homesafe protection insurance 裝修寶 decorationsafe...name of contractors and / or its...

裝修寶

DecorationSafe

Major Exclusions

1. Any fault, defect, error or omission in or failure of any design plan or specification.

2. Any defect in material or workmanship except resulting from an accident.

3. Loss of use, liquidated damages, penalties, performance guarantees orother consequential losses.

4. Loss or damage due to wear and tear, rust, mildew or other deterioration due to gradually operating causes.

5. Liability in respect of compensation claimed from the insured by an injured person or dependant under any Employees Compensation Legislation.

Important Notes

1. Building’s age shall not exceed 40 years.

2. This policy covers a single contract work for individual premises only.

3. Excluding works for neon sign, exterior signboard, cage, cladding,building’s public and common area.

4. Excluding any maintenance, overhauling, and inspection of machinery.

5. Please refer to the works quotation for plan selection and apply forinsurance coverage before the works commencement date.

6. No premium refund for any cancellation and amendment is allowedonce the policy is effective.

Section I & II Section II only Section I & II Section II only Section I & II Section II only Section I & II Section II only Section I & II Section II only

1,200

1,500

1,850

1,000

1,250

1,550

1,350

1,800

2,100

1,150

1,500

1,750

1,500

2,000

2,400

1,300

1,700

2,000

1,800

2,300

2,750

1,500

1,850

2,350

2,100

2,700

3,100

1,750

2,300

2,600

A) 5,000,000

B) 8,000,000

C) 10,000,000

100,000 200,000 300,000 400,000 500,000

Plan 1 Plan 2 Plan 3 Plan 4 Plan 5

100,000 N/A 200,000 N/A 300,000 N/A 400,000 N/A 500,000 N/A

Premium Table (HK$)Contract without scaffolding works


1,450

2,150

2,400

1,300

1,800

2,000

1,750

2,400

2,900

1,450

2,000

2,400

2,000

2,750

3,350

1,700

2,350

2,700

2,550

3,100

3,750

2,100

2,600

3,100

3,050

3,650

4,250

2,500

3,000

3,500

D) 5,000,000

E) 8,000,000

F) 10,000,000

100,000 N/A 200,000 N/A 300,000 N/A 400,000 N/A 500,000 N/A

Contract with scaffolding works# (Costs involved in scaffolding works shall not exceed 15% of the total contract value)

Total Contract Value not exceeding (HK$)DecorationSafe

People look for a safe and comfortable environment for working and rest. Yet, one may need to face considerable financial loss or liability claims arising out of unforeseeable accidents during the decoration period. The liability coverage for decoration work, however, is usually not well protected under household insurance.

Our DecorationSafe insurance plan protects you against the loss due to the decoration, maintenance or renovation work at your Home, in Shop and Office premises. This plan covers not only the cost of damaged decoration materials but also the potentially huge claim amount of third party liability. With Blue Cross, you and your premises can enjoy all-round coverage.

Excess1. Material Damage In respect of each and every claim Plan 1 – HK$5,000 Plan 4 – HK$15,000 Plan 2 – HK$10,000 Plan 5 – HK$15,000 Plan 3 – HK$15,000

2. Public Liability to Third Party In respect of each and every claim (applicable to all plans) ■ HK$10,000 in respect of each and every claim on third party property

damage

■ HK$10,000 or 15% of loss, whichever is greater, in respect of loss or damage to principal’s property

■ HK$10,000 or 15% of loss, whichever is greater, in respect of water damage to third party property

■ HK$20,000 or 20% of loss, whichever is greater, in respect of vibration damage to third party property

* Limit of indemnity per any one accident. Unlimited claims in any one period of insurance.# Cover the liability of the use of scaffolding but excluding the liability during erection and dismantling.

Basic Protection

This plan offers 2 sections of basic protection. You may choose to insure for both Section I and Section II at the same time or Section II alone.

Section I - Material DamageIt provides “All Risks” coverage for loss of or damage to the insured contract works or materials at the contract site caused by fire, water, burglary or explosion, etc. during the insurance period. Items include flooring, tiles, wallpaper, woodenware, sanitary ware and other related decoration materials.

Free ExtensionsRemoval of DebrisThis provides coverage for the cost of removing debris following an insured accident at the site, subject to a maximum of 5% of the total contract value.

Automatic Increase of Contract ValueThe quotation and the final contract value may be different. The cover for your contract value will be automatically increased by a maximum of 10% without the need to pay any additional premium.

Section II - Public Liability to Third PartyThis protects you against legal liability in respect of third party bodily injury and/or property damage arising out of the contract work.

Free ExtensionPrincipal Property DamageTo indemnify the insured contractor's liability against loss of or damage to the property belonging to the principal in the care or control of an insured contractor for the execution of the contract, subject to a maximum indemnity of HK$1,000,000.

Optional Benefits – Scaffolding Works

By paying an additional premium, the contract with scaffolding works (e.g. for replacement of window or exterior piping) will be protected. The costs involved in scaffolding work shall be subject to a maximum of 15% of the total contract value. Works related to neon sign, exterior signboard, cage or cladding will not be covered.

Free Enhanced Coverage

You will enjoy the following free coverage once you have insured for the basic protection.

Maintenance Period ProtectionIt covers your loss arising from the maintenance of the insured contract works during the maintenance period, subject to a maximum period of 3 months after completion of original works.

