行区别对待的信贷政策

E.发展对外贸易，增加进口

11.下列属于按财政支出功能分类的是（）。



A.环境保护 B.城乡社区事务

C.农林事务 D.交通运输

12.中央银行采取再贴现率政策表示（）。

A.下降再贴现率表示货币当局扩大货币供给

B.下降贴现率表示货币当局减少货币供给

C.上升再贴现率表示货币当局扩大货币供给

D.上升贴现率表示货币当局减少货币供给

E.调整再贴现率表示政府旨在使收入分配公平

13.产业政策的组成包括以下（）。

A.产业结构 B.产业组织 C.产业布局 D.产业形式

14.像凯恩斯一样，许多经济学家认为，在衰退时期货币政策是无效的，这是因为（）。

A.货币需求对于收入变动的敏感程度较大

B.货币需求对于收入变动的敏感程度较小

C.货币需求对于利率变动的敏感程度较大

D.货币需求对于利率变动的敏感程度较小

15.下列哪些说法是不正确的？（）

A.生产要素的边际技术替代率递减是规模报酬递减造成的

B.边际收益率递减是规模报酬递减造成的

C.规模报酬递减是边际收益率递减规律造成的

D.生产要素的边际技术替代率递减是边际收益率递减规律造成的

16．同业拆借市场的作用包括（）。

A.弥补短期资金不足 B.弥补票据清算的差额

C.解决临时性资金需求 D.解决长期性资金需求

E.解决投资性资金需求

17．下列市场中，属于货币市场的有（）。

A.国库券市场 B.回购协议市场

C.商业票据市场 D.银行承兑汇票市场

18．相对于公募发行而言，证券私募发行具有的优点是（）。

A.简化了发行手续 B.证券流动性好

C.缩短了发行时间 D.避免公司商业机密泄露

19．按市场工具划分，资本市场包括（）。

A.商业票据市场 B.股票市场

C.债券市场 D.投资基金市场

E.回购市场



20．根据资产定价理论中的有效市场理论，资本市场可以划分为弱式有效市场、半强式有效市

场和强式有效市场。其中，半强式有效市场的信息集包括（）。

A.内幕消息 B.历史价格信息

C.公司红利政策信息 D.公司公告

E.公司财务报告信息

21．内生性是货币政策中介变量的内涵，故理想的货币政策中介指标选择的标准可概括为（）。

A.可控性 B.可测性

C.独立性 D.相关性

E.间接传递性

22．一国要实现本国货币资本项目项下可兑换需要的条件是（）。

A.稳定的国际环境 B.健全的经济体系

C.稳定的宏观经济环境 D.稳健的金融体系

E.弹性的汇率制度

23．非关税壁垒包括（）。

A.进口配额 B.直接补贴

C.自愿出口限制 D.歧视性公共采购

E.歧视性技术标准和卫生检疫标准

24．一般而言，货币升值产生的经济影响有（）。

A.出口增加 B.进口增加

C.产出增加 D.资本流出增加

E.抑制物价上涨

25．汇率变动的决定因素包括（）。

A.物价的相对变动 B.国际收支差额的变化

C.国际储备余额的变化 D.市场预期的变化

E.政府干预汇率

第三部分英语

I. Multiple Choice

Directions: There are 50 incomplete sentences in this part. For each sentence there are four

choices marked A, B, C, and D. Choose the ONE that best completes the sentence.

1. I’ve been trying to phone Charles all evening, but there must be something wrong with the network;

I can’t seem to ______.

A. get through B. get off C. get in D. get along



2. The athlete’s years of hard training ______ when she finally won the Olympic gold medal.

A. went on B. went through C. paid off D. ended up

3. Ralph W. Emerson would always ______ new ideas that occurred to him.

A. set off B. set about C. set up D. set down

4. Most air pollution is caused by the burning of ______ like coal, gas and oil.

A. fuels B. articles C. goods D. products

5. He was very rude to the customs officer, ______ of course made things even worse.

A.who B. whom C. what D. which

6. I bought a dress for only 10 dollars in a sale; it was a real ______.

A. exchange B. bargain C. trade D. business

7. Though having lived abroad for years, many Chinese still ______ the traditional customs.

A. perform B. possess C. observe D. support

8. Dogs have a very good ______ of smell and they are often used to search for survivors in an

earthquake.

A. sense B. view C. means D. idea

9. The advertisement for the security guard position says that applicants must be able to remain

______ for six hours straight.

A. alert B. observable C. discovered D. obvious

10.The young man made a ______ to his parents that he would try to earn his own living after

graduation.

