Table of Contents

Part 3 - How to Become Incredibly Wealthy1. Have a Definite Dream in Mind and Visualize Yourself

Already Living Your Dream Life ��������������������������������������������������������5

2. Understand the Wealth Creation Equation ��������������������������������������9

3. Reinvesting Your Money is How You Make Big Money ������������������14

4. Constantly Learn from Other Successful People ���������������������������18

5. Never Allow Non-Inspirational People to Influence You in a Negative Way ���������������������������������������������������������������������������20

6. Focus on Purposes Beyond Yourself – On Things You Can Do to Help Others �������������������������������������������������������������������22

7. Always Attend to Important Tasks Immediately – Never Waste Your Time Procrastinating �����������������������������������������24

8. Help Others Become More Successful Too – Always Negotiate with Win-Win in Mind ������������������������������������������������������25

9. Work Hard Now So You Don’t have to Later in Life ������������������������26

10. Adopt a Can Do Attitude Towards Obstacles ����������������������������������27

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11. Develop a Strong Passion for Learning ������������������������������������������30

12. Mastering Wealth Generation Requires Daily Effort �����������������������33

13. Give Every Task Your Full Attention – Be 100% Focused on Whatever You Are Doing ��������������������������������������������35

14. Delegate Tasks and Leverage Your Time as Much as Possible ���������������������������������������������������������������������������37

15. Invest and Utilize Productivity Enhancing Tools Wherever Possible ����������������������������������������������������������������39

16. Keep on Working Whenever You Find that You Are in the Zone ������������������������������������������������������������������������41

17. Dare to Dream BIG and Make a COMMITMENT to Turning Your Big Dreams into a Reality ��������������������������������������42

18. Use Your Spare Time to Create Assets ������������������������������������������44

19. Adopt an Abundance Mindset and Have a Positive Attitude towards Money ������������������������������������������������������������������46

20. Love Your Life as it Is Now and Really Enjoy the Challenge and the Journey �������������������������������������������������������������49

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Mindset Upgrade Formula

Part 3 - How to Become Incredibly Wealthy“The benefit of living in a free society is that we all have the choice to be rich, poor or middle class. The decision is up to you.”

- Robert Kiyosaki, Rich Dad Poor Dad

When I first read this quote, I felt it was talking directly to me. Growing up, we weren’t wealthy. We weren’t poor by any means, but we were lower middle class and if I had stayed within the confines of what was expected of me, I would not be anywhere close to where I am now.

Instead, I’ve managed to create several multi-million dollar businesses and realize many of my wildest dreams. Today I want to teach you how to create wealth with a secret that will work for anyone willing to go the distance and integrate it fully into their life.

Whether you want to be an entrepreneur or make money from your job or if you have another idea that will make you wealthy but you need the guidance and moti-vation to make it happen, the secrets I’m about to show you are what you need to reach your goals.

If you’ve ever envisioned generating wealth for yourself greater than anything you’ll ever need – providing for your family, building a future and living life the way you’ve always imagined it should be lived, now is the time to take action and make it hap-pen.

Throughout this report, I’ve gathered all of the tips and strategies I’ve used to achieve success in my own life. Take them to heart as these are more than simple tips. They are lifestyle changes that will make your life better.

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1. Have a Definite Dream in Mind and Visualize Yourself Already Living Your Dream LifeImagine your dream life.

Can you do it?

If you can’t, how do you propose you’ll make it into a reality. It’s nearly impossible to create a reality that you can’t imagine, so the first step – well before we start gener-ating income, is to ask yourself what you truly want out of your life and then visual-ize yourself achieving that success.

You’re reading this right now because you want to know how to become incredibly wealthy, but before any of the wealth building strategies I’ve used in my career, this first step is crucial.

This is where you will specify what you’re aiming for in life, then visualize it come to pass. If you want to be financially wealthy, you must learn how to envision your-self as a millionaire, owning everything you’ve ever dreamed of, traveling to all the places you’ve always wanted to see and providing for those you love.

Whenever I share this portion of my philosophy with someone I am reminded of Napoleon Hill, the great personal development expert who wrote Think and Grow Rich in 1937.

He was a huge proponent of visualization, saying “Cherish your visions and dreams. They are the blueprints of your soul.”

This is spot on.

When you envision where you will be in five years, or three or even just a year from now, you are creating a blueprint for your soul – for every ounce of energy you expend.

This goes hand in hand with the Law of Attraction, which states that you will attract into your life that which you put out into the universe.

The things you believe most deeply are those that will be created in your life. They are the successes you will celebrate because they are what you’ve focused all of your energy into.

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Now, whether you believe in the Law of Attraction or not, there is a very real scien-tific principle at work here. It’s called cognitive dissonance and the idea is that when you believe something strongly enough, your subconscious will do everything pos-sible to ensure reality reflects that belief.

In the case of wealth creation, you will truly begin to believe that you can and will succeed in as many ways as you have imagined.

Visualization is Powerful

When you create a mental image of what you want to achieve in life, you generate a map for your mind to follow – a clear outline to follow.

When you do this, you start to attract wealth into your life in ways you never ex-pected before.

Whether intentionally or not, you visualize hundreds of things every day and many of them come to pass.

Unfortunately, most people don’t realize this and visualize negative things – letting their imaginations sabotage their chances of success.

Instead of visualizing financial success, they visualize what they don’t want and don’t need. You, on the other hand, need to plan actively good things to avoid bad stuff from happening.

What we’ve done with the Mindset Formula Upgrade is create a system that pro-vides every tool needed to start visualizing these powerful, positive images.

Use your affirmations and the Mind Tracks software to start building a new mental image of your future and along with the tricks I’m about to show you, life will begin to change for the better in your quest for wealth.

Right now you have little control over your subconscious. It’s on autopilot and when it’s on autopilot, it drifts to the things that almost everyone worries about.

Losing your job. Paying your bills. Caring for your family.

These are common concerns, but when left to run loose, they create powerful emo-tions like fear and anxiety which you have no control over.

If you can instead picture the life of your dreams with the free time and money

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needed to enjoy your family, you’ll begin to feel all of the amazing things that come with those images - and in turn you’ll start to attract those things into your life.

Aspects of Visualization

There are two very important aspects of visualization:

1. Picture in your mind exactly what you desire with as many details as pos-sible – Don’t just say to yourself that you want to be wealthy. Actually visu-alize what that will entail. Do what Jack Canfield (of Chicken Soup for the Soul fame) and Jim Carrey did – write yourself a one million dollar check and look at it every day until you can cash it.

2. Imagine that you have the life you dream about right now – Imagine that you are living the life of your dreams in the present, not the future. This is the world you want to live in. Don’t create a fantasy world that removes you from your goals.

Why does this work?

Because the subconscious can’t tell the difference between imagination and reality. If you feel something strongly enough in your subconscious it can manifest in any aspect of your life.

Visualize biting a raw lemon right now. Really visualize digging your teeth down into the pulp and feeling the bitterness squeeze onto your tongue. Does your mouth start watering in anticipation?

For most people it does because your body responds the same as if you really did bite down into that lemon.

This concept doesn’t just apply to things you have done before, however. If you can visualize something strongly enough and create a powerful enough mental image, those things will soon enough be attracted to you.