Cross LiabilityIf there are more than one insured party in the policy, all the named insured parties shall be treated as if they are covered under a separate policy, but the maximum liability of Blue Cross shall be subject to the limit stated in the policy. Blue Cross shall waive all rights of subrogation or action against any aforesaid parties arising out of any accidents in respect of which any claim is made.

Vibration Cover It covers the legal liability in respect of third party property damage arising out of vibration during contract work, subject to a maximum indemnity of HK$1,000,000.

Material DamageMax. Indemnity

(HK$)Public Liability to Third Party*Max. Indemnity (HK$)



Homesafe Protection Insurance

裝修寶 DecorationSafe


Note: ■ This leaflet is for reference only. Please refer to policy for the exact terms and conditions and full list of policy exclusions. For more information or a copy of the policy terms and conditions, please call Blue Cross Customer Service Hotline at 3608 2988. ■ Should there be any discrepancies between the English and the Chinese versions of this leaflet, the English version shall apply and prevail.■ DecorationSafe Insurance is underwritten by Blue Cross (Asia-Pacific) Insurance Limited, an authorised insurer in Hong Kong.

新增更多升級保障More NewUpgraded Coverage

I / WE, HEREBY DECLARE AND AGREE: 1. That the answers to all the above questions including all information and particulars given herein are accurate, true and complete and are given to the best of my/our knowledge and belief. I / We have not withheld any material information and accept that this application and declaration shall form the basis of the contract between the Company and me / us. I / We hereby acknowledge that failure to supply true and accurate answers to this application or inform the Company of all material information about my / our application may render the Company unable to accept or process this application or the insurance policy void. 2. That the insurance coverage applied for shall only take effect when this application has been accepted by and the required premium has been paid to the Company.本人 / 我們，謹此聲明並同意：1. 上述所有問題的答案包括所有資料及細節均是準確無誤，真實及為事實之全部，並且是盡本人 / 我們所知及所信而作答的。本人 / 我們並沒有隱瞞任何重要資料及同意此申請書之內容及聲明將成為此項保險合約之承保根據。本人 / 我們在此確認，如未能提供真實及準確無誤之資料或通知貴公司任何有關此保險申請之重要資料，將可能導致貴公司不能接受或處理此保險申請或令本保單失效。2. 一概保險項目必須在本申請獲接納後並已將應付保費繳交予貴公司後始可生效。

Personal Information Collection Statement 收集個人資料聲明I / We understand and agree that any personal information collected or held by the Company (whether contained herein or otherwise obtained verbally or in writing) may be used, stored, disclosed, or transferred (within or outside Hong Kong) to any individuals / organisations associated with the Company or to any third party as the Company may consider necessary including any other company carrying on insurance or reinsurance related business, any intermediary, claims investigator, medical facilities, other service providers relevant to the insurance business, professional advisor, government authority, or industry association / federation for the purposes of: (1) processing this application / request and provision of insurance or financial related product or service or any addition, alteration, variation, cancellation, renewal, or reinstatement thereof; (2) any scope of insurance coverage, claim processing, investigation, or analysis and data matching; (3) promotion of financial products or services by the Company and its affiliated companies; (4) communicating with me/us/the insured or any relevant organisation / person as the Company considers appropriate; and (5) meeting any disclosure requirements imposed by law or court order or pursuant to guidelines issued by regulatory or other relevant authorities. I / We have the right to access and to request correction of any personal information concerning myself/ourselves held by the Company. I / We understand that if I / we do not want my / our personal information to be used for the purpose (3) above, I / we may notify the Company at any time. Such request(s) or notice(s) can be made in writing to the Company's Corporate Data Protection Officer at 29th Floor, BEA Tower, Millennium City 5, 418 Kwun Tong Road, Kwun Tong, Kowloon, Hong Kong.本人/我們明白並同意由貴公司收集或持有的任何個人資料 (不論是否載於此或由其他途徑以口頭或書面形式取得)，均可供使用、儲存、透露或轉交予〔香港境內或境外〕任何與貴公司有關人士/機構或貴公司認為有需要的任何第三者，包括其他從事與保險或再保險業務有關的公司、中介人、理賠調查員、醫療機構、與保險業務有關的服務供應商、專業顧問、政府機關、或保險業組織或聯會，用於：(1)處理此申請/要求及提供有關保險或財務的產品或服務，或該等產品或服務的增加、更改、轉變、取消、更新或復效；(2)任何關乎保險範圍的事項、賠償審理、調查、分析及資料配對；(3)任何貴公司及相關聯公司的財務產品或服務推廣；(4)與本人/我們/受保人或貴公司認

APPLICATION FORM 投保書Applicant 投保人

Principal 業主或租戶Contractor 承建商

(Please tick one only 請選其一纇別)

Insured Party 受保人Principal 業主或租戶Contractor 承建商

Can choose more than one insured

party可選擇多於一名受保人

Location of Risk*投保地址*

*Building’s age shall not exceed 40 years.*樓齡以不超過40年為限

Date (dd / mm / yy)日期 (日 / 月 / 年)

Signature of Applicant

Name of Intermediary中介人姓名

Intermediary's Code中介人編號

Policy No.保單號碼

Underwriting Approval批核人簽署

For Intermediary Use Only 保險中介人專用 For Office Use Only 本公司專用

Policy Effective Date (dd / mm / yy) - Valid for 3 months (plus 3-month maintenance period)

保單生效日期 (日 / 月 / 年) - 為期3個月（附送3個月保養期）

(Policy effective date is subject to Company's underwriting acceptance and applies before the works commencement date 承保日期以本公司審核