A. prediction B. promise C. plan D. contribution

11. Ms. McMahon would like to speak with ______ attended the annual accounting seminar in

Phoenix last weekend.

A. anyone B. however C. everybody D. whoever

12. According to the sales director, Ms. Elms is ______ to one of our subsidiaries to collaborate with

its sales team.

A. delivering B. vis iting C. transferring D. replacing

13. Employees ______ to transfer to the new branch office will receive reimbursements for all

moving expense, as well as a bonus.

A. direct B. directed C. directing D. direction

14. Support structure under the Main St. bridge have corroded ______ faster than the bridge’s

designer had predicted.

A. a lot B. so too C. very D. real

15. Motorists ______ of speeding may be banned from driving for a year.



A. convicted B. arrested C. charged D. judged

16. Eye contact is important because wrong contact may create a communication ______ .

A. tragedy B. vacuum C. question D. barrier

17. There is no ______ to the house from the main road.

A. access B. avenue C. exposure D. edge

18. The twentieth century has witnessed an enormous worldwide political, economic and cultural

______ .

A. tradition B. transportation C. transmission D. transformation

19. The statistical figures in that report are not ______ . You should not refer to them.

A. accurate B. fixed C. delicate D. rigid

20. The author of the report is well ______ with the problems in the hospital because he has been

working there for many years.

A. informed B. acquainted C. enlightened D. acknowledged

21. The ship’s generator broke down, and the pumps had to be operated ______ instead of

mechanically.

A. manually B. artif icially C. automatically D. synthetically

22. John often attends public lectures at the University of Oxford, chiefly _____ his English.

A. to improve B. improving C. to have improved D. improved

23. They are going to have the serviceman______ an electric fan in the office tomorrow.

A. install B. to install C. to be installed D. installed

24. ______there is little we can do to modify the weather, we can at least know what kind of weather

to expect.

A. Since B. When C. While D. Unless

25. It is only when you nearly lose someone______ fully conscious of how much you value him.

A. do you become B. then you become C. that you become D. have you become

26. The risk the financial committee is taking is ______.

A. greater than the bank B. greater than the bank’s

C. as great as the bank D. as greater as the bank’s

27. A university is an educational institution which ______ degrees and carries out research.

A. rewards B. awards C. grants D. presents

28. We all knew from the very ______ that the plan would fail.

A. outcome B. outset C. income D. output

29. Representatives from the two firms are currently ______ the middle of negotiations concerning a



possible joint venture.

A. in B. on C. at D. within

30. After Massey Corporation acquired Brawley, Ltd., the ____ of its stock rose twenty percent.

A. valuable B. valuate C. valued D. value

31. Midtown Hospital compares _______with other hospitals and provides services at lower rates.

A. favor B. favored C. favorable D. favorably

32. We volunteered to collect money to help the ______ of the tsunami.

A. victims B. folks C. fellows D. villagers

33.The work was almost complete when we received orders to ____ no further with it.

A. progress B. proceed C. march D. promote

34. A season ticket ____ the holder to make as many journeys as he wishes within the stated period of

time.

A. grants B. promises C. entitles D. presents

35. If people feel hopeless, they don’t bother to ____ the skills they need to succeed.

A. adopt B. acquire C. accumulate D. assemble

36. There is a fully ______ health center on the ground floor of the main office building.

A. installed B. equipped C. provided D. projected

37. According to the ______ of the contract, employees must give six months’ notice if they intend to

leave.

A. laws B. rules C. terms D. details

38. From what has been discussed above, we may safely draw the ______ that its disadvantages are

far greater than its advantages.

A. solution B. conclusion C. answer D. attention

39. All human beings have a comfortable zone regulating the _______ they keep from someone they

talk with.

A. distance B. scope C. range D. boundary

40. Not only ______ snacks and drinks, but they also brought cards for entertainment when they had a

picnic in the forest.

A. they brought B. did they bring

C. brought they D. they did bring

41. They held a ceremony _____ those who were killed in the earthquake.

A. in favor of B. in case of C. in honor of D. by means of

42. John is very lazy. He falls ______ behind in his studies.

A. very B. far C. more D. still



43. Allen had to call a taxi because the box was ______ to carry all the way home.

A. much too heavy B. too much heavy C. heavy too much D.too heavy much

44. The fire that broke out in the shop during the night was still seen ____ a lot of smoke the next

morning.

A. giving away B. giving up C. giving off D. giving in

45. Unluckily, those who ____ the big fire cannot recall what happened.Therefore the reason of the

fire remains a mystery.