Law of Attraction experts believe that this is the result of you sending a vibration into the universe that attracts these things. The energy you emit attracts like things to it. Whether you believe this or not, the subconscious mind remains an incredibly powerful tool.

Just imagine all of the things you do with it right now that you might not be able to

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do if you were forced to think of everything consciously at the same time. Driving a car would be next to impossible.

To effectively use visualization in pursuit of your goals, you must tap into that power of the subconscious mind, attracting things into your life that you desire.

Improve Your Visualization

To visualize more effectively, there are a few things you can do.

The first is to create experiences that you would otherwise not have experienced. For example, if part of your mental image of wealth is owning a BMW, go to the BMW dealership and test drive the newest, most expensive model they have on the lot.

Feel the leather on the steering wheel, the padding in the seats, the smooth curve of the dashboard under your fingertips.

Take a photo of yourself sitting in the driver’s seat and put it on a vision board in your office where you can look at it every day as you start working.

This vision board should be used for all of your goals, containing the images and thoughts you use to get closer to your goals.

Mind Movies are a powerful tool for this as well – do a Google search for Mind Movies if you’re interested in learning how a personalized Mind Movie can help you visualize the future success you’re aiming for.

The Mind Tracks Pro software you received with your membership has powerful visualization tools as well – use them to create a clear image of what you want to achieve in life.

However you perform your visualizations each day, know that this is the most im-portant thing you can do on your path to wealth and happiness. For now, we’re go-ing to move on to a more tangible tip for wealth development, but never forget that visualization is at the core of everything we do here.

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2. Understand the Wealth Creation Equation Whether you want to be a successful entrepreneur or you want to climb the cor-porate ladder or you want to be self-employed, owning your own business in your hometown, there is a single formula that will determine how much money you make.

Here it is:

Leads X Conversion Rate X Average $$$ per Customer X Average Num-ber of Transactions per Customer =

$$$ REVENUE $$$

It’s a very simple formula but if you use it wisely, it becomes immensely powerful, allowing you to create a clear path to increasing your income and building your business.

Example A:

Let’s start off with a simple example of how this formula works. Let’s say you own a coffee shop. Here is what each of our variables equals in terms of the coffee shop’s daily business:

• Leads – People who walk by the shop each day

• Conversions – Percentage of those people who enter and buy something

• $$$ per Customer – The average amount spent by each customer

• Transactions per Customer – How many times does each customer return

So, if a customer visits the store 5 times in a year or once a week even, you can now multiply out the amount they spend and learn what your revenue is.

If you increase any one of these numbers, your total revenue goes up – it’s easy, but so many people forget that the four are connected.

Example B:

Here’s another example from a field you may be familiar with – website building. This is what I do for a living and this example might be how I’d apply the formula to

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my own business.

• Leads – Number of people who visit a site

• Conversions – Percentage of people who buy a product on my site

• $$ per Customer – Average spent by each visitor

• Transactions – Number of products in a lifetime.

This works in any business model – you just need to determine what each variable represents and then find the easiest ways to increase those variables.

Increasing Revenues

Let’s go back to our coffee shop and look at what happens when variables are changed. Here are some simple changes you can make to affect different aspects of our formula:

• $$ Per Customer – Change the layout of the store and place more valu-able items close to the register where people can see them.

• Conversions – Place a better sandwich board outside or renovate the front of the store to get more leads inside.

• Leads – More advertising with coupons for free coffee on a later date or a 10% off voucher for frequent customers. Word of mouth is also a powerful motivator in drawing new leads.

There are a lot of ways to increase revenues with these four variables and the best part is that you only need to change one of them to have an impact.

Internet Marketing

For the last few years, I’ve applied these strategies to Internet marketing and re-peatedly increased my revenues as a result. Despite what most people think, Inter-net marketing is a real business with honest tacticians like myself.

You don’t have to scam and take advantage of people to make these things hap-pen. You simply need to know your business model and work carefully to increase your returns by improving one of these variables.

Take an honest niche like dog training for example. This is a niche where people

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have very real needs. They have a dog that is barking too much, digging, chewing or even trying to bite people.

So they reach out for help and that’s where Internet marketers come in with prod-ucts, reviews, or valuable free information for those dog owners.

And when it comes to our business model, things fit in like perfectly cut puzzle pieces:

• Leads – We advertise or optimize in search engines.

• Conversions – Offer valuable content on the website to increase conver-sions.

• $$ per Customer – Create an email followup series that captures leads and follows up with them over time.

• Transactions – That same email series might result in multiple sales to the same customers again and again.

Traditional Roles

This is a universal formula, and it works in any situation, whether you own your own business or you work for someone and want to increase your value to the company and therefore your income.

To do this, however, you must be in a position within your company to have an impact on one of these four things. If you’re not impacting the bottom line directly, you’ll never become wealthy as an employee in a business.

For example, if you are a salesperson who is directly responsible for bringing in new leads and converting them to customers, you can earn more money by making more sales.

If you’re a manager of a store and you increase the foot traffic to your store or boost the number of items purchased by customers when they enter your store by adjust-ing the store layout, you will look good and benefit from the positive changes being made.

For these things to happen, however, you must understand how your business makes its money, how you can affect these four factors and what your company will gain from your actions.

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If you don’t understand the mechanisms that make your company’s owners rich, you won’t have any leverage when it comes time to ask for a raise.

The Value of Knowledge

Some of you might be thinking that this is all very simple. Of course revenue in-creases if you get more leads and boost conversions.

But, is it really that obvious?

Sometimes the simplest things are considered “understood” without actually being understood and your business suffers because of it.

It’s vital that you understand how wealth is created, both in general and in your par-ticular niche, and this formula shows you exactly how, no matter how you’re trying to make money.

Everything in your business will be more difficult in the long term if you ignore this simple formula.

I want to illustrate real quick why this formula is so spot on. Here’s a quick overview of what we’re looking at:

• Let’s say you make $5,000 a month for your business or $60,000 a year.

• If you doubled your leads and doubled your average $$ per customer, let’s say by raising prices and asking people to purchase a larger, better version of your product (upsizing), your revenue will quadruple.

Think about that for a second. You might be struggling to get by, just barely pay-ing your bills making $60K a year and then suddenly with a few adjustments to this formula, you’re bringing in $240,000 a year.

Nearly a quarter million dollars!

Now imagine what happens if you doubled all four areas of that formula. We’re talk-ing about $960,000 a year in revenue.

Almost one million dollars a year simply by boosting your business in all four quad-rants.

This is how I grew my wealth and my business – by focusing on leads, conversions and revenue per customer.

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The best part is that it works for all types of businesses. You don’t need a huge in-crease to substantially boost your revenue – just steady, incremental increases and you’ll be making tremendous profits.

Millionaires understand the power of this business model and use it to create wealth in every venture they undertake. If you truly understand it and start living your life by it, you will become incredibly wealthy.

So, write it down. Fill out the details. Stick it to the side of your computer and look at it every morning when you sit down to work. As time passes, you will start to see the world in an entirely different way.

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3. Reinvesting Your Money is How You Make Big MoneyQuite frequently someone will ask me what the major difference is between million-aires and people who work regular jobs and never increase their wealth.

To me that difference is all about investment.

Millionaires invest their money and spend what is left while everyone else spends their money and invests what is left.

The problem most people have and the reason they are not wealthy is that they do things backwards.

