robur fonder 2014

Dina Fonderrsberttelse 2014

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4 Access Emerging Markets 6 Access Offensiv 8 Access Trygg 10 Afrikafond 12 Aktiefond Pension 15 Allemansfond Komplett 18 Amerikafond 20 Asienfond 22 Bas Action 24 Bas Aktier 26 Bas Mix 28 Bas Rnta 30 Bas Solid 32 ETF OMXS30 Bull 2 34 Ethica Global 36 Ethica Global MEGA 38 Ethica Rnta 40 Ethica Sverige 42 Ethica Sverige MEGA 44 Etik Balanserad 46 Etik Stiftelse 48 Europafond 50 Europafond MEGA 52 Exportfond 54 Fretagsobligationsfond 58 Fretagsobligationsfond FRN 60 Global Emerging Markets

63 Global High Dividend 65 Globalfond 67 Globalfond MEGA 69 Humanfond 71 Indexfond Asien 75 Indexfond Europa 79 Indexfond Sverige 81 Indexfond USA 85 IP Aktiefond 88 Japanfond 90 Kapitalinvest 93 Kapitaltrygg 95 Kinafond 97 Medica 100 Mix Indexfond Sverige 103 Mixfond Pension 107 Nordenfond 109 Ny Teknik 111 Obligationsfond 113 Obligationsfond MEGA 115 Penningmarknadsfond 117 Penningmarknadsfond MEGA 119 Premium Balanserad 121 Premium Frsiktig 123 Premium Modig 125 Protect 90 127 Realinvest 129 Realrntefond 131 Rysslandsfond

133 Rvarufond 135 Rntefond Europa 137 Rntefond Flexibel 140 Rntefond Kort Plus 143 Rntefond Pension 145 Smbolagsfond Europa 147 Smbolagsfond Norden 149 Smbolagsfond Sverige 151 Sweden High Dividend 153 Svensk Aktieportflj 155 Sverigefond 157 Sverigefond MEGA 159 Talenten Aktiefond MEGA 161 Talenten Rntefond MEGA 163 Technology 165 Transfer 50 169 Transfer 60 173 Transfer 70 177 Transfer 80 181 Transfer 90 183 UCITS ETF OMXS30 185 UCITS ETF OMXS30 Bear -1 187 steuropafond

189 Vrderingsprinciper 190 Ngra hndelser under 2014 191 Styrelse och revisorer

Dina Fonder innehller information/rsberttelse fr fonder inom Swedbank Robur Fonder AB och Swedbank Robur International II SICAV.Produktion: Swedbank Robur och Ineko, Stockholm. Bolagen r miljcertifierade enligt ISO 14001. Tryckt p klorfritt papper (ECF).

Innehllsfrteckning

Swedbank Robur r medlem i Fondbolagens Frening och fljer Svensk Kod fr fondbolag.

3Tomas har ordet

Alla r r speciella 2014 r inget undantag unikt lga rntor, stark brsutveckling med ngra f undantag och rekordstort sparande blir min marknadssummering. Fr dig som sparare har det betytt en god tillvxt i ditt sparkapital det r mycket gldjande.

Vi har ocks fortsatt att frbttra vrt erbjudande genom frenkling av produktutbudet samtidigt som vi snkt priserna p ett stort antal fonder bland annat vra indexfonder och generationsfonder ngot som kommit dig som sparare till godo. Fondmarknaden i Sverige hller p att frndras och vi jobbar stndigt med att frbttra oss.

Mnga av er sparar i fonder via tjnstepension. Varje mnad stter de arbetsgivare som r anslutna till ett kollektivavtal av en del av lnen till ett pensions-sparande - tjnstepensionen. Numera kan de flesta av oss sjlva vlja hur en del av eller hela den avsttningen ska placeras. De allra flesta vljer ngon eller ngra fonder. Sammantaget gr detta fondsparande till den viktigaste ekonomiska sparformen utver boendet fr de flesta av oss. Under 2014 fattades beslut om att begrnsa avdragsrtten fr privatpersoners pensions-sparande. Jag vill inte lgga mig i det politiska beslutet, dremot vill jag peka p att den ndrade och s smningom helt slopade avdragsrtten kar risken fr att man inte sjlv sparar till sin pension. Jag vill drfr hr sl ett slag fr att eget pensionssparande r viktigt, att starta tidigt skapar dessutom en bra frutsttning fr att du ska leva ett tryggt ekonomiskt liv ven som pensionr. Investerings sparkonto (ISK) r en bra och enkel form fr det lngsiktiga sparandet som ger utrymme till sparande p bankkonto, enskilda vrde-papper och fonder. S fortstt spara till din pension!

Strax fre rsskiftet lmnade organisationen Aktie-spararna in en grupptalan mot oss angende frvalt-ningen av tv av vra aktivt frvaltade fonder dr man pstr att vi inte frvaltat dessa fonder aktivt. Drfr vill jag vara tydlig, Swedbank Robur har alltid frvaltat dessa tv fonder aktivt, bde i form av aktiva aktieval och aktivt gararbete. Vill du lsa mer om vra syn-punkter om detta uppmanar jag dig att g till vr hemsida, www.swedbankrobur.se.

Vr uttalade ambition r att ha njda kunder. Det vill vi uppn genom att alltid erbjuda prisvrda fonder med kvalit. Vi arbetar stndigt med att frbttra oss och vi anstrnger oss att vara lyhrda fr det gr alltid att bli bttre. Vi har varit med och utvecklat det svenska fondsparandet i nstan 50 r det tnker vi fortstta att gra!

Med dessa rader vill jag tacka fr frtroendet att frvalta ditt sparkapital och ser fram emot 2015.

Arbetet med att skapa ett konkurrenskraftigt erbjudande fortstter under 2015I brjan av 2015 snktes priset p ytterligare 23 aktiefonder. Tv av vra Penningmarknadsfonder pris-justerades temporrt till noll-avgift, som en direkt fljd av riskbankens beslut om negativ rnta. Vi fortstter vrt arbete med kontinuerligt med att se ver, utveckla

och frbttra vrt produktutbud, utifrn nya behov hos vra kunder och frndringar i vr omvrld - med en tydlig ambition att kunna erbjuda spararna ett attraktivt erbjudande.

Ls mer p swedbankrobur.seP vr hemsida kan du lsa mer om vra fondfrndringar. Dr hittar du ocks aktuella fondfakta och information som gr dig till en bttre fondsparare. Dygnet runt.

Tomas HedbergVerkstllande direktr

i Swedbank Robur Fonder AB.

Tomas sparar i Swedbank Roburfonderna Bas Mix, Ethica Global, Indexfond Europa och Transfer 60.

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robur fonder 2014

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