A. survived B. abandoned C. escaped D. existed

46. Most train tickets are ____ for two to five days, depending on the distance you travel.

A. effective B. efficient C. valid D. legal

47. The flood brought ____ to the village; hundreds of people died.

A. disaster B. accident C. event D. challenge

48. His English teacher is always finding fault with him, ____ makes him annoyed.

A. what B. that C. who D. which

49. Some of the students requested that the sports meeting ____ postponed due to the bad weather.

A. was B. would be C. were D. be

50. The storekeeper told me that they would ____ the books to my house.

A. deliver B. declare C. describe D. demand

II. Reading Comprehension

Directions: There are 12 passages in this section. Each passage is followed by somequestions. For

each of them there are four choices marked A,B, C, and D. You should decide on the best choice.

Passage 1

Recordings of angry bees are enough to send big, tough African elephants running away, a new study

says. Beehives (蜂窝) — either recorded or real — may even prevent elephants from damaging farmer ’s

crops.

In 2002, scientist Lucy King and her team found that elephants avoid certain trees with bees living in

them. Today, Lucy wants to see if African honeybees might discourage elephants from eating crops. But

before she asked farmer to go to the trouble of setting up beehives on their farms, she needed to find out if

the bees would scare elephants away.

Lucy found a wild beehive inside a tree in northern Kenya and set up a recorder. Then she threw a

stone into the beehive, which burst into life. Lucy and her assistant hid in their car until the angry bees had

calmed down. Next，Lucy searched out elephant families in Samburu National Reserve in northern Kenya

and put a speaker in a close to each family.



From a distance, Lucy switched on the pre-recorded sound of angry bees while at the same time

recording the elephants with a video camera. Half the elephant groups left the area within ten seconds. Out

of a total of 17 groups, only one group ignored the sound of the angry bees. Lucy reported that all the

young elephants immediately ran to their mothers to hide under them. When Lucy played the sound of a

waterfall instead of the angry bees to many of the same elephant families, the animals were undisturbed.

Even after four minutes, most of the groups stayed in one place.

Lucy is now studying whether the elephants will continue to avoid the sound of angry bees after

hearing it several times. She hasn’t tested enough groups yet to know, but her initial results were promising

enough to begin trials with farmers. She has now begun placing speakers in the fields to see if elephants

are frightened away.

51. We know from the passage that elephants may be frightened of ______. .

A. loud noises B. some crops C. video cameras D. angry bees

52. Why did Lucy throw a stone into a wild beehive?

A. To record the sound of bee

B. To make a video of elephants

C. To see if elephants would run away

D. To find out more about the behavior of bees

53. Which of the following is true according to the passage?

A. Young elephants ignore African honeybees.

B. Waterfalls can make elephants stay in one place.

C. Elephants do not go near trees with bees living in them.

D. Farmers do not allow Lucy to conduct tests in their fields.

54. As mentioned in the passage, Lucy ______.

A. works by herself in Africa

B. needs to test more elephant groups

C. has stopped elephants eating crops

D. has got farmers to set up beehives on their farms

Passage 2

Every business I know has been through the wringer during the past two years. Sadly the good times

aren’t returning any time soon. So I’ve compiled a list of some more creative and worthwhile ways

companies can save money to help entrepreneurs keep afloat in spite of the challenges.

Do random expense claim audits.

Abuse of expenses is regional, but if staff know that even their mobile phone bills are checked



occasionally, then they are less likely to take advantage. You should have very clear expense policies, so

fiddlers are not able to use confusion to get away with cheating.

Buy second-hand.

We frequently buy reconditioned kitchen equipment for our restaurants. Do not hesitate to choose

used over showroom-new if it makes economic sense.

Lead from the front about costs.

As a boss, you should constantly question costs and try to be seen to be abstemious rather than

extravagant — at least with corporate assets. If you are a spendthrift, you set a poor example that others

will copy — with the company’s money.

Ask for early payment discounts.

If you have the cash, it might be a great way to improve your margins. If your suppliers are under

financial pressure, they may well agree a 5 per cent discount for swift settlement. It would take almost two

years with current low interest rates to earn that much if you kept the money in the bank.

Understand what everyone does.

At least once a year, undertake a thorough analysis of all staff roles and try to work out their true

productivity and rationalise posts if necessary. Remember: no one ever tells you they are underworked or

that their contribution is inessential.

