Retirement Goals

How do I know if I’m saving enough?

Retirement Goals

2

How much is enough depends on your goalsAsk yourself:● Where am I now?

● Where do I need to be?

● How do I get there?

Retirement Goals

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Where am I now?Your retirement gap is the difference between the amount you have and the amount you need to meet your goals.

Retirement Goals

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Number of years you’ll likely spend in retirement 20–25 years

Percentage of current income you’ll need in retirement 75–100%

Retirement income that will come from your employer’s pension 50%

Retirement income that will come from Social Security 20%

Retirement income that you’ll need from personal savings (deferred comp, IRA) 5–20%

Where do I need to be?

Retirement Goals

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Work Longer

Pay yourself

first

Pay off debt

How do I get there?

Neither Nationwide® nor any of its representatives give legal or tax advice.

Information provided by Retirement Specialists is for educational purposes only and is not intended as investment advice.

Nationwide Retirement Solutions, Inc. and Nationwide Life Insurance Company (collectively "Nationwide") have endorsement relationships with the National Association of Counties and the International Association of Firefighters-Financial Corporation. More information about the endorsement relationships may be found online at www.nrsforu.com.

Nationwide Retirement Solutions, Inc. and its affiliates (Nationwide) offer a variety of investment options to public sector retirement plans through variable annuity contracts, trust or custodial accounts. Nationwide may receive payments from mutual funds or their affiliates in connection with those investment options. For more detail about the payments Nationwide receives, please visit www.nrsforu.com.

Retirement Specialists are registered representatives of Nationwide Investment Services Corporation, member FINRA. In MI only: Nationwide Investment Svcs. Corporation.

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