7/30/2019 FSUI - January 2013

1/13

Kbibx| 862?

Umd;2

Gbxjcpcxs snmd` axbsv pnc `cgmaxbvnlo onbiac me Ebochmmj

Qnbp ls hcicelp me Ebochmmj emx H8H Gbxjcpcxs li Vbjlspbi=

Qnbp ls hcicelp me Ebochmmj emx H8O Gbxjcpcxs li Vbjlspbi=

Qn| hld`lia b vxcscioc mi Ebochmmj ls lgvmxpbip li Vbjlspbi

Omgvbxlsmi me Vbacs bi` Axmvs me Ebochmmj emx icq Hslicss

Nmq Ebis obi Gbxjcp \mx Vbac emx \m

Lgvmxpbioc me @celilia pnc B`lcioc emx Ebochmmj Gbxjcplia

_pxbpca|

Pmv Emx Qb|s pm Gbxjcp \mx Ebochmmj Vbac

Qn| Ebochmmj Vbacs bxc Lgvmxpbip emx Hslicsscs

Qn| Ebochmmj Vbacs bxc Lgvmxpbip emx Hslicsscs

7/30/2019 FSUI - January 2013

2/13

Gbxjcplia

_molbd Gc`lb Gbxjcplia2

Gbxjcpcxs snmd` axbsv pnc `cgmaxbvnlo onbiac me Ebochmmj

Bpnmx; Gnbggb` Pbiuccx

Bs b gbxjcplia vcxsmi$ elxsp L qldd scc qncxc pnc vxm`op ls pm hc gbxjcpc`) Pnci L qmd` dljc

pm jimq pnc vmvdbplmi me pnc bxcb qncxc pnc vxm`op ls pm hc dbionc`$ bi` qnm bxc pnc vm'

pciplbd scxs me lp)

Dcp gc `lucxp |mx bppciplmi pm b omipx| qnmsc vmvdbplmi ls Mic Hlddlmi bi` ls pnc ?x` hla'

acsp omipx| li pnc qmxd`) Hp spldd pncxc bxc im `cgmaxbvnlo hmi`bxlcs me pnls omipx| bi`

im `cecisc emxocs) Bi` pnc gmsp lipcxcsplia ls pnbp |m `m imp icc` bi| ulsb pm am pncxc)

Pnls omipx| ls imic mpncx hp b smolbd gc`lb$ Ebochmmj)

Xcocipd| pnc OCM me Ebochmmj biimioc` pnbp pnc bopluc gmipnd| scxs nbuc oxmssc` pnc

ighcx me mic Hlddlmi qnlon ls pnc nlancsp ighcx li pnc qmxd`) Bi` le qc omip lp bs omi'

px|$ lp omgcs bepcx Onlib bi` Li`lb)

_m$ bxc |m xcb`| pm gbjc b obgvblai pm pbxacp pnls icq acmaxbvnlobd bi` bp pnc sbgc plgc

imi acmaxbvnlobd omipx|=

\m qldd eli` vcmvdc me bdd bacs li pnls omipx|) Pnc md` bi` bac` vcmvdc bxc imp hcnli` hp

bxc pnc ebspcsp axmqlia ighcx li pnc |cbx 8622) Bi` pnc hlaacsp ighcx me scxs me Eboc'

hmmj ls exmg bac 85 pm ?5)

Vcmvdc omgc ncxc emx pnc scbxon me dmsp exlci`s mx xcdbplucs) Bi` gmspd| pnc| eli` pncg sliaEbochmmj im gbppcx qnbp ls pnclx bac)

Le |m bxc b gbxjcplia vcxsmi$ omgvbi| mx b gbibacx emx bi| gbxjcplia xcdbpc` elcd`$ L

qmd` vxcecx emx |m pm acp sc` pm pnls icq bxcb bi` axbsv pnc vmpciplbd me lp) Pnls ls mi elxsp

omgc$ elxsp scxuc hbsls)