55. What is NOT the purpose of random expense claim audits?

A. To prevent employees from taking advantage

B. To make it difficult for Fiddlers to succeed in this way

C. To examine their mobile bills occasionally

D. To cut costs in this aspect

56. What does the underlined word ―abstemious‖ mean?

A. Furious B. Friendly C. Thrifty D. Extravagant

57. You can save money if you pay in advance because ______.

A. your margins will be increased when you do so

B. the discount you enjoy is more than the bank’s interests

C. the suppliers are under financial pressure

D. the banks are going to be bankrupt

58. Which is NOT a creative and worthwhile way to help bosses save money?

A. Choose used equipment as substitutes.

B. Set examples as an frugal boss.

C. Early payment to obtain discount

D. Rationalize posts frequently.



Passage 3

Scientists today are making greater effort to study ocean currents. Most do it using satellites and other

high-tech equipment. However, ocean expert Curtis Ebbesmeyer does it in a special way — by studying

movements of random floating garbage. As a scientist with many years’ experience, he started this type of

research in the early 1990s when he heard about hundreds of athletic shoes washing up on the shores of the

northwest coast of the United States. There were so many shoes that people were setting up swap meets to

try and match left and right shoes to sell or wear.

Ebbesmeyer found out in his researches that the shoes — about 60,000 in total — fell into the ocean

in a shipping accident. He phoned the shoe company and asked if they wanted the shoes back. As expected,

the company told him that they didn’t. Ebbesmeyer realized this could be a great experiment. If he learned

when and where the shoes went into the water and tracked where they landed, he could learn a lot about

the patterns of ocean currents.

The Pacific Northwest is one of the world’s best areas for beachcombing because winds and currents

join here, and as a result, there is a group of serious beachcombers in the area. Ebbesmeyer got to know a

lot of them and asked for their help in collecting information about where the shoes landed. In a year he

collected reliable information on 1, 600 shoes. With this data, he and a colleague were able to test and

improve a computer program designed to model ocean currents, and publish the findings of their study.

As the result of his work, Ebbesmeyer has become known as the scientist to call with questions about

any unusual objects found floating in the ocean. He has even started an association of beachcombers and

ocean experts, with 500 subscribers from West Africa to New Zealand. They have recorded all lost objects

ranging from potatoes to golf gloves.

59. The underlined phrase ―swap meets‖ in Paragraph 1 is closest in meaning to _______.

A. fitting rooms B. trading fairs C. business talks D. group meetings

60. Ebbesmeyer phoned the shoe company to find out ______.

A. what caused the shipping accident

B. when and where the shoes went missing

C. whether it was all right to use their shoes

D. how much they lost in the shipping accident

61. How did Ebbesmeyer prove his assumption?

A. By collecting information from beachcombers

B. By studying the shoes found by beachcomber

C. By searching the web for ocean currents models

D. By researching ocean currents data in the library



62. What is the purpose of the author in writing this passage?

A. To call people's attention to ocean pollution

B. To warn people of shipping safety in the ocean

C. To explain a unique way of studying ocean currents

D. To give tips on how to search for lost objects on the beach

Passage 4

The greatest contribution to civilization in the century may well be the air-conditioning and American

leads just as amazing is the speed with which this situation came to be. Air-conditioning began to spread in

industries as a production aid during World War II. Today most Americans need to take air-conditioning for

granted to homes, offices, factories, theatres, shops, studios, schools, hotels, and restaurants.

But not everybody is aware that high cost and easy comfort are merely two of the effects of the vast

cooling of American. In fact, air conditioning has substantially altered the country’s character and customs.

Many of the byproducts are so conspicuous that they are scarcely noticed. To begin with,

air-conditioning transformed the face of America by making possible those glassy, boxy, sealed-in

skyscrapers. It has been indispensable, no less, to the functioning of sensitive advanced computers, whose

high operating temperatures require that they be constantly cooled.

It has, at will, forced families into retreating into families with closed doors and shut windows,

reducing the interactions of neighborhood life. It is really surprising that the public’s often noted

withdrawal into self-pursuit and privacy has coincided with the historic spread of air-conditioning. Though

science has little studied how habitual air-conditioning affects mind and body, some medical experts

suggest that, like other technical avoidance of natural variations in c limate, air-conditioning may damage

the human capacity to adapt to stress. If so, air-conditioning is only like many other greatly useful technical

developments that liberate man from nature by increasing his productivity and power in some way —

while indirectly weakening him in others.

63. According to this selection, which of the following constitutes the unique character of U.S.?

A. Its excessive use of air-conditioning.

B.Its advanced computerized civilization.

C.Its public’s retreating into self-pursuit.

D.Its greatest contribution to human civilization.

64. According to the author, the chief consequence brought about by the wide application of

air-conditioning is ____.