When you spend first and invest second, you’re pretty much guaranteeing that you remain broke for a good long time. It’s very easy to spend everything you have and be left with nothing to reinvest.

To keep this from happening, you need to change the paradigm – instead of the “spend, then invest” formula that isn’t working, I want you to start saving a set amount of money every month for reinvestment.

This should be a minimum amount – something you can commit to saving on a consistent basis, no matter what happens in life.

This is the money with which you will grow your wealth.

Even if it’s only 10% of your income each month, this will have a powerful impact on how successful you are in your business endeavors.

After all, most people spend all of their money each month. It should be the other way around.

You’ll need to make sacrifices to pull it off, but just stop and consider the kinds of things you have sitting around right now that you didn’t need to purchase. You could have invested that money instead.

If you really want to escape the income trap you’re in, you need to start reinvesting.

Wealth is Not Fairly Distributed

Wealth is not distributed fairly based on the amount of time and effort you put in. You’ll never get wealthy selling your time for money.

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Unless you charge an extremely high rate for your time or you perform commission based work, you will never become mega wealthy from a wage.

But, if you reinvest part of your wage and use it to make more money in the long term, you can make things happen.

You don’t have to start your own business or be a forward thinking entrepreneur to make this happen. Even if you are on a wage now and have no intentions of quit-ting your job, you can reinvest part of your income to increase your wealth over time.

Money should make you more money. At a low level, you may have to start by get-ting paid for your time, working an hourly wage or selling your skills on the Internet for money.

But, as you work and earn, you should set aside money and start using it to make more money and grow your wealth in ways you never considered possible.

This is the true path to wealth.

Leveraging Time for Money

Time is valuable. Your time in particular will become increasingly valuable as you reinvest and grow your income. That’s when you need to learn how to leverage time for more money. Specifically, start paying people to do things for you.

Yes, it costs money to pay an employee or contractor, but consider it an investment. Imagine how much more you can get done if you pay someone else to take on all the tasks you don’t want to perform.

I have several companies right now and a few dozen staff that help me run those companies. If I tried to do everything myself, the business would suffer horribly.

I could never have gotten to where I am today without finding experts in various fields to take on tasks I don’t have the time or interest to perform myself.

And this goes all the way back to when I first got started, when I was a student in University.

When I got started, I was making $150 per week online. Instead of buying some-thing new and slick with that $150, I decided to hire another student for $10 an hour for 10 hours a week to do more work for me.

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The volume of work being done doubled, PLUS someone else got to do the stuff I hated – writing articles.

I stopped procrastinating and even more work got done, increasing my income week by week.

Within a year I had 10 people working for me at 10 hours a week and I was making several thousand dollars per week.

And that was just the start. As time passed, my company grew and I hired regular staff because I wanted to grow faster.

I could have spent all that money or tried to do the work myself, but I knew other business owners and had seen them suffer because they didn’t reinvest their mon-ey in people. I wanted to grow – not to stagnate.

I knew that the best thing I could do with my money was put it back into the busi-ness and automate tasks I didn’t want to perform. I was leveraging my time and creating more wealth even when not in the office.

There is a snowball effect when you properly reinvest your money, which is why ev-ery millionaire I know (and I know more than a hundred of them) uses this strategy.

Where you reinvest depends entirely on where you’ll receive the most value. Some people choose to invest in the stock market. I choose to invest in myself and my business.

The key is to make progress. You will start small – there’s no getting around that.

But, as you grow and as you find success in little ways, you’ll be able to reinvest the money you make and slowly but surely build a business that produces more revenue, and therefore provides more money to reinvest back into that business.

Like a snowball, this thing will grow slowly at first, building momentum incrementally over time. But, once you reach the bottom of that mountain, it will be huge and your wealth will start to grow like you never expected.

Get Past the Guilt

Some people feel guilty about making more money than their friends or their par-ents.

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They always stop short of investing or making a move to grow their wealth because they feel uncomfortable doing something that others in their family cannot. But, if this is what you have going through your mind right now, it needs to change.

You’ll never become wealthy if you feel guilty about the process. You must be not only willing but excited to make money and thrive.

Affirmations can help you overcome this feeling of guilt as you reprogram yourself to believe that money is a good thing. That money is easy to come by. That there are a lot of opportunities out there waiting for you.

Here’s an example affirmation:

• Money is a good thing. Money is easy to come by. There are plenty of op-portunities out there.

Repeat this affirmation for five minutes a day over the course of 90 days and you’ll start seeing new opportunities where you never expected or believed you’d see them before. The guilt will be gone and your fortunes will skyrocket.

If you want to be financially wealthy, this step is essential. You must believe it’s healthy and natural to earn money and that money isn’t evil.

Money is a good thing. It gives you freedom to do good things. You can buy things for your family, donate to charities, start your own charities and much more.

Wealthy people realize that money is a good thing – a payment for clever thinking and wise leveraging of their time.

Come to this realization yourself and you’ll be able to better focus on the opportuni-ties in front of you.

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4. Constantly Learn from Other Successful People One of the biggest mistakes anyone seeking wealth can make is jealousy. The feel-ing you get when you see a millionaire on TV or a new product launch rocket to the top of Clickbank – it’s unhealthy and it sabotages your chances at success.

Instead of jealousy, feel INSPIRATION when someone else succeeds. This isn’t someone doing something you cannot. It’s someone showing you the way to riches – it’s success that you can learn from and follow into a wealthy future.

No matter how someone achieves success, feel happy about it.

How to Learn from Others

Learning from others is at the core of my philosophy on wealth. I listen to audio books every day on my way to and from work on my iPhone’s Audible App.

You’re reading this right now – learning from me and my successes in the field of wealth generation.

Make a habit of doing this as much as possible – learning from people who are in the position you want to be in. Read a book at the end of each day. Listen to an au-dio book on the way to work each morning. Watch videos on your lunch break each day.

You’re always being influenced - why not choose who you are influenced by?

The more you spend time listening to advice from people who are already in the place you want to be, the better you’ll think about your prospects of wealth – you’ll eventually adapt their way of thinking and strive for success in every aspect of your life.

One of the biggest reasons I am successful in life is that I am always learning from other successful people. It’s a daily habit of mine and has been for a long time.

Life is filled with this kind of influence – from your friends, family, and media. Why not choose who will impact your way of thinking and harness it as a tool to draw you closer to the success you constantly dream of in your life?

A Note on the Law of Attraction

One more quick note that I feel is very important for those of you who subscribe to

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the Law of Attraction. If you feel jealousy or resentment towards those that have success before you, you’re sabotaging your own ability to succeed.

Those negative vibrations will only hurt you as you strive to find your success in life. Happiness and good will vibrations will reward you by attracting good, positive things to your life. Whether you follow the Law of Attraction or not, this is a truth in wealth development and business that no one can ignore.

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5. Never Allow Non-Inspirational People to Influence You in a Negative Way“People too weak to follow their own dreams will always find a way to discourage yours”

~ Anonymous (Facebook)

I read this quote on Facebook the other day and felt it was a perfect precursor to this aspect of the Mindset Upgrade Formula.

There is so much truth in this statement and it can have such an impact on your life if you understand what it means to you and your wealth seeking efforts.

Successful people never allow non-inspirational people to influence them or their search for success in life. They will only drain your energy and poke holes in your dreams.

Most people reading this (as well as myself) have people like that in their lives.

Relatives.

Friends.