7/30/2019 FSUI - January 2013

3/13

Gbxjcplia

_molbd Gc`lb Gbxjcplia8

Qnbp ls hcicelp me Ebochmmj emx H8H Gbxjcpcxs li Vbjlspbi=

Bpnmx; Gnbggb` Pbiuccx

Ebochmmj vdbpemxg nbuc bppxbopc` bdgmsp bdd hslicsscs exmg bxmi` pnc qmxd`) Bi` qnci lp

omgcs pm Vbjlspbi$ H8O pxci` ls ucx| ebgms hp H8H ls bdsm acpplia b hmmsp li pnc dmobd li'

`spx|)

Pncxc ls imp svcolelo c~bgvdc me b omgvbi| pbjlia H8H b`ubipbacs me pnls smolbd gc`lb vdbp'

emxg) Hp gbi| hla vdb|cxs exmg bxmi` pnc qmxd` bxc pbjlia hcicelps exmg lp) Gbi| Li`lbi

omgvbilcs dljc Hs| Lio) meecxlia boomips scxulocs pm omgvbilcs bxc slia Ebochmmj Vbac

emx smolbd lipcxboplmi qlpn odlcips)

Pnc hslicss lipcxboplmi ls imp ucx| vmvdbx li pnc dmobd li`spx| hp omgvbilcs bxc px|lia pm

acp sc` pm icq hslicss pxci`s li Vbjlspbi slia pnc dbpcsp pconimdmalcs bi` svcolbdd| odm`

pconimdmalcs)

Pncxc bxc gbi| xcbsmis pm sc Ebochmmj emx H8H gbxjcplia hp hcdmq bxc pnc gmsp svcolelo

mics:

Ebochmmj vdbpemxg ls sdmqd| xcvdbolia pnc Dlijc` emx pnc xcoxlpgcip bi` meecxlia me icq

vmslplmis

Ebochmmj vdbpemxg meecxs pbxacpc` b`ucxplslia csvcolbdd| emx gbdc mx ecgbdc mxlcipc`

hslicss obi sc pnc vdbpemxg pm pbxacp svcolelo aci`cx mid| mx svcolelo bac xbiac)

Ebochmmj vbacs obi hc sc` emx ocipxbdl{c` ncdv bgmia gbi| lipcxibplmibd meelocs li `le'

ecxcip xcalmis

Hslicsscs obi pbxacp hxbi`s qnlon bxc mid| emx ecgbdc mx gbdc aci`cx li b scvbxbpc qb|

bi` lp sbucs b dmp me gmic| li b`ucxplslia obgvblais

Lp obi bop bs ocipxbd ncdv bi` bsslspbioc vdbpemxg emx hslicss odlcips

7/30/2019 FSUI - January 2013

4/13

Gbxjcplia

_molbd Gc`lb Gbxjcplia?

Qnbp ls hcicelp me Ebochmmj emx H8O Gbxjcpcxs li Vbjlspbi=

Bpnmx; Gnbggb` Pbiuccx

Pnc ubdc me b vdbpemxg ls bibd|{c` exmg pnc ighcx me lipcxbopluc scsslmis) Mx li slgvdc

qmx`s |m obi sb| pnc plgc svcip) Bs Ebochmmj dbionc`$ pnc gmsp bopluc omgvbilcs qcxc

exmg pnc emddmqlia obpcamxlcs:

Gmulc _pmxcs

Hmmj Vhdlsncxs

Gslo DbhcdsPncsc p|vcs me omgvbilcs bxc |cp pm`b| b gbkmx vdb|cx li pnc omisgcx gbxjcplia mi Eboc'

hmmj) Bi` b dmp me hslicss ls axbhhc` exmg pnls smolbd gc`lb boplulp|) Emddmqlia pnc vboc me

pnc vxm`ops bi` omgvbilcs$ pnc hla hxbi`s dljc Icspdc$ Sildcucx$ Vcvsl bi` Omjb Omdb nbuc

bdsm spbxpc` pnclx smolbd gc`lb gbxjcplia li Vbjlspbi)

Gbxjcpcxs bi` omgvbilcs nbuc xcbdl{c` pnc vmpciplbd me Ebochmmj vxcscioc bi` gbxjcplia

bepcx ucx| dmia plgc pnbi lps iclanhmxlia omipxlcs dljc Li`lb$ Icvbd bi` Onlib) Hp |cp pnc

gbli dcb`lia omgvbilcs bxc vpplia pnclx ceemxps)

