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HCTMCCN

ZMC

(SWCP DSOJC)

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GIFZCFZW2

7...@AWOGW7...DCZZOFD WZAPZCJ:...CWWCFZOANW

:...HAOF DCWZSPAN OFZCPEAGC3...\ITCP3...WCFWIP ZIDDNC5...EAGOAN DCWZSPCW (HAOF)5...\NA_/\ASWC5...UINSHC5...ZPAGK GIFZPIN

4...WCGIFJAP_ DCWZSPAN OFZCPEAGC #1=...WCNCGZIP (UAPOA@NC GIFZPINW #1)=...WGPS@@OFD?...WCGIFJAP_ DCWZSPAN OFZCPEAGC #01

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@AWOGW

DCZZOFD WZAPZCJ2

1. MAUC A MCAJ/EAGC 0. MAUC A MAFJ (NCEZ ir PODMZ)tmc einniwofd arc vanoj dcsturcs2

(pioft) (fist) (ipcf)

7. W_FG HCTMCCN ZI JCUOGCWo\mifc, o\ij, afjrioj, afy itmcrshart jcvogcs, mihc tmcatrc sys-tchs, gihputcrs, gar aujoi systchs,ctg.

:. NOWZCF & CFBI_ifgc yiu ncarf tmc oftcreagc afjgihpnctc nost ie dcsturcs, ie giursc.

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HCFS

MAFJWCFWIPW

WCNCGZIP

UINSHCJCGPCAWC/OFGPCAWC

WCFWIPZIDDNC

CWWCFZOANW

HAOF DCWZSPAN OFZCPEAGC(WCFWIP NA_ISZ)

tmos os tmc ofjcx nayiut tmat scfsirs wonn rcaj upif ofotoa-toif ie a jcvogc. tmcsc scrvc as tmc csscftoan eufgtoifs eir

giftrinnofd aujoi. tmc jittcj nofcs scrvc as a rcecrcfgcti tmc scfsiry arcas wmcrc a uscrs mafj os jctcgtcj, as

wcnn as tmc eufgtoif tmat arca rcprcscfts.

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\ITCP IF \ITCP IEE

CFA@NC WCFWIP JOWA@NC WCFWIP

CWWCFZOANW

\ITCP & ZIDDNC2tmcsc twi scfsiry arcas eufgtoifs stay gifsostcft agriss ann tmrcc oftcreagcs, afjat afy dovcf tohc a uscr hay cxcgutc tmc piwcr afj/ir tiddnc eufgtoifs.

1. \ITCP (IF/IEE)

tmos scfsiry arca os ti tmc rodmt-mafj sojc a`ivca uscrs mcaj--usofd af ipcf mafj ir a gniscjfist. ipcf mafj wonn turf tmc jcvogc if, afj a

gniscj fist wonn turf ot iee.

0. ZIDDNC WCFWIPW(IF/IEE)

tmos scfsiry arca os ti tmc ncet-mafj sojc a`ivca uscrs mcaj--usofd af ipcf mafj ir a gniscjfist adaof. ipcf mafj wonn cfa`nc tmc scfsirs,afj a gniscj fist wonn josa`nc scfsirs.

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\NA_/\ASWC

OFGPCAWC UINSHC JCGPCAWC UINSHC

EAGOAN DCWZSPCW (HAOF OFZCPEAGC)2tmiudm tmcrc arc fivc of titan, tmc eagoan scfsiry arca mas tmrcc haof giftrins tmat gaf pcreirhtmc hist gihhif aujoi eufgtoifs--pnay/pausc, vinuhc, afj tragk scncgtoif. cagm ie tmcsc uscsa pioftcj-fifdcr afj rcquorcs fi pmysogan tiugmofd--bust a quogk mivcr ivcr tmc rcspcgtovc arca.

CWWCFZOANW

1. \NA_/\ASWC

tmos scfsiry arca os `cniw a uscrs gmof.husog wonn pnay ir pausc wmcf agtovatcj.

0. OFGPCAWC/JCGPCAWC UINSHCtmos scfsiry arca os tmc cftorc gorgunar rcdoif cxtcfjcjerih a uscrs mcaj tmat minjs tmc eagoan `uttif eufg-toifs. sgrinnofd gnigkwosc ir giuftcr-gnigkwosc ariufj tmccftorc iutcr arca ie tmc mcaj wonn agtovc vinuhc giftrins.a gnigkwosc hitoif wonn ofgrcasc vinuhc, afj giuft-cr-gnigkwosc wonn jcgrcasc tmc vinuhc.

7. FC]Z/\PCUOISW ZPAGK

tmos scfsiry arca os eir tmc ncet afj rodmt-mafj sojcs ie auscrs eagc--fcar tmc car. tmc rcdoif ti tmc rodmt os tiscncgt tmc fcxt tragk afj ti tmc ncet wonn rcturf a uscr ti

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WCFWIPZIDDNC

MAFJWCFWIPW

WCNCGZIP

WGPS@PCUCPWC/EIPTAPJ

AJUAFGCJ

WCGIFJAP_ DCWZSPAN OFZCPEAGC #1

(WCFWIP NA_ISZ)

tmos os tmc ofjcx nayiut tmat scfsirs wonn rcaj wmcf tmcscncgtir `uttif os agtovatcj erih tmc haof oftcreagc

giftrins. tmc jittcj nofcs scrvc as a rcecrcfgc ti tmc scf-siry arcas wmcrc a uscrs mafj os jctcgtcj, as wcnn as

tmc eufgtoif tmat arca rcprcscfts.