為準並於工程進行前投保。) Please Tick the Payment Mode 請選擇付款方法

Cash現金

Cheque - payable to "Blue Cross (Asia-Pacific) Insurance Limited"支票 - 收款人為「藍十字（亞太）保險有限公司」

Credit Card VISA Master Card信用卡萬事達

I hereby authorise Blue Cross (Asia-Pacific) Insurance Limited (”the Company”) to debit the premium from my credit card account specified below for the insurance policy.本人茲授權藍十字（亞太）保險有限公司（貴公司）從本人下列的信用卡賬戶扣取

Name of Cardholder Signature of Cardholder持卡人姓名持卡人簽署

Credit Card No. Expiry Date信用卡號碼信用卡到期日

Scope of Works 工程範圍

Decoration, Installation, Renovation, Maintenance, Dismantling, Repair and all related works on the following item (excluding works for neon sign, exterior signboard, cage, cladding, public and common area)裝修、安裝、更新、保養、拆卸、維修及相關之下列工程（不適用於霓紅燈、外牆廣告牌、花籠、簷篷及大廈公共地方等工程）

Dwelling 住宅 Catering Service 飲食服務 Workshop / Showroom / Shop

Office 辦公室 Industrial Premises 工業單位工場 / 展覽廳 / 商店

Please Tick the Plan 請選擇計劃

Name of Principal (if any) 業主或租戶名稱（如有）

Name of Contractors and / or its sub-contractors (if any) 承建商或副承建商名稱（如有）

Please submit a copy of works quotation for contract with scaffolding work （include separate items and amounts)如工程涉及外牆棚架工程，請提供報價單副本（包括個別項目及其金額）Declaration 聲明

1 2 3 4 5

Premium (HK$) 保費（港元）

Total Contract Value 工程總額

Section Selection 選擇保障部份

Public Liability to Third Party 第三者責任保障

Flat 室 Floor 樓 Block 座 Building 大廈

Estate 屋苑 Phase 期 Street No. 街道號數

Street / Lot 街道 / 地段 District 地區 HK 香港 KLN 九龍 NT 新界

Correspondence Address (if different from the Location of Risk)通信地址（如與投保地址不同）

Contact Phone No. of Applicant投保人聯絡電話




mm 月 yy 年

Section I & II 第一及第二部份 Section II only 第二部份

A B C (without scaffolding work 不涉及外牆棚架工序)

D E F (with scaffolding work 包括外牆棚架工序)

