中華民國九十八年度年報 - first bank

166
中華民國九十八年度年報 股票代號 : 5844 刊印日期:中華民國九十九年三月一日 本年報可於公開資訊觀測站(http://newmops.tse.com.tw) 及本公司網址(http://www.firstbank.com.tw)查詢

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: E - M a i l : [email protected]
: E - M a i l : [email protected]
: E - M a i l : [email protected]
: (02) 2348-1111 ()

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4 1 9 ,4 3 0 ,8 8 1



-
- -
- -

- -



(


- -



(




1 7 2 ,5 9 2
1 5 ,5 1 9
1 3 9 ,6 0 5
5 2 ,0 2 3
6 ,7 9 7 ,3 5 8


- -
- -

$
$
$
$
$
$
1 ,8 0 4 ,3 1 0 ,9 6 3
116
$
- $
- $
- $
- $
- $




5 4 ,3 4 8 ,2 4 9
2 6 ,6 0 0 ,8 2 3
- -



- -
- -





2 4 ,7 2 3 ,7 4 5
8 ,6 4 8 ,2 2 5
7 ,3 2 5 ,5 5 4
- -





6 3 2 ,4 8 8
- -


4 1 7 ,7 8 5 ,9 6 8
1 6 6 ,3 9 9 ,7 3 3
9 2 4 ,7 3 9 ,9 9 9
1 0 ,0 1 8 ,0 2 5
6 2 6 ,3 7 1
3 7 8 ,5 9 0
1 ,5 1 9 ,9 4 8 ,6 8 6



- -
- -

2 6 ,2 7 2
- 2 6 1 ,3 4 0



- 1 ,1 5 7 ,5 7 5



(




2 5 0 ,1 0 7
6 ,2 6 4
3 ,4 6 7
6 ,4 1 4 ,2 8 3

-


(







-


$
$
$
$
$
$
1 ,7 6 4 ,1 5 4 ,5 5 7



$
($
$
$
$
$

$
$
$
$
- $
- $




2 6 ,7 1 4 ,8 2 4
6 ,1 4 6 ,3 6 3
4 7 ,7 3 9
- -




-
- -
- -





-
7 8 0 ,8 8 5
6 5 7 ,2 6 7
1 ,1 7 9 ,1 6 8
4 8 0 ,6 6 8
2 6 8 ,5 1 9
2 4 ,9 0 6 ,5 6 1


(





8 8 ,8 3 8 ,9 9 2
8 ,8 2 9 ,2 6 0
1 0 ,7 5 8 ,4 4 0
8 ,0 5 5 ,2 6 2
1 ,1 5 2 ,4 3 1 ,7 0 8




7 ,4 0 2 ,8 0 5
7 ,8 7 7 ,0 0 6
1 0 ,2 0 6 ,0 3 6
1 5 ,5 0 1 ,9 9 8
1 ,3 2 2 ,6 9 5
4 5 ,2 4 4 ,0 7 1

2 9 ,6 4 5
- -
- -





9 ,0 9 7 ,1 0 4
5 ,5 8 2 ,9 2 7
2 8 0 ,0 5 4
2 2 9 ,9 8 5 ,5 9 2



-
- 1 8 5 ,0 0 0
- -

1 9 3 ,9 8 1
- 2 6 8 ,1 3 6



(


1 ,3 6 2
- -



(




8 ,6 7 0 ,7 3 1
1 ,7 4 8
1 0 ,4 4 8 ,5 2 4


- -
- -

$
$
$
$
$
$
1 ,6 2 6 ,1 3 9 ,2 4 2
118
$ -
$ -
$ -
$ -
$ -




4 2 ,0 6 0 ,0 1 0
2 1 ,6 7 6 ,2 8 9
4 9 ,9 0 8
- -



- -
- -





2 4 ,1 3 4 ,7 5 8
- 2 0 ,1 9 8 ,6 1 7
- -





7 0 7 ,8 7 3
- -


3 5 6 ,5 8 6 ,3 6 2
1 4 0 ,8 9 6 ,6 8 4
8 7 6 ,2 6 5 ,2 9 6
1 0 ,9 8 5 ,4 9 7
1 8 ,8 4 3
8 7 5
1 ,3 8 4 ,7 5 3 ,5 5 7