Your own partner.

They’ll say things like “You can’t do this,” or “You should be doing that” or “You’re setting yourself up for a letdown.”

Now, I’m not saying you need to cut them out of your life or that they are deliber-ately trying to sabotage your dreams.

In fact, most of the time, they say these things out of concern for you – they don’t want you to be hurt and this is the only way they know how to stop that.

But, they’re not in the position you’re trying to achieve. They’re not wealthy and therefore, they shouldn’t be giving you advice on how to acquire wealth.

You should learn from Brian Tracey or Eben Pagan, not your cousin Larry, the out of work accountant.

Listen to people who have succeeded in doing the things you are trying to do. I can practically guarantee you’ll have a hard time finding a millionaire who would ever

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give you negative or non-inspirational advice in seeking your dreams.

They can’t. They’ve long since learned the power of positive, goal oriented thinking and you need to join them in this.

Handling Negativity

When you encounter someone who would give you negative advice or belittle your dreams, ignore their advice.

Even those who you trust and love – they may not understand your motives or be willing to believe that you can make these things happen.

Don’t take that advice. Thank them for their input and share with them your motiva-tions, but don’t allow their way of thinking to poke a hole in your dream and deflate what you’re trying to achieve.

They may be stuck in society’s little box and you may not be able to pull them out of it, but certainly don’t let them pull you back in.

If you don’t have friends who are millionaires or that are already on the path to suc-cess and riches, then flood yourself with wisdom and knowledge from successful people, books, audio programs and whatever else you can get your hands on.

I’m someone you should be listening to when it comes to wealth. I make more than seven figures a year and have been successful in online business for a long time.

Imagine if you were learning to play the guitar and you took your lessons from someone who knows only a handful of chords. You’d never actually learn to play the guitar, right? You should have a teacher with extensive skills playing the guitar.

The same is true for nearly every other aspect of your life. Get advice from people who are where you want to be – not from those who simply theorize on the way things ought to be.

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6. Focus on Purposes Beyond Yourself – On Things You Can Do to Help OthersThis is not necessarily something that all millionaires may believe or share with me, but it is something I feel very strongly about and that I believe has had a big impact on my life so I want to share it with you.

It is often much easier to motivate yourself by focusing on purposes beyond your-self instead of focusing merely on what you will gain.

This isn’t just in terms of charity but in every aspect of your life – what you can do for your family, friends and other people you encounter on a daily basis.

For example, my mother wasn’t living in the best place while I was in college, so when I had the money to do so, I bought her a nice home that she could enjoy and I could feel good about.

For my father, I helped him quit his job in the government where he had been working for more than 30 years by showing him how to start a business in Internet marketing.

The stress was taking a toll on him so I helped him quit that lifestyle and today he is happier and healthier than he has been in years.

I find that it is much easier to be motivated by these little things we can do for our loved ones than by the material gain that comes from wealth.

This is especially important when you start to make good money. For example, if you were making $2,000 a week, that would be a very good income for most people – enough to live on for life and feel comfortable.

You could easily lose your drive to go from $2,000 a week to $10,000 a week, but if you think in terms of what you can do for other people, everything changes. You have an entirely new source of motivation that will push you forward toward that five figure weekly paycheck.

You can tell yourself:

“I’m making good money but I have the opportunity to make seven figures a year. No, I don’t need it, but I have a family and children and with that money I could pay off my house, possibly buy more homes and invest my money so that if something

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happens, I will have a source of income to support my family for years to come.”

When you consider the good things you can do for others, especially those you love, you will be motivated to a much greater degree than you currently are.

You should also stay focused on the cool stuff you can do with your business so you feel excited about these prospects in multiple ways.

Being comfortable can be a great demotivator. Think of others and you’ll get moti-vated once again to push forward and make even more money in the process.

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7. Always Attend to Important Tasks Immediately – Never Waste Your Time ProcrastinatingEach task should be done right now, delegated, deferred to a later date on your calendar or deleted from your list.

The idea is simple – if something is important, do it right now. If it’s not important, put it off until later when you have time to complete it.

This keeps you from having things hanging in the air to be done “eventually”. It makes your goals definite and gives a clear meaning to everything you aim to ac-complish.

Mark Joyner, a good friend of mine, is fantastic at time management. He gets more done in a single day than anyone I know and he does it with a simply theory that I think you’ll appreciate.

His theory is that there is this sort of Cosmic RAM in our minds that limits how much we can do at any one time.

To complete the analogy, imagine you have 10 or 15 applications open on your computer at the same time and the machine starts to slow down as a result, run-ning no single program as fast as it is supposed to run.

The same thing happens to your mind. If you do too much at once you’ll never get anything done.

You need to focus on the tasks that matter and defer the ones with less importance for later when you have the RAM to devote to them. If you have too many pressing tasks to complete by yourself, delegate them to other people, even if you have to pay them to do so.

If you can truly focus on a specific task and get it done immediately without any distractions, you’re more likely to get it done right and get it done fast. With less headaches and stress to boot which is good for your mindset as well.

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8. Help Others Become More Successful Too – Always Negotiate with Win-Win in MindThis is one of the things I enjoy most in life. I have fun with it and it drives me to be better in everything I do as well.

It’s the Law of Reciprocity – I help other people get to where they want to be and they in turn help me get where I need to be.

The more people I help succeed, the better it ends up being for my business. I meet a lot of people who I can help be successful and when they succeed, they are ex-cited to help me in turn – it’s a never ending turnabout that you can join and benefit from if you maintain the right mindset.

Most of the wealthy people I know (and I know more than 100 millionaires) enjoy helping each other find success.

They are very down to earth people who don’t go out and buy the big expensive stuff that most of you envision when you imagine wealthy people. It’s anything but what you see on TV.

Of course, there’s nothing wrong with those ostentatious things. I do have a few friends who buy some really cool stuff and there’s nothing wrong with that, but whatever your picture is of the average millionaire, it’s probably off by a bit.

Most of them are very good people who are inspirational and helpful to anyone who seeks success in life. What goes around comes around and they realize it, as do I.

Nurture this trait and develop it in yourself. If you do this and can help other people be successful, you’ll find that it comes back to you in abundance.

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9. Work Hard Now So You Don’t have to Later in LifeMost of the millionaires I know work very hard now so they don’t have to later in life. If you really want to make 7 figures a year, you’re going to have to work pretty hard.

That means a ton of work in the beginning, but as you start to make money and your business grows, it becomes addictive, especially as money starts to come in.

It stops feeling like work when you can make cash doing it. Most people who be-come wealthy get money so they can reinvest later and spend more time with their families.

In fact, I’ve found that a good two thirds of the people I know aren’t flashy at all – they might take the occasional flashy vacation but that’s about it.

Take me for example.

I don’t pay myself a lot. It’s a good wage and I’m very comfortable, but it’s not a ton – especially when you consider how successful my businesses are.

Instead, I reinvest most of the income that my business makes. My house is fantas-tic and is fully paid off. I have enough to stay comfortable and get by on.

But, I’d rather reinvest the rest for the future, so I have even more time to spend with my family later. Why work your entire life when you can work hard now and relax later.

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10. Adopt a Can Do Attitude Towards ObstaclesWhat I want you to do is train your mind to see obstacles as challenges rather than setbacks. Here are two affirmations I’ve used throughout my career to do just this:

• “I’m great at overcoming tricky obstacles.”