主要不保事項

1. 任何圖則上的錯誤、缺陷、錯失、遺漏或不合格。

2. 如非因意外所引致的任何物料或手工缺陷。

3. 任何市場價值的損失、償付損失、罰款、履約保證或相應引致的損失。

4. 自然損耗磨損及折舊、生銹、發霉或物件逐漸變質。

5. 按任何僱員補償法例由傷者或其家屬向受保人提出的索償。

重要事項

1. 樓齡以不超過 40 年為限。

2. 此保障只為單一工程合約而設。

3. 此保障不適用於霓紅燈、外牆廣告牌、花籠、簷篷及大廈公眾地方的工程。

4. 不包括任何機器維修或檢查。

5. 請根據報價單上的工程總額，選擇計劃等級，並於工程進行前投保。

6. 保單一經生效，不設取消及退款。* 每宗事故的最高賠償金額，每一保險期內不設索償次數上限。# 保障使用棚架時所引致的責任但不包括安裝和拆卸其間的責任。

裝修寶

安全舒適的環境是人人所盼望的，但若裝修期間發生意外，可能

會導致重大的金錢損失或賠償。市場上的家居保險計劃，一般未

能夠提供全面保障，以賠償因裝修而引致的法律責任。

藍十字「裝修寶」是專為各類型的家居、寫字樓及店舖裝修、翻

新及保養工程而設計的全面保障。此計劃不但包括施工期間的

物料損毀，還適用於造成第三者損失的法律賠償責任，令您安心

完成整項工程。

自付金額

1. 工程物料損毀保障每宗事故的自付金額

計劃 1 – HK$5,000 計劃 4 – HK$15,000

計劃 2 – HK$10,000 計劃 5 – HK$15,000

計劃 3 – HK$15,000

2. 第三者責任保障每宗事故的自付金額（適用於所有計劃）

■ 第三者財物的自付金額為 HK$10,000

■ 裝修單位內屬於業主或租戶的現有財物損失及損毀，自付金額

為 HK$10,000，或經核實後損失的 15%（以較高者為準）

■ 因水浸導致的損失及損毀，自付金額為 HK$10,000，或經核實

後損失的 15%（以較高者為準）

■ 因震動導致的損失及損毀，自付金額為 HK$20,000，或經核實


基本保障

本計劃提供兩部份基本保障，您可一併選擇第一及第二部份保障，

或單獨選擇第二部份保障。

第一部份 - 工程物料損毀保障提供「全險」保障，適用於所有投保的裝修物料（如地板、磁磚、

牆紙、木器、潔具或其他裝修用料等），若於施工期間發生意外（如

火災、水浸、爆竊或爆炸等），所引致受保工程的物料損失或損

毀，均受保障。

廢物清理費用

在意外發生後，支付清理現場廢物的費用。最高達至工程合約

總金額 5%。

工程合約升值保障

裝修報價與最終工程造價即使有所差距，工程保額將按工程合

約總金額免費提升，最高達 10%。

第二部份 - 第三者責任保障在工程進行期間，保障因意外或疏忽，導致第三者身體受傷或財物

損毀而負上的法律責任。

業主財物損毀保障

保障承建商於施工期間，意外損毀裝修單位內屬於業主或租戶

現有的財物，因而承擔的賠償責任，最高達 HK$1,000,000。

自選保障 - 棚架工序

若裝修工程涉及棚架，如更換窗框、外牆喉管等室外工序，您只須

支付額外保費，便可受到保障，但涉及棚架工序之金額以不超過受

保工程合約總金額 15% 為限。霓紅燈、外牆廣告牌、花籠及簷篷等

工程則不適用。

免費升級保障

選擇基本保障後，您即自動獲得以下免費保障，盡享最全面保障。

保養期保障免費保障在保養期因施工引致的損失，最長保障期可達工程完工

日起計 3 個月。

交互責任保障如保單有超過一名受保人，所有受保人將被視作獨立持有保單，但

藍十字對第三者責任的保障額上限則以保單內列明的金額作準。藍

十字將不會追究任何一名受保人所引致意外的法律責任。

震動保障保障工程期間產生的震動所導致的第三者財物損毀而須負上的法律

責任，最高保障額高達 HK$1,000,000。

第一及第二部份第二部份第一及第二部份第二部份第一及第二部份第二部份第一及第二部份第二部份第一及第二部份第二部份

1,200

1,500

1,850

1,000

1,250

1,550

1,350

1,800

2,100

1,150

1,500

1,750

1,500

2,000

2,400

1,300

1,700

2,000

1,800

2,300

2,750

1,500

1,850

2,350

2,100

2,700

3,100

1,750

2,300

2,600

A) 5,000,000

B) 8,000,000

C) 10,000,000

100,000 N/A 200,000 N/A 300,000 N/A 400,000 N/A 500,000 N/A

保費表 (HK$)工程不涉及外牆棚架工序


1,450

2,150

2,400

1,300

1,800

2,000

1,750

2,400

2,900

1,450

2,000

2,400

2,000

2,750

3,350

1,700

2,350

2,700

2,550

3,100

3,750

2,100

2,600

3,100

3,050

3,650

4,250

2,500

3,000

3,500

D) 5,000,000

E) 8,000,000

F) 10,000,000

100,000 N/A 200,000 N/A 300,000 N/A 400,000 N/A 500,000 N/A

工程包括外牆棚架工序 # （外牆棚架工程總額不超過合約總金額的 15%）

100,000 200,000 300,000 400,000 500,000

計劃 1 計劃 2 計劃 3 計劃 4 計劃 5

工程總額不超過 (HK$)

工程物料損毀保障最高賠償額 (HK$)

第三者責任保障 *最高賠償額 (HK$)



免費附加保障

免費附加保障


注意：■ 本單張只供參考之用；有關詳盡條款及細則及所有不保之事項，概以保單為準。如有查詢或欲索取保單條款及細則，請致電藍十字客戶服務熱線 3608 2988。■ 本單張的中英文版本如有差異，以英文版本為準。■ 「裝修寶」由香港獲授權之保險商，藍十字（亞太）保險有限公司承保。

藍十字（亞太）保險有限公司（「藍十字」）乃東亞銀行集團成員，於香港經營保險業務逾45年，致力為個人及企業客戶提供多元化的保險產品及服務，包括醫療、旅遊及一般保險。藍十字屢獲殊榮，保險產品及服務均獲廣泛認同：

◆ 商界展關懷公司（2005-06 及 2008-15） ◆ 《社區投資共享基金》社會資本企業義工大賞 ─ 最具温情獎（2015） ◆ 資本傑出企業成就獎 ─ 傑出醫療及一般保險（2012-2015）

◆ 《新城財經台》香港企業領袖品牌2015 ─ 卓越旅遊保險品牌 ◆ 《新假期》最受歡迎旅遊保險公司大獎（2005-2014） ◆ 2014《指標》財富管理大獎 ─ 傑出表現獎 ﹣醫療保險產品（保險） ﹣產品及服務創新（保險） ﹣網上功能（保險） ◆ 《e-zone》e-世代品牌大獎2014 ─ 最佳網上保險服務

藍十字在2015年獲得金融服務業國際信用評級機構A.M. Best Company 評定財務實力評級及發行人信用評級分別為A (優秀) 及「a」級別。有關最新評級，請瀏覽www.ambest.com。

Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”) is a member of The Bank of East Asia Group. With over 45 years of operational experience in the insurance industry, Blue Cross provides a comprehensive range of products and services including medical, travel and general insurance, which cater to the needs of both individual and corporate customers. Blue Cross’ success in insurance products and services is reaffirmed by numerous awards and accolades:

◆ Caring Company (2005-06 & 2008-15) ◆ Community Investment and Inclusion Fund Social Capital Corporate Volunteer

Challenge – Most Caring Award (2015) ◆ Capital Outstanding Enterprise Awards – Medical and General Insurance

(2012-2015) ◆ Metro Finance Radio Hong Kong Leaders’ Choice 2015 – Excellent Brand of

Travel Insurance ◆ Weekend Weekly The Most Favorite Travel Insurance Company Award

(2005-2014) ◆ Benchmark Wealth Management Awards 2014 – Outstanding Achiever - Healthcare Product (Insurance) - Product and Service Innovation (Insurance) - Online Usability (Insurance) ◆ e-zone e-brand awards 2014 – The Best of Online Insurance Service Provider

In 2015, Blue Cross is assigned a financial strength rating of A (Excellent) and an issuer credit rating of “a” by A.M. Best Company, a global full-service credit rating firm specialising in the financial service industry. For the latest rating, please access www.ambest.com.