1 3 ,4 0 0 ,0 0 0
- -
- -

3 8 6 ,8 6 4
- 4 5 6 ,3 7 6



- 2 0 0 ,6 0 0
1 5 1 ,4 9 6
- 3 6 6 ,8 6 4



(




7 ,5 8 9 ,5 8 7
4 ,7 9 4

-


(









$
$
$
$
$
$
1 ,5 8 9 ,9 0 3 ,3 1 9



$
($
$
$
$
$
(


1.80% 0.96% - - - - - -
2.07% 0.25% - - - - - -

2.01% 2.39% - 2.22% - - - -
3 1 0 ,8 3 3 ,2 9 1
1 .6 8 %
7 9 .6 0 %
4 6 5 ,2 0 1 ,7 2 7
1 .2 4 %
1 0 0 .0 0 %





( 4 )
3 2 5 ,3 9 5 ,3 6 1
1 .0 6 %
6 6 .1 6 %
0 .1 1 %
5 3 5



(
3 ,3 1 4 ,3 2 8
4 .9 3 %
1 0 0 .0 0 %

( 6 )

3 ,2 1 8 ,8 7 1
0 .3 2 %
5 .3 4 %



1 ,1 0 8 ,3 9 6 ,7 9 7
1 .3 2 %
8 4 .7 5 %
3 ,5 1 5 ,4 7 5
0 .1 0 %






(
- 7 8 8
2 9 3 ,0 7 7 ,6 0 4
2 .0 4 %
3 0 .6 2 %
5 5 1 ,2 8 9 ,5 0 6
1 .1 9 %
1 0 0 .0 0 %





( 4 )
3 1 6 ,6 8 9 ,2 7 3
1 .3 0 %
1 7 .1 7 %
0 .3 8 %
7 0 0



(
4 ,2 9 2 ,0 3 9
5 .3 2 %
1 0 0 .0 0 %

( 6 )

3 ,9 5 1 ,1 3 3
0 .2 7 %
6 .3 1 %



1 ,1 6 9 ,9 0 6 ,1 1 2
1 .4 5 %
5 5 .3 6 %
3 ,3 1 9 ,8 4 4
0 .5 2 %






(
- 1 ,0 9 8
1 9 3 ,5 7 1
2 8 ,6 1 9
2 5 1 ,7 6 1







(
1 9 0

2 7 5 ,7 4 9
2 8 ,8 0 9
2 6 4 ,1 6 8
1




0 9 4 4 0 0 0 3 7 8






0 9 4 4 0 0 1 0 9 5 0




0 9 4 0 0 0 4 9 4


0 9 5 1 0 0 0 1 2 7 0


0 9 7 0 0 3 1 8 9 4 0


3 5 .8 5 %



1 5 .8 1 %





1 5 .7 0 %





1 4 .1 3 %


1 1 .7 3 %


1 1 .3 9 %



1 0 .2 5 %



7 .4 5 %


6 .9 2 %
6 .8 9 %

3 1 .2 9 %





1 8 .6 0 %



1 6 .8 2 %


1 3 .9 4 %





1 3 .4 6 %


1 1 .4 2 %



8 .7 6 %



7 .5 2 %



7 .4 9 %
5 .3 5 %
89,912,889
111.88%
167.82%
2,794,409
101.91%
6.38%
89,456,890
109.98%
127.22%
2,729,508
103.55%
16.55%
971231
()
10,230,221 4,047,342 2,851,908 1,311,480 595,750 1,423,741
10,148,679 3,491,243 2,215,520 1,294,331 1,793,307 1,354,278
81,542 556,099 636,388 17,149 (1,197,557) 69,463
971231
10,152,520 3,725,443 3,282,196 1,254,487 630,671 1,259,723
9,949,695 3,739,618 2,640,801 1,183,284 1,449,766 936,226
202,825 (14,175) 641,395 71,203 (819,095) 323,497


- -



USD 34,609 1,113,581 USD 74,717 2,448,763
CAD 29,725 909,157 CAD 29,337 788,364
AUD 19,929 575,380 JPY 981,605 355,832
HKD 107,788 447,212 GBP 6,181 292,479
GBP 5,858 303,068 SGD 10,115 230,327
1.