• “With every obstacle comes an opportunity to grow in wisdom.”

This will help you create a mindset that is both determined and insistent – never letting anything get in the way of your goals and not allowing you to think that any-thing is impossible.

And yes, some goals will take longer than you initially anticipate, but most often, the difference between success and failure isn’t that great. It’s the line where things become tough and you need to push a little harder to make something happen.

I notice something quite often when training people. A lot of them give up after their first obstacle. They say they can’t figure out some aspect of the process and when I ask them if they did anything to get past it, they often don’t have an answer.

They didn’t Google it.

They didn’t email me.

They just gave up because it was easier and allowed them to maintain their current mindset.

Changing that mindset is hard – it is one of the hardest things you will do. But, when you do it, you will unlock the power needed to tackle obstacles in ways you never before imagined possible.

When things grow reasonably challenging, that’s when you have an opportunity to push past it and stand out among the crowd and grow in wisdom in ways you never expected when you got started.

If you think about it, this creates a barrier of entry for other people to succeed and gives you an opportunity to do something others don’t have the fortitude to follow through with.

For example, if you work extremely hard and still it takes you a year or more to be successful in marketing within a particular niche, what do you think will happen to

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99.9% of the people who want to become your competitors?

They’ll quit.

I saw an amazing story on TV a year or two ago about a man who partook in the New York City marathon. He wasn’t an average runner though.

He had no legs.

He hadn’t even been in the Paralympics before. He simply took part in the New York City Marathon and despite the biggest obstacles anyone could ever face going into a marathon, he succeeded in 5 days.

It took him almost 10 times as long as even the slowest other runners in the race, but he did it, and that’s something that most people cannot say.

Perfectly healthy people would have dropped out of that race long before they ap-proached the finish, let alone in five days. And yet this man, with no legs, finished.

This story is important because I want it to inspire you to see that perceived obsta-cles are not something you should let stand in your way. This man faced obstacles bigger than we can ever imagine and yet he overcame them.

Why can’t you do the same?

Overcoming Your Obstacles

Most people don’t have insurmountable problems. But, they give up anyways. You need to take on an attitude early that says you won’t give up no matter what hap-pens.

Most things won’t be perfectly laid out for you and you’ll fail more times than you can count, but for every obstacle you go around or climb over, you’ll become stron-ger and more capable of pursuing your goals than you ever imagined possible.

Wealth is not distributed evenly to those who work the hardest. It is distributed to those who exhibit clever thinking and who are able to leverage their time and be persistent regardless of the obstacles they face.

I’ve made a ton of mistakes in my life (I make them every day of my life) and yet I have succeeded in life in almost every facet.

Forgive yourself for things that are not done perfectly and learn how to get things

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done with a can do attitude and nothing will seem impossible ever again.

Real quick, I want to share two stories with you that demonstrate exactly what I’m talking about.

The first is the story of Colonel Sanders, the iconic founder of Kentucky Fried Chicken. In his mid-60s when living on only his Social Security checks, Sanders de-cided to set out and market his original recipe fried chicken. After more than 1,000 rejections and ridicule from countless investors, he found a partner and in 1952 opened his first KFC restaurant. Today, Kentucky Fried Chicken is one of the most successful fast food franchises in the United States.

The second is Oprah Winfrey.

Today, Oprah is the wealthiest woman in the world, but she had to overcome many obstacles to reach that point. Female, black, and born to an unwed teenage mother, her life was not easy from the start.

She was molested many times as a child and ran away, only to give birth to a still-born child at fourteen years of age. Not the typical beginnings of a household name and a scion in modern media, but today she is a multi-millionaire and a thought leader for millions.

These two people had one millionaire mindset trait in common – they carried a can do attitude and didn’t give up in the face of adversity. You shouldn’t either. Don’t let obstacles get in your way – plow through no matter what and success will await you on the other side.

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11. Develop a Strong Passion for LearningI can’t understate the value of a strong, ongoing passion for learning.

Enjoying the process of learning keeps you constantly learning to see outside of the square. It also makes it far easier to handle tricky challenges with confidence when they arise.

And because your goal should now to be to track down people whose expertise you want to learn from (as they are in the position you’re striving to reach), a good habit is to start listening to other people on audio CD or in person.

Of course, the only way you’ll ever make this a significant part of your daily routine is if you enjoy it. And the only way for that to happen is if you stop forcing yourself to do it and find a way that you’ll enjoy it.

Affirmations will help part of the way – for the rest you’ll need a schedule that isn’t too demanding.

Robert Kiyosaki, for example, spends two hours per week listening to audio mate-rial. He says that at first he wanted to set a much larger goal, but by setting a small goal he was much more likely to achieve it.

If two hours is too much for you, consider an even smaller goal – just 20 minutes for example.

The point is that you have a goal and you strive to achieve it every day.

And when you complete your goals on a daily basis, you’ll quickly become ambi-tious to do more. As this develops, your passion will grow and you’ll feel a desire to learn instead of an obligation.

For some of you, there might already be a natural passion built in. But, this isn’t necessarily common, which is why so many of us have to stop and set aside spe-cific time for learning each week.

Everyone else out there – those of you trying to develop that passion – don’t forget the power of affirmation. Consider adding the following affirmations to your 90 day schedule:

• I have a strong passion for learning

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• I’m great at learning new things

Shifting Your Paradigm

Learning is powerful in many ways.

It helps you develop new strategies to create wealth and it grows your knowledge base so that you’re a more rounded person, but what I think learning really does for you and what makes it irreplaceable to someone who is trying to grow their wealth, is that it frequently shifts the paradigm through which you see the world.

I was reading a book the other day called The Happiness Hypothesis by Jona-than Heidt. In it, he uses an example of a 2D square on a plane by itself and a 3D sphere on its own plane.

The square couldn’t understand what the sphere was saying when it described the third dimension, so to illustrate its point, the sphere pulled the square off the 2D plane and into the third dimension.

Suffice it to say the square was both awed and terrified by the shift in its perspec-tive.

Does that sound familiar?

Have you ever felt like a 2D square being pulled out of your paradigm into a terrify-ing new reality?

This is a paradigm shift and it is what will empower you to do incredible new things in your life, and it’s only possible through learning.

When you learn regularly, your paradigm shifts and is broken constantly.

In fact, when you learn constantly, one of two things will happen:

• Paradigms will Break Constantly – On a regular basis you will step outside of your little 2D universe and see more than you ever imagined possible.

• You’ll Be Terrified – When you step outside of a world that you have known for so long, it can be downright terrifying. Some people are afraid of this change and while some embrace it, even they will feel this shift is too

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much for them to handle right away.

You can approach with a fear of the unknown or a passion to learn more and your reaction to those changes will shape who you are and what you learn from them.

When we talk about this in terms of wealth generation, we uncover how wealth is really generated versus what we have long been lead to believe about wealth gen-eration.

And your willingness to embrace and follow change will make it much easier for you to be on the successful side of the paradigm shift.

I find that in life it is much better to have a can-do attitude and be willing to embrace and work with change while resolving challenges than to be incredibly intelligent but staunch in your beliefs.

In fact, when I hire new people for my company, this is the number one trait I look for.

I want men and women who can approach a challenge and say “I can do that” in-stead of “I was never taught that”. I don’t care about test scores or university grades – I want a can do attitude that, when the paradigm shifts, will grab the opportunity by the horns instead of getting upset at what they don’t know.