MD033/09.2015

29/F, BEA Tower, Millennium City 5, 418 Kwun Tong Road,Kwun Tong, Kowloon, Hong Kong

香港九龍觀塘道418號創紀之城5期東亞銀行中心29樓Fax傳真：3608 2989 Email電郵：[email protected]

Website網址：www.bluecross.com.hk

3608 2988

裝修寶

DecorationSafe

Major Exclusions

1. Any fault, defect, error or omission in or failure of any design plan or specification.



4. Loss or damage due to wear and tear, rust, mildew or other deterioration due to gradually operating causes.

5. Liability in respect of compensation claimed from the insured by an injured person or dependant under any Employees Compensation Legislation.

Important Notes








1,200

1,500

1,850

1,000

1,250

1,550

1,350

1,800

2,100

1,150

1,500

1,750

1,500

2,000

2,400

1,300

1,700

2,000

1,800

2,300

2,750

1,500

1,850

2,350

2,100

2,700

3,100

1,750

2,300

2,600

A) 5,000,000

B) 8,000,000

C) 10,000,000

100,000 200,000 300,000 400,000 500,000


100,000 N/A 200,000 N/A 300,000 N/A 400,000 N/A 500,000 N/A



1,450

2,150

2,400

1,300

1,800

2,000

1,750

2,400

2,900

1,450

2,000

2,400

2,000

2,750

3,350

1,700

2,350

2,700

2,550

3,100

3,750

2,100

2,600

3,100

3,050

3,650

4,250

2,500

3,000

3,500

D) 5,000,000

E) 8,000,000

F) 10,000,000

100,000 N/A 200,000 N/A 300,000 N/A 400,000 N/A 500,000 N/A





Excess1. Material Damage In respect of each and every claim Plan 1 – HK$5,000 Plan 4 – HK$15,000 Plan 2 – HK$10,000 Plan 5 – HK$15,000 Plan 3 – HK$15,000

2. Public Liability to Third Party In respect of each and every claim (applicable to all plans) ■ HK$10,000 in respect of each and every claim on third party property

damage

■ HK$10,000 or 15% of loss, whichever is greater, in respect of loss or damage to principal’s property

■ HK$10,000 or 15% of loss, whichever is greater, in respect of water damage to third party property

■ HK$20,000 or 20% of loss, whichever is greater, in respect of vibration damage to third party property


Basic Protection





















Note: ■ This leaflet is for reference only. Please refer to policy for the exact terms and conditions and full list of policy exclusions. For more information or a copy of the policy terms and conditions, please call Blue Cross Customer Service Hotline at 3608 2988. ■ Should there be any discrepancies between the English and the Chinese versions of this leaflet, the English version shall apply and prevail.■ DecorationSafe Insurance is underwritten by Blue Cross (Asia-Pacific) Insurance Limited, an authorised insurer in Hong Kong.


I / WE, HEREBY DECLARE AND AGREE: 1. That the answers to all the above questions including all information and particulars given herein are accurate, true and complete and are given to the best of my/ourknowledge and belief. I / We have not withheld any material information and accept that this application and declaration shall form the basis of the contract between the Company and me / us. I / We herebyacknowledge that failure to supply true and accurate answers to this application or inform the Company of all material information about my / our application may render the Company unable to accept orprocess this application or the insurance policy void. 2. That the insurance coverage applied for shall only take effect when this application has been accepted by and the required premium has been paid to theCompany.本人 / 我們，謹此聲明並同意：1. 上述所有問題的答案包括所有資料及細節均是準確無誤，真實及為事實之全部，並且是盡本人 / 我們所知及所信而作答的。本人 / 我們並沒有隱瞞任何重要資料及同意此申請書之內容及聲明將成為此項保險合約之承保根據。本人 / 我們在此確認，如未能提供真實及準確無誤之資料或通知貴公司任何有關此保險申請之重要資料，將可能導致貴公司不能接受或處理此保險申請或令本保單失效。2. 一概保險項目必須在本申請獲接納後並已將應付保費繳交予貴公司後始可生效。

Personal Information Collection Statement 收集個人資料聲明I / We understand and agree that any personal information collected or held by the Company (whether contained herein or otherwise obtained verbally or in writing) may be used, stored, disclosed, or transferred(within or outside Hong Kong) to any individuals / organisations associated with the Company or to any third party as the Company may consider necessary including any other company carrying on insurance orreinsurance related business, any intermediary, claims investigator, medical facilities, other service providers relevant to the insurance business, professional advisor, government authority, or industry association /federation for the purposes of: (1) processing this application / request and provision of insurance or financial related product or service or any addition, alteration, variation, cancellation, renewal, or reinstatementthereof; (2) any scope of insurance coverage, claim processing, investigation, or analysis and data matching; (3) promotion of financial products or services by the Company and its affiliated companies; (4)communicating with me/us/the insured or any relevant organisation / person as the Company considers appropriate; and (5) meeting any disclosure requirements imposed by law or court order or pursuant toguidelines issued by regulatory or other relevant authorities. I / We have the right to access and to request correction of any personal information concerning myself/ourselves held by the Company. I / We understandthat if I / we do not want my / our personal information to be used for the purpose (3) above, I / we may notify the Company at any time. Such request(s) or notice(s) can be made in writing to the Company's CorporateData Protection Officer at 29th Floor, BEA Tower, Millennium City 5, 418 Kwun Tong Road, Kwun Tong, Kowloon, Hong Kong.本人/我們明白並同意由貴公司收集或持有的任何個人資料 (不論是否載於此或由其他途徑以口頭或書面形式取得)，均可供使用、儲存、透露或轉交予〔香港境內或境外〕任何與貴公司有關人士/機構或貴公司認為有需要的任何第三者，包括其他從事與保險或再保險業務有關的公司、中介人、理賠調查員、醫療機構、與保險業務有關的服務供應商、專業顧問、政府機關、或保險業組織或聯會，用於：(1)處理此申請/要求及提供有關保險或財務的產品或服務，或該等產品或服務的增加、更改、轉變、取消、更新或復效；(2)任何關乎保險範圍的事項、賠償審理、調查、分析及資料配對；(3)任何貴公司及相關聯公司的財務產品或服務推廣；(4)與本人/我們/受保人或貴公司認




















