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Asit C MehtaInvestment InterrmediatesLtd.

An ISO 9001:2000 company



Mutual Funds

Smart Investment



Why to Invest?

• Saving is Earning - TRUE but Savingis not Investment is also TRUE

• People say they want to INVESTSAFE !!!!!!!

• DISK , DINK



Is your Principal Safe?

TimePeriod

SavingA/c

Inflation

(@5%)

Difference

% loss /Gain

After 1 Yrs 103500 105000 1500 -1.45%

After 3yrs 110872 115762 4890 -4.41%

After 5yrs 118769 127628 8859 -7.46%



Impact of inflation on monthly

expenses of Rs. 30,000 today

Value of Rs. 100,000 over time

At inflation of 5%

30,000

38,288

62,368

79,599

Today 5 years 15 years 20 years

100,000

78,353

48,102

37,689

Today 5 years 15 years 20 years



Mutual Fund EK Investment Option



What is Mutual Fund?



How Mutual Fund Works?

RETURNS

Pool their money

INVESTORS

FUND

MANAGERS

(MFs)

Passed back to

Generate

SECURITIES

Invest in



What’s in it for YOU?

• Professional Management• Diversification & Lowered Risk• Low Cost•

Liquidity• Transparency• Flexibility• Choices of Schemes• Tax Benefits• Regulation



Types of Scheme



Choices of Schemes

• Sectoral Fund

• Thematic Fund

• Diversified Equity Fund

• Index Fund

• Balanced Fund

• Debt Fund

• Gilt Fund

• Liquid Fund



Different Plans in MF

• Growth

• Bonus

• Dividend Payout

• Dividend Re - Investment



Tax Benefits in Mutual Fund

STCG LTCGEquity Funds 10 %* New

15%*NIL

Debt Funds According to Tax Slab

10 %* W/OIndexation

20%* WithIndexation

* Surcharge & Education CessExtraDividend: Income in the form of Dividend is TAX FREE in the hand

of Investor



Equity Linked SavingScheme

• Investment In ELSS scheme enjoy Tax

Benefit

Under Section 80 (C) upto Rs 100000.

• Higher Earning Potential than other tax-

saving instruments.

• Shortest Lock-in Period among all the tax-

saving instruments.

• No Tax on income earned in the form of

Capital Gain as LTCG is NIL



Investor Friendly Features

• Systematic Investment Plan

•

Switch

• Systematic Transfer Plan

• Systematic Withdrawal Plan



Other Value Added Features

• Trigger

Time

Value

Benchmark

•

Alerts



It’s Hot !

PAN card is compulsory for investing inMutual Fund.

KYC is compulsory for all investment of

Rs. 50000 and above



Chhoti – Chhoti Magar MotiBatein

DOs & Don’ts



DOs

Invest Through SIP

Follow Buy Hold Harvest Strategy

Invest on Every Fall



Benefit of Investing ThroughSIP

• The Benefit of Long Term EquityInvestment

– Equities give superior returns among allasset classes over the long term



• The Benefits of Systematic MonthlyInvestment

– Takes out the risk of market timing

– Adds the benefits of the Power of

Compounding and Rupee Cost Averaging



Buy - Hold - Harvest

• Buy Lower

• Hold Longer

• Harvest When Require



On Every Fall – Ek Top-upHojaye

Invest on Every Falland

Your Return will Rise



Don’ts

Never take loan for Investment.

Don’t Involve in Bottom Fishing

Past Performance of a Scheme is not a

guarantee for future Performance.



Some Light Notes

• Long Term Investors - Always Khush

• Medium Term Investors – Kabhi Khushi Kabhi

Gam.

• Short Term Investors - Hasna Mana Hai



“If you can’t TIME theMarket give TIME to the

Market”

Thank You All



We provide you

• Online portfolio management• Online portfolio for your clients also• SMS alerts for existing and new funds•

Mutual fund material (forms, banners,promotional material etc.)• Weekly magazine for your knowledge

enhancement at your place• Time to time training for Mutual fund

selling• Back office support• Advise for you and your client for portfolio

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