Creating Balance

Real quick before we move on, I want to touch on something that’s important when you start learning new things.

While it is important to love and learn new things and if you plan to be successful, you will do so frequently, it’s also important to spend at least 80% of your time do-ing and only 20% of your time learning.

Don’t avoid learning new things, but also don’t avoid implementing the knowledge you gain and doing things with it. If you don’t implement what you learn, it can be difficult to see the benefits in it and you’ll eventually lose the drive to continue learn-ing.

With the right balance of one hour of learning for every 4 hours of doing, you’ll en-joy what you uncover and revel in the successes you achieve.

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12. Mastering Wealth Generation Requires Daily EffortIt’s easy to think of wealth generation as an offshoot of your work. It’s a thing you do to make money and therefore it isn’t a specific skill but an application of various skills.

But, just like mastering any skill such as the piano, becoming proficient at a sport, learning a foreign language, or even losing weight, wealth generation is a skill set that requires daily practice to master, even if just for one hour a day.

Most millionaires understand this and work on a daily basis, practicing to become proficient and further develop these skills.

And if you want to be successful in generating wealth, you must do the same, in-vesting at least some time every day into your wealth generation goals.

Creating a System that Works

When I say you must invest time daily, I don’t mean you need to spend two or three hours every day working on your business or building a website.

Rather, what I want you to do is to commit to spending at least some time every day – at least 5 or 6 days a week – working on your wealth generation skills.

As you immerse yourself into wealth generation and even more so as you start gen-erating wealth, you can increase your time commitment and earn greater rewards from those efforts.

It’s like going to the gym for the first time. You wouldn’t sit down at the bench press and start with your body weight, but neither would you only go to the gym once a week and expect results.

You must go five days a week and you must start small and with time and persis-tence you will eventually reach your goals.

If someone tells you that you can make a million dollars working one hour a week, they’re blowing smoke. It’s highly, highly unlikely (bordering on impossible) and it’s not a good way to start your wealth generation career.

Heck, imagine how hard it would be to pick up from where you left off last week if you haven’t looked at your wealth generation resources in over a week. You wouldn’t remember anything.

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The ultimate goal is one hour a day for at least five days a week generating wealth. Time off is good, but it needs to become a regular habit. If you can master this skill and make it a part of your life, you will start generating wealth like the most suc-cessful self-made millionaires.

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13. Give Every Task Your Full Attention – Be 100% Focused on Whatever You Are Doing If you take the time to complete a task, make sure you are 100% focused on it.

The other day I was talking to a student of mine and she was struggling to stay fo-cused. She has good patches every couple of months where she gets quite a bit of work done, but then she won’t look at her work for weeks or even months at a time.

This is the advice I gave her and have given many of my students:

• Give yourself a very small task that will take no more than 5 minutes a day and complete it every day�

The goal is to focus 100% on that task for 5 minutes each day. We’re not talking about spending 5 minutes at the computer, 4 of which are spent checking email. We’re talking about 5 solid minutes completing a task towards your goals.

If you need 20 minutes to check email and collect your thoughts, it doesn’t count. Those five minutes needs to be 100% focused and driven towards your goals.

What matters is that you’re focusing on your goals every day and in the process developing a habit of sitting down for at least some time every day.

With time, you’ll find yourself starting to spend more and more time at the keyboard doing work.

Five minutes might turn into an hour on one night and two hours on another. But, as long as your goal is that five minute tract, you’ll develop a habit that will stay with you for years to come.

Make Those Five Minutes Productive

To ensure your five minutes are as productive as possible, remove as many distrac-tions as possible. Turn off the TV, don’t bring a snack, don’t check your email or Facebook.

Just work for five minutes.

If you need to do something else on the computer, do it when you’re done with your five minutes of work.

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Five minutes a day isn’t all that it takes, but if you make this your goal and focus on it every single day, that 1 hour will soon come.

Imagine someone trying to get from one city to the next, three hundred kilometers away. Every day, they could hop on the same bus and go 5 kilometers toward their destination and yes it will take a while and be frustrating, but they will reach their goal in two months.

But, if they hopped on another bus that went 100 kilometers in a random direction every day, they might never reach their destination. They could be going the wrong direction altogether.

Unless they’re very lucky, they’ll circle their destination forever and never quite get there.

Another thing you should keep in mind.

Celebrate when you complete your five minutes each day. Reward yourself for stay-ing on task and achieving what you didn’t achieve the day before.

Many people, even those I know who spend a full hour or two every day working on their wealth generation goals, are upset they didn’t do even more.

They day dream about what else they should be doing. Don’t daydream as it can undermine your goals and weaken your achievements. Instead focus on what you have achieved and what that means to your goals.

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14. Delegate Tasks and Leverage Your Time as Much as PossibleOf the twenty or so mindset traits in this guide, I consider this the most important along with number two – the wealth creation formula.

If you really want to snowball your income and gain more freedom and time each day to do the things that you love, then you need to harness the power of delega-tion.

I’ve already described for you the story of my experience in college, when I spent more than half of my revenue in the early going to hire a fellow student to take on tasks I didn’t want to complete.

By the end of the first year, I had 10 such delegates and I was making thousands of dollars per month�

I wasn’t being lazy. I wasn’t avoiding anything. I just decided that I could be more productive and stop procrastinating if I hired these students to do the tasks I wasn’t going to perform.

You have to delegate at least some of your work to other people, especially when you first start making money or you’ll never be able to scale your efforts and build a larger business.

Always be looking for ways to put your business on autopilot and have other people perform tasks for you. When you do this, you can grow your business whether you’re there or not.

My Favorite Resource

For me, one of the most valuable resources on the Internet to achieve this goal of greater wealth and time leveraging is Elance.com.

Elance is one of the biggest and best websites on the Internet to find experts in almost any field imaginable to take on tasks you don’t have time or a desire to com-plete.

Maybe you have an idea for an iPhone app, or a website for affiliate marketing or a product you want to develop or you own a construction company and need a logo developed or a voiceover done for your website.

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It doesn’t matter what you need for your efforts – Elance has someone who is an expert in that field and can do it for you.

There are more than 500,000 people on this site with real world expertise and you can hire them per project for that expertise.

If you have a one-off project and need someone for a limited period of time, Elance is the best place to find them.

I’ve spent more than $100,000 on Elance in the last few years for this very reason and will continue to do so for years, even with my staff in place, because it is more efficient and I get specific experts on a per job basis.

SCREENSHOT

As you can see, I have quite a few projects I’ve run recently – things like voiceovers for my websites, articles, mini-courses and even Wordpress plugins.

Another Option

If you want to hire someone fulltime to take on even more tasks for your business, consider Odesk.com. Odesk has quite a few people who work from home in the Philippines and charge very affordable hourly rates.

I especially like Odesk because the workers there have a strong grasp of the Eng-lish language, work very hard and have a similar culture making it easy to work with them on various tasks.

Of course, if you have a coffee shop or a construction company and need a full time employee, you will need to turn to craigslist or a local newspaper, but for all the web entrepreneurs out there, Odesk is a great place to start.

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15. Invest and Utilize Productivity Enhancing Tools Wherever PossibleEmployees and contractors are the ultimate way to leverage your own time, but not the only way. You can also leverage your time by increasing productivity with simple tools like software.