Bdmia qlpn dcb`lia hxbi`s$ gbi| sgbdd hslicsscs nbuc spbxpc` pnclx cbxilia qlpn pnc li'

oxcbslia sc me Ebochmmj li Vbjlspbi) Gbi| vcxsmis exmg Jbxbonl$ Dbnmxc$ Xbqbdvli`l bi`

Lsdbgbhb` bxc b`ucxplslia mi Ebochmmj pm sbdc lpcgs$ dbvpmvs$ pbhdcp VOs$ ocdd vnmics bi`

mpncx lpcgs dljc snlxps$ qbponcs cpo) Pnc hcicelps bxc dbxac emx pnc hslicss pm omisgcx

omgvbilcs hp spldd pnc dcb`lia omgvbilcs me pnc Vbjlspbi bi` li`lul`bds bxc mid| cikm|lia

pnc hcicelps me pnls smolbd gc`lb) Dcp gc aluc |m bi c~bgvdc me b qcddicss ocipcx)

Pnls ls _nbxb Ncbdpn % Qcddicss Ocipcx % Lisplppc exmg Jbxbonl ls slia b Ebochmmj vbac

_jli Gbjcv emx pm jccv bi` ciabac pnc ospmgcxs qnm bxc xcdbpc` pm sjli xcdbpc` pmvlos)

Bi` pnc sc me Ebochmmj vbacs pm lioxcbsc pnc lipcxboplulp| me pnc odlcips) Bi` csvcolbdd| pnc

gcssbalia me pnc Ebochmmj Vbacs nbs lioxcbsc` pnc vmpciplbd emx dmobd hslicsscs li b hxmb`'

cx bsvcop) Bs b gbxjcplia vcxsmi$ L nbuc bibd|{c` pnc hcdmq gciplmic` hcicelps pnbp Eboc'

hmmj meecxs pm H8O gbxjcpcxs:

Ebochmmj vxmul`cs bi ciulxmigcip pm hld` bi` cspbhdlsn hxbi` bi` lps lgbac

Ebochmmj vxmul`cs pnc lipcxboplulp| emx omgvbilcs bi` lislanps pm ulcq pnc pxci` me omi'

sgcxs

Ebochmmj vbacs bxc hcppcx pm lioxcbsc pnc _cbxon Cialic Xbijlia

7/30/2019 FSUI - January 2013

5/13

Gbxjcplia

_molbd Gc`lb Gbxjcplia0

Qn| hld`lia b vxcscioc mi Ebochmmj ls lgvmxpbip li Vbjlspbi

Bpnmx; Gnbggb` Pbiuccx

_molbd gc`lb ls b hla pqlsp li pnc lipcxicp gbxjcplia) Omgvbilcs bi` mxabil{bplmis$ qnm

qcxc pmpbdd| qmxjlia mi pnclx mqi qchslpc emx pnc vxmgmplmi me pnclx hslicss$ bxc imp pxi'

lia pmqbx`s mpncx vdbpemxgs dljc Pqlppcx$ Ebochmmj % UJ)

Pnc soocss me pnc lipcxicp gbxjcplia obgvblai qbs gcbsxc` mi pnc ighcx me ulslpmxs$

emxg elddc` bi` vxonbscs gb`c le pnc slpc ls meecxlia C'omggcxoc scxulocs)

Pnc axmqlia vmvdbxlp| me smolbd icpqmxjs nbs onbiac` pnc pxci` me lipcxicp gbxjcplia bi`

obgvblailia mi pnc lipcxicp) Bi` Ebochmmj ls bgmia pnmsc gbkmx smolbd gc`lb vdb|cxs li

pnc oxxcip plgc nlpplia mic hlddlmi scxs qmxd`ql`c)

Pnc lipcxicp scbxon gcpxlos omgvbilcs dljc Bdc~b bi` Omg_omxc nbuc aluci spbpcs pnbp Eb'

ochmmj scx svci` gmsp me pnclx plgc mi smolbd boplulp| xbpncx mpncx qchslpcs) _m hclia b

gbxjcplia vcxsmi$ qnm emx sxc |m bxc pnbp qn| |m bxc xcb`lia pnls bxplodc$ obiimp spb|

hcnli` li pnls onbialia socibxlm) Pnc pxci` me lipcxicp sbac nbs bdsm onbiac` pnc nbhlps me

pnc omisgcxs)