2
2.×12.5
3.
4.
5.
6.
7.





()
981027
$680,371$665,987

FI R S T C O M M E R C IA L B A N K
(U S A )
2 0 0 E as t M ai n S tr ee t, A
lh am
b ra ,
C A 9 1 8 0 1 , U S A
3
$ 1 1 ,0 3 6
3 ,0 0 0
- 3 ,0 0 0
3 ,7 8 3
1 0 0 %
6 ,9 0 6
5 ,0 0 0
- 5 ,0 0 0
(5 6 6 )
2 9 9

Fi rs t C o m m er ci al B an k (U S A )






$ 7 8 ,6 1 8
1 0 0 %
1
1





Fi rs t C o m m er ci al B an k (U S A )








136 137
- - - -
13,472,296 14,945,067 ( 1,472,771) ( 10)
1,803,944 1,687,722 116,222 7
485,858 624,352 ( 138,494) ( 22)
7,562,529 8,219,983 ( 657,454) ( 8)
1,831,517,566 1,676,084,037 155,433,529 9
49,490,000 48,290,000 1,200,000 2
10,460,326 8,660,326 1,800,000 21
20,942,847 25,164,775 ( 4,221,928) ( 17)
9,019,716 7,341,789 1,677,927 23
89,912,889 89,456,890 455,999 1

136

137



138 139

()

97~99 69,000 - - 1,392 43,711 23,897 -
97~99 32,000 - - 6,000 17,889 8,111 -
99~100 99,000 - - - - 5,000 94,000
95~99 136,000 60,342 5,747 21,120 33,288 15,503 -
()

138

139










140 141
2.
2.
2.
3.
2.
4.

5.
(SA)
140

141

981231

()314,60234,333
124,378155,891
(CDO) 638,275 - 482,514 638,406
(CMO) 1,723,389 - - 1,723,815
(CBO)
/
(6) (SIV)
(7)
2.

142 143
B S
Fu nd
in g,
LT D .


1 M L+
1 .2 0 %
C /C C
3 1 9 ,9 6 4
- 1 6 0 ,7 6 9 3 1 9 ,9 6 4
2 .6 %






G N R _ 2 0 0 9 _ 5 8 _ FR



G in ni e M ae
9 8 /7 /3 0 1 2 8 /7 /2 0 M in
(1 M L+
-






















142

143
3.

98
KRI


(BIA)

144 145

(3)

2.

144

145

981231
1,589,999,000 483,666,000 197,164,000 119,827,000 139,395,000 649,947,000
1,790,333,000 207,966,000 193,223,000 157,198,000 277,472,000 954,474,000
-200,334,000 275,700,000 3,941,000 -37,371,000 -138,077,000 -304,527,000

10,230,221 4,047,342 2,851,908 1,311,480 595,750 1,423,741
10,148,679 3,491,243 2,215,520 1,294,331 1,793,307 1,354,278
81,542 556,099 636,388 17,149 -1,197,557 69,463




146 147
2.



98
20%10%6%10%





146

147



()



148 149


149
FIRST COMMERCIAL BANK

150 151
5.
%
()

()
BANK (USA) 810,000 14,700,608 13,144,680 1,555,928 656,187 19,190 11,036 3.68
() 500,000 9,413,444 8,790,632 622,812 918,058 4,869 3,783 0.08

()
150
151

152 153
153
()