These tools can sometimes be pricey but they are always worth it if they reduce the amount of time it takes to complete any one task in your business.

It’s not easy to quantify the value of your time, however, so many people avoid the purchase unaware that the tradeoff is almost always in their favor. Imagine what you can do with an extra 20% of your time each day.

How much more work you can get done with that time and what the value ends up being.

There are a lot of tools out there you can use. Things like:

• Smart phones

• Desktop Software

• Web Apps

• Membership Plans

And many more.

One of the best productivity tools I’ve purchased in recent memory is the iPhone. It has an organizer, calendar and hundreds of apps I can use to increase my produc-tivity.

Remember the Milk, for example, is an app that allows me to sync with my PC and keep up to date on my to-do list, categorizing tasks as I delegate, change or com-plete them.

Imagine how much more profitable so many businesses are today because of pro-ductivity software.

Motels that use computers instead of pen and paper to track rentals.

Constructions sites that use computer software instead of raw estimating to bring

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on more workers.

Tools are vital because they take care of small bits and pieces of tasks that can be automated, freeing you to do what you do best.

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16. Keep on Working Whenever You Find that You Are in the ZoneYou know what I’m talking about. You sit down to write for 10 minutes and the next time you look at the clock it has been three hours. You’re on a roll. Your brain is fir-ing on all cylinders plus a few new ones that you didn’t know existed.

You’re in the zone.

So why would you ever, ever want to stop working?

Just because you have a quota doesn’t mean you need to stop when you reach it. Unless you have commitments such as your family or another job that take priority, you should never stop when you’re in the zone.

Not only do you not know when you’ll next be in the zone, it doesn’t happen very often. Plus, those hours of focused, inspired brilliance tend to be the most produc-tive hours you’ll ever work.

One hour in the zone is like three hours of forced work out of the zone. So, take advantage of it when it happens and only stop if you absolutely have to.

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17. Dare to Dream BIG and Make a COMMITMENT to Turning Your Big Dreams into a RealityDon’t leave your dreams to chance. Always make plans to make them into a reality and take daily, consistent action on them to bring that reality to fruition.

If you’ve ever been “protected” by people who love you saying “that’s not realistic” now is the time to make a change and step away from that kind of thinking.

You should never regret not trying something in life and if someone tries to keep you from doing something, you need to rethink whether they are someone you want to take advice from on this matter.

Taking Action Always

Imagine you have a huge dream and no idea how you’ll get there.

It doesn’t matter.

As long as you take daily action towards that goal it will someday become a reality. The key is consistency and persistence.

Let’s say you want to open a coffee shop but you have no idea where to start. The first step could be to register the business. It costs less than $100 in New Zealand to register a business and now you own a business.

Then you could have a logo designed to start your branding. Then you could go online and order some books about how to write a business plan and run a coffee shop. Then you write a business plan and maybe even get some funding from a bank.

This is a process. It might take weeks or months or even years to complete all of these steps, but as long as you’re taking tangible steps towards your goals, you’re on track to succeed and you haven’t yet given up on your dream.

The key is to never assume things will be too hard. Keep working and keep trying and you will start to succeed. If you don’t do it, someone else will, so why not you?

Millionaires don’t just think “it would sure be nice if I could do this one day”. They think “I’m going to do this. Let’s form a plan.”

They have massive dreams and they don’t wish for them.

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They work towards them.

Many people tell me my dreams are too big, but I’ve already reached many of them – some of those dreams that I was already told were impossible.

I’ve paid off my home. I’ve married the woman of my dreams. I have two beautiful sons. I bought a house for my mom and helped my dad quit his stressful job of 30+ years.

I did those things because I set goals and worked towards them every day of my life until they were achieved.

My goals now are just as big and will be just as possible as I continue working to-wards them. I want to build boarding schools in India and the Philippines. I want to start local training classes in New Zealand and promote national sports like Cricket.

I dream big and because I know I can succeed, I will reach those goals.

You should never limit yourself to the average dreams most people have. Set a plan for your dreams and make a commitment to turn them into reality.

And don’t dream small. Remember the vision board we discussed before? Dream of something really big.

Not just 10-20% better but 500% better – something that constitutes a real dream.

Don’t see yourself as at your destination. See it as a stepping stone towards a bet-ter future that you can create with the right commitments.

This is a journey and you love it, and while dreams are important you must still love the life you live now. But, at the same time, don’t settle for what you have and give up on the future.

Here are a couple of affirmations that will help on your journey.

• I have big dreams and I am committed to following my plans to achieve them.

• I love my life as it is now and I enjoy the challenge and the journey that I am on.

Combined, these two affirmations will give you the motivation needed to enjoy the life you live and push toward a bigger, better future.

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18. Use Your Spare Time to Create AssetsIn my eyes there are two ways you can spend spare time – consuming or creating. The former is okay in some small doses. After all, everyone needs to relax some-times and TV or a good novel are great ways to do so.

But, to be truly productive and keep your mind active, you should invest a good chunk of your spare time into creating new assets as well.

This can be anything in your personal or work life – from working on your home, developing your business, spending time with your friends or family or learning to play an instrument or speak a new language.

Despite what you might see on TV, wealthy people don’t spend their free time con-suming. They create and use that creativity to develop new assets and build more wealth.

In my spare time, I tend to work on my business, getting some spare tasks done on the computer. Other people might spend that time working on their home – painting, knocking down walls, planting a garden or some other task.

Heck, just listening to an audio CD and learning something new is creating an asset – you’re building knowledge that you can draw on in the future.

And every asset you develop in your life is an asset that might help you make more money in the future.

Here’s a good example.

I had a friend that used to spend upwards of 5 hours a day playing computer games. I taught him how to harness that energy and make money online with it.

Today he sees his internet marketing activities as a game and throws all that gam-ing energy into them. He even teaches people how to play games and makes money from that.

What I’m saying is that it’s really important you realize that certain activities you could be doing like watching a lot of TV won’t move you towards your goals.

Most millionaires put TV very low on their list of things to do. I watch TV, but usually only for specific shows that I like and want to see. I don’t spend hours a day watch-ing “whatever is on”. I exercise and build my business and spend time with my fam-

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ily and it feels fantastic.

You want an overall balance in your life – one that improves you and your relation-ships as well as the business you’re trying to build. Exercise in particular is great as it makes you feel better and work harder and gives you more energy in almost everything you do.

If it makes you more productive throughout the day and helps you get more done, you’re creating an asset. The same is true for healthy diet.

Do Things That Are Sustainable

Whatever you do, try to make sure the assets you create and the activities you par-take in are things that can be sustained over time.

The moment you start forcing yourself to do things you don’t want to do is the mo-ment you stop being productive and growing your assets.

Find ways to frame things in a fun way that makes you want to do them.

For example, I hate painting walls. But, if I needed to paint a wall in my home, I could put in headphones and listen to an audio book and I’d have a blast. Someone else might do well if the painting was timed or became a fitness competition.

Find a way to frame the tasks you don’t want to perform in ways that you’ll enjoy and they will be much easier to perform.

Most importantly, remember to value your time. It’s valuable and if you use it effec-tively it can become even more valuable as you generate new assets.

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19. Adopt an Abundance Mindset and Have a Positive Attitude towards MoneyOne thing that millionaires understand better than anyone I know is the abundance mindset. They understand that they can earn and deserve to earn more money and welcome it into their lives.