Pnc lipcxboplmi me ospmgcxs mx ci` scxs ls ucx| lgvmxpbip bi` gmsp me pnc soocssed obg'

vblais li Li`lb bi` Vbjlspbi bxc gblid| pbxacplia lipcxboplulp| mi bdd dcucds) Bi` hla omgvb'

ilcs bi` cipcxvxlscs nbuc onbiac` pnclx gbxjcplia spxbpcalcs bi` c~vbi`c` pnclx xcbon pm'

qbx`s smolbd gc`lb)

Emx c~bgvdc bs L bg imq b `b|s li Vbjlspbi$ bi` L obi scc pnbp Sildcucx ls b`ucxplslia ncbu'

ld| emx pnclx Eblx % Dmucd| hxbi` mi Ebochmmj qnlon nbuc xcsdpc` li gmxc pnbi mic dbo ebis

.dbsp plgc qnci L oncojc` lp,)

Pnc onbialia ciulxmigcip me lipcxicp gbxjcplia nbs dcep ecq rcsplmis"

@m |m icc` b qchslpc xcbdd| imq b `b|s emx |mx hslicss=

Obi Ebochmmj vbac sbple| bdd |mx hslicss icc`s=

@m |m bdsm scc b vmpciplbd me C'Omggcxoc bi` G'Omggcxoc svvmxpc` _molbd Gc`lb

Vdbpemxgs=

7/30/2019 FSUI - January 2013

6/13

Gbxjcplia

_molbd Gc`lb Gbxjcplia3

Omgvbxlsmi me Vbacs bi` Axmvs me Ebochmmj emx icq Hslicss

Bpnmx; Gnbggb` Pbiuccx

B vbac me Ebochmmj obi hc oxcbpc` h| bi meelolbd hslicss xcvxcscipbpluc mx vxm`op mqicx)

Le |m bxc bi meelolbd xcvxcscipbpluc mx mqicx me pnc hslicss$ pnci |m obi oxcbpc lp bi` bop

bs bi b`gli meelolbdd|)

B vbac obi nbuc bdd pnc liemxgbplmi pnbp b hslicss xcrlxcs dljc hbslo liem$ svcolbd dljc

hdmojs$ b vnmpm scoplmi$ b ul`cm scoplmi$ icqs ecc` cpo) L pnlij smgcpnlia qnlon vbacs nbuc

vbac lislanps pm bibd|{c pnc edmq me pxbeelo)

Mi pnc mpncx nbi`$ b axmv obi hc oxcbpc` h| bi| vcxsmi qlpnmp bi| pmvlo bi` spldd lp obi

omiplic) Pnls vxm`op obi scxuc bs ocipxbd vdboc emx `lsosslmi) Bi` b vbac `mcs imp vxmul`c

son p|vc me `lsosslmi vdboc)

B Ebochmmj vbacs vxmul`cs bi c~pxb pnlia qnlon axmvs `mcs imp meecx ls b``lplmi me bvvdlob'

plmis emx xlon gc`lb lipcxboplmi bi` nlancx `caxcc me vxmecsslmibd bvvxmbon emx hslicss) Li b

vbac$ icqs v`bpcs obi hc vmspc` qlpn pnc ibgc me pnc vbac$ bi` li axmv pnc v`bpcs bxc

vmspc` qlpn pnc ibgc me pnc b`gli) Bi` pnls ls imp amm` hslicss bvvxmbon)

B axmv b`gli obi sci` gcssbacs pm bdd ebis mx gcghcxs lihm~ `lxcopd| qnldc b vbac `mcs

imp meecx son eboldlp|) Pnc bvvxmbon me vbac ls vxmecsslmibd omisl`cxlia pbjlia rcxlcs exmg

odlcips) Mi vbac gcghcxs obi sci` gcssbacs pm hc bisqcxc` qnldc vbac b`gli obiimp

sci` gcssbac li`lul`bdd| pm bdd)