Cash現金



I hereby authorise Blue Cross (Asia-Pacific) Insurance Limited (”the Company”)todebit thepremiumfrom my credit card account specified below for the insurance policy.本人茲授權藍十字（亞太）保險有限公司（貴公司）從本人下列的信用卡賬戶扣取





Dwelling 住宅 Catering Service 飲食服務 Workshop /Showroom/Shop





Please submit a copy of works quotation for contract with scaffolding work（include separate itemsandamounts)如工程涉及外牆棚架工程，請提供報價單副本（包括個別項目及其金額）Declaration 聲明

1 2 3 4 5













mm 月 yy 年




主要不保事項






重要事項







裝修寶








自付金額


計劃 1 – HK$5,000 計劃 4 – HK$15,000

計劃 2 – HK$10,000 計劃 5 – HK$15,000

計劃 3 – HK$15,000









基本保障







廢物清理費用


總金額 5%。














免費升級保障










1,200

1,500

1,850

1,000

1,250

1,550

1,350

1,800

2,100

1,150

1,500

1,750

1,500

2,000

2,400

1,300

1,700

2,000

1,800

2,300

2,750

1,500

1,850

2,350

2,100

2,700

3,100

1,750

2,300

2,600

A) 5,000,000

B) 8,000,000

C) 10,000,000

100,000 N/A 200,000 N/A 300,000 N/A 400,000 N/A 500,000 N/A



1,450

2,150

2,400

1,300

1,800

2,000

1,750

2,400

2,900

1,450

2,000

2,400

2,000

2,750

3,350

1,700

2,350

2,700

2,550

3,100

3,750

2,100

2,600

3,100

3,050

3,650

4,250

2,500

3,000

3,500

D) 5,000,000

E) 8,000,000

F) 10,000,000

100,000 N/A 200,000 N/A 300,000 N/A 400,000 N/A 500,000 N/A

工程包括外牆棚架工序 #（外牆棚架工程總額不超過合約總金額的 15%）

100,000 200,000 300,000 400,000 500,000







免費附加保障

免費附加保障


注意：■ 本單張只供參考之用；有關詳盡條款及細則及所有不保之事項，概以保單為準。如有查詢

或欲索取保單條款及細則，請致電藍十字客戶服務熱線 3608 2988。■ 本單張的中英文版本如有差異，以英文版本為準。■ 「裝修寶」由香港獲授權之保險商，藍十字（亞太）保險有限公司承保。


◆ 商界展關懷公司（2005-06 及 2008-15）◆ 《社區投資共享基金》社會資本企業義工大賞 ─ 最具温情獎（2015）◆ 資本傑出企業成就獎 ─ 傑出醫療及一般保險（2012-2015）◆ 《新城財經台》香港企業領袖品牌2015 ─ 卓越旅遊保險品牌◆ 《新假期》最受歡迎旅遊保險公司大獎（2005-2014）◆ 2014《指標》財富管理大獎 ─ 傑出表現獎

﹣醫療保險產品（保險）﹣產品及服務創新（保險）﹣網上功能（保險）

◆ 《e-zone》e-世代品牌大獎2014 ─ 最佳網上保險服務


Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”) is a member of The Bank of East Asia Group. With over 45 years of operational experience in the insurance industry, Blue Cross provides a comprehensive range of products and servicesincluding medical, travel and general insurance, which cater to the needs of bothindividual and corporate customers. Blue Cross’ success in insurance products and services is reaffirmed by numerous awards and accolades:

◆ Caring Company (2005-06 & 2008-15)◆ Community Investment and Inclusion Fund Social Capital Corporate Volunteer

Challenge – Most Caring Award (2015)◆ Capital Outstanding Enterprise Awards – Medical and General Insurance

(2012-2015)◆ Metro Finance Radio Hong Kong Leaders’ Choice 2015 – Excellent Brand of

Travel Insurance◆ Weekend Weekly The Most Favorite Travel Insurance Company Award

(2005-2014)◆ Benchmark Wealth Management Awards 2014 – Outstanding Achiever

- Healthcare Product (Insurance)- Product and Service Innovation (Insurance)- Online Usability (Insurance)

◆ e-zone e-brand awards 2014 – The Best of Online Insurance Service Provider

In 2015, Blue Cross is assigned a financial strength rating of A (Excellent) and anissuer credit rating of “a” by A.M. Best Company, a global full-service credit ratingfirm specialising in the financial service industry. For the latest rating, please accesswww.ambest.com.