A.the loss of human capacity to adapt to changes in climate

B.the reduction of social communications of neighborhood life



C.the active life style of all its users

D.the decreased human production and power

65. The tone of this selection reveals that air-conditioning ____.

A.has little effect on its users

B.has more effect on body than on mind

C.brings more benefits than damage to its users

D.does harm as well as good to its users

66. Who benefits the least from air-conditioning according to the author?

A. Medical experts. B. Manufacturers. C. Factory laborers. D. Consumers.

67. What is the author’s overall attitude towards air-conditioning?

A. Neutral. B. Objective. C. Critical. D. Compromising.

Passage 5

June 8

Ms. Eunice Chan

Project Leader

B.S. Consultants 10-EE Central City Building, Bangalore 560 097 India

Dear Ms. Chan,

I very much enjoyed your talk at the International Conference on Public Architecture in Mumbai. I

especially appreciated your assessment of the competing demands of function, budget, and public

expectations on municipal projects.

Our firm has recently been awarded the contract for the design of a large public swimming facility

here in Singapore, and I think that our staff would be most interested in your remarks. It would provide

useful discussion points for us as we plan and execute the project.

Would it be possible to obtain a copy of your speech and reproduce twenty copies for our internal use

only? We would not distribute any part of it outside the company without first obtaining permission from

you, nor would we include any part of it in any of our presentations external bodies without your

permission and without acknowledgement of you as the author.

It might be that you have plans to publish the material in some form in a journal or trade magazine. If

that is the case, I understand that you would not want to release it to us. In that event, would you please

inform me when and where it will be published?

Thank you very much for your consideration and for a superb presentation.

Sincerely,

David Wong



President

Wong Architecture, Pty. Ltd.

68. What can be inferred about Mr. Wong?

A. He attended a presentation given by Ms. Chan.

B. He is seeking employees for his architecture firm.

C. He would like to submit an article for publication.

D. He wants to purchase a subscription to a trade journal.

69. What aspect is the awarded contract on?

A. Giving a public presentation.

B. Planning an awards ceremony.

C. Copy of famous people’s speech.

D. The design of a large public swimming facility in Singapore.

70. What is Mr. Wong requesting?

A. The opportunity to bid on a contract.

B. Copies of published project design plans.

C. Permission to distribute information to his colleagues.

D. A review of a municipal annual budget.

71. The word ―trade‖ in paragraph 4, line 1, is closest in meaning to ____.

A. exchange B. diligence C. industry D. substitute

Passage 6

News Report

Randolph Chemical announced earlier today the selection of Michelle Brown as its new chief

executive officer. Willard Strong, Chairman of the Board of Randolph Chemical, said, ―We are delighted to

have found someone of Michelle’s caliber to lead our organization.‖

Michelle Brown brings to the table a reputation as a strict cost cutter. Prior to joining Randolph, Dr.

Brown was CEO of Popovich Materials, where she reduced expenses by almost a third in her four-year

tenure. Dr. Brown has a bachelor’s degree in chemistry from Wyler College and a Ph.D. in analytical

chemistry from Porter University.

Industry analysts remain skeptical that she can turn around the company’s ailing fortunes. After her

selection was announced, company stock dropped 1.2 percent in one afternoon.

Randolph Chemical is a global technology-based company that manufactures and distributes plastics,

chemicals, and agricultural products. Their search, which took eleven months, was conducted with the aid

of Darren Consulting.



* * * * * * * * * * * * * * * * * *

Memorandum from: Michelle Brown

To: All Randolph Chemical employees

As you have probably heard, I will be assuming responsibility for leading Randolph Chemical

effective Monday morning. I want to take a moment to reaffirm the commitment of Randolph Chemical

and of myself as its new head to treating every single employee with the fairness and dignity that he or she

deserves.

In the months to come I will be initiating steps to sell off those portions of our business in which we

do not have the potential to become industry leaders, leaving us to focus on what we do best. Due to time

constraints, we will not be commissioning a new study of all of our holdings. Instead, we will base

decisions on current in-house performance figures derived from our ongoing review process.

This is the beginning of a long history journey for all of us, one I am proud to say we will make

together. I hope to meet as many of you as possible personally, and I urge you to become fully engaged in

the process and to contribute your own ideas.