Bi| vcxsmi qnm scs pnc lipcxicp obi hcomgc pnc gcghcx mx ebi me pnc vbac) B`gli obiimp

vp xcspxloplmi mi kmlilia) Bi` axmv b`gli obi scp vmdlo| pm bsj emx bvvxmubds hcemxc kmlilia

pnc axmv) Bi` sm axmvs obi hc scoxcp$ mvci mx vhdlo) Pnls bdd `cvci`s mi pnc axmv b`'

gli)

7/30/2019 FSUI - January 2013

7/13

Gbxjcplia

_molbd Gc`lb Gbxjcplia5

Nmq Ebis obi Gbxjcp \mx Vbac emx \m

Bpnmx; Gnbggb` Pbiuccx

Pnc s|spcg me Ebochmmj ls nlcxbxonbd) Qnci b exlci` omggcips mi bi| qbdd ecc` mx icqs

vmsp$ pnc spmx| ls dlijc` pm ncx-nls qbdd qnlon ls pnci `lsvdb|c` pm mpncx xcdbplucs bdsm) Pnls li

xcsdp oxcbpcs onbli me dljcs bi` snbxlia) _m qc obiimp sb| pnbp mid| b`gli obi gbxjcp pnc

vbac hp spxmia bi` lipcxcsplia spmx| me cucip obi bdsm acicxbpc pnc vbac ulcqs bi` dljcs

qnlon bxc bopbdd| pnc xcsdps me pnc ebis lipcxboplmis)

Pnc gmxc ighcx me ebis mx gcghcxs me bi| vbac ls pnc gbli gcbsxlia ebopmx me pnc ulxbd

gbxjcplia soocss) _m$ pnc pmv vxlmxlp| me pnc b`gli snmd` hc pm lioxcbsc pnc ebis hbsc bi`dljcs) Pnc qbdd vmsp ls b gbli dcb`lia smxoc pm svxcb` pnc icqs mx spmx| pm exlci`s) Bs b qbdd

vmsp obi hc ulslhdc pm bdd ebis exlci`s)

Pnc \mPhc ls hbiic` li Vbjlspbi Hbiadb`csn bi` li gbi| mpncx omipxlcs) _m pnc ul`cm

vdmb`lia mi Ebochmmj ls acpplia gmxc ulcqs pnbi hcemxc) _m b``lia b ul`cm obi lioxcbsc

pnc ulxbd gbxjcplia exmg pnc ebis)

Pnc cucips bxc iloc qb| pm acp lipcxboplmis bi` L qmd` vxcecx pnbp |m liulpc pnc ebis emx

`lxcop midlic cucip lipcxboplmis) Pnls nbs vxmuci pm hc amm` smxoc me ulxbd bi` qmx` pm

gmpn gbxjcplia li pnc Li`lb bi` _mpn Bexlob)

Pnc dbsp saacsplmi hp imp dcbsp ls pnc pbaalia pnc exlci` li |mx cucip me vnmpm me pnc vbac)

Pnls oxcbpcs vnmpm xcecxcioc pm pnc vbac bdhgs) L nbuc ncbx` exmg gbxjcpcxs pnbp pbaalia

ls b xcbd smxoc me pxbeelo qnci lp omgcs pm Ebochmmj)

7/30/2019 FSUI - January 2013

8/13

Gbxjcplia

_molbd Gc`lb Gbxjcplia1

Lgvmxpbioc me @celilia pnc B`lcioc emx Ebochmmj Gbxjcplia

_pxbpca|

Bpnmx; Gnbggb` Pbiuccx

Pnc ci` scx ls bdqb|s lgvmxpbip emx bi| hslicss$ bi` jimqlia pnc pbxacp b`lcioc ncdvs

pnc gbxjcplia pcbg hld` b vxmvcx spxbpca| emx hslicss) Pnc gmxc |m i`cxspbi` pnc ib'

pxc bi` b`lcioc me |mx hslicss$ pnc gmxc |m obi pbxacp pnc b`lcioc)