MD033/09.2015




3608 2988

■ 本單張僅在香港派發。派發本單張並不構成亦不應被詮釋為在香港境外出售、游說顧客購買或提供任何保險產品。藍十字（亞太）保險有限公司乃東亞銀行有限公司之子公司及東亞銀行集團成員，與 Blue Cross and Blue Shield Association 及其任何相關聯機構或許可證持有人並無任何關係。

裝修寶

DecorationSafe

Major Exclusions

1. Any fault, defect, error or omission in or failure of any design plan orspecification.



4. Loss or damage due to wear and tear, rust, mildew or other deteriorationdue to gradually operating causes.

5. Liability in respect of compensation claimed from the insured by aninjured person or dependant under any Employees CompensationLegislation.

Important Notes








1,200

1,500

1,850

1,000

1,250

1,550

1,350

1,800

2,100

1,150

1,500

1,750

1,500

2,000

2,400

1,300

1,700

2,000

1,800

2,300

2,750

1,500

1,850

2,350

2,100

2,700

3,100

1,750

2,300

2,600

A) 5,000,000

B) 8,000,000

C) 10,000,000

100,000 200,000 300,000 400,000 500,000


100,000 N/A 200,000 N/A 300,000 N/A 400,000 N/A 500,000 N/A



1,450

2,150

2,400

1,300

1,800

2,000

1,750

2,400

2,900

1,450

2,000

2,400

2,000

2,750

3,350

1,700

2,350

2,700

2,550

3,100

3,750

2,100

2,600

3,100

3,050

3,650

4,250

2,500

3,000

3,500

D) 5,000,000

E) 8,000,000

F) 10,000,000

100,000 N/A 200,000 N/A 300,000 N/A 400,000 N/A 500,000 N/A





Excess1. Material Damage

In respect of each and every claimPlan 1 – HK$5,000 Plan 4 – HK$15,000Plan 2 – HK$10,000 Plan 5 – HK$15,000 Plan 3 – HK$15,000

2. Public Liability to Third PartyIn respect of each and every claim (applicable to all plans)■ HK$10,000 in respect of each and every claim on third party property

damage■ HK$10,000 or 15% of loss, whichever is greater, in respect of loss or

damage to principal’s property■ HK$10,000 or 15% of loss, whichever is greater, in respect of water

damage to third party property■ HK$20,000 or 20% of loss, whichever is greater, in respect of vibration

damage to third party property


Basic Protection





















Note: ■ This leaflet is for reference only. Please refer to policy for the exact terms and conditions and

full list of policy exclusions. For more information or a copy of the policy terms and conditions,please call Blue Cross Customer Service Hotline at 3608 2988.

■ Should there be any discrepancies between the English and the Chinese versions of this leaflet,the English version shall apply and prevail.

■ DecorationSafe Insurance is underwritten by Blue Cross (Asia-Pacific) Insurance Limited, anauthorised insurer in Hong Kong.


■ This leaflet is for distribution in Hong Kong only. The distribution of this leaflet is not and shall not be construed as an offer to sell or a solicitation to buy or a provision of any insurance product outside Hong Kong. Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of The Bank of East Asia, Limited and a member of the BEA Group. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.

I / WE, HEREBY DECLARE AND AGREE: 1. That the answers to all the above questions including all information and particulars given herein are accurate, true and complete and are given to the best of my/our knowledge and belief. I / We have not withheld any material information and accept that this application and declaration shall form the basis of the contract between the Company and me / us. I / We hereby acknowledge that failure to supply true and accurate answers to this application or inform the Company of all material information about my / our application may render the Company unable to accept or process this application or the insurance policy void. 2. That the insurance coverage applied for shall only take effect when this application has been accepted by and the required premium has been paid to the Company.本人 / 我們，謹此聲明並同意：1. 上述所有問題的答案包括所有資料及細節均是準確無誤，真實及為事實之全部，並且是盡本人 / 我們所知及所信而作答的。本人 / 我們並沒有隱瞞任何重要資料及同意此申請書之內容及聲明將成為此項保險合約之承保根據。本人 / 我們在此確認，如未能提供真實及準確無誤之資料或通知貴公司任何有關此保險申請之重要資料，將可能導致貴公司不能接受或處理此保險申請或令本保單失效。2. 一概保險項目必須在本申請獲接納後並已將應付保費繳交予貴公司後始可生效。

Personal Information Collection Statement 收集個人資料聲明I / We understand and agree that any personal information collected or held by the Company (whether contained herein or otherwise obtained verbally or in writing) may be used, stored, disclosed, or transferred (within or outside Hong Kong) to any individuals / organisations associated with the Company or to any third party as the Company may consider necessary including any other company carrying on insurance or reinsurance related business, any intermediary, claims investigator, medical facilities, other service providers relevant to the insurance business, professional advisor, government authority, or industry association / federation for the purposes of: (1) processing this application / request and provision of insurance or financial related product or service or any addition, alteration, variation, cancellation, renewal, or reinstatement thereof; (2) any scope of insurance coverage, claim processing, investigation, or analysis and data matching; (3) promotion of financial products or services by the Company and its affiliated companies; (4) communicating with me/us/the insured or any relevant organisation / person as the Company considers appropriate; and (5) meeting any disclosure requirements imposed by law or court order or pursuant to guidelines issued by regulatory or other relevant authorities. I / We have the right to access and to request correction of any personal information concerning myself/ourselves held by the Company. I / We understand that if I / we do not want my / our personal information to be used for the purpose (3) above, I / we may notify the Company at any time. Such request(s) or notice(s) can be made in writing to the Company's Corporate Data Protection Officer at 29th Floor, BEA Tower, Millennium City 5, 418 Kwun Tong Road, Kwun Tong, Kowloon, Hong Kong.本人/我們明白並同意由貴公司收集或持有的任何個人資料 (不論是否載於此或由其他途徑以口頭或書面形式取得)，均可供使用、儲存、透露或轉交予〔香港境內或境外〕任何與貴公司有關人士/機構或貴公司認為有需要的任何第三者，包括其他從事與保險或再保險業務有關的公司、中介人、理賠調查員、醫療機構、與保險業務有關的服務供應商、專業顧問、政府機關、或保險業組織或聯會，用於：(1)處理此申請/要求及提供有關保險或財務的產品或服務，或該等產品或服務的增加、更改、轉變、取消、更新或復效；(2)任何關乎保險範圍的事項、賠償審理、調查、分析及資料配對；(3)任何貴公司及相關聯公司的財務產品或服務推廣；(4)與本人/我們/受保人或貴公司認




