30


9610
1
1014
9
()
154 155
155



156 157
130 02 23481111(120)
4184 02 23256000(10)
130 02 23481111(120)
328 02 26558777
52 02 23119111(10)
294 02 23416111(18)
6483489 02 26348811
28 02 29303011
588 02 85095611
163 02 25553711(20)
1368370 02 27557241(14)
40 02 25556231(20)
22 02 25368111
356 02 25913251(12)
4152 02 28802468(14)
53 02 25979234(8)
261 02 25211111(20)
5188 02 27606969(20)
2125 02 25062111(10)
103 02 25062881(20)
3131 02 27138512(16)
309 02 25017171(12)
365 02 27192009(5)
13 02 25793616(12)
169 02 27192132(5)
3143145 02 27932311(8)
476012 02 27674111(12)
289 02 27315741(14)
16 02 25773323(12)
167 02 27655935(6)
5400 02 27208696(8)
388 02 87978711
299 02 25123111(7)
450 02 27023111(7)
248 02 27298111
156

157
2168170 02 23216811(8)
136-10 02 27722345(12)
2267 02 27362711(12)
4376 02 27556556(12)
265 02 27849811(5)
1214 02 22345101(10)
518 02 27236111
159 02 27931811
295 02 23695222(10
194 02 23947162(8)
3293 02 23623111
2151 02 27035111
87 02 23719221(8)
242 02 23068620(8)
162 02 28369898
133 02 28913921(15)
456458 02 28370011
2161163 02 25060110(8)
2347 02 29326478(6)
100 02 28209111
1107 02 29615171(7)
1329 02 22578091(10)
127-727-8 02 26833191(3)
3208 02 22679611
2388 02 82570111
70 02 29822111(10)
99 02 29884433(12)
12 02 82826788(11)
320 02 22762311(8)
90 02 29845577(12)
89 02 29868822(12)
117 02 22997811
8486 02 26202611
3134 02 29181835(8)
82 02 22184651(6)
1135137 02 29097111(3)
316 02 29929001(12)
1 02 26791921(10)
152 02 22495011(8)

158 159
296 02 29221711(10)
91 02 29408000(10)
258 02 82272111
376 02 24967711
131 02 29599211(8)
669-1 02 29021111
1280 02 26471688(12)
103 02 24279121(10)
57572 02 24266141(8)
377 03 9324111(5)
165 03 9545611-8
112 03 9962711-6
55 03 3326111(10)
2258260 03 3353131(8)
1919 03 3661966(8)
117 03 4552410(3)
146 03 4225111(8)
230 03 4918111(8)
68 03 4939211(8)
63 03 3857111(5)
112114 03 3216882
1161 02 82006111
36870 03 3186611
111 03 3882101(8)
80 03 4991111
3 03 5226111(10)
216 03 5249211(10)
1611 03 5637111(10)
30 03 5963251(6)
18 03 5872411-4
176 03 5559111-2
601 037 322411-6
53 037 477111-6
67 037 672611(6)
1144 04 22233611(19)
43335 04 22231111(10)
271 04 22238111(10)
260-71 04 23136111(6)
4696 04 22366111(8)
158

159
236 04 22300311
2668 04 23801515
423 04 25225111(10)
434547 04 24838111(6)
63 04 25659111
449 04 25874121-4
355 04 26621331(10)
361363 04 26882981(8)
50502 04 22799011(10)
3510 04 26238111(8)
48 04 25686111(8)
2 049 2223111(8)
2256 049 2338181(8)
197 049 2982711(6)
48 04 7232161(8)
26 04 8328811(7)
301 04 7772111(7)
3166 04 8824111(9)
15012 04 8782111
848688 04 7551111(3)
307 05 2272111(10)
196 05 2278111(8)
425427 05 2859833(10)
135 05 3795111(5)
16 05 5324311(7)
2248 05 5966511
96 05 7833211-8
189 05 5862131-4
83 05 6322330(8)
82 06 2224131(15)
161 06 2231141(10)
331 06 2904453(10)
217 06 2268111(8)
198 06 2160111(8)
105 06 2248833(10)
438 06 2465111
150 06 6324211-8
57 06 6521611(8)
593 06 5729901(6)