Pnc Ebochmmj ls `leecxcip pnbi Ammadc li pcxgs me scbxon) Ammadc scs mid| omghlibplmi me

jc|qmx`s pm scbxon bi` aluc pnc xcsdps$ hp Ebochmmj scs bdd pnc vxmeldc liemxgbplmi me pnc

scx) Qc obi pbxacp pnc b`lcioc boomx`lia pm |mx bac$ lipcxcsp dcucd bi` boplulp| bi` xc'almi mx xcsl`cioc) Qc obi cuci pbxacp pnc aci`cx obsc dljc gbdc mxlcipc` hslicss mx ecgbdc

mxlcipc`)

Pnc dbiabac svvmxp me Ebochmmj ls cuci gmxc lgvmxpbip) Lp svvmxps gmxc pnbi 5?3 dbi'

abacs bi` cuci gmxc bxc li `cucdmvgcip vxmaxcss)

Pnc b` vdbocgcip bi` hslicss pbxacplia emx b svcolelo xcalmi nbuc onbiac` `xbsplobdd| qlpn

pnc onbiac me pconimdmalcs bi` smolbd gc`lb svcolbdd| Ebochmmj) \m obi sc pnc lislanp

pmmds me pnc Ebochmmj Vbac pm acp `cgmaxbvnlo liemxgbplmi bhmp pnc ulslpmxs dljc pnclx sc~$

bac bi` xcalmi boplulp|) Bi` qc obi sc pnc Vbl` b`ucxplslia me Ebochmmj pm acp gmxc `c'

pbldc` liemxgbplmi bi` cuci emos bi| bxcb li pnc qmxd` qlpn gbi| gmxc dbiabac vmsslhldl'

plcs) Pnc qb| pm acp pbxacpc` ospmgcxs nbs icucx hcci sm cbs| bi` omsp ceecopluc)

Pnc vmvdbplmi me pnc Ebochmmj ls lioxcbslia `b| h| `b| qlpnmp lipcxomxsc mx vmvdbplmi)

Pnc elaxcs sb| pnbp mic `b| Ebochmmj qldd hc sc` pm xcvxcscip pnc xcbd vmvdbplmi me pnc

qmxd`) Pnc dbpcsp icqs exmg pnc OCM ls pnc Ebochmmj oxmssc` pnc mic Hlddlmi ighcxs xc'

ocipd| li pnc spbxp me |cbx 8628)

Pnc oxxcip axmqpn xbpc me lps gcghcxs ls bhmp 56# cucx| |cbx) Qnldc pnc nlancsp ighcx

ls 815# emx pnc bac me ?3'30 bi` pnc 8i` ighcx ls 2

7/30/2019 FSUI - January 2013

9/13

Gbxjcplia

_molbd Gc`lb Gbxjcplia>

Vs|onmaxbvnlo ls pnc ubxlbhdc pm bibd|{c pnc vcxsmibdlp| me b vcxsmi bs pnc lipcxcsps$ gslo$

dmuc$ vmdlplobd ulcqs$ bpplp`c mx dlecsp|dc) Pncxc qbs im son pmmd hcemxc pm acp pnls ubxlbhdc li

xcomx` bp gbss dcucd hp qlpn pnc lipxm`oplmi smolbd gc`lb vdbpemxgs dljc Ebochmmj$ UJ omg'

vbilcs bxc acpplia pnls `bpb pm pbxacp pnc vmpciplbd ci` scxs emx hmpn Hslicss pm Omisgcx

bi` Hslicss pm Hslicss icc`s) Pnc mic c~bgvdc me son bvvdlobplmi ls lDljc qnlon alucs

|mx gslo boomx`lia pm |mx lipcxcsp boplulplcs bi` liemxgbplmi pnbp |m nbuc aluci li |mx

vxmeldc)

Le |m bxc gbxjcplia vcxsmi$ omgvbi| c~copluc$ OCM$ OMM mx bi| bacio| mqicx pnci |m

gsp cubdbpc pnc omisgcx hbsc me |mx vxm`op mx scxuloc pm hcppcx pbxacp pnc b`lcioc li

dmq omsp qlpn gmxc ceecopluc xcsdps)

7/30/2019 FSUI - January 2013

10/13

Gbxjcplia

_molbd Gc`lb Gbxjcplia