Cash現金



I hereby authorise Blue Cross (Asia-Pacific) Insurance Limited (”the Company”) to debit the premium from my credit card account specified below for the insurance policy.本人茲授權藍十字（亞太）保險有限公司（貴公司）從本人下列的信用卡賬戶扣取





Dwelling 住宅 Catering Service 飲食服務 Workshop / Showroom / Shop





Please submit a copy of works quotation for contract with scaffolding work （include separate items and amounts)如工程涉及外牆棚架工程，請提供報價單副本（包括個別項目及其金額）Declaration 聲明

1 2 3 4 5













mm 月 yy 年




主要不保事項






重要事項







裝修寶








自付金額


計劃 1 – HK$5,000 計劃 4 – HK$15,000

計劃 2 – HK$10,000 計劃 5 – HK$15,000

計劃 3 – HK$15,000









基本保障







廢物清理費用


總金額 5%。














免費升級保障










1,200

1,500

1,850

1,000

1,250

1,550

1,350

1,800

2,100

1,150

1,500

1,750

1,500

2,000

2,400

1,300

1,700

2,000

1,800

2,300

2,750

1,500

1,850

2,350

2,100

2,700

3,100

1,750

2,300

2,600

A) 5,000,000

B) 8,000,000

C) 10,000,000

100,000 N/A 200,000 N/A 300,000 N/A 400,000 N/A 500,000 N/A



1,450

2,150

2,400

1,300

1,800

2,000

1,750

2,400

2,900

1,450

2,000

2,400

2,000

2,750

3,350

1,700

2,350

2,700

2,550

3,100

3,750

2,100

2,600

3,100

3,050

3,650

4,250

2,500

3,000

3,500

D) 5,000,000

E) 8,000,000

F) 10,000,000

100,000 N/A 200,000 N/A 300,000 N/A 400,000 N/A 500,000 N/A

工程包括外牆棚架工序 # （外牆棚架工程總額不超過合約總金額的 15%）

100,000 200,000 300,000 400,000 500,000







免費附加保障

免費附加保障


注意：■ 本單張只供參考之用；有關詳盡條款及細則及所有不保之事項，概以保單為準。如有查詢或欲索取保單條款及細則，請致電藍十字客戶服務熱線 3608 2988。■ 本單張的中英文版本如有差異，以英文版本為準。■ 「裝修寶」由香港獲授權之保險商，藍十字（亞太）保險有限公司承保。


◆ 商界展關懷公司（2005-06 及 2008-15） ◆ 《社區投資共享基金》社會資本企業義工大賞 ─ 最具温情獎（2015） ◆ 資本傑出企業成就獎 ─ 傑出醫療及一般保險（2012-2015）

◆ 《新城財經台》香港企業領袖品牌2015 ─ 卓越旅遊保險品牌 ◆ 《新假期》最受歡迎旅遊保險公司大獎（2005-2014） ◆ 2014《指標》財富管理大獎 ─ 傑出表現獎 ﹣醫療保險產品（保險） ﹣產品及服務創新（保險） ﹣網上功能（保險） ◆ 《e-zone》e-世代品牌大獎2014 ─ 最佳網上保險服務


Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”) is a member of The Bank of East Asia Group. With over 45 years of operational experience in the insurance industry, Blue Cross provides a comprehensive range of products and services including medical, travel and general insurance, which cater to the needs of both individual and corporate customers. Blue Cross’ success in insurance products and services is reaffirmed by numerous awards and accolades:

◆ Caring Company (2005-06 & 2008-15) ◆ Community Investment and Inclusion Fund Social Capital Corporate Volunteer

Challenge – Most Caring Award (2015) ◆ Capital Outstanding Enterprise Awards – Medical and General Insurance

(2012-2015) ◆ Metro Finance Radio Hong Kong Leaders’ Choice 2015 – Excellent Brand of

Travel Insurance ◆ Weekend Weekly The Most Favorite Travel Insurance Company Award

(2005-2014) ◆ Benchmark Wealth Management Awards 2014 – Outstanding Achiever - Healthcare Product (Insurance) - Product and Service Innovation (Insurance) - Online Usability (Insurance) ◆ e-zone e-brand awards 2014 – The Best of Online Insurance Service Provider

In 2015, Blue Cross is assigned a financial strength rating of A (Excellent) and an issuer credit rating of “a” by A.M. Best Company, a global full-service credit rating firm specialising in the financial service industry. For the latest rating, please access www.ambest.com.

MD033/09.2015




3608 2988

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