72. What was the subject of the news release by Randolph Chemical?

A. The selection of a new chief executive officer.

B. The announcement of a new chairman of the board.

C. The merger of Randolph Chemical and Popovich Materials.

D. Recent trends in stock prices for chemical companies.

73. What is suggested about Randolph Chemical?

A. It is planning to move its main office.

B. It is searching for additional board members.

C. It is experiencing financial problems.

D. It is looking for new products to market.

74. What is implied in the memorandum?

A. The company will be doing more work overseas.

B. Dr. Brown has met many of the employees at Randolph Chemical.

C. Some positions in the company may be eliminated.

D. Temporary employees will be offered permanent jobs.

75. Why is Dr. Brown not planning a new study of all of Randolph Chemical holdings?

A. It would be very expensive.

B. It would take too much time.

C. There are not enough employees available to help.

D. Darren Consulting has already completed the study.



76. What was Dr. Brown known for in her previous job that she will probably continue in her new

position?

A. Moving into new markets.

B. Introducing new products for agricultural use.

C. Consulting with experts outside the company.

D. Reducing operating costs.

Passage 7

GOLDEN VALLEY UNIVERSITY

CAMPANALE DISTINGUISHED LECTURER SERIES

Golden Valley University is committed to the personal growth of all faculty, staff, and students

through discussion and debate in a scholarly community. We hope that this year’s Campanale

Distinguished Lecture Series, named in honor of Golden Valley’s former president Jackie Campanale, will

stimulate and energize the Golden Valley community.

Tuesday, February 15

Dr. Ada N. Chamberlain

Professor of art history

Dr. Ada N. Chamberlain will lecture about the commercial art market in seventeenth-century Holland.

Author of the prize-winning book Rembrandt and the Art of Portraiture, Dr. Chamberlain is a professor of

art history at Packard University.

Tuesday, April 18

Mr. Alvin Hewing

Poet and Author

Mr. Alvin Hewing will read from one of his latest collections, Someday: New and Selected Poems. Mr.

Hewing is the author of ten books of poetry. He holds a master’s degree in comparative literature from a

major university in France.

Tuesday, May 2

Dr. Charles Kenyon

Professor of astronomy

Amazing new developments in astronomy have begun to show us the origins of the universe and what

may be its fate. Dr. Kenyon, who earned his Ph.D. from Stewart University, is a professor of astronomy at

Roget College.

77. What is the main purpose of the lecture series?



A. To aid the personal development of members of the university community.

B. To explore current issues in a particular field of study.

C. To generate interest in the university with residents in surrounding areas.

D. To settle an ongoing debate among university scholars.

78. Who will read aloud selections from a book?

A. Jackie Campanale

B. Ada Chamberlain

C. Alvin Hewing

D. Charles Kenyon

79. Which topic will NOT be addressed in the lecture series?

A. Contemporary poetry

B. French literature

C. The history of Dutch art

D. The beginning of the universe

Passage 8

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▓ Business cards ▓ Signs & posters

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We offer a full range of promotional products:

▓ hats ▓ T-shirt ▓ sweatshirts ▓ key chains ▓ magnets ▓ and much more

Allow our graphic-design specialists to develop a logo for you!

Black & white and color copying at the lowest prices, guaranteed … next-day service available

Two convenient locations to serve you:

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Monday – Friday 8:00 A.M. – 6:00 P.M.

e-mail: [email protected]

mailto:[email protected]



▓ Visit our Web site at www.eci.com▓

80. Who are the main customers of ECI Printing?

A. Chain stores.

B. Private individuals.

C. Universities.

D. Small business.

81. What service is NOT offered by ECI Printing?

A. Photograph developing.

B. Newsletter printing.

C. Graphic design.

D. Photocopying.

Passage 9

Puerto Rican Cuisine

Puerto Rico, a Caribbean island rich in history and remarkable natural beauty, has a cuisine all its own.

Immigration to the island has helped to shape its cuisine, with people from all over the world making

various contributions to it. However, before the arrival of these immigrants, the Taino people lived on the

island of Puerto Rico. Taino cuisine included such foods as rodents, fresh shellfish and fish fried in corn

oil.

Many aspects of Taino cuisine continue today in Puerto Rican cooking, but it has been heavily

influenced by the Spanish, who invaded Puerto Rico in 1508, and Africans, who were initially brought to

Puerto Rico to work as slaves. Taino cooking styles were mixed with ideas brought by the Spanish and

Africans to create new dishes. The Spanish extended food choices by bringing cattle, pigs, goats, and sheep

to the island. Africans also added to the island’s food culture by introducing powerful, contrasting tastes in

dishes. In fact, much of the food Puerto Rico is now famous for — coffee, coconuts, and oranges — was

actually imported by foreigners to the island.