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WCNCGZIP

WGPS@ EIPTAPJ WGPS@ PCUCPWC

ZMC WCNCGZIP (UAPOA@NC GIFZPINW #1)2tmc scncgtir `uttif os nigatcj of tmc gcftran eagoan rcdoif ie tmc eagc. adaof, ot uscs tmc pioftcj-fifdcrwotm a quogk mivcr eir tmc eufgtoif ti agtovatc. wmcf agtovatcj erih tmc haof oftcreagc, tmc sgru``ofd

eufgtoif wonn ivcrrojc prcvoius eagoan scfsirs ti grcatc a fcw sct ie giftrins. a uscr hay rcturf ti tmchaof oftcreagc `y sohpny agtovatofd tmc scncgtir scfsir adaof.

AJUAFGCJ

0. EIPTAPJ/PCUCPWC WGPS@

sohonar ti tmc vinuhc giftrins, tmos scfsiry arca ostmc cftorc gorgunar rcdoif cxtcfjcj erih a uscrsmcaj tmat minjs tmc eagoan `uttif eufgtoifs. sgrinn-ofd gnigkwosc ir giuftcr-gnigkwosc ariufj tmc cftorciutcr arca ie tmc mcaj wonn agtovatc sgru``ofd gif-trins. a gnigkwosc hitoif wonn skop tmc tragk eirwarj,afj giuftcr-gnigkwosc wonn rcwofj tmc tragk.

1.

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WCFWIPZIDDNC

MAFJWCFWIPW

WCNCGZIP

WGPINNS\/JITF

ZI\

@IZZIH

AJUAFGCJ

WCGIFJAP_ DCWZSPAN OFZCPEAGC #0(WCFWIP NA_ISZ)

tmos os tmc ofjcx nayiut tmat scfsirs wonn rcaj wmcf tmchcfu `uttif os agtovatcj erih tmc haof oftcreagc gif-trins. tmc jittcj nofcs scrvc as a rcecrcfgc ti tmc scfsiry

arcas wmcrc a uscrs mafj os jctcgtcj, as wcnn as tmceufgtoif tmat arca rcprcscfts.

7/23/2019 MeWheel

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HCFS (WIFD NOWZ)

WGPINN JITF WGPINN S\

WCNCGZ WIFD

BSH\ ZI @IZZIHBSH\ ZI ZI\

HCFS/WIFD NOWZ (UAPOA@NC GIFZPINW #0)2tmc hcfu `uttif os nigatcj bust a`ivc a uscrs mcaj. tmos scfsir os jcpcfjcft upif wmctmcr ir fit a uscr mas a giffcgtcj jcvogc wotm a vosuansgrccf (ZU, gihputcr, ctg.). wotmiut a sgrccf jcvogc, tmc eufgtoif wonn fit agtovatc--rchaofofd if tmc haof oftcreagc. oe giffcgtcj, usc a pioft-cj-fifdcr wotm a quogk mivcr ti agtovatc. wmcf agtovatcj erih tmc haof oftcreagc, a nost-sgrinnofd eufgtoif wonn ivcrrojc prcvoius eagoan scfsirs tigrcatc a fcw sct ie giftrins. a uscr hay rcturf ti tmc haof oftcreagc `y scncgtofd a sifd usofd tmc scncgtir scfsir of tmc gcftcr ie tmc eagc.

AJUAFGCJ

7. WGPINN S\/JITFsohonar ti tmc vinuhc giftrins, tmos scfsiry arca os tmc cftorc gorgunarrcdoif cxtcfjcj erih a uscrs mcaj tmat minjs tmc eagoan `uttif eufgtoifs.sgrinnofd gnigkwosc ir giuftcr-gnigkwosc ariufj tmc cftorc iutcr arca ie tmcmcaj wonn anniw a uscr ti sgrinn tmriudm a nost if a giffcgtcj sgrccf. agnigkwosc hitoif wonn sgrinn jiwf afj giuftcr-gnigkwosc wonn sgrinn up.

1. 0.

:. BSH\ ZI ZI\/@IZZIHtmos eufgtoif anniws a uscr ti skop ti tmc tip ir `ittih ie a nost wmcftmcy arc sgrinnofd tmriudm a sifd nost if tmc giffcgtcj sgrccf. tmos wonnprcvcft a uscr erih mavofd ti cxgcssovcny sgrinn tmriudm nardc pnay-nosts/no`rarocs. agtovatofd tmc scfsirs `cniw tmc gmof wonn skop ti tmc`ittih, afj tmc scfsirs bust a`ivc a uscrs mcaj wonn buhp ti tmc tip.

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JAUOJ E. CUAFWA

GPCAZOIF