Most people do the opposite and have a mindset based on scarcity, survival, or lack of money.

Millionaires don’t think in terms of what they are missing or don’t have. They think in terms of what they do have and what they will gain from those assets.

If you are familiar with the Law of Attraction, you are well aware that what you focus on in life expands. If you have a positive attitude towards money then you’ll start to find opportunities everywhere you look to make money.

To harness your innate wealth generating talents and get away from that negativity that plagues you, you need to affirm in yourself the following belief:

• I am very good at generating large levels of wealth

Why is this important? Because it is so easy to fall into the trap of thinking that you cannot generate wealth or that you don’t deserve it. After all, how many people do you know that say or think things like:

• “I don’t have enough money”

• “I won’t be able to pay my bills”

• “I am just getting by”

• “Money is very hard to come by”

• “Save for a rainy day”

• “Money doesn’t grow on trees”

Heck, maybe your parents even told you some of these things and while they might have been trying to protect and shelter you from the hardships of life, now is the time to cast off those beliefs and reprogram how you think about wealth.

It’s the wrong mindset. It is one of scarcity and lack and if you’re always thinking

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this way – about how broke you are and how you wish you had more money – you’ll never have that money.

The Law of Attraction tells us that the more you think this way, the more of the same you’ll receive.

In Other Areas

This doesn’t just apply to wealth generation. I’m sure you’ve heard a friend or family member say something to the effect of “All the good men/women are taken.”

People with this mindset will have a very hard time finding someone to date be-cause they won’t be looking for a mate.

They will be looking for confirmation of their world view. They put in little or no effort and it becomes a self-fulfilling prophecy.

On the other hand, someone with a positive mindset who understands that life has setbacks and challenges will find the person they desire and get married to them.

Back to Wealth

Millionaires believe that wealth is right within their reach. They don’t think they could possibly achieve it. They believe they will achieve wealth and they therefore do.

This alone is a necessary step to not only finding wealth, but keeping it and feeling like it deserves a place in your life.

How many times have you heard of someone who wins the lottery and is broke three or four years later. They stumbled across money and because they still have the mindset that they don’t deserve it and cannot make more of it that money will soon disappear.

They lack that mindset of abundance and it is therefore missing from their lives.

Money is a Good Thing

The reason so many people have trouble achieving wealth is that they see money as a bad thing.

They say “money is the root of all evil” because they want to protect themselves against hoping for something more and not receiving it.

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But, millionaires see money as a good thing. They embrace it and learn from each other and build wealth in their lives in creative and fun ways.

There is nothing noble about being poor – remaining poor has no impact on your life that makes you a better person. Not that it makes you a worse person, but it’s not empowering to remain poor.

On the other hand, with wealth you can do great things – you can help people and empower yourself to live a better life.

Those who struggle with wealth often have bad ideas of what money is and what it does to you. They are subconsciously pushing money away with negative thoughts and as a result will never achieve the wealth they desire.

That negative thinking sabotages your chances of finding wealth and being suc-cessful in life in ways that you’ve always hoped for. If your attitude is negative, your subconscious and the universe won’t allow you to do anything other than continue to be poor.

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20. Love Your Life as it Is Now and Really Enjoy the Challenge and the JourneyIt’s easier to achieve any goals in life and enjoy the journey of getting there if you make the decision to love your life where it is now.

You should make a commitment to this right now.

Some of you are already in great situations – wealthy and successful in many ways. Others are in difficult situations and are struggling to get by.

But, it doesn’t matter where you are in life. You should be grateful for what you al-ready have and not constantly focused on what you can gain next.

You’re alive. You’re breathing. You have the gift of life and that alone is enough to be grateful for.

When the going is tough, this might take a bit more effort. You might need to dig deeper and truly reflect on what you have in life already, but even then I want you to focus on the positive aspects of your life that are already there.

Every day I sit down with my staff during our daily meetings and ask them to tell me three things they are really grateful for.

I got the idea from Shawn Achor who wrote The Happiness Advantage and used the same technique with hundreds of Fortune 500 executives on his lecture circuit.

I do it because it is important to love life and live it as it is now and by recognizing those things you already have to be grateful for you will be noticeably happier and more productive in ways you cannot even fathom.

More importantly, by doing this every day, you’ll start noticing things that you didn’t even realize you were grateful for – things that you might have already overlooked in your life.

Another exercise I like is one developed by an author whose name escapes me right now. During her lectures she asks her audience to write down three things they wish they had.

Then she asks how many people wrote down their partner or spouse.

No one ever does.

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Then she asks them why they don’t include them in the list.

It’s because it’s human nature to think in terms of what we don’t already have in-stead of what we have right now.

If you have something, it doesn’t make the list of things you want. You don’t ap-preciate what you have nearly as much because you don’t have to work for it any longer.

But imagine what would happen if you lost your left arm tomorrow and it was sewed back on the next day. You would appreciate our arm in a way that you never before did - not since you were three months old and first learning how to use it.

If you use this strategy for just thirty days, you’ll be shocked by how much you rec-ognize that you didn’t see in your life before – things you can and should be grate-ful for.

If you notice these amazing things happening in your life right now, you’ll be 10 times happier about your life than you do now and that makes it much easier to be motivated and enjoy the process of generating wealth.

Enjoy the Process Now

Why only enjoy the process when you get there? Enjoy the entire journey all the way through, not just at the end.

I showed you this affirmation already, but I’ll repeat because I feel it is one of the most important affirmations in this program:

• I love my life as it is now and I enjoy the challenge and the journey I’m on.

Many people worry about which affirmations to start with but I recommend you start with this one because you need to recognize and appreciate what you already have before you can appreciate that which you’re striving to acquire.

Try to aim for just 2 affirmations per day. Anything more can be overwhelming. If you must do more, don’t do any more than four or you won’t be able to keep up.

To help you in your journey, I’ve constructed a list of affirmations to draw from. Re-member that these may not resonate with you as much as someone else so aim to pick one that will work for your particular needs in life.

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Also remember to say them in the present tense because these are things you be-lieve right now, not things you will affect or change about yourself later.

• I have wealth and abundance beyond my wildest dreams

• I have an abundance of wealth for everything I desire

• I make money with ease

• Money is flowing into my life every day

• I believe in myself

• I can accomplish anything I set my mind to

• My life is filled with unlimited possibilities

• I am incredibly deserving of love, prosperity and success

• I am supremely self-confident.

• I am extremely attractive

• I live life to the fullest every day

• I enjoy blessing the life of others

• I am confident in every aspect of my life

• I am a unique and amazing person

• Everything I do is for the better good of everyone involved.

There is immense power in repetition and these affirmations, along with any of the others in the Mindset Formula Upgrade guides and videos will allow you to change how you see and interact with the world in as little as 90 days.

If you’re unsure where to start, I recommend the following just to make sure you fol-low through with your affirmations every day:

• I spend 5 minutes a day every day of my life doing my affirmations

I hope you have enjoyed this report and have learned a lot in the process. We’ve covered a lot of mindset traits that I feel will provide what you need to become in-credibly wealthy.

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I look forward to hearing from you about how you enjoyed the videos and these reports and in 90 days how your success stories are coming along because if you adopt the strategies in this guide, I guarantee you there will be success stories to share.