A common assumption many people make about Puerto Rican food is that it is very spicy. It’s true

that chili peppers are popular; aij caballero in particular is a very hot chili pepper that Puerto Ricans enjoy.

However, milder tastes are popular too, such as sofrito. As the base of many Puerto Rican dishes, sofrito is

a sauce made from chopped onions, green bell peppers, sweet chili peppers, and a handful of other spices.

It is fried in oil and then added to other dishes.

82. Who lived in Puerto Rico first?

A. the Africans.

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B. the Spanish.

C. the Americans.

D. the Taino people.

83. In the first paragraph the word ―it‖ refers to __________.

A. immigration

B. Caribbean history

C. the island’s natural beauty

D. Puerto Rican cuisine

84. What is the main idea of the second paragraph?

A. Taino dishes are important in Puerto Rican cooking.

B. Food imported by foreigners isn’t really Puerto Rican.

C. Puerto Rican cooking has many outside influences.

D. African foods have probably had the most influence.

85. How is sofrito used?

A. It is eaten before meals.

B. It is added to other dishes.

C. It is used where foods are too spicy.

D. It is eaten as a main dish.

86. Which of the following is NOT true?

A. Softito is a type of extremely spicy food.

B. Many people think Puerto Rican food is spicy.

C. Puerto Rican cuisine uses a lot of chili peppers.

D. Aij caballero is a type of chili pepper.

Passage 10

Under normal conditions the act of communication requires the presence of at least two persons: one

whosends and one who receives the communication. In order to communicate thoughts and feelings, there

must be aconventional system of signs and /or symbols which mean the same to the sender and the

receiver.

The means of sending communications are too numerous and varied for systematic

classification;therefore, the analysis must begin with the means of receiving communication. Reception of

communication isachieved by our senses. Sight, hearing, and touch play the most important roles. Smell

and taste play very limitedroles, for they can not receive intellectual expression from fully developed

systems of signs and symbols.



Example of visual communication are gesture and mimicry. Although both frequently

accompanyspeech, there are systems that rely solely on sight, such as those used by deaf and dumb persons.

Another meansof communicating visually is by signals of fire, smoke, flags, or flashing lights. Feelings

may be simplycommunicated by touch, such as by handshaking or backslapping, although a highly

developed system ofhandstriking has enabled blind, deaf, and dumb persons to communicate intelligently.

Whistling to someone,applauding in a theatre, and other forms of communication by sound rely upon the

ear as a receiver. The mostfully developed form of auditory communication is, of course, the spoken

language. The means ofcommunication mentioned so far have two features in common: they last only a

short time, and the personinvolved must be relatively close to each other. Therefore, all are restricted in

time and space.

87. The author explains that he will deal with reception of communication first because ______.

A. communication actually takes place when the message is received

B. there are more means of receiving than of sending communications

C. reception of communications involves use of the senses

D. it is difficult to organize by type the means of sending communications

88. A form of visual communication often used with a type of auditory communication is ______.

A. gesture B. handshaking C. backslapping D. handstriking

89. The author specifically mentions that speech is _______.

A. often used when communicating by touch

B. necessary or satisfactory communication by gesture

C. the only highly developed system of communication

D. the most developed form of communication based on hearing

90. Which of the following statements about communication by touch is true?

A. Touch is less important than taste as a means of communication.

B. There is no well-developed system of communication based on touch.

C. It is possible to communicate intelligently by touch alone.

D. Touch must accompany visual communication.

91. Which of the following statements about the ways of communicating ideas and feelings are not

mentioned in the passage?

A. They can be used to communicate over long distance.

B. They require both a sender and a receiver.

C. They involve use of conventional signs and symbols.

D. They utilize the senses for reception.



Passage 11

The Deadly Smoking

A new report from the United States surgeon general finds that smoking tobacco is even deadlier than

had been known. The report says smoking causes birth defects — a leading cause of death among babies. It

also links smoking to cancer of the liver and colon, diabetes and other diseases.

The first U.S. surgeon general’s report on tobacco and health was released in 1964. It was the first

scientific report to link smoking with lung cancer and heart disease. Now, 50 years later, Acting Surgeon

General Boris Lushniak has released a new report. His report provides more evidence about smoking

tobacco and how it can harm health. ―If we’re going to work together to achieve a society free of

tobacco-related disease, this must be understood,‖ said Lushniak.

The new report urges increased use of tobacco-control measures. The suggested controls include

raising prices of cigarettes, and expanding bans on smoking in enclosed spaces. The 2014 report calls for

research on whether lowing the amount of nicotine in cigarettes could help people stop smoking. It also

contains new findings. ―Today we know that smoking is a cause of diabetes, rheumatoid arthritis and poor

response to treatment of arthritis, and increased risk of tuberculosis, disease and death. We’re adding colon,

rectal and liver cancer to the long list of cancers caused by smoking,‖ said Lushniak.