160 161
366 06 5817350(6)
225 06 7226111(10)
374 06 5901111(8)
25 06 2713251-8
152 06 5051111
5557 06 3300111
109 06 2513211
28 07 3350811(40)
115 07 5519201(8)
17 07 2719111(10)
2896 07 2718111(8)
61 07 2822111(10)
411413 07 5815511(6)
3 07 3511211(5)
161 07 2225111(8)
57 07 3112131(8)
191 07 3344191(9)
147 07 3821526(8)
426 07 5588311(8)
569-1 07 3507111
182 07 8066601(8)
302 07 2396111(5)
32212 07 7260211
1 07 7463611
1187 07 6963211-4
275 07 6212111-7
120 07 6621811-5
459 07 6436111
5901 07 6955111
306 07 6172111
308 08 7325111-8
1071 08 7883771(6)
23 08 8350111(8)
17 08 8893231-9
11 08 7376870
29 08 7811211
22 038 324611-8
1397 089 324211-6
88 06 9273211
160

161

1st Fl., 330 Hernan Cortes Ave., Hagatna, Guam 96910 U.S.A. P.O.Box 2461 Hagatna, Guam
1-671-472-6864
NO. 77, Robinson Road, #01-01 and #06-01, Singapore 068896 65-6593-0888
Bowman House, 29 Wilson Street, London EC2M 2SJ, United Kingdom
44-20-7417-0000
600 Wilshire Boulevard, Suite 800, Los Angeles, CA 90017, U.S.A. 1-213-362-0200
34th Floor, 750 3rd Ave, New York, NY 10017, U.S.A. 1-212-599-6868
Rm 1101, 11/F, Hutchison House, 10 Harcourt Road, Central, Hong Kong (10111101)
852-2868-9008
13th Fl., AIG Building 1-3 Marunouchi, 1-Chome Chiyoda-Ku, Tokyo 100-0005, Japan (1-1-3 AIG13F)
81-3-3213-2588
66, Norodom Blvd., Sangkat Cheychomnoas, Khan Daun Penh, Phnom Penh, Cambodia
855-23-210026~8
No.3-5, Prey Chisak Village, Sangkat Chorm Chaov, Khan Dangkor, Phnom Penh, Cambodia
855-23-865171~3
No 155AB, St. 215, Sangkat Phsar Depo 1, Khan Tuolkork, Phnom Penh, Cambodia
855-23-880392~4
P.O. Box 1605, P.D.C.Building, MADALAII Koror, Palau 96940 680-488-6297~8
63a Av. Sur Y Alameda Roosevelt Lobby 2-3 Ctro. Financiero Gigante, San Salvador, El Salvador, C.A.
503-2211-2121
#100-5611 Cooney Road, Richmond, B.C. V6X 3J6, Canada 1-604-207-9600
76 Le Lai Street, District 1, Ho Chi Minh City, Vietnam (76)
848-3823-8111
Transamerica Tower, Suite 1803, 5000 Yonge Street, Toronto, ONT M2N 7E9, Canada
1-416-250-8788
Mezzanine Floor, 199 George Street, Brisbane QLD 4000, Australia 61-7-3211-1001
9th Fl . , Sathorn City Tower, No. 175, South Sathorn Road, Tungmahamek, Sathorn, Bangkok 10120, Thailand
662-679-5291
86-21-3209-8611
Suite 603, 6th Floor, 3D Center, C2K, Cau Giay Industrial zone, Cau Giay District, Hanoi City, Vietnam
84-43-9362-111
200 E. Main St., Alhambra, CA 91801, U.S.A. 1-626-300-6000
18725 E. Gale Ave., Suite 150, City of Industry, CA 91748, U.S.A. 1-626-964-1888
1141 S. De Anza Boulevard, San Jose, CA 95129, U.S.A. 1-408-253-4666
4250 Barranca Parkway, Suite E, Irvine, CA 92604, U.S.A. 1-949-654-2888

17808 Pioneer Blvd., Suite 108, Artesia, CA 90701, U.S.A. 1-562-207-9858
46691 Mission Blvd., Suite 230, Fremont, CA 94539, U.S.A 1-510-894-8838
162 163