Doctor Lushniak also said smoking suppresses the body’s natural defenses for fighting disease. He

said this increases a smoker ’s likelihood of getting an infectious disease. ―One of the most disturbing

findings is that the disease risks from smoking by women have risen sharply over the last fifty years.

Women are now as likely to die from smoking as men, women smokers’ risk of lung cancer is now the

same as men, and more women die from chronic lung disease than men,‖ said Lushniak.

The new report finds that those who do not smoke are at a higher risk for stroke if left unprotected

from tobacco smoke. The latest research also shows damage to unborn children. Babies are more likely to

be born with cleft palate if the mother smokes. The chemicals in tobacco smoke can have lasting effects on

brain development in a baby.

92. According to the text which of the following diseases is not caused by smoking?

A. Liver and colon cancer.

B. Lung cancer and heart disease.

C. Rheumatoid arthritis.

D. Arthritis.

93. What do we know about the first scientific report to link smoking with lung cancer and heart

disease?

A. It was written by doctor Lushniak.

B. It was released in 1964.



C. It linked smoking with stroke.

D. It was published on a journal.

94. What does the word ―this‖ refers to in the second paragraph?

A. Smoking will harm people’s health.

B. Smoking will cause lung cancer and heart disease.

C. Smoking will harm the environment.

D. There will be a ban on smoking in public areas.

95. Doctor Lushniak said that __________.

A. there are more women smokers than men

B. smoking will weaken the body’s natural defenses for fighting disease

C. smoking is a cause of depression

D. fewer women die from chronic lung disease than men

96. What will happen to people if they are left unprotected from tobacco smoke?

A. They will die earlier than usual.

B. They will suffer from cough.

C. They will be at a higher risk for stroke.

D. They will suffer from stoke.

Passage 12

Dollars and cents are the basic units of American money. The back of all dollar bills are green (hence

―greenbacks‖). The commonly used coins are: one cent (penny), five cents (nickel), 10 cents (dime), and

25 cents (quarter). 50 pieces (half dollar) and silver dollars (not really silver anymore) are gaining in usage,

while there has been talk of phasing out the penny that’s inflation for you. ―Always carry plenty of quarters

when traveling. Very useful for phones, soda machines, laundry machines, etc.‖

There is generally no problem in using US dollars in Canada, but this is never possible in reverse.

It’s useful always to carry small change for things like exact fare buses, but do not carry large sums of

cash. Instead keep the bulk of your money in travelers’ cheques which can be purchased both in the US and

abroad and should be in dollar denominations. The best known cheques are those of American Express, so

you will have the least difficulty cashing these, even in out of the way places. Thomas Cook

travelers’cheques are also acceptable, especially as lost ones can be reclaimed at some car rental

companies. Dollar denomination cheques can be used like regular money. There’s no need to cash them at

a bank: use them instead to pay for meals, supermarket purchases or whatever. Ten or twenty dollar

cheques are accepted like this almost always and you’ll be given change just as though you’d presented the

cashier with dollar bills. Be prepared to show I.D. when you cash your cheques.



Credit cards can be even more valuable than travelers’cheques, as they are often used to guarantee

room reservations over the phone and are accepted in lieu of deposit when renting a car—indeed without a

credit card you may be considered so untrustworthy that not only a deposit but your passport will be held

as security too. The major credit cards are VISA, Master Charge and Access, Diners Club and American

Express. If you hold a bank card, it could well be worthwhile to increase your credit limit for travel

purposes—you should ask your bank manager.

97. Why is it useful to carry enough 25-cent coins with you?

A. They can act as small change for theexact bus fares.

B. There is generally no problem in using them in Canada.

C. As a basic unit of money, they are gradually gaining in usage.

D. They may come in handy for pay phones or laundry machines.

98. It is not necessary to carry cash instead of dollar travelers’cheques because the latter can be

______.

A. used for phones, bus fares and hotel reservations

B. used to pay in restaurants and big stores

C. used like credit cards, even in remote areas

D. exchanged easily, even at car rental companies

99. The phrase―in lieu of‖ (line 2, paragraph 4) most probably means ______.

A. on behalf of

B. in line with

C. with regard to

D. instead of

100. This passage is most probably taken from ______.

A. a tourist guide

B. a bank brochure

C. a booklet about car rental

D. a handbook on U